{"id":"NJ-103","kind":"order","level":"sector-regulator","jurisdiction":"New Jersey","state":"NJ","metro":"","industry":"","agency":"","eco":"","issuer":"Marlene Caride, Commissioner of Banking and Insurance","authority":"N.J.S.A. 17:1-8.1, 17:1-15; Titles 17 and 17B","instrument":"Department of Banking and Insurance Bulletin No. 20-03","title":"Response to COVID-19 (health carriers: no cost-sharing for COVID-19 testing visits; consumer information; telehealth and prescription access)","dateIssued":"2020-03-10","effective":"2020-03-10","end":"Supplemented by Bulletins 20-05, 20-07 and 20-24 (2020)","startDate":"2020-03-10","endDate":"2020-06-30","quarters":["2020Q2"],"types":["OTHER","HC"],"addressees":["all health insurance companies, HMOs, health service corporations and entities issuing health benefits plans"],"clause":"\u0022In order to ensure that cost-sharing is not a barrier to consumers receiving medically necessary screening and testing for COVID-19, the Department of Banking and Insurance (\u0027Department\u0027) is advising all carriers to refrain from imposing cost-sharing for any emergency room visit at an in-network or out-of-network hospital, any in-network office visit, or any in-network urgent care center visit, when the purpose of the visit is to be tested for COVID-19.\u0022... \u0022Keep Consumers Informed: The Department is requiring carriers to devote resources to inform consumers of available benefits\u0022.","enforcement":"DOBI regulatory authority over carriers","functions":["IN insurance benefits administration","CB insured patients; provider billing"],"notes":"Financial services (insurance): the Department\u0027s first COVID-19 bulletin, dated March 10, 2020, the day after EO 103.","sourceUrl":"https://www.nj.gov/dobi/bulletins/blt20_03.pdf","snapshot":"","fileExists":true,"fileBytes":117819,"grade":"primary","character":"","description":"","collection":"NJ","url":"/library/NJ-103","exhibitUrl":"/exhibit/NJ-103","citation":"Marlene Caride, Commissioner of Banking and Insurance, Department of Banking and Insurance Bulletin No. 20-03 (Mar. 10, 2020) (Ex. NJ-103)","stateName":"New Jersey","related":["NJ-104","NJ-105","NJ-106"]}