The COVID Project
The record
- Jurisdiction
- United States (FHA-insured single-family mortgages and HECMs)
- Level
- Federal
- Authority
- 12 U.S.C. §§ 1709, 1715b, 1715z-20
- Issued
- 2021-06-25 June 25, 2021
- Effective
- immediately upon expiration of the ML 2021-05 moratorium (July 1, 2021); foreclosure and eviction moratorium through July 31, 2021; forbearance and HECM extension request deadlines to Sept. 30, 2021 (read as 2021-07-01)
- End
- 2021-07-31 (foreclosure and eviction moratorium). (read as 2021-07-31)
- In force
- July 1, 2021 to July 31, 2021
- Quarters
- 2021 Q3
2020 Q22020 Q32020 Q42021 Q12021 Q22021 Q3
- Limitation types
- Other
- Addressees
- FHA mortgagees and servicers
- borrowers who had not yet requested COVID-19 forbearance
- Functions reached
- SV FHA foreclosure and eviction functions suspended July 1-31, 2021; forbearance intake through Sept. 30, 2021
- ML
- PM
- Collection
- Federal commerce, travel, workplace and finance layer FED-B
Operative words
The extension of the moratorium announced in this ML is effective immediately upon the expiration of the moratorium announced in ML 2021-05... [HUD] initially imposed a moratorium beginning on [March 18, 2020 and has extended] the moratorium six times to prevent individuals and families from being [displaced]... HUD is issuing an additional extension to the moratorium for all [FHA-insured single family mortgages]... [HUD is extending the COVID-19] Forbearance and the HECM Extensions... to September 30, 2021, to provide Borrowers who have not yet requested a COVID-19 Forbearance or HECM Extension with six [additional months]... Summary of Changes: HUD is extending the Foreclosure and Eviction Moratorium in connection with COVID-19 to July 31, 2021.
Enforcement
Notes
HUD's own count: the moratorium first imposed Mar. 18, 2020 was extended six times before this seventh extension into 2021 Q3.