Emergency Rule 40 - Moratorium on Policy Cancellations and Non-Renewals for Policyholders in Louisiana during the Outbreak of Coronavirus Disease (COVID-19)

The record

Jurisdiction

Louisiana

Level

Sector regulator

Authority

La. R.S. 22:2, 22:11, 22:1961 et seq.; La. R.S. 49:950 et seq.; Proclamations 25, 29, 33, 37 JBE 2020

Issued

2020-03-27 Mar. 27, 2020

Effective

2020-03-12 12:01 a.m. (retroactive) (read as 2020-03-12)

End

2020-05-12 11:59 p.m. (or earlier end of the state of emergency), § 4043 (read as 2020-05-12)

In force

Mar. 12, 2020 to May 12, 2020

Quarters

2020 Q2

2020 Q22020 Q32020 Q42021 Q12021 Q22021 Q3

Limitation types

Other

Addressees

• all authorized insurers, HMOs, MCOs, PPOs and health insurance issuers doing business in Louisiana
• insureds with policies in force as of March 12, 2020

Functions reached

• IN insurance underwriting, billing, cancellations and renewals suspended
• SV servicing and collections (premium offset rules)
• CB policyholders

Collection

Louisiana LA

Operative words

Emergency Rule 40 hereby suspends any notice of cancellation, notice of nonrenewal, nonreinstatement or any other notice related to any of the types of insurance enumerated in § 4003... [after] 12:01 a.m. on March 12, 2020, and any such notice shall be null and void... All policies subject to renewal after the effective date of Emergency Rule 40 shall continue in full force and effect at the previously established premium until the expiration of Emergency Rule 40... § 4043. Effective Date A. Emergency Rule 40 shall become effective at 12:01 a.m. on March 12, 2020 and shall continue in full force and effect until expiration on the earlier of 11:59 p.m. on May 12, 2020 or 11:59 p.m. on the date the governor lifts the state of emergency

Enforcement

Notes