The COVID Project
The record
- Jurisdiction
- United States (FHA-insured single-family mortgages)
- Level
- Federal
- Authority
- 12 U.S.C. §§ 1709, 1715b; 24 C.F.R. part 203; Handbook 4000.1
- Issued
- 2020-03-18 Mar. 18, 2020
- Effective
- 2020-03-18 for 60 days (to May 17, 2020) (read as 2020-03-18)
- End
- 2020-05-17 (extended by ML 2020-13 to June 30, 2020, and thereafter) (read as 2020-05-17)
- In force
- Mar. 18, 2020 to May 17, 2020
- Quarters
- 2020 Q2
2020 Q22020 Q32020 Q42021 Q12021 Q22021 Q3
- Limitation types
- Other
- Addressees
- all FHA-approved mortgagees and servicers
- Functions reached
- SV foreclosure and eviction functions of FHA servicers
- ML
- PM
- Collection
- Federal commerce, travel, workplace and finance layer FED-B
Operative words
[Mortgagees are directed to halt all new foreclosure actions and suspend all foreclosure actions currently in process, and to cease all evictions of persons from FHA-insured single-family properties, for a period of 60 days from the date of this Mortgagee Letter, excluding legally vacant or abandoned properties.]
Enforcement
FHA program requirements; Handbook 4000.1; Mortgagee Review Board
Notes
The FHA moratorium chain: ML 2020-04 (Mar. 18, 2020) - 2020-13 (May 14: to June 30) - 2020-19 (June 17: to Aug. 31) - 2020-27 (Aug. 27: to Dec. 31) - 2020-43 (Dec. 17: to Feb. 28, 2021) - 2021-03 (Jan. 21, 2021: to Mar. 31) - 2021-05 (Feb. 16: to June 30) - 2021-15 (June 25: to July 31, 2021; evictions to Sept. 30, 2021).
Retrieval noteOperative paragraph summarized in brackets from the letter's text; the letter's 60-day term and Mar. 18, 2020 date are recited verbatim in ML 2020-27 and ML 2021-15.