Eligibility report

Governmental Orders Record and Eligibility Analysis

Financial Services

2020 Q22020 Q32020 Q42021 Q12021 Q22021 Q3

Prepared by The COVID Project, Sept. 30, 2026. 453 instruments cited; 441 exhibit files held. Not legal advice.

The COVID Projectcovidproject.com/report?industry=13&quarters=2020Q2,2020Q3,2020Q4,2021Q1,2021Q2,2021Q3&federal=1&agencies=1&duties=1&meetings=1&answers=1

1. About this report

Prepared by The COVID Project, Sept. 30, 2026. Selection: industry Financial Services. Quarters: second quarter of 2020 (Apr. 1, 2020 to June 30, 2020; orders from Mar. 13, 2020), third quarter of 2020 (July 1, 2020 to Sept. 30, 2020), fourth quarter of 2020 (Oct. 1, 2020 to Dec. 31, 2020), first quarter of 2021 (Jan. 1, 2021 to Mar. 31, 2021), second quarter of 2021 (Apr. 1, 2021 to June 30, 2021) and third quarter of 2021 (July 1, 2021 to Sept. 30, 2021). Options: the federal layer, agencies and boards, standing duties, group meetings and trade shows and the Service's fourteen sentences answered.

This report is a record of the governmental orders and related instruments that The COVID Project has retrieved, verified and indexed for the State, metropolitan area, industry and calendar quarters selected. Each instrument appears with its issuer, its number and title, its dates, the quarters in which it was in force, the functions of a business it reached, its operative words, its enforcement provision, a citation and an exhibit identifier. Every exhibit identifier resolves to the instrument's record at covidproject.com/library, and to the exhibit file, where held, at covidproject.com/exhibit.

The report is assembled from public governmental instruments, published organizer notices, published legal authorities and public court filings, and it reports what those documents say and when they were in force. It lists the instruments The COVID Project has verified and no others, so every count in it is a floor. It is not a filing, and it does not determine any person's eligibility for the Employee Retention Credit.

The report reproduces at covidproject.com/report?industry=13&quarters=2020Q2,2020Q3,2020Q4,2021Q1,2021Q2,2021Q3&federal=1&agencies=1&duties=1&meetings=1&answers=1. Every exhibit identifier in it resolves at covidproject.com/library/ followed by the identifier, and the exhibit file, where held, at covidproject.com/exhibit/ followed by the identifier.

Disclaimer

The COVID Project is a free public reference. This report is generated from public governmental instruments, published organizer notices, published legal authorities and public court filings that The COVID Project has retrieved and indexed; it reports what those documents say and when they were in force. It is not legal, tax or accounting advice, it does not create any professional relationship, it does not determine any person's eligibility for the Employee Retention Credit or the amount of any credit, and it is not a count of every order that existed. The COVID Project sells nothing and represents no one. Errors in any record can be reported through covidproject.com/contact with the exhibit identifier, and corrections are recorded with their dates.

2. Summary of findings

For each quarter selected, this section states what was in force for this selection on the quarter's first and last days, in the words of the Library's own quarter-by-quarter record for the State, the metropolitan area, the industry's regulators and the federal layer. Exhibit identifiers in parentheses name the instruments. The table that follows counts the instruments listed in section 5 by layer and quarter.

The federal layer of this report is the Library's two federal files: FED-A, the health, safety and transport layer, and FED-B, the commerce, travel, workplace and finance layer, including the orders of the federal courts those files hold. The ecosystem clusters and the federal agency clusters are listed in the Library's federal layer at covidproject.com/federal and are not part of this report's federal layer; a quarter page counts every federal-level instrument of the quarter across those clusters as well, so its figure is the larger of the two.

Second quarter of 2020 (Apr. 1, 2020 to June 30, 2020; orders from Mar. 13, 2020)

Financial Services (the industry's regulators, nationally), first day (Apr. 1, 2020): Apr. 1, 2020: CARES sections 4021-4024 in force (Mar. 27); FHFA/HUD/VA/USDA 60-day foreclosure and eviction moratoria (Mar. 18-19); NY EO 202.8 (Mar. 20), EO 202.9 and 3 NYCRR 119 (Mar. 21-24), EO 202.13 (Mar. 29); NJ EO 106 (Mar. 19); WA 20-19 (Mar. 18); MN 20-14 (Mar. 24); IL EO 2020-10 and 2020-16 (Mar. 20, 27); MI 2020-19 (Mar. 20); KY 2020-257 (Mar. 25); KS 20-10 (Mar. 23); NH EO 4 (Mar. 17); DE Sixth Modification (Mar. 24); CT 7G (Mar. 19); AZ 2020-14 (Mar. 24); CA N-28-20 and N-37-20 (Mar. 16, 27); MS Bulletin 2020-3 (Mar. 24); OK PC 2020-01 (Mar. 20); IN Bulletin 252 (Mar. 19); NM 2020-006 (Mar. 20); OH 2020-03 (Mar. 20); TX B-0007-20 (Mar. 23); Treasury statement and CISA v2.0 (Mar. 24, 28); Fed SR 20-4, FDIC FIL-17-2020, NCUA 20-CU-02 (Mar. 13-16); FFCRA 6001 (Mar. 18); every State stay-home order's essential-infrastructure conditions on branches. Exhibits: SEC-13-001, -002, -003, -006, -035, -041, -046, -047, -062, -082, -059, -060, -095, -097, -102, -103, -106, -093, -085, -050, -051, -081, -076, -077, -078, -075, -065, -017, FED-340, -346, -356, -368.

Financial Services (the industry's regulators, nationally), last day (June 30, 2020): June 30, 2020: federal moratoria extended to Aug. 31 (FHFA June 17; HUD ML 2020-19; VA 26-20-22/-23); CARES 4022 forbearance and 4021 reporting; CARES 4024 eviction filing bar (to July 24); NY EO 202.28 foreclosure moratorium from June 20; Banking Law 9-x (June 17); NJ EO 106; MA Ch. 65 (Apr. 20; forbearance mandate); DC Act 23-286; OR HB 4204/4213 (June 30); IL EO 2020-30 and -16; WA 20-19.2; MN 20-14; CA N-71-20 (June 30: local protections to Sept. 30); CA Judicial Council Emergency Rules 1-2; NJ DOBI Bulletin 20-15 grace period (Apr. 1/May 1 + 90 days); CA Bulletin 2020-3 refunds; Reg D IFR (Apr. 24); EBSA Joint Notice (May 4); FAQs Part 42; VT Act 101 (May 14); KY AO 2020-22 (to June 30). Exhibits: FED-348, -371, -372; SEC-13-007, -020, -023, NY-013 (EO 202.9), -047, -048, -056, -058, -059, -060, -072, -088, -089, -094, -104; KY-002 (AO 2020-08 court docket continuances).

The federal health, safety and transport layer, first day (Apr. 1, 2020): Apr. 1, 2020: national emergency (FED-001), nationwide Stafford emergency (FED-006) and major disasters declared for 28 States and the District of Columbia on or before Apr. 1, 2020 (29 of 51 jurisdictions; No Sail Order (FED-027); Title 42 order (FED-034, FED-039); DPA EOs 13909-13911 and scarce-materials designation (FED-070 to FED-074); FFCRA leave mandate operational (FED-170, FED-171); CMS-1744-IFC (FED-090), QSO-20-13, -14, -18, -12, -20 (FED-096 to FED-099, FED-164); § 1135 blanket waivers (FED-160); HHS telehealth enforcement discretion (FED-194); 30 Days to Slow the Spread guidance (FED-191, context); CMS elective-procedure recommendations (FED-158, context).

The federal health, safety and transport layer, last day (June 30, 2020): June 30, 2020: all of the above plus FEMA PPE export rule (FED-075, from Apr. 7) with exemptions (FED-076); EO 13917 meat and poultry (FED-073); No Sail extension (FED-028); Title 42 amended and indefinite (FED-036); CMS-5531-IFC weekly nursing-home reporting (FED-091, FED-161); QSO-20-30-NH reopening recommendations (FED-157); QSO-20-31-All (FED-165); Opening Up America Again guidance (FED-192, context); PHE renewed Apr. 26 (FED-011).

The federal commerce, travel, workplace and finance layer, first day (Apr. 1, 2020): In force: Proclamations 9984, 9992, 9993, 9996 (Exs. FED-200 to FED-203); DHS land-border closures to non-essential travel, Canada and Mexico (Exs. FED-216, FED-239, through Apr. 20, then FED-217, FED-240); OMB M-20-16 maximum telework and curtailment of in-person federal functions (Ex. FED-264) and M-20-18 contractor telework (FED-266); DoD stop-movement (Exs. FED-281, then FED-282 from Apr. 20); DOS suspension of routine visa services (FED-327) and the H-2 interview-waiver regime (FED-319); USCIS offices closed (FED-324); Interior on telework (FED-386); national parks, BLM sites, Hoover Dam, USACE areas and the Smithsonian closed (FED-387 to FED-393); Supreme Court closed to the public with the March session postponed (FED-290 to FED-292); Judicial Conference CARES Act finding (FED-295); jury trials suspended in N.D. Cal. (FED-317), N.D. Ill. (FED-338), D. Md. (FED-312), N.D. Ga. (FED-316 recites GO 20-01 of Mar. 16), C.D. Cal. courthouses closed (FED-284), Ninth Circuit courthouses closed (FED-279), Fifth Circuit (FED-286); CARES Act §§ 4022-4024 statutory moratoria (FED-340); FHFA, HUD and VA 60-day moratoria from Mar. 18 (FED-346, FED-356, FED-368, FED-369); interagency loan-modification statement (FED-342); 15/30 Days to Slow the Spread guidance (FED-396).

The federal commerce, travel, workplace and finance layer, last day (June 30, 2020): In force: Proclamations 9984, 9992, 9993, 9996, 10041 (from May 26), 10014 (from Apr. 23) and 10052 (from June 24) (FED-200 to FED-204, FED-210, FED-211); DHS land-border notifications of June 24, 2020 through July 21 (FED-219, FED-242); OMB/OPM M-20-23 gating period with maximum telework (FED-268); DoD conditions-based travel restrictions (FED-283); DOS routine visa services still suspended (FED-327; resumption began July 15); USCIS reopened June 4 under mask and screening conditions (FED-325); premium processing resumed June 1 (FED-326); H-2A temporary rule (FED-320) and H-2B rule (FED-321); N.D. Cal. General Order 72-4 (no new civil jury trials through Sept. 30, 2020) and General Orders 73, 75, 77 (FED-331, FED-334 to FED-336); N.D. Ill. Fourth Amended GO 20-0012 (May 26, 2020) and the D. Colo., D.N.J., D. Md. and N.D. Ga. continuances (FED-288, FED-302, FED-316); C.D. Cal. face-covering order (FED-285); FHFA, HUD and VA moratoria extended to Aug. 31, 2020 on June 17-18 (FED-348, FED-359, FED-371, FED-372); CARES Act § 4024 eviction moratorium (to July 24) and § 4022 forbearance (FED-340); CFPB interim final rule effective July 1 (FED-343); H.Res. 965 proxy voting (FED-398).

Third quarter of 2020 (July 1, 2020 to Sept. 30, 2020)

Financial Services (the industry's regulators, nationally), first day (July 1, 2020): July 1, 2020: as at June 30 plus CT EO 7X notice-to-quit bar to July 1 then extended; OR HB 4204/4213 emergency periods to Sept. 30; MA Ch. 65 to Aug. 18 then Oct. 17; PA Governor's order (May 7, amended July 9) to Aug. 31; IL monthly extensions; NY EO 202.28/.48; federal moratoria to Aug. 31.

Financial Services (the industry's regulators, nationally), last day (Sept. 30, 2020): Sept. 30, 2020: FHFA Aug. 27 and HUD ML 2020-27 and VA 26-20-29/-30 to Dec. 31, 2020; CDC eviction order (FED-022) from Sept. 4; EO 13945 (Aug. 8); Presidential memorandum on student loans (FED-345); CA AB 3088 (Aug. 31): Tenant Relief Act to Jan. 31, 2021 and Homeowner Act; NY Tenant Safe Harbor Act (June 30, 2020) and EO 202.64; IL EO 2020-52; WA 20-19.3 (to Oct. 15); MN 20-14 continuing; OR HB 4204 (extended by EO 20-37 to Dec. 31); MA Ch. 65 (to Oct. 17); FL EO 20-180 (to Oct. 1). Exhibits: FED-349, -360, -373, -374, -022, -066, -345; SEC-13-052, -088, -072.

The federal health, safety and transport layer, first day (July 1, 2020): July 1, 2020: national emergency, Stafford declarations, PHE (FED-011); No Sail (FED-028, then FED-029 from July 16); Title 42 (FED-036); FEMA PPE export rule (FED-075/076); DPA orders; FFCRA mandate and 29 C.F.R. part 826 (FED-170/171); CMS rules FED-090, FED-091 and QSOs; § 1135 waivers; EO 13945 from Aug. 8 (FED-066).

The federal health, safety and transport layer, last day (Sept. 30, 2020): Sept. 30, 2020: PHE renewed July 25 (FED-012); No Sail third extension (FED-030); Title 42 (FED-036); FEMA PPE rule as extended Aug. 10 (FED-077); CDC eviction moratorium from Sept. 4 (FED-022); CMS-3401-IFC nursing-home testing from Sept. 2 (FED-092) with QSO-20-38-NH (FED-168); QSO-20-39-NH visitation from Sept. 17 (FED-154); revised FFCRA rule from Sept. 16 (FED-172); QSO-20-35-ALL (FED-166).

The federal commerce, travel, workplace and finance layer, first day (July 1, 2020): In force: all seven entry proclamations (FED-200 to FED-204, FED-210 to FED-212); DHS land-border notifications of June 24 (to July 21) then July 22, Aug. 21 and Sept. 23, 2020 (FED-219 to FED-222, FED-242 to FED-245); M-20-23 maximum telework at agency discretion (FED-268); DoD conditions-based travel restrictions and the June 29, 2020 update (FED-283); N.D. Cal. GO 72-4 (civil jury trials through Sept. 30, 2020; limited criminal trials from July 1) (FED-331); N.D. Ill. Fifth Amended GO 20-0012 (July 10) (FED-338 series); N.D. Ga. GO 20-01 Fourth Amendment (no jury trials through July 31) (FED-316); D. Colo. GO 2020-8 (trials continued through July 6) (FED-288); D.N.J. and D. Md. continuances; C.D. Cal. masks (FED-285); FHFA/HUD/VA moratoria to Aug. 31 (FED-348, FED-359, FED-371, FED-372); CARES § 4024 to July 24 (FED-340); DOS phased resumption from July 15 (FED-328); USDA Service Centers by phone appointment (FED-391); USACE areas reopening location by location (FED-393).

The federal commerce, travel, workplace and finance layer, last day (Sept. 30, 2020): In force: the entry proclamations; DHS notification of Sept. 23, 2020 (to Oct. 21) (FED-222, FED-245); M-20-23 (FED-268); DoD conditions-based restrictions (FED-283); N.D. Cal. GO 72-6 (Sept. 16: courthouses closed to public events; remote appearances) (FED-333); N.D. Ill. Sixth Amended GO 20-0012 (Sept. 4); FHFA moratoria to Dec. 31 (Aug. 27) (FED-349), HUD ML 2020-27 (Aug. 27) (FED-360), VA Circulars 26-20-29 and 26-20-30 (Aug. 24) (FED-373, FED-374); EO 13945 (FED-A) and the student-loan payment relief memorandum (Aug. 8) (FED-345); H-2A partial extension (Aug. 20) (FED-322); the CDC eviction order (FED-A) from Sept. 4.

Fourth quarter of 2020 (Oct. 1, 2020 to Dec. 31, 2020)

Financial Services (the industry's regulators, nationally), first day (Oct. 1, 2020): Oct. 1, 2020: federal moratoria to Dec. 31; CDC order; CA AB 3088; NY EO 202.66 chain; NJ EO 106; IL; WA 20-19.3/.4; MN; OR (grace to Mar. 31, 2021); CT EO 9H; NC EO 171 (Oct. 28, CDC implementation); CA Bulletin 2020-8 (Dec. 3) refunds continuing.

Financial Services (the industry's regulators, nationally), last day (Dec. 31, 2020): Dec. 31, 2020: Consolidated Appropriations Act, 2021, div. N sec. 502 extended the CDC order to Jan. 31, 2021; FHFA Dec. 2 and HUD ML 2020-43 and VA 26-20-40 to Jan. 31/Feb. 28, 2021; NY CEEFPA (Dec. 28: stays to May 1, 2021); OR HB 4401 (Dec. 23: to June 30, 2021); IL EO 2020-74; WA 20-19.5 (to Mar. 31, 2021); ED extension to Jan. 31, 2021 (Dec. 4). Exhibits: FED-350, -361, -375; NY-083 (CEEFPA, ch. 381 of 2020), SEC-13-090.

The federal health, safety and transport layer, first day (Oct. 1, 2020): Oct. 1, 2020: national emergency, Stafford declarations, PHE (FED-012; renewed Oct. 23, FED-013); No Sail (FED-030) to Oct. 31 then Conditional Sailing Order from Oct. 30 (FED-031); Title 42 order of Oct. 13 (FED-037) under the final rule (FED-048); FEMA PPE rule (FED-077); CDC eviction moratorium (FED-022); FFCRA mandate (to Dec. 31); CMS-3401-IFC testing; CMS-9912-IFC from Nov. 2 (FED-093); DPA orders.

The federal health, safety and transport layer, last day (Dec. 31, 2020): Dec. 31, 2020: all of the above; FEMA PPE rule re-extended Dec. 31 to June 30, 2021 (FED-078); CDC eviction moratorium extended by Pub. L. 116-260 § 502 to Jan. 31, 2021 (FED-173); UK pre-departure testing order from Dec. 28 (FED-040); FFCRA leave mandate expires this day (FED-170); Pfizer and Moderna EUAs Dec. 11 and 18 (FED-185, FED-186, context).

The federal commerce, travel, workplace and finance layer, first day (Oct. 1, 2020): In force: the entry proclamations; DHS notification of Sept. 23 (to Oct. 21), then Oct. 22, Nov. 23 and Dec. 22, 2020 (FED-222 to FED-225, FED-245 to FED-248); M-20-23 (FED-268); DoD Oct. 5, 2020 conditions-based update (FED-283); N.D. Cal. GO 72-6 and GO 73 (FED-333, FED-334); N.D. Ill. Sixth Amended GO 20-0012; D.N.J. Standing Orders 20-12 (extended Sept. 2020), 20-13, 20-14, 20-16 (FED-302); C.D. Cal. masks (FED-285); FHFA/HUD/VA moratoria to Dec. 31, 2020 (FED-349, FED-360, FED-373, FED-374); CARES § 4022 forbearance (FED-340).

The federal commerce, travel, workplace and finance layer, last day (Dec. 31, 2020): In force: the entry proclamations, with Proclamation 10131 (Dec. 31) extending 10014 and 10052 to Mar. 31, 2021 (FED-213); DHS notification of Dec. 22, 2020 (to Jan. 21, 2021) (FED-225, FED-248); M-20-23 (FED-268); DoD conditions-based restrictions (FED-283); N.D. Ill. Eighth Amended GO 20-0012 (Nov. 13: all jury trials suspended until further order) (FED-339); D.N.J. Standing Order 20-17 (Nov. 25: all in-person proceedings suspended through Jan. 31, 2021) and the Third Extension of SO 20-12 (Dec. 17) (FED-303, FED-304); N.D. Cal. GO 72-6 (FED-333); FHFA moratoria to Jan. 31, 2021 (Dec. 2) (FED-350); HUD ML 2020-43 to Feb. 28, 2021 (Dec. 17) (FED-361); VA Circular 26-20-40 to Feb. 28, 2021 (Dec. 28) (FED-375); USDA extension (FED-382); H-2A extension (Dec. 18) (FED-323).

First quarter of 2021 (Jan. 1, 2021 to Mar. 31, 2021)

Financial Services (the industry's regulators, nationally), first day (Jan. 1, 2021): Jan. 1, 2021: as at Dec. 31 plus CDC order to Jan. 31 (then FED-023 to Mar. 31); ED pause extended Jan. 20 to Sept. 30, 2021; CA SB 91 (Jan. 29: to June 30); FHFA Jan. 19 and Feb. 9/25 (forbearance to 18 months; moratoria to June 30); HUD ML 2021-03 and 2021-05 (Feb. 16); VA 26-21-2 and -5; EBSA Notice 2021-01 (Feb. 26); FAQs Part 44 (Feb. 26); CA Bulletin 2021-3 (Mar. 11).

Financial Services (the industry's regulators, nationally), last day (Mar. 31, 2021): Mar. 31, 2021: CDC extended (FED-024) to June 30; federal moratoria to June 30; NY CEEFPA to May 1; NJ EO 106; IL EO 2021-05; WA 20-19.6 (to June 30); MN; OR HB 4401; CA SB 91; MA Ch. 257 of 2020 continuances; CT EO 12D (Apr. 19) to June 30. Exhibits: FED-023, -024, -353, -362, -363, -376, -377; SEC-13-053, -021, -024, -061.

The federal health, safety and transport layer, first day (Jan. 1, 2021): Jan. 1, 2021: national emergency, Stafford declarations, PHE (FED-013; renewed Jan. 21, FED-014); Conditional Sailing Order (FED-031); Title 42 (FED-037); FEMA PPE rule (FED-078); CDC eviction moratorium (statutory extension, then FED-023 from Jan. 31); UK testing order (FED-040); CMS rules and testing; DPA orders. FFCRA mandate no longer in force (voluntary credits only, FED-173).

The federal health, safety and transport layer, last day (Mar. 31, 2021): Mar. 31, 2021: all of the above plus EO 13991 (Jan. 20, FED-060), EO 13998 and 13999 (Jan. 21, FED-061, FED-062); global inbound testing order from Jan. 26 (FED-041/042); DHS transportation emergency determination Jan. 27 (FED-057); CDC conveyance mask order from Feb. 1 (FED-020) and TSA SDs from Feb. 1 (FED-050, FED-053 to FED-055); national emergency continued Feb. 24 (FED-002); Janssen EUA Feb. 27 (FED-187, context); OSHA NEP from Mar. 12 (FED-082); QSO-20-39-NH rev. Mar. 10 (FED-155); ARPA enacted Mar. 11 (FED-174); CDC eviction moratorium extended Mar. 29 to June 30 (FED-024).

The federal commerce, travel, workplace and finance layer, first day (Jan. 1, 2021): In force: Proclamations 9984, 9992, 9993, 9996, 10041, 10014, 10052 (as extended by 10131) (FED-200 to FED-204, FED-210 to FED-213); DHS notification of Dec. 22, 2020 (FED-225, FED-248), corrected Jan. 19 and renewed Jan. 19 (to Feb. 21), Feb. 23 (to Mar. 21) and Mar. 19, 2021 (to Apr. 21) (FED-226 to FED-229, FED-249 to FED-252); M-20-23 (FED-268) until EO 13991 (Jan. 20) and M-21-15 (Jan. 24: 25 percent occupancy cap, masks, visitor minimization, mission-critical travel only) (FED-270); DoD conditions-based restrictions (FED-283); N.D. Ill. Eighth then Ninth (Jan. 12) and Tenth Amended GO 20-0012 (Feb. 12: jury trials suspended until Apr. 5, 2021) (FED-339, FED-296); D.N.J. SO 21-02 (January: in-person proceedings suspended to Mar. 17, jury trials to Mar. 12) and SO 21-04 (Mar. 11: jury trials continued to June 1, 2021) (FED-305, FED-306); N.D. Cal. GO 72-6 (FED-333); C.D. Cal. masks (FED-285); FHFA moratoria to Jan. 31 then Feb. 28 (Jan. 19), Mar. 31 (Feb. 9) and June 30, 2021 (Feb. 25) (FED-350 to FED-353); HUD ML 2021-03 (Jan. 21: to Mar. 31) and 2021-05 (Feb. 16: to June 30) (FED-362, FED-363); VA Circulars 26-21-2 (Jan. 29: to Mar. 31) and 26-21-5 (Feb. 16: to June 30) (FED-376, FED-377); USDA extensions (FED-382).

The federal commerce, travel, workplace and finance layer, last day (Mar. 31, 2021): In force: Proclamations 9984, 9992 and 10143 (from Jan. 26, with South Africa from Jan. 30) (FED-207); Proclamation 10052 expired at the end of this day (FED-211); Proclamation 10014 revoked Feb. 24 (FED-214); DHS notification of Mar. 19, 2021 (to Apr. 21) (FED-229, FED-252); EO 13991 and M-21-15 (FED-270); DoD Mar. 15, 2021 memorandum (until further notice) (FED-280); N.D. Ill. Tenth Amended GO 20-0012 (jury trials suspended until Apr. 5) (FED-296); D.N.J. SO 21-04 (jury trials continued to June 1) (FED-306); N.D. Cal. GO 72-6 and 73 (FED-333, FED-334); C.D. Cal. masks (FED-285); FHFA, HUD and VA moratoria to June 30, 2021 (FED-353, FED-363, FED-377); H-2A flexibilities (FED-323).

Second quarter of 2021 (Apr. 1, 2021 to June 30, 2021)

Financial Services (the industry's regulators, nationally), first day (Apr. 1, 2021): Apr. 1, 2021: CFPB Bulletin 2021-02 (Apr. 1); ARPA sec. 9501 COBRA premium assistance from Apr. 1 (to Sept. 30, 2021); MA Ch. 20 of 2021 (Apr. 1); CDC order to June 30; federal moratoria to June 30; NY Ch. 104 of 2021 (May 4) extending CEEFPA to Aug. 31; CFPB debt-collection IFR (eff. May 3).

Financial Services (the industry's regulators, nationally), last day (June 30, 2021): June 30, 2021: FHFA June 24, HUD ML 2021-15 (June 25) and VA 26-21-10 (June 25) to July 31 with FHA forbearance requests to Sept. 30; CDC FED-025 to July 31; CFPB final rule published June 30 (eff. Aug. 31); NJ P.L.2021, c.103 (June 4) keeps EO 106 to Jan. 1, 2022; CA AB 832 (June 28) to Sept. 30; WA 21-09 (June 29) from July 1 to Sept. 30; OR SB 278 (June 24); NV AB 486 (June 4); IL EO 2021-13 (June 25); MN phase-out statute (June 29); MD grace to Aug. 15; DE SOE to July 12-13; ED pause to Sept. 30. Exhibits: FED-025, -344, -354, -364, -378, -384; SEC-13-008, -010, -022, -054, -063, -074, -087, -091, -109.

The federal health, safety and transport layer, first day (Apr. 1, 2021): Apr. 1, 2021: national emergency (FED-002), Stafford declarations, PHE (FED-014; renewed Apr. 21, FED-015); CDC conveyance mask order (FED-020) and TSA SDs (FED-050 series); inbound testing order (FED-042); Conditional Sailing Order (FED-031); Title 42 (FED-037); FEMA PPE rule (FED-078); CDC eviction moratorium (FED-024); EO 13991; OSHA NEP (FED-082); CMS testing and reporting rules; DPA orders.

The federal health, safety and transport layer, last day (June 30, 2021): June 30, 2021: all of the above plus TSOB ratification Apr. 20 (FED-056); TSA SD -01A from May 12 (FED-051); QSO-20-39-NH rev. Apr. 27 (FED-156); CSO Technical Instructions (FED-032); CMS-3414-IFC from May 21 (FED-094) with QSO-21-19-NH (FED-163); OSHA Healthcare ETS effective June 21 (FED-080) with DIR 2021-02 from June 28 (FED-081); CDC eviction moratorium extended June 24 to July 31 (FED-025). FEMA PPE export rule expires this day (FED-078/079).

The federal commerce, travel, workplace and finance layer, first day (Apr. 1, 2021): In force: Proclamations 9984, 9992, 10143 (FED-200, FED-201, FED-207); DHS notification of Mar. 19 (to Apr. 21), then Apr. 22 (to May 21), May 24 (to June 21) and June 23, 2021 (to July 21) (FED-229 to FED-232, FED-252 to FED-255); EO 13991 and M-21-15 occupancy cap and masks until June 10 (FED-270); DoD Mar. 15, 2021 restrictions (FED-280); N.D. Ill. GO 21-0006 (Feb. 17, 2021) plan for resumption of jury trials, amended May 26 with vaccination-or-testing conditions (FED-297); D.N.J. SO 21-04 (jury trials to June 1) (FED-306); N.D. Cal. GO 72-6 and 73 (FED-333, FED-334); C.D. Cal. masks (FED-285); FHFA, HUD, VA and USDA moratoria to June 30, 2021 (FED-353, FED-363, FED-377, FED-382).

The federal commerce, travel, workplace and finance layer, last day (June 30, 2021): In force: Proclamations 9984, 9992, 10143 and 10199 (India, from May 4) (FED-207, FED-208); DHS notification of June 23, 2021 (to July 21) (FED-232, FED-255); EO 13991 with M-21-25 (June 10: occupancy cap lifted; reentry plans due July 19; 30 days' notice) (FED-271); DoD Mar. 15, 2021 restrictions (FED-280); N.D. Ill. GO 21-0006 as amended May 26 and Fifth Amended GO 20-0022 (June 21: video criminal proceedings to Oct. 4, 2021) (FED-297, FED-301); D. Md. Amended Standing Order 2021-07 (effective July 1) (FED-313); N.D. Cal. GO 78 (June 23, effective July 1) (FED-337); C.D. Cal. masks (FED-285); D.N.J. SO 20-13 masks and 21-04 as amended (FED-302, FED-307); FHFA, HUD, VA and USDA moratoria extended June 24-25 to July 31, 2021 (FED-354, FED-364, FED-378, FED-384); HUD and VA forbearance windows to Sept. 30, 2021 (FED-364, FED-378); CFPB final rule issued June 28 (effective Aug. 31) (FED-344).

Third quarter of 2021 (July 1, 2021 to Sept. 30, 2021)

Financial Services (the industry's regulators, nationally), first day (July 1, 2021): July 1, 2021: CDC order (FED-025) to July 31; federal foreclosure and eviction moratoria to July 31; FHA forbearance and HECM extension requests to Sept. 30 (ML 2021-15); CARES 4021; CFPB Bulletin 2021-02 and IFR sec. 1006.9; CA AB 832; NY CEEFPA (to Aug. 31); NJ EO 106; IL EO 2021-13 (Section 2-4; filings against covered persons barred); WA 21-09; OR SB 278; NV AB 486; MA Ch. 20; MN phase-out; MD grace period; VA 44-209; ARPA COBRA subsidy; FFCRA 6001; EBSA tolling; ED pause; PHE (renewed July 19).

Financial Services (the industry's regulators, nationally), last day (Sept. 30, 2021): Sept. 30, 2021: FHFA REO eviction moratorium (July 30) to Sept. 30; HUD ML 2021-19 (July 30) eviction moratorium to Sept. 30; VA 26-21-14 (July 30) to Sept. 30; USDA July 30 to Sept. 30; CDC Aug. 3 order vacated Aug. 26 (SEC-13-018); CFPB Reg X rule in force from Aug. 31 (safeguards to Dec. 31); HUD ML 2021-24 (Sept. 27) and VA 26-21-20 (Sept. 29) extending forbearance windows; ED pause extended Aug. 6 to Jan. 31, 2022; ARPA COBRA subsidy last day; CA AB 832 last day; NY Ch. 417 (Sept. 2) to Jan. 15, 2022 (Part A hardship declarations as modified after Chrysafis, Aug. 12); NJ EO 249 and P.L.2021, c.188 (Aug. 4) protections to Dec. 31, 2021; IL to Oct. 3; WA 21-09.1 (Sept. 24) to Oct. 31; OR SB 278; NV AB 486; MN to Oct. 12, 2021 for pending applications; Delta-wave mask orders in NV, LA, OR, WA, IL, NM, HI, CA counties and NYC governing branch lobbies. Exhibits: SEC-13-012, -014, -018, -019, -008, -010, -017, -021, -022, -023, -024, -049, -054, -063, -064, -087, -091, -109; FED-026, -344, -379, -380, -016.

The federal health, safety and transport layer, first day (July 1, 2021): July 1, 2021: national emergency (FED-001/002), nationwide Stafford emergency and all 51 major disasters (FED-006, FED-100 to FED-150), PHE (FED-015); CDC conveyance mask order (FED-020) and TSA SD 1582/84-21-01A and aviation successors (FED-051, FED-053 to FED-056); inbound testing order (FED-042); Conditional Sailing Order and Technical Instructions (FED-031/032); Title 42 order of Oct. 13, 2020 (FED-037); CDC eviction moratorium to July 31 (FED-025); EO 13991, 13998, 13999 (FED-060 to FED-062); DHS transportation emergency (FED-057); DPA delegations and scarce-materials designation (FED-070 to FED-074); OSHA Healthcare ETS with compliance due July 6 and July 21 (FED-080), DIR 2021-02 (FED-081), NEP DIR 2021-01 (FED-082, to July 7); CMS-1744/5531/3401/9912/3414-IFC (FED-090 to FED-094), QSO-20-38-NH (FED-168), QSO-20-39-NH rev. Apr. 27, 2021 (FED-156), QSO-21-19-NH (FED-163), QSO-20-13, -18, -20, -29, -31, -35 (FED-096, FED-098, FED-099, FED-161, FED-165, FED-166); § 1135 blanket waivers (FED-160); PREP Act and § 564 declarations (FED-180 to FED-184); HHS telehealth enforcement discretion (FED-194); FEMA 100 percent cost-share memoranda (FED-007/008).

The federal health, safety and transport layer, last day (Sept. 30, 2021): Sept. 30, 2021: national emergency and Stafford declarations; PHE renewed July 20 (FED-016); CDC conveyance mask order (FED-020) and TSA SD 1582/84-21-01B from Sept. 14 (FED-052) with aviation successors; inbound testing order (FED-042); Conditional Sailing Order (FED-031); Title 42 reassessment order of Aug. 2 (FED-038); EO 13991, 13998, 13999; EO 14042 and 14043 signed Sept. 9 (FED-063, FED-064; no private-contractor obligation before Oct. 15, 2021); DHS transportation emergency; DPA delegations; OSHA Healthcare ETS in full effect (FED-080), DIR 2021-02 (FED-081), revised NEP DIR 2021-03 from July 7 (FED-083), Updated Interim Enforcement Response Plan (FED-084); CMS rules FED-090 to FED-094, FED-160, FED-168, FED-156, FED-163; presidential memorandum of Aug. 17 (FED-009); telehealth discretion (FED-194). Not in force on this day: the CDC eviction moratorium (ended July 31; successor Aug. 3-26, FED-026), the FEMA PPE export rule (expired June 30), the FFCRA mandate (ended Dec. 31, 2020), the OSHA vaccination-or-testing ETS and CMS staff vaccination rule (issued Nov. 5, 2021), the CDC orders of Oct. 25, 2021.

The federal commerce, travel, workplace and finance layer, first day (July 1, 2021): In force: Proclamations 9984, 9992, 10143, 10199 (FED-200, FED-201, FED-207, FED-208); DHS land-border notification of June 23, 2021 (non-essential travel prohibited; to July 21) (FED-232, FED-255); EO 13991, M-21-15 (other than occupancy) and M-21-25 reentry planning (FED-270, FED-271); DoD Mar. 15, 2021 travel restrictions (FED-280); federal courts: N.D. Ill. GO 21-0006 (amended May 26) and Fifth Amended GO 20-0022 (FED-297, FED-301); D.N.J. SO 20-13 (masks) and SO 21-04 as amended (FED-302, FED-306); D. Md. Amended SO 2021-07 (FED-313); N.D. Cal. GO 78 (FED-337); C.D. Cal. Order 20-078 (masks) (FED-285); finance: FHFA, HUD, VA and USDA foreclosure and eviction moratoria through July 31, 2021 (FED-354, FED-364, FED-378, FED-384); CARES Act § 4022 forbearance (FED-340); HUD and VA forbearance request windows to Sept. 30, 2021 (FED-364, FED-378); interagency loan-modification statement and CARES § 4013 relief (FED-342); student-loan payment pause (FED-345); H.Res. 965 (FED-398).

The federal commerce, travel, workplace and finance layer, last day (Sept. 30, 2021): In force: Proclamations 9984, 9992, 10143, 10199 (revoked only on Nov. 8, 2021) (FED-209); DHS land-border notification of Sept. 22, 2021 (to Oct. 21; non-essential travel still prohibited) (FED-235, FED-258); EO 13991 with the Task Force Model Safety Principles of July 29, 2021 (masks regardless of vaccination status in substantial/high-transmission areas; vaccination attestation; visitor vaccination-status disclosure; agency-head approval for events over 50) (FED-272), the Certification of Vaccination form (FED-278), the Sept. 13 update (FED-273), EO 14042 and EO 14043 (Sept. 9) (FED-A), the contractor guidance (Sept. 24) and OMB determination (Sept. 28) (FED-274, FED-275); DoD Mar. 15, 2021 travel restrictions (FED-280); federal courts: N.D. Ill. Third Amended face-covering order (July 30), Amended GO 21-0006 (Sept. 15, effective Sept. 20: vaccination or testing for courtroom presence), GO 21-0033 (Sept. 20: employee and contractor vaccination) and Fifth Amended GO 20-0022 (video criminal proceedings to Oct. 4) (FED-299, FED-298, FED-300, FED-301); D.N.J. Updated Amended SO 21-04 (Sept. 3: one jury selection per vicinage; universal masks; temperature screening) and SO 21-08 (Sept. 13: visitor vaccination or testing) with SO 20-13 masks (FED-307, FED-308, FED-302); D. Md. Amended SO 2021-07 entry exclusions (FED-313); N.D. Cal. GO 78 protocols and remote criminal proceedings (FED-337); C.D. Cal. Order 20-078 masks (until Oct. 1, 2021) (FED-285); finance: FHFA REO eviction moratorium, VA Circular 26-21-14 foreclosure-related eviction moratorium, HUD eviction moratorium and USDA eviction moratorium, all through Sept. 30, 2021 (FED-355, FED-379, FED-364, FED-385); CFPB Regulation X procedural safeguards from Aug. 31, 2021 (FED-344); HUD ML 2021-18 recovery loss-mitigation review (FED-365); HUD and VA forbearance request windows to Sept. 30, 2021 and VA Circular 26-21-20 (Sept. 29) extending them (FED-364, FED-378, FED-380); CARES § 4022 forbearance (FED-340); student-loan payment pause (extended Aug. 6, 2021 to Jan. 31, 2022) (FED-345).

Instruments in the Library for this selection, by layer and quarter (an instrument in force in several quarters is counted in each; the total counts it once).

Layer	2020 Q2	2020 Q3	2020 Q4	2021 Q1	2021 Q2	2021 Q3	Total
Federal layer	179	163	160	175	165	167	330
Sector regulators	51	41	29	29	34	38	72
Group meetings and trade shows	16	8	4	5	4	2	39
All layers	246	212	193	209	203	207	441

3. The statute and the test

An employer is an eligible employer for a calendar quarter under the governmental-orders test if

the operation of the trade or business described in clause (i) is fully or partially suspended during the calendar quarter due to orders from an appropriate governmental authority limiting commerce, travel, or group meetings (for commercial, social, religious, or other purposes) due to the coronavirus disease 2019 (COVID-19)
CARES Act § 2301(c)(2)(A)(ii)(I), Pub. L. 116-136, 134 Stat. 281, 348; I.R.C. § 3134(c)(2)(A)(ii)(I), 135 Stat. 4, 177

Congress enacted those words four times and never changed them. The Coronavirus Aid, Relief, and Economic Security Act of March 27, 2020 enacted the Suspension Clause at section 2301(c)(2)(A)(ii)(I), Pub. L. 116-136, 134 Stat. 281, 347-48, for wages paid after March 12, 2020 and before January 1, 2021 (§ 2301(m), 134 Stat. 351) (Ex. LAW-001). The Taxpayer Certainty and Disaster Tax Relief Act of 2020, Pub. L. 116-260, div. EE, §§ 206-207, 134 Stat. 1182, 3059-65 (Dec. 27, 2020), extended the credit to wages paid before July 1, 2021 and raised its rate to 70 percent; neither section touched the clause (Ex. LAW-002).

The American Rescue Plan Act of 2021, Pub. L. 117-2, § 9651, 135 Stat. 4, 176 (Mar. 11, 2021), added section 3134 to the Internal Revenue Code, whose heading repeats the CARES Act title and whose Suspension Clause reappears word for word at 135 Stat. 177, for wages paid after June 30, 2021 (§ 3134(n), 135 Stat. 182) (Ex. LAW-003). The Infrastructure Investment and Jobs Act, Pub. L. 117-58, § 80604, 135 Stat. 429, 1341 (Nov. 15, 2021), ended the credit for calendar quarters beginning after September 30, 2021, and left the third quarter of 2021 in place (Ex. LAW-004).

The clause has seven elements, taken in the statute's order: orders; from an appropriate governmental authority; limiting commerce, travel, or group meetings (for commercial, social, religious, or other purposes); due to COVID-19; the operation of the trade or business fully or partially suspended; during the calendar quarter; and due to those orders. The words "essential," "comparable operations," "telework," "customers," "voluntary," "more than nominal," "10 percent," "directed at," "jurisdiction over the employer," "proximate," "independent" and "sufficient" appear in none of the four enactments. The credit runs by calendar quarter; the six quarters the clause governs are the second, third and fourth quarters of 2020 and the first, second and third quarters of 2021.

The partial-suspension test and how this report applies it

In this report the Internal Revenue Service is the "Service," the Government as a litigant is the "United States," Notice 2021-20, 2021-11 I.R.B. 922, is the "Notice," and the statutory text above is the "Suspension Clause." Tri-State is Tri-State Memorial Hospital v. United States, No. 2:25-cv-0181-TOR, ECF No. 38 (E.D. Wash. May 28, 2026), the one federal decision construing the clause's words. Doc. 44 is the United States' opposition and cross-motion for summary judgment in Stenson Tamaddon, LLC v. IRS, No. 2:24-cv-01123-SPL (D. Ariz. Jan. 6, 2025), ECF No. 44; Doc. 49 is the summary-judgment order in that case of June 20, 2025; and the Br. for Appellees is the United States' brief in the appeal, No. 25-4217 (9th Cir. Jan. 30, 2026).

The statute controls, and the Notice does not. The United States has told two federal courts so: the Notice "is merely guidance" and "lacks the force of law" (Doc. 44 at 19); "the United States is not arguing that the IRS interpretation has the force of law or is entitled to deference" (Doc. 44 at 31 & n.8); "[w]hether Notice 2021-20 exists or not, the statute will control whether a refund is warranted" (Doc. 44 at 24). The court held that "the Notice carries no force of law and is entitled to no deference" (Doc. 49 at 27) and that the ten percent figure "is not an exclusionary cut-off point, but rather a safe harbor" (Doc. 49 at 26). In the Ninth Circuit the United States called the Notice "nonbinding guidance," its ten percent provision "a quintessential safe harbor," and wrote that "[t]here is no question of deference here" (Br. for Appellees at 26, 37-38, 58).

"Fully or partially suspended" means what the words say. On definitions both parties agreed, Tri-State held: "a 'partial suspension' is a temporary delay, interruption, or termination of a portion an employer's business. The language is plain" (Tri-State at 8-9). The court refused to read "more than nominal" as "significant": "the plain language and ordinary meaning of partial and nominal do not suggest either of those interpretations" (Tri-State at 10-11). The Notice's ten percent rules are "only administrative guidance"; "the IRS Notice provides a method for the test to be met not as a requirement to meet the test" (Tri-State at 15-16). "Due to" means "because of," which "[b]oth Plaintiff and Defendant agree" (Tri-State at 17), and "the Court recognizes that 'due to' requires 'but-for' causation" (Tri-State at 19). The argument that the virus rather than the order caused the changes fails: "[s]ick patients and employees alone did not require additional protocols" (Tri-State at 20-21).

This report applies the test in five steps, with the instruments the Library holds for your selection and no others. Step one, the order: the issuer, the instrument by number and title, its dates and its exhibit; the Service's own Q&A-10 treats "orders, proclamations, or decrees" as orders "without regard to the level of enforcement" (Notice 2021-20, Q&A-10, at 927-28). Step two, the function it reached: the part of the business the order governed, whether the customer-facing floor, the back of house, the office, the workforce, the supply chain or the customer base. Step three, the change it compelled: the operative words, quoted from the instrument, and the sanction behind them. Step four, the quarter: the days on which the instrument was in force, tested against its dates. Step five, the statute's answer: a function is a portion of the operation; a compelled change is a delay, interruption or termination of that portion; but for the order no law required it; and on the definitions the United States agreed to, the operation was partially suspended during the quarter due to the order.

The statute does not ask whether the business was "essential" or stayed open: the Notice's own Q&A-17, Example 4, calls an open hospital under an elective-procedure order partially suspended (Q&A-17, at 930). It does not ask whether the business could telework: Q&A-15 finds a partial suspension wherever a workplace closure "causes the employer to suspend business operations for certain purposes, but not others" (Q&A-15, at 929). It does not ask whose customers were under orders: "a business may be suspended 'due to' a government order addressing a third party" (Br. for Appellees at 41). It does not ask whether a compelled measure was "voluntary": Q&A-14 reaches only a suspension "not due to a governmental order" (Q&A-14, at 929). And it does not ask for a percentage: "The 10 percent is not determinative ... Properly understood, it isn't an eligibility requirement" (Doc. 44 at 14). The Service's letters ask each of those questions. The statute asks one, and this report answers it, instrument by instrument.

How this report was assembled

The report is drawn from The COVID Project's Orders Library, which indexes the governmental orders that limited commerce, travel and group meetings in the United States from March 2020 through September 30, 2021. The Library is organized in layers, and the report walks them in order for your selection: the federal layer (proclamations, executive orders, agency orders and rules, and the federal courts' general orders); your State, from its first declaration to the instrument that ended its general restrictions; your metropolitan area's health officers, mayors and courts; the sector regulators of your industry (licensing boards, health departments, alcohol and gaming regulators, labor agencies and federal program rules); the clusters of authorities that are easy to overlook (ports, aviation, courts, motor-vehicle offices, tribal and territorial governments); the standing duties of your State and of the United States (communicable-disease, workplace-safety and liability-shield statutes); and the organizers' notices of the trade shows, conventions, seasons and tournaments your industry lost.

Every record carries one of two grades, and the report shows only these two. Primary source read means the compiler read the issuing authority's own text: the order as published, the register page, the codified rule, the court's docket entry. Confirmed from a secondary source means the instrument's existence, number, date and substance were established from an identifiable secondary source and the primary text was not read. Records graded unverified or not retrieved never appear. Every exhibit was retrieved from the issuing authority's site or from the Internet Archive's capture of it, kept only if its text contained a distinctive phrase of the instrument, hashed at retrieval and re-checked by a second reviewer.

Every instrument has one exhibit identifier, used everywhere on the site and in this report. A State instrument carries its two-letter State code and a serial number (Ex. TX-004 is Texas Executive Order GA-09 of March 22, 2020); a metropolitan instrument carries MET and the metro code; a federal instrument carries FED; a sector regulator's instrument carries SEC and the industry number, and an organizer's notice adds GM; an overlooked authority carries AGY and its cluster; a standing duty carries DUT and the State code, or DUT-FED (Ex. DUT-FED-001 is the general duty clause of the Occupational Safety and Health Act); a legal authority carries LAW.

The dates decide the quarters. An instrument is in force in a quarter only if its effective date fell on or before the quarter's last day and its end date, if any, fell on or after the quarter's first day. The six quarters are the second, third and fourth quarters of 2020 and the first, second and third quarters of 2021. Because the CARES Act applies to wages paid after March 12, 2020, and the Service's Form 941-X instructions place the credit for wages paid March 13 through March 31, 2020 on the second-quarter return, the orders of March 13 through 31, 2020, the first stay-at-home and closure orders in the country, appear in the record of the second quarter of 2020.

4. How this business operates: Financial Services

Financial services was reached by governmental orders in every quarter of the claim period, and reached in a way no other industry was: Congress and the federal housing agencies rewrote the terms on which the industry's largest asset class could be collected. 2020 Q2 (with the March 13-31, 2020 run-up): the Treasury Secretary's statement of March 24, 2020 and CISA's Essential Critical Infrastructure Workforce guidance (v1.0 Mar. 19; v2.0 Mar. 28; v3.0 Apr. 17, 2020) placed 'workers who are needed to provide, process, and maintain systems for processing, verification, and recording of financial transactions and services' and workers providing 'consumer access to bank and non-bank financial services and lending services, including ATMs' on the list every stay-home State adopted; the designation was the premise of the conditions the States imposed (Illinois EO 2020-10 section 12(f) listed 'Banks, currency exchanges, consumer lenders... credit unions, appraisers, title companies, financial markets' as essential businesses that had to comply with social-distancing requirements; New Jersey EO 107 paragraph 6 listed banks among essential retail and EO 122 imposed 50 percent occupancy and face coverings on them; Pennsylvania's Worker Safety Order of April 15, 2020 bound every in-person business including bank branches; New York's ESD guidance under EO 202.6 listed 'banks or lending institutions'). CARES Act section 4022(c)(2) barred every servicer of a federally backed mortgage from initiating 'any judicial or non-judicial foreclosure process' from March 18, 2020; section 4022(b) compelled 180-day forbearances on a borrower's attestation; section 4021 (15 U.S.C. 1681s-2(a)(1)(F)) compelled furnishers to report accommodated accounts as current from January 31, 2020; section 4024 barred eviction filings on covered dwellings for 120 days; the CARES forbearance and moratoria ran through FHFA (Ex. FED-346 to -354), HUD Mortgagee Letters 2020-04 onward (FED-356 to -364), VA Circulars 26-20-7 onward (FED-367 to -378) and USDA. New York EO 202.9 (Mar. 21, 2020) made it an 'unsafe and unsound business practice' for a regulated institution not to grant a 90-day forbearance, implemented by 3 NYCRR Part 119 (Mar. 24) and continued by Banking Law section 9-x (June 17, 2020); Massachusetts Chapter 65 of the Acts of 2020 (Apr. 20) compelled 180-day forbearances and barred foreclosure notices; the District's Act 23-286 (Apr. 10) compelled 90-day deferments; Oregon HB 4204 (June 30) barred treating missed payments as defaults and barred trustee's sales. Forty-plus States and the District stayed evictions or foreclosures by executive order, statute or supreme-court order in March-April 2020 (New Jersey EO 106; New York EO 202.8; Washington 20-19; Minnesota 20-14; Illinois 2020-10/-16/-30; Michigan 2020-19; Kentucky 2020-257; Kansas 20-10; New Hampshire Emergency Order 4; Delaware's Sixth Modification; Maryland's April 3 order, which also barred vehicle repossessions; Alaska SB 241, which barred foreclosures and repossessions; Connecticut 7X; Arizona 2020-14; Vermont Act 101). State insurance regulators ordered or demanded premium grace periods and cancellation moratoria (Mississippi Bulletin 2020-3: mandatory 60-day moratorium from Mar. 24; New Jersey EO 123 and DOBI Bulletin 20-15: mandatory 90-day grace; Oklahoma PC 2020-01: 45 additional days; Indiana Bulletin 252 under EO 20-05: 60 days; New Mexico 2020-006; Ohio 2020-03; Texas B-0007-20; California's Bulletin 2020-3 of Apr. 13, 2020 ordered auto and other insurers to refund premium for March and April). The Federal Reserve deleted Regulation D's six-transfer limit (85 Fed. Reg. 23445, eff. Apr. 24, 2020) so that institutions could serve customers who could not reach a branch; the tri-agency FFCRA section 6001 and CARES section 3202 mandates required every insurer and plan to cover COVID-19 testing without cost sharing; the EBSA/IRS Joint Notice of May 4, 2020 tolled every COBRA, HIPAA and claims deadline for the 'Outbreak Period.' 2020 Q3: the federal moratoria were extended to Aug. 31 and then Dec. 31, 2020 (FHFA June 17 and Aug. 27; HUD ML 2020-19 and 2020-27; VA 26-20-22, -29, -30); EO 13945 (Aug. 8) directed the agencies to continue them; the CDC's nationwide eviction order took effect Sept. 4, 2020 (FED-022); the Presidential memorandum of Aug. 8 continued the student-loan payment suspension; California AB 3088 (Aug. 31) enacted the Tenant Relief Act and the Homeowner Act; New York's EO 202.28 hardship-based foreclosure moratorium ran from June 20; Oregon HB 4213 and HB 4204 ran to Sept. 30; Massachusetts Chapter 65 ran to Oct. 17, 2020. 2020 Q4: the federal and CDC moratoria ran through Dec. 31 (extended by the Consolidated Appropriations Act to Jan. 31, 2021); New York enacted the COVID-19 Emergency Eviction and Foreclosure Prevention Act (Dec. 28, 2020); Oregon HB 4401 (Dec. 23) extended its moratorium to June 30, 2021; Illinois extended monthly. 2021 Q1: CDC extended to Mar. 31 (FED-023); FHFA extended forbearance to 18 months and moratoria to June 30 (FED-353); HUD ML 2021-05 and VA 26-21-5 to June 30; California SB 91 (Jan. 29) to June 30; the ED payment pause was extended to Sept. 30, 2021 (Jan. 20). 2021 Q2: the CFPB's Compliance Bulletin 2021-02 (Apr. 1) and its debt-collection interim final rule (eff. May 3, 2021) bound servicers and collectors to the CDC order; the CDC extended to July 31 (FED-025); Massachusetts Chapter 20 of 2021 (Apr. 1) and Nevada AB 486 (June 4) compelled stays pending rental assistance; the CFPB's final servicing rule was published June 30 (FED-344); FHFA, HUD, VA and USDA extended the moratoria to July 31 (FED-354, -364, -378, -384); New Jersey's P.L.2021, c.103 (June 4) kept EO 106 alive to Jan. 1, 2022; Oregon SB 278 (June 24), Washington Proclamation 21-09 (June 29) and California AB 832 (June 28) carried protections into Q3. 2021 Q3 (July 1 - Sept. 30, 2021): the federal foreclosure moratoria ran through July 31, 2021; the foreclosure-related eviction moratoria on FHA, VA, USDA and Enterprise REO properties ran through Sept. 30, 2021 (HUD ML 2021-19, July 30; VA 26-21-14, July 30; FHFA July 30); FHA forbearance requests were accepted through Sept. 30, 2021 (ML 2021-15); the CDC's order ran to July 31 and its Aug. 3 order (FED-026) governed most counties until the Supreme Court vacated the stay on Aug. 26, 2021; the CFPB's servicing rule took effect Aug. 31, 2021 and barred first foreclosure notices absent the temporary safeguards through Dec. 31, 2021; the CARES section 4021 credit-reporting mandate ran with the national emergency; the ED payment pause ran to Sept. 30 and was extended Aug. 6 to Jan. 31, 2022; FFCRA section 6001 and CARES section 3203 coverage mandates ran with the PHE (renewed July 19, 2021); the ARPA section 9501 COBRA subsidy bound every plan and insurer through Sept. 30, 2021; the EBSA Outbreak Period tolling ran throughout; State instruments in force included California AB 832 (to Sept. 30), New York's CEEFPA (to Aug. 31; Part A enjoined Aug. 12 by Chrysafis v. Marks; extended Sept. 2 to Jan. 15, 2022), New Jersey EO 106 as modified by EO 249 and P.L.2021, c.188 (Aug. 4), Illinois EO 2021-13 and its successors (to Oct. 3, 2021), Washington 21-09 (to Sept. 30) and 21-09.1 (Sept. 24; to Oct. 31), Oregon SB 278 (to Feb. 28, 2022), Nevada AB 486, Massachusetts Chapter 20, Minnesota's June 29, 2021 phase-out statute, Maryland's grace period to Aug. 15, 2021, and the Delta-wave mask orders of Nevada (July 30), Louisiana (Aug. 4), Oregon (Aug. 13), Washington (Aug. 23), Illinois (Aug. 30), New Mexico (Aug. 17), Hawaii and the Bay Area and Los Angeles counties (July-Aug. 2021), each of which governed every branch lobby in its territory.

The functions of the business

The Library records which of these functions each instrument reached. Section 5 names them instrument by instrument and section 9 applies the test to them.

Code	Function
BR	branches and lobbies
AT	ATM, drive-up and cash logistics
CC	contact center
CL	consumer and auto lending (dealers, DMV)
ML	mortgage lending (appraisals, notaries, recorders, showings)
BL	business lending and deposits
SV	servicing, forbearance, collections, foreclosure and eviction moratoria
IN	insurance (grace-period and in-person orders)
WM	wealth and advisory
MK	marketing, events, seminars
HR	hiring, screening, training, credentialing
OP	office, administration, telework
WF	workforce availability
CB	customer, member and client base and its payers

5. The orders, quarter by quarter

For each quarter selected, the instruments in force appear by layer: the federal layer (the Library's FED-A and FED-B files, including the federal court orders they hold), the State, the metropolitan area, the industry's regulators, and the agencies, boards and authorities whose orders resolve to the State. Within a layer the instruments that carry the industry's key limitation types come first, then the rest in date order. An instrument in force across several quarters is described in full where it first appears and listed in compact form in each later quarter. Every item carries its citation and its exhibit identifier.

Second quarter of 2020 (Apr. 1, 2020 to June 30, 2020; orders from Mar. 13, 2020)

Federal layer

Ex. FED-290

Press release of March 12, 2020 (Building closed to the public)

Supreme Court Building closed to the public until further notice

Supreme Court of the United States (Public Information Office), Supreme Court of the United States (Court)

Dates: In force from Mar. 12, 2020 to Sept. 30, 2021
Quarters: 2020 Q22020 Q32020 Q42021 Q12021 Q22021 Q3
Limitations: Business closureCourts and public offices
Functions reached: CT; CS Washington tourism and visitor commerce
Grade: Confirmed from a secondary source
Days in this quarter: 110 (the whole quarter)

Enforcement: Supreme Court Police

Citation: Supreme Court of the United States (Public Information Office), Press release of March 12, 2020 (Building closed to the public) (Mar. 12, 2020) (Ex. FED-290)

Ex. FED-190

The President's Coronavirus Guidelines for America: 15 Days to Slow the Spread

The President's Coronavirus Guidelines for America - 15 Days to Slow the Spread

The President and the White House Coronavirus Task Force (with CDC), United States (Federal)

Dates: In force from Mar. 16, 2020 to Apr. 30, 2020
Quarters: 2020 Q2
Limitations: Business closureTelework mandateGathering capTravel and quarantineSchools and child care
Functions reached: context: the federal template for the ten-person gathering limit, the telework instruction, the closure of bars, restaurants and gyms, and the travel restraint that State orders enacted
Grade: Primary source read
Days in this quarter: 46

[image-only PDF; text as read in the prior verified research:] Listen to and follow the directions of your STATE AND LOCAL AUTHORITIES.... Work or engage in schooling FROM HOME whenever possible.... AVOID SOCIAL GATHERINGS in groups of more than 10 people.... Avoid eating or drinking at bars, restaurants, and food courts - USE DRIVE-THRU, PICKUP, OR DELIVERY OPTIONS. AVOID DISCRETIONARY TRAVEL, shopping trips, and social visits.... IN STATES WITH EVIDENCE OF COMMUNITY TRANSMISSION, bars, restaurants, food courts, gyms, and other indoor and outdoor venues where groups of people congregate should be closed.

Enforcement: None (guidance); the template every State stay-at-home and closure order of March 2020 implemented

Citation: The President and the White House Coronavirus Task Force (with CDC), The President's Coronavirus Guidelines for America: 15 Days to Slow the Spread (Mar. 16, 2020) (Ex. FED-190) Open the exhibit

Ex. FED-279

Order of March 16, 2020 (COVID-19 building access)

Order restricting access to the James R. Browning, William K. Nakamura, Pioneer and Richard H. Chambers United States Courthouses

United States Court of Appeals for the Ninth Circuit (Order filed by the Clerk, Molly C. Dwyer), United States Court of Appeals for the Ninth Circuit (San Francisco, Seattle, Portland, Pasadena courthouses) (Court)

Dates: In force from Mar. 16, 2020 to June 30, 2020
Quarters: 2020 Q2
Limitations: Business closureCourts and public offices
Functions reached: CT appellate courthouses closed to the public; arguments by video or livestream; CS law firms' appellate practice
Grade: Primary source read
Days in this quarter: 107 (in force on the last day)

Chief among the recommended precautions is to limit person to person interactions. Therefore, it is hereby ordered that: Access to the James R. Browning (San Francisco), the William K. Nakamura (Seattle), the Pioneer (Portland) and the Richard H. Chambers (Pasadena) United States Courthouses is restricted to judges and court staff during non-court weeks. In the event any public court proceeding is held, it will be livestreamed.

Enforcement: court order; U.S. Marshals and court security

Citation: United States Court of Appeals for the Ninth Circuit (Order filed by the Clerk, Molly C. Dwyer), Order of March 16, 2020 (COVID-19 building access) (Mar. 16, 2020) (Ex. FED-279) Open the exhibit

Ex. FED-264

OMB Memorandum M-20-16

Federal Agency Operational Alignment to Slow the Spread of Coronavirus COVID-19

Office of Management and Budget (Acting Director Russell T. Vought), United States (executive branch, nationwide) (Federal)

Dates: In force from Mar. 17, 2020 to Apr. 20, 2020
Quarters: 2020 Q2
Limitations: Business closureTelework mandateWorkplace rules
Functions reached: OF federal offices emptied nationwide; PJ contractor performance moved to telework or postponed; CS in-person federal transactions postponed (Social Security offices, IRS taxpayer assistance centers, passport agencies, USCIS, USDA service centers, VA regional offices); CB every business whose customer, licensor or counterparty was a federal office
Grade: Primary source read
Days in this quarter: 35

the Government must immediately adjust operations and services to minimize face-to-face interactions, especially at those offices or sites where people may be gathering in close proximity or where highly vulnerable populations obtain services.... Non-mission-critical functions that cannot be performed remotely or that require in-person interactions may be postponed or significantly curtailed.... Maximize telework across the nation for the Federal workforce (including mandatory telework, if necessary), while maintaining mission-critical workforce needs... Assess professional services and labor contracts to extend telework flexibilities to contract workers wherever feasible... Agencies shall communicate with their customers to encourage them to delay transactions which are not time-critical and to ensure that available resources can be re-prioritized to mission-critical activities.

Enforcement: OMB directive; agency facility-access policies for employees, contractors and visitors

Citation: Office of Management and Budget (Acting Director Russell T. Vought), OMB Memorandum M-20-16 (Mar. 17, 2020) (Ex. FED-264) Open the exhibit

Ex. FED-324

USCIS alert of Mar. 17, 2020: USCIS Temporarily Closing Offices to the Public (Mar. 18 - Apr. 1, 2020), extended to May 3 and then to June 3, 2020

USCIS Temporarily Closing Offices to the Public March 18 - April 1

U.S. Citizenship and Immigration Services, United States (all USCIS field offices, asylum offices and Application Support Centers) (Federal)

Dates: In force from Mar. 18, 2020 to June 4, 2020 (issued Mar. 17, 2020)
Quarters: 2020 Q2
Limitations: Business closureCourts and public offices
Functions reached: HR work-authorization biometrics, interviews and naturalization ceremonies postponed; CS immigration law practice; WF
Grade: Primary source read
Days in this quarter: 79

Effective March 18, U.S. Citizenship and Immigration Services is suspending in-person services at its field offices, asylum offices and Application Support Centers (ASCs) to help slow the spread of Coronavirus 2019 (COVID-19). This suspension of services will be effective until at least April 1. In the meantime, USCIS will provide limited emergency services.

Enforcement: agency closure

Citation: U.S. Citizenship and Immigration Services, USCIS alert of Mar. 17, 2020: USCIS Temporarily Closing Offices to the Public (Mar. 18 - Apr. 1, 2020), extended to May 3 and then to June 3, 2020 (Ex. FED-324) Open the exhibit

Ex. FED-284

Order of the Chief Judge No. 20-042

In re: Coronavirus Public Emergency - Activation of the Continuity of Operations Plan (courthouses closed)

Chief Judge Virginia A. Phillips, United States District Court for the Central District of California (Los Angeles, Santa Ana, Riverside) (Court)

Dates: In force from Mar. 23, 2020 to June 30, 2020 (issued Mar. 19, 2020)
Quarters: 2020 Q2
Limitations: Business closureCourts and public offices
Functions reached: CT the largest federal district in the country closed its courthouses to the public Mar. 23 - May 1, 2020 and continued civil and criminal trials; CS litigation practice, process servers, court reporters, interpreters
Grade: Primary source read
Days in this quarter: 100 (in force on the last day)

the Continuity of Operations Plan... of the Central District of California is hereby activated, effective March 23, 2020 through and including May 1, 2020... All of the Courthouses of the Central District of California will be closed to the public... [emergency criminal matters and applications for temporary restraining orders and preliminary injunctions to be heard at] the Roybal Building and United States Courthouse in Los Angeles only.

Enforcement: court order; U.S. Marshals

Citation: Chief Judge Virginia A. Phillips, Order of the Chief Judge No. 20-042 (Mar. 19, 2020) (Ex. FED-284) Open the exhibit

Ex. FED-310

Second Amended Standing Order 2020-02

In re: Restrictions on Visitors to Courthouses

Chief Judge James K. Bredar, United States District Court for the District of Maryland (Baltimore, Greenbelt) (Court)

Dates: In force from Mar. 23, 2020 to Sept. 30, 2021 (issued Mar. 20, 2020)
Quarters: 2020 Q2
Limitations: Business closureCourts and public offices
Functions reached: CT courthouses closed to the general public from Mar. 23, 2020; CS
Grade: Primary source read
Days in this quarter: 100 (in force on the last day)

ORDERED by the United States District Court for the District of Maryland that, effective March 23, 2020, no members of the public, other than litigants with a scheduled proceeding, [may enter any] U.S. Courthouse in the District of Maryland without prior permission from the Chief Judge or [the presiding judge]... [a drop box is available at] the entrance of each courthouse to deposit and date-stamp papers between 9:00 a.m. and 4:00 p.m., Monday through Friday; and it is further ORDERED that, in addition to the above restrictions, the following persons shall not enter any U.S. Courthouse or U.S. Probation Office in this District: [persons with symptoms, exposure or recent travel]...

Enforcement: court order; court security officers

Citation: Chief Judge James K. Bredar, Second Amended Standing Order 2020-02 (Mar. 20, 2020) (Ex. FED-310) Open the exhibit

Ex. FED-391

USDA announcement of Mar. 23, 2020: USDA Service Centers Open for Business by Phone Appointment Only

USDA Service Centers Open for Business by Phone Appointment Only

U.S. Department of Agriculture, Farm Production and Conservation mission area, United States (all USDA Service Centers: FSA, NRCS, Rural Development) (Federal)

Dates: In force from Mar. 23, 2020 to Sept. 30, 2020
Quarters: 2020 Q22020 Q3
Limitations: Business closureCourts and public offices
Functions reached: CS farm program sign-ups, loan closings and conservation contracts by phone only; FP; IN
Grade: Confirmed from a secondary source
Days in this quarter: 100 (in force on the last day)

Enforcement: USDA operating directive

Citation: U.S. Department of Agriculture, Farm Production and Conservation mission area, USDA announcement of Mar. 23, 2020: USDA Service Centers Open for Business by Phone Appointment Only (Ex. FED-391)

Ex. FED-191

30 Days to Slow the Spread (extension of the March 16 guidelines through April 30, 2020)

The President's Coronavirus Guidelines for America - 30 Days to Slow the Spread

The President and the White House Coronavirus Task Force, United States (Federal)

Dates: In force from Mar. 31, 2020 to Apr. 30, 2020
Quarters: 2020 Q2
Limitations: Business closureTelework mandateGathering capTravel and quarantineSchools and child care
Functions reached: context
Grade: Primary source read
Days in this quarter: 31

Enforcement: None (guidance)

Citation: The President and the White House Coronavirus Task Force, 30 Days to Slow the Spread (extension of the March 16 guidelines through April 30, 2020) (Mar. 31, 2020) (Ex. FED-191) Open the exhibit

Ex. FED-192

Guidelines for Opening Up America Again (Apr. 16, 2020)

Guidelines for Opening Up America Again

The President and the White House Coronavirus Task Force, United States (Federal)

Dates: In force from Apr. 16, 2020 to Sept. 30, 2020
Quarters: 2020 Q22020 Q3
Limitations: Business closureTelework mandateCapacity limitGathering capTravel and quarantine
Functions reached: context: the federal template of the phased reopenings that State orders enacted (telework 'whenever possible' for employers in Phases One and Two; closed or capacity-limited venues; ten-person and fifty-person gathering ceilings; travel minimization)
Grade: Primary source read
Days in this quarter: 76 (in force on the last day)

President Trump has unveiled Guidelines for Opening Up America Again, a three-phased approach based on the advice of public health experts. These steps will help state and local officials when reopening their economies, getting people back to work, and continuing to protect American lives.... Proposed State or Regional Gating Criteria: Satisfy Before Proceeding to Phased Comeback... Downward trajectory of documented cases within a 14-day period... Phase One: For States and Regions that satisfy the gating criteria. INDIVIDUALS: ALL VULNERABLE INDIVIDUALS should continue to shelter in place.... Social settings of more than 10 people, where appropriate distancing may not be practical, should be avoided unless precautionary measures are observed. Avoid SOCIALIZING in groups of more than 10 people in circumstances that do not readily allow for appropriate physical distancing (e.g.…

Enforcement: None (guidance); adopted by reference in State reopening orders (e.g., the phased frameworks of Texas, Georgia, Arizona, Ohio, Pennsylvania, Colorado) and by CMS (FED-159)

Citation: The President and the White House Coronavirus Task Force, Guidelines for Opening Up America Again (Apr. 16, 2020) (Ex. FED-192) Open the exhibit

Ex. FED-318

General Order 72-2

In re: Coronavirus Disease Public Health Emergency (General Order 72-2)

Chief Judge Phyllis J. Hamilton, United States District Court for the Northern District of California (Court)

Dates: In force from Apr. 30, 2020 to May 21, 2020
Quarters: 2020 Q2
Limitations: Business closureCourts and public offices
Functions reached: CT
Grade: Primary source read
Days in this quarter: 22

[WHEREAS the Governor of California] ordered a state-wide shelter-in-place;... [the Court's] courthouses remain closed in order to protect the public health and reduce the size of public [gatherings]... issues the following Order, effective immediately: 1. No jury trial will be conducted before June 1, 2020. Any trial dates currently scheduled during that period will be postponed or vacated.

Enforcement: court order

Citation: Chief Judge Phyllis J. Hamilton, General Order 72-2 (Apr. 30, 2020) (Ex. FED-318) Open the exhibit

Ex. FED-334

General Order 73 (Amended May 21, 2020)

Continuing Temporary Restrictions on Courthouse Access (Amended May 21, 2020)

Chief Judge Phyllis J. Hamilton, United States District Court for the Northern District of California (Court)

Dates: In force from May 21, 2020 to July 1, 2021
Quarters: 2020 Q22020 Q32020 Q42021 Q12021 Q2
Limitations: Business closureCourts and public offices
Functions reached: CT courthouses closed to the public except for official court business, Mar. 2020 - June 30, 2021
Grade: Primary source read
Days in this quarter: 41 (in force on the last day)

[In light of the shelter-in-place orders and to protect] courthouse visitors, the court will continue to temporarily restrict courthouse access at all four locations due to the ongoing COVID-19 emergency. Effective immediately and until further [order, entry is limited to persons with official court business]... 'Official court business' shall include [scheduled proceedings and filings]... There will also be a drop box available for manual filing in the first floor lobby of the San Francisco, Oakland, and San Jose courthouses.

Enforcement: court order; court security

Citation: Chief Judge Phyllis J. Hamilton, General Order 73 (Amended May 21, 2020) (Ex. FED-334) Open the exhibit

Ex. FED-164

CMS QSO-20-12-All (Mar. 4, 2020), QSO-20-20-All (Mar. 23, 2020), QSO-20-31-All (June 1, 2020), QSO-20-35-ALL (Aug. 17, 2020)

QSO-20-12-All, Suspension of Survey Activities

CMS, Quality, Safety & Oversight Group, United States (all certified providers, suppliers and CLIA laboratories) (Federal)

Dates: In force from Mar. 4, 2020 to May 1, 2023
Quarters: 2020 Q2
Limitations: Health care ordersCourts and public offices
Functions reached: CT/HR certification and survey functions (initial certification and change-of-ownership surveys delayed for new providers and acquirers)
Grade: Primary source read
Days in this quarter: 110 (the whole quarter)

Specifically, CMS is suspending non-emergency inspections across the country, allowing inspectors to turn their focus on the most serious health and safety threats like infectious diseases and abuse.... Effective immediately, survey activity is limited to the following (in Priority Order): All immediate jeopardy complaints... Complaints alleging infection control concerns, including facilities with potential COVID-19 or other respiratory illnesses; Statutorily required recertification surveys (Nursing Home, Home Health, Hospice, and ICF/IID facilities); Any re-visits necessary to resolve current enforcement actions; Initial certifications; Surveys of facilities/hospitals that have a history of infection control deficiencies

Enforcement: Governs federal survey operations

Citation: CMS, Quality, Safety & Oversight Group, CMS QSO-20-12-All (Mar. 4, 2020), QSO-20-20-All (Mar. 23, 2020), QSO-20-31-All (June 1, 2020), QSO-20-35-ALL (Aug. 17, 2020) (Ex. FED-164) Open the exhibit

Ex. FED-262

OMB Memorandum M-20-13

Updated Guidance on Telework Flexibilities in Response to Coronavirus

Office of Management and Budget (Acting Director Russell T. Vought), United States (executive branch) (Federal)

Dates: In force from Mar. 12, 2020 to Apr. 20, 2020
Quarters: 2020 Q2
Limitations: Telework mandate
Functions reached: OF federal office premises begin to empty; CS client and customer access to federal offices; PJ federal procurement and contracting-officer availability
Grade: Primary source read
Days in this quarter: 39 (in force on the first day)

All Federal Executive Branch departments and agencies are encouraged to maximize telework flexibilities to eligible workers within those populations that the Centers for Disease Control and Prevention (CDC) has identified as being at higher risk... Additionally, agencies are encouraged to consult with local public health officials and the CDC about whether to extend telework flexibilities more broadly to all eligible teleworkers in areas in which either such local officials or the CDC have determined there is community spread.

Enforcement: OMB management directive to agency heads

Citation: Office of Management and Budget (Acting Director Russell T. Vought), OMB Memorandum M-20-13 (Mar. 12, 2020) (Ex. FED-262) Open the exhibit

Ex. FED-338

General Order 20-0012 (original)

In re: Coronavirus COVID-19 Public Emergency

Chief Judge Rebecca R. Pallmeyer, United States District Court for the Northern District of Illinois (Court)

Dates: In force from Mar. 12, 2020 to Nov. 13, 2020
Quarters: 2020 Q2
Limitations: Gathering capCourts and public offices
Functions reached: CT the first of the Chicago federal court's COVID-19 orders; civil jury trials continued from Mar. 12, 2020
Grade: Primary source read
Days in this quarter: 110 (the whole quarter)

hereby issues the following order effective immediately: 1. The United States Courthouses in Chicago and Rockford, Illinois will remain open for business, subject [to the following]... 2. The following events in the Northern District of Illinois, scheduled to begin before April 3, 2020, are continued pending further order of the Court: All civil jury trials [and civil and criminal bench trials, and criminal jury trials except as ordered]... 9. Effective March 14, all mass public gatherings, other than court proceedings, are suspended at both the Everett McKinley Dirksen U.S. Courthouse in Chicago and the Stanley J. Roszkowski U.S. Courthouse [in Rockford]... 12. The Court will vacate or amend this General Order no later than April 3, 2020. Dated at Chicago, Illinois this 12th day of March, 2020

Enforcement: court order

Citation: Chief Judge Rebecca R. Pallmeyer, General Order 20-0012 (original) (Mar. 12, 2020) (Ex. FED-338) Open the exhibit

Ex. FED-097

QSO-20-14-NH, Guidance for Infection Control and Prevention of Coronavirus Disease 2019 (COVID-19) in Nursing Homes (Mar. 9, 2020; REVISED Mar. 13, 2020)

QSO-20-14-NH (REVISED)

CMS, Quality, Safety & Oversight Group, United States (Medicare and Medicaid nursing homes) (Federal)

Dates: In force from Mar. 13, 2020 to Sept. 17, 2020
Quarters: 2020 Q22020 Q3
Limitations: Business closureGathering capHealth care orders
Functions reached: VS visitation closed to all visitors and 'non-essential healthcare personnel' (home-care-senior-living; hospice; therapy contractors; hair and podiatry services; clergy); RS admissions and cohorting; DN communal dining and group activities cancelled; IN referral flows from hospitals
Grade: Primary source read
Days in this quarter: 110 (the whole quarter)

[As CMS restated it in QSO-20-39-NH:] In March of 2020, CMS issued memorandum QSO 20-14-NH providing guidance to facilities on restricting visitation of all visitors and non-essential healthcare personnel, except for certain compassionate care situations, such as an end-of-life situation. [QSO-20-14-NH revised text:] Facilities should actively screen and restrict visitation by those who meet the following criteria... Restricting means the individual should not be allowed in the facility at all, until they no longer meet the criteria above.

Enforcement: F-tag F563 (visitation) and F880 (infection control) survey enforcement

Citation: CMS, Quality, Safety & Oversight Group, QSO-20-14-NH, Guidance for Infection Control and Prevention of Coronavirus Disease 2019 (COVID-19) in Nursing Homes (Mar. 9, 2020; REVISED Mar. 13, 2020) (Ex. FED-097) Open the exhibit

Ex. FED-027

CDC No Sail Order and Suspension of Further Embarkation

No Sail Order and Suspension of Further Embarkation, 85 Fed. Reg. 16628 (Mar. 24, 2020)

Centers for Disease Control and Prevention, HHS (CDC Director), United States (all cruise ships in U.S. waters or intending to return; 250+ passenger capacity) (Federal)

Dates: In force from Mar. 14, 2020 to Dec. 31, 2020
Quarters: 2020 Q22020 Q32020 Q4
Limitations: Business closureTravel and quarantineEvents and venues
Functions reached: TV travel demand (hotels-travel); GS group sales and travel agencies; CB cruise passengers and the port economies (Miami, Port Canaveral, Galveston, Seattle, Los Angeles, New Orleans, Baltimore, New York); SC provisioning and port services
Grade: Primary source read
Days in this quarter: 109 (in force on the last day)

announces the issuance of a No Sail Order and Suspension of Further Embarkation on March 14, 2020 for all cruise ships that are not voluntarily suspending operation.... This Notice of No Sail Order and Other Measures Related to Operations shall apply only to the subset of carriers described below and hereinafter referred to as 'cruise ships,' except this Order shall not apply to any cruise ship that voluntarily suspends operations for the period of this Order

Enforcement: 42 U.S.C. § 271; 42 C.F.R. §§ 70.18, 71.2 (criminal penalties); Coast Guard captain-of-the-port authority

Citation: Centers for Disease Control and Prevention, HHS (CDC Director), CDC No Sail Order and Suspension of Further Embarkation (Mar. 14, 2020) (Ex. FED-027) Open the exhibit

Ex. FED-263

OMB Memorandum M-20-15

Updated Guidance for the National Capital Region on Telework Flexibilities in Response to Coronavirus

Office of Management and Budget (Acting Director Russell T. Vought), United States (National Capital Region) (Federal)

Dates: In force from Mar. 15, 2020 to Mar. 17, 2020
Quarters: 2020 Q2
Limitations: Telework mandate
Functions reached: OF Washington-area federal offices; CS downtown Washington commerce (food service, retail, parking, transit) dependent on 360,000 federal workers; CB
Grade: Primary source read
Days in this quarter: 3

All Federal Executive Branch departments and agencies within the National Capital Region (NCR), consistent with OMB's recent guidance (OMB M-20-13), are asked to offer maximum telework flexibilities to all current telework eligible employees... agency heads should develop an operational plan that maximizes resources and functional areas to most safely and efficiently deliver these mission-critical functions and other Government services (including but not limited to staggered work schedules and other operational mitigation measures).

Enforcement: OMB management directive

Citation: Office of Management and Budget (Acting Director Russell T. Vought), OMB Memorandum M-20-15 (Mar. 15, 2020) (Ex. FED-263) Open the exhibit

Ex. FED-291

Press release of March 16, 2020 (postponement of the March 2020 argument session)

Supreme Court postpones oral arguments scheduled for the March session

Supreme Court of the United States (Public Information Office), Supreme Court of the United States (Court)

Dates: In force from Mar. 16, 2020 to June 30, 2020
Quarters: 2020 Q2
Limitations: Gathering capCourts and public offices
Functions reached: CT the highest court in the country suspended in-person argument for the first time since 1918; CS
Grade: Primary source read
Days in this quarter: 107 (in force on the last day)

In keeping with public health precautions recommended in response to COVID-19, the Supreme Court is postponing the oral arguments currently scheduled for the March session (March 23-25 and March 30-April 1).... The Court postponed scheduled arguments for October 1918 in response to the Spanish flu epidemic. The Court also shortened its argument calendars in August 1793 and August 1798 in response to yellow fever outbreaks.

Enforcement: order of the Court

Citation: Supreme Court of the United States (Public Information Office), Press release of March 16, 2020 (postponement of the March 2020 argument session) (Mar. 16, 2020) (Ex. FED-291) Open the exhibit

Ex. FED-311

Standing Order 2020-04

In re: COVID-19 Pandemic Procedures

Chief Judge James K. Bredar, United States District Court for the District of Maryland (Court)

Dates: In force from Mar. 16, 2020 to Sept. 30, 2021
Quarters: 2020 Q22020 Q32020 Q42021 Q12021 Q22021 Q3
Limitations: Courts and public offices
Functions reached: CT
Grade: Primary source read
Days in this quarter: 107 (in force on the last day)

WHEREAS, normal court operations and procedures may necessarily need to be amended or suspended on a temporary basis given the exigent circumstances created by the COVID-19 event, the Court finds it necessary to establish a miscellaneous case, In re COVID-19 [Pandemic Procedures, in which all COVID-19 orders are docketed]... ORDERED that these temporary orders shall be rescinded by order of the Chief Judge when circumstances warrant.

Enforcement: court order

Citation: Chief Judge James K. Bredar, Standing Order 2020-04 (Mar. 16, 2020) (Ex. FED-311) Open the exhibit

Ex. FED-317

General Order 72

In re: Coronavirus Disease Public Health Emergency

Chief Judge Phyllis J. Hamilton, United States District Court for the Northern District of California (San Francisco, Oakland, San Jose, Eureka) (Court)

Dates: In force from Mar. 16, 2020 to Apr. 30, 2020
Quarters: 2020 Q2
Limitations: Gathering capCourts and public offices
Functions reached: CT the federal court for Silicon Valley and San Francisco suspended jury and grand-jury proceedings from Mar. 16, 2020; CS law firms, court reporters, process servers
Grade: Primary source read
Days in this quarter: 46

[Bay Area health officers have ordered the public to] postpone in-person events consisting of 50 people or more;... hereby issues the following Order, effective immediately: 1. No jury trial will be commenced before May 1, 2020. Any trial dates currently scheduled [before that date will be vacated]... 3. Appearances before the district judges may be waived or postponed, if required by [the parties' health]... 5. All grand jury proceedings in this district are suspended until May 1, 2020.

Enforcement: court order

Citation: Chief Judge Phyllis J. Hamilton, General Order 72 (Mar. 16, 2020) (Ex. FED-317) Open the exhibit

Ex. FED-390

Reclamation news release of Mar. 17, 2020: Hoover Dam temporarily closed to all visitors

Hoover Dam temporarily closed to all visitors

Bureau of Reclamation, Hoover Dam, Nevada-Arizona (Bureau of Reclamation, Lower Colorado Basin Region) (Federal)

Dates: In force from Mar. 17, 2020 to Oct. 22, 2020
Quarters: 2020 Q22020 Q32020 Q4
Limitations: Business closure
Functions reached: AM the busiest federal tourist attraction in the Southwest (about one million visitors a year) closed; CB Las Vegas tour operators and Boulder City commerce
Grade: Primary source read
Days in this quarter: 106 (in force on the last day)

[In accordance with guidance] by the Centers for Disease Control and Prevention, Hoover Dam will be temporarily closed to visitors, including [the visitor center and all tours, until further notice.]

Enforcement: Reclamation facility order

Citation: Bureau of Reclamation, Reclamation news release of Mar. 17, 2020: Hoover Dam temporarily closed to all visitors (Ex. FED-390) Open the exhibit

Ex. FED-387

NPS news release of Mar. 18, 2020: National Park Service to Temporarily Suspend Park Entrance Fees (with the accompanying direction that superintendents modify operations and close facilities)

National Park Service to Temporarily Suspend Park Entrance Fees

Secretary of the Interior David L. Bernhardt; National Park Service, United States (National Park System) (Federal)

Dates: In force from Mar. 18, 2020 to June 30, 2020
Quarters: 2020 Q2
Limitations: Business closureOther
Functions reached: AM attractions and gateway-community tourism (lodging, dining, outfitters, concessions); CB
Grade: Primary source read
Days in this quarter: 105 (in force on the last day)

Secretary of the Interior David Bernhardt directed the National [Park Service (NPS) to temporarily suspend the collection of all park entrance fees until further notice.] News Release Date: March 18, 2020

Enforcement: Secretarial direction

Citation: Secretary of the Interior David L. Bernhardt; National Park Service, NPS news release of Mar. 18, 2020: National Park Service to Temporarily Suspend Park Entrance Fees (with the accompanying direction that superintendents modify operations and close facilities) (Ex. FED-387) Open the exhibit

Ex. FED-292

Order of March 19, 2020, 589 U.S. (Order List)

Order extending the deadline to file petitions for writs of certiorari to 150 days and relaxing extension and distribution rules in light of COVID-19

Supreme Court of the United States, Supreme Court of the United States (Court)

Dates: In force from Mar. 19, 2020 to July 19, 2021
Quarters: 2020 Q22020 Q32020 Q42021 Q12021 Q22021 Q3
Limitations: Courts and public offices
Functions reached: CT federal litigation timetables lengthened nationwide; CS law firms, appellate practice
Grade: Primary source read
Days in this quarter: 104 (in force on the last day)

In light of the ongoing public health concerns relating to COVID-19, the following shall apply to cases prior to a ruling on a petition for a writ of certiorari: IT IS ORDERED that the deadline to file any petition for a writ of certiorari due on or after the date of this order is extended to 150 days from the date of the lower court judgment, order denying discretionary review, or order denying a timely petition for rehearing.... These modifications will remain in effect until further order of the Court.

Enforcement: order of the Court

Citation: Supreme Court of the United States, Order of March 19, 2020, 589 U.S. (Order List) (Mar. 19, 2020) (Ex. FED-292) Open the exhibit

Ex. FED-266

OMB Memorandum M-20-18

Managing Federal Contract Performance Issues Associated with the Novel Coronavirus (COVID-19)

Office of Management and Budget (Deputy Director for Management), United States (federal contractors) (Federal)

Dates: In force from Mar. 20, 2020 to Dec. 31, 2020
Quarters: 2020 Q22020 Q32020 Q4
Limitations: Telework mandateWorkplace rules
Functions reached: PL staffing, janitorial, security and IT contractor personnel at federal sites; PJ contract performance postponed or converted to telework; CB federal contractor base
Grade: Primary source read
Days in this quarter: 103 (in force on the last day)

Agencies are urged to work with their contractors, if they haven't already, to evaluate and maximize telework for contractor employees, wherever possible.... if a contractor is unable to perform in a timely manner due to quarantining, social distancing, or other COVID-19 related interruptions, agencies should consider whether excusable delay provisions apply...

Enforcement: OMB directive to contracting officers

Citation: Office of Management and Budget (Deputy Director for Management), OMB Memorandum M-20-18 (Mar. 20, 2020) (Ex. FED-266) Open the exhibit

Ex. FED-312

Standing Order 2020-05

In re: Court Operations Under the Exigent Circumstances Created by COVID-19

Chief Judge James K. Bredar, United States District Court for the District of Maryland (Court)

Dates: In force from Mar. 20, 2020 to Apr. 24, 2020
Quarters: 2020 Q2
Limitations: Courts and public offices
Functions reached: CT all jury trials and non-emergency proceedings postponed; Baltimore and Greenbelt courthouses; CS
Grade: Primary source read
Days in this quarter: 36

ORDERED by the United States District Court for the District of Maryland that, effective immediately, all civil and criminal petit jury selections and jury trials scheduled to commence now through April 24, 2020 before any district or magistrate judge in any courthouse in the District of Maryland are POSTPONED and CONTINUED pending further Order of the Court;... ORDERED that all other civil, criminal, and bankruptcy proceedings in the U.S. District [Court and Bankruptcy Court] now scheduled to occur from March 16, 2020, through April 24, 2020, are POSTPONED and [CONTINUED]... Date: March 20, 2020

Enforcement: court order

Citation: Chief Judge James K. Bredar, Standing Order 2020-05 (Mar. 20, 2020) (Ex. FED-312) Open the exhibit

Ex. FED-267

OMB Memorandum M-20-19

Harnessing Technology to Support Mission Continuity

Office of Management and Budget, United States (executive branch) (Federal)

Dates: In force from Mar. 22, 2020 to Dec. 31, 2020
Quarters: 2020 Q22020 Q32020 Q4
Limitations: Telework mandate
Functions reached: OF federal telework infrastructure; HR remote onboarding of federal personnel
Grade: Primary source read
Days in this quarter: 101 (in force on the last day)

OMB issued M-20-16, Federal Agency Operational Alignment to Slow the Spread of Coronavirus..., which directed agencies to maximize telework across the nation... Agencies are able to make a risk determination and issue an alternate credential/authenticator... to onboard mission-critical personnel.

Enforcement: OMB directive

Citation: Office of Management and Budget, OMB Memorandum M-20-19 (Mar. 22, 2020) (Ex. FED-267) Open the exhibit

Ex. FED-386

Secretary of the Interior memorandum, Ensuring the Continued Performance of the Mission of the Department of the Interior during the Global Coronavirus (COVID-19) Pandemic

Ensuring the Continued Performance of the Mission of the Department of the Interior during the Global Coronavirus (COVID-19) Pandemic

Secretary of the Interior David L. Bernhardt, United States (Department of the Interior, all bureaus: NPS, BLM, Reclamation, USGS, FWS, BIA) (Federal)

Dates: In force from Mar. 22, 2020 to Apr. 30, 2020
Quarters: 2020 Q2
Limitations: Telework mandate
Functions reached: OF Interior offices emptied; CS permitting, leasing, inspections and field work by Interior bureaus curtailed (oil and gas, grazing, mining, recreation concessions); PJ federal customer site access
Grade: Primary source read
Days in this quarter: 40

Performance of Duties Via Telework for Most Department Employees... Department employees not performing or supporting mission essential functions [or performing mission critical functions as determined by their State or Regional Director, or equivalent management authority,] should telework. Supervisors are hereby directed to instruct employees under their supervision to telework, if telework [ready]... If a telework-eligible employee is unable to enter into a telework agreement, the supervisor shall grant the employee weather and safety leave for a period not to exceed fourteen calendar days.

Enforcement: Secretarial directive to supervisors

Citation: Secretary of the Interior David L. Bernhardt, Secretary of the Interior memorandum, Ensuring the Continued Performance of the Mission of the Department of the Interior during the Global Coronavirus (COVID-19) Pandemic (Mar. 22, 2020) (Ex. FED-386) Open the exhibit

Ex. FED-099

CMS QSO-20-12-All (Mar. 4, 2020), QSO-20-20-All (Mar. 23, 2020), QSO-20-31-All (June 1, 2020), QSO-20-35-ALL (Aug. 17, 2020)

QSO-20-20-ALL, Prioritization of Survey Activities

CMS, Quality, Safety & Oversight Group, United States (all Medicare/Medicaid certified providers and suppliers; CLIA laboratories) (Federal)

Dates: In force from Mar. 23, 2020 to May 1, 2023
Quarters: 2020 Q22020 Q32020 Q42021 Q12021 Q22021 Q3
Limitations: Health care ordersCourts and public offices
Functions reached: CT/HR licensure, certification and survey functions of every certified provider (initial certifications, changes of ownership and revisits delayed); IC (focused infection control surveys imposed)
Grade: Primary source read
Days in this quarter: 100 (in force on the last day)

On Friday, March 13, 2020, the President declared a national emergency, which triggers the Secretary's ability to authorize waivers or modifications of certain requirements pursuant to section 1135 of the Social Security Act (the Act). [CMS suspends standard surveys and prioritizes survey activity to immediate jeopardy complaints, infection control surveys and other listed categories for a three-week period, then as extended.]

Enforcement: Governs State Survey Agency operations (federal survey and certification)

Ex. FED-286

General Docket Order 2020-4 (COVID-19; court operations), Mar. 25, 2020

General Docket Order 2020-4: Court Operations (COVID-19)

United States Court of Appeals for the Fifth Circuit (General Docket Order; certified copy issued by the Clerk Mar. 25, 2020), United States Court of Appeals for the Fifth Circuit (Court)

Dates: In force from Mar. 25, 2020 to June 30, 2020
Quarters: 2020 Q2
Limitations: Courts and public offices
Functions reached: CT appellate operations, deadlines and in-person argument
Grade: Confirmed from a secondary source
Days in this quarter: 98 (in force on the last day)

Enforcement: court order

Citation: United States Court of Appeals for the Fifth Circuit (General Docket Order; certified copy issued by the Clerk Mar. 25, 2020), General Docket Order 2020-4 (COVID-19; court operations), Mar. 25, 2020 (Ex. FED-286) Open the exhibit

Ex. FED-340

CARES Act §§ 4022-4024 (foreclosure moratorium and forbearance; multifamily forbearance; temporary moratorium on eviction filings) and § 15002 (video teleconferencing for criminal proceedings)

Coronavirus Aid, Relief, and Economic Security Act, Title IV, Subtitle A, §§ 4022-4024; Division B, § 15002

Congress (Pub. L. 116-136, signed Mar. 27, 2020), United States (Federal)

Dates: In force from Mar. 27, 2020 to Sept. 30, 2021
Quarters: 2020 Q22020 Q32020 Q42021 Q12021 Q22021 Q3
Limitations: Courts and public officesOther
Functions reached: SV loan servicing, collections, foreclosure (banks, credit unions, servicers); PM property management: eviction filings barred for covered dwellings Mar. 27 - July 24, 2020; ML mortgage lending (forbearance affects pipeline and secondary market); CT court dockets
Grade: Primary source read
Days in this quarter: 96 (in force on the last day)

SEC. 4022(c)(2) FORECLOSURE MORATORIUM.--Except with respect to a vacant or abandoned property, a servicer of a Federally backed mortgage loan may not initiate any judicial or non-judicial foreclosure process, move for a foreclosure judgment or order of sale, or execute a foreclosure-related eviction or foreclosure sale for not less than the 60-day period beginning on March 18, 2020.... SEC. 4024. TEMPORARY MORATORIUM ON EVICTION FILINGS.... (b) [During the 120-day period beginning on the date of enactment, the lessor of a covered dwelling may not make, or cause to be made, any filing with the court of jurisdiction to initiate a legal action to recover possession of the covered dwelling from the tenant for nonpayment of rent or other fees or charges, or charge fees, penalties, or other charges to the tenant related to such nonpayment of rent.]... SEC. 15002(b)(1): if the Judicial…

Enforcement: statutory prohibition on servicers and lessors; 15 U.S.C. §§ 9056, 9058

Citation: Congress (Pub. L. 116-136, signed Mar. 27, 2020), CARES Act §§ 4022-4024 (foreclosure moratorium and forbearance; multifamily forbearance; temporary moratorium on eviction filings) and § 15002 (video teleconferencing for criminal proceedings) (Mar. 27, 2020) (Ex. FED-340) Open the exhibit

Ex. FED-389

BLM news release of Mar. 27, 2020: BLM temporarily closes developed recreation facilities in Oregon

BLM Temporarily Closes Developed Recreation Facilities in Oregon

Bureau of Land Management, Oregon/Washington State Office and District Managers, Oregon (Bureau of Land Management districts statewide) (Federal)

Dates: In force from Mar. 27, 2020 to June 30, 2020
Quarters: 2020 Q2
Limitations: Business closure
Functions reached: AM outdoor recreation and campground concessions; CB gateway communities
Grade: Primary source read
Days in this quarter: 96 (in force on the last day)

[The BLM will] temporarily close many of its developed recreation facilities to help limit the spread of COVID-19. This closure includes all campgrounds, and some day use sites, and restrooms. Trash pickup and sanitation [services are also suspended]... These closures are pursuant to the Code of Federal Regulations (CFR): 43 CFR § 8364.1, 43 CFR § 9268.3(d)(1), and 43 CFR § 8365.1-4.... BLM-managed trails and open spaces remain open across Oregon.

Enforcement: 43 C.F.R. § 8364.1 closure orders; 43 C.F.R. § 8360.0-7 penalties

Citation: Bureau of Land Management, Oregon/Washington State Office and District Managers, BLM news release of Mar. 27, 2020: BLM temporarily closes developed recreation facilities in Oregon (Ex. FED-389) Open the exhibit

Ex. FED-295

Judicial Conference finding under CARES Act § 15002 that emergency conditions due to the COVID-19 national emergency will materially affect the functioning of the federal courts generally

Judiciary Authorizes Video/Audio Access During COVID-19 Pandemic (uscourts.gov, Mar. 31, 2020)

Judicial Conference of the United States (finding of Mar. 29, 2020), announced by the Administrative Office of the U.S. Courts on Mar. 31, 2020, United States federal courts (all districts) (Court)

Dates: In force from Mar. 29, 2020 to May 10, 2023
Quarters: 2020 Q22020 Q32020 Q42021 Q12021 Q22021 Q3
Limitations: Courts and public offices
Functions reached: CT every federal district authorized video and telephone criminal proceedings.
Grade: Primary source read
Days in this quarter: 94 (in force on the last day)

emergency conditions due to the national emergency declared by the President with respect to COVID-19 will materially affect the functioning of the federal courts generally [the Judicial Conference finding quoted in the announcement]; CARES Act § 15002(b)(1): 'if the Judicial Conference of the United States finds that emergency conditions due to the national emergency declared by the President under the National Emergencies Act... will materially affect the functioning of either the Federal courts generally or a particular district court of the United States, the chief judge of a district court covered by the finding... may authorize the use of video teleconferencing, or telephone conferencing if video teleconferencing is not reasonably available, for the following events: (A) Detention hearings... (B) Initial appearances...'

Enforcement: statutory authorization; district-court standing orders (e.g., Exs. FED-301, FED-334, FED-364)

Citation: Judicial Conference of the United States (finding of Mar. 29, 2020), announced by the Administrative Office of the U.S. Courts on Mar. 31, 2020, Judicial Conference finding under CARES Act § 15002 that emergency conditions due to the COVID-19 national emergency will materially affect the functioning of the federal courts generally (Mar. 29, 2020) (Ex. FED-295) Open the exhibit

Ex. FED-335

General Order 75

Temporary Suspension of Personal Service Rules (COVID-19)

Chief Judge Phyllis J. Hamilton, United States District Court for the Northern District of California (Court)

Dates: In force from Mar. 30, 2020 to June 30, 2021
Quarters: 2020 Q22020 Q32020 Q42021 Q12021 Q2
Limitations: Courts and public offices
Functions reached: CT service of process suspended and tolled; CS process servers, collection practice
Grade: Primary source read
Days in this quarter: 93 (in force on the last day)

ORDERED by the United States District Court of the District of Northern California, that [personal service of process by the U.S. Marshals Service in civil cases, in this or any] other district, is SUSPENDED until further Order of the Court;... ORDERED that, in any civil case in which the United States Marshals Service has been ordered to serve process, the time for service under Federal Rule of Civil Procedure 4(m) is TOLLED until further Order of the Court. ADOPTED: March 30, 2020

Enforcement: court order

Citation: Chief Judge Phyllis J. Hamilton, General Order 75 (Mar. 30, 2020) (Ex. FED-335) Open the exhibit

Ex. FED-293

Press release of April 3, 2020 (postponement of the April 2020 argument session)

Supreme Court postpones the April session oral arguments

Supreme Court of the United States (Public Information Office), Supreme Court of the United States (Court)

Dates: In force from Apr. 3, 2020 to June 30, 2020
Quarters: 2020 Q2
Limitations: Gathering capCourts and public offices
Functions reached: CT
Grade: Primary source read
Days in this quarter: 89 (in force on the last day)

In keeping with public health guidance in response to COVID-19, the Court will postpone the oral arguments currently scheduled for the April session (April 20-22 and April 27-29). The Court will consider rescheduling some cases from the March and April sessions before the end of the Term, if circumstances permit in light of public health and safety guidance at that time.

Enforcement: order of the Court

Citation: Supreme Court of the United States (Public Information Office), Press release of April 3, 2020 (postponement of the April 2020 argument session) (Apr. 3, 2020) (Ex. FED-293) Open the exhibit

Ex. FED-158

CMS, Non-Emergent, Elective Medical Services, and Treatment Recommendations (Apr. 7, 2020) (tiered framework; supplements the Adult Elective Surgery and Procedures Recommendations of Mar. 18, 2020)

Non-Emergent, Elective Medical Services, and Treatment Recommendations

Centers for Medicare & Medicaid Services, HHS, United States (all healthcare facilities and clinicians) (Federal)

Dates: In force from Apr. 7, 2020 to Apr. 19, 2020
Quarters: 2020 Q2
Limitations: Business closureHealth care orders
Functions reached: SX surgery and elective procedures (hospitals); PR procedures and elective visits (physician practices); PR/CH elective and aerosol-generating dental procedures; DX diagnostics and preventive services; CB patient volumes
Grade: Primary source read
Days in this quarter: 13

CMS, in collaboration with medical societies and associations, recently created recommendations to postpone non-essential surgeries and other procedures. This document provides recommendations to limit those medical services that could be deferred, such as non-emergent, elective treatment, and preventive medical services for patients of all ages. A tiered framework is recommended to prioritize services and care to those who require emergent or urgent attention to save a life, manage severe disease, or avoid further harms from an underlying condition.... CMS urges healthcare facilities and clinicians to consider the following tiered approach to curtailing non-emergent, elective medical services and treatment.

Enforcement: Recommendations; made mandatory by State elective-procedure orders and referenced in CMS survey guidance

Citation: Centers for Medicare & Medicaid Services, HHS, CMS, Non-Emergent, Elective Medical Services, and Treatment Recommendations (Apr. 7, 2020) (tiered framework; supplements the Adult Elective Surgery and Procedures Recommendations of Mar. 18, 2020) (Ex. FED-158) Open the exhibit

Ex. FED-294

Press release of April 13, 2020 (telephone arguments in May 2020)

Supreme Court to hear oral arguments by telephone conference on May 4-6 and 11-13, 2020

Supreme Court of the United States (Public Information Office), Supreme Court of the United States (Court)

Dates: In force from Apr. 13, 2020 to June 30, 2020
Quarters: 2020 Q2
Limitations: Gathering capCourts and public offices
Functions reached: CT
Grade: Primary source read
Days in this quarter: 79 (in force on the last day)

The Court will hear oral arguments by telephone conference on May 4, 5, 6, 11, 12 and 13 in a limited number of previously postponed cases.... In keeping with public health guidance in response to COVID-19, the Justices and counsel will all participate remotely. The Court anticipates providing a live audio feed of these arguments to news media.

Enforcement: order of the Court

Citation: Supreme Court of the United States (Public Information Office), Press release of April 13, 2020 (telephone arguments in May 2020) (Apr. 13, 2020) (Ex. FED-294) Open the exhibit

Ex. FED-028

No Sail Order; Notice of Modification and Extension (Apr. 9, 2020)

No Sail Order and Suspension of Further Embarkation; Notice of Modification and Extension and Other Measures Related to Operations, 85 Fed. Reg. 21004 (Apr. 15, 2020)

Centers for Disease Control and Prevention, HHS, United States (Federal)

Dates: In force from Apr. 15, 2020 to July 24, 2020 (issued Apr. 9, 2020)
Quarters: 2020 Q22020 Q3
Limitations: Business closureTravel and quarantineEvents and venues
Functions reached: TV; GS; CB; SC
Grade: Primary source read
Days in this quarter: 77 (in force on the last day)

[modifies and extends the March 14, 2020 No Sail Order; requires each operator to submit a No Sail Order Response Plan; suspends embarkation of passengers]

Enforcement: same as FED-027

Citation: Centers for Disease Control and Prevention, HHS, No Sail Order; Notice of Modification and Extension (Apr. 9, 2020) (Ex. FED-028) Open the exhibit

Ex. FED-268

OMB/OPM Memorandum M-20-23

Aligning Federal Agency Operations with the National Guidelines for Opening Up America Again

Office of Management and Budget (Acting Director Russell T. Vought) and Office of Personnel Management (Acting Director Michael J. Rigas), United States (executive branch) (Federal)

Dates: In force from Apr. 20, 2020 to June 10, 2021
Quarters: 2020 Q22020 Q32020 Q42021 Q12021 Q2
Limitations: Telework mandateWorkplace rules
Functions reached: OF federal offices on maximum telework through the gating period, geography by geography; CS visitor screening and access limits at every federal facility; PJ contractor access
Grade: Primary source read
Days in this quarter: 72 (in force on the last day)

Gating Period: Agencies should continue in 'Maximum Telework Flexibility' operating status, at the discretion of the agency head.... Facilities Screening. Agencies must ensure their policies and procedures restrict individuals infected with or at higher risk for serious illness from COVID-19 from accessing Federal facilities... These agency policies must include specific considerations for Federal employees, contractors and visitors.... Agencies must continue to maximize telework flexibilities specifically for workers... at higher risk...

Enforcement: OMB/OPM directive; facility decisions by each GSA building's Designated Official and Facility Security Committee

Citation: Office of Management and Budget (Acting Director Russell T. Vought) and Office of Personnel Management (Acting Director Michael J. Rigas), OMB/OPM Memorandum M-20-23 (Apr. 20, 2020) (Ex. FED-268) Open the exhibit

Ex. FED-288

General Order 2020-8

In the Matter of Court Operations Under the Exigent Circumstances Created by COVID-19: Continuation of Trials Through July 6, 2020

Chief Judge Philip A. Brimmer, United States District Court for the District of Colorado (Court)

Dates: In force from May 6, 2020 to July 6, 2020
Quarters: 2020 Q22020 Q3
Limitations: Courts and public offices
Functions reached: CT all trials in the District of Colorado continued Mar. 2020 - July 6, 2020 and beyond; CS
Grade: Primary source read
Days in this quarter: 56 (in force on the last day)

ORDERED that all civil and criminal trials scheduled to commence now through July 6, 2020 before any district or magistrate judge in any courthouse in the District of Colorado are CONTINUED subject to further order of the presiding judicial officer.... [the restrictions of General Order] 2020-6, continue to remain in effect through May 29, 2020. Dated at Denver, Colorado this 6th day of May, 2020.

Enforcement: court order

Citation: Chief Judge Philip A. Brimmer, General Order 2020-8 (May 6, 2020) (Ex. FED-288) Open the exhibit

139 further federal instruments were in force in this quarter and are listed in the Library's federal layer at covidproject.com/federal; this report shows the 40 most relevant to this selection.

Regulators of Financial Services

Ex. SEC-13-046

Executive Order 202.8

Continuing Temporary Suspension and Modification of Laws Relating to the Disaster Emergency (100 percent in-person workforce reduction; 90-day eviction and foreclosure halt; DMV closure; tolling)

Governor Andrew M. Cuomo, New York (State)

Dates: In force from Mar. 22, 2020 to June 20, 2020 (issued Mar. 20, 2020)
Quarters: 2020 Q2
Limitations: Stay-at-homeBusiness closureTelework mandateCourts and public officesOther
Functions reached: SV (evictions and foreclosures halted); CL (DMV closed); ML (recorders, DMV, tolling); OP (workforce reduction); BR
Grade: Confirmed from a secondary source
Days in this quarter: 91

[Scanned image; text layer absent. 'any appointment that is in-person at any state or county department of motor vehicles is cancelled, and until further notice, only on-line transactions will be permitted'; 100 percent in-person workforce reduction for non-essential businesses effective 8 p.m. Mar. 22, 2020.]

Enforcement: Executive Law 29-a; Public Health Law

Citation: Governor Andrew M. Cuomo, Executive Order 202.8 (Mar. 20, 2020) (Ex. SEC-13-046) Open the exhibit

Ex. SEC-13-097

Executive Order 2020-257 (Healthy at Home)

Healthy at Home: closure of all non-life-sustaining businesses; suspension of residential evictions; government in-person services suspended

Governor Andy Beshear, Kentucky (State)

Dates: In force from Mar. 26, 2020 to Aug. 24, 2020 (issued Mar. 25, 2020)
Quarters: 2020 Q22020 Q3
Limitations: Stay-at-homeBusiness closureTelework mandateCourts and public officesOther
Functions reached: SV (evictions suspended statewide); BR (branches operated as life-sustaining with mandatory telecommuting and distancing); OP; CL; ML
Grade: Confirmed from a secondary source
Days in this quarter: 97 (in force on the last day)

[Scanned image; text layer absent. Mar. 26, 2020; life-sustaining businesses including financial institutions permitted only with telecommuting 'to the fullest extent possible'; 'all evictions' suspended; government in-person services suspended.]

Enforcement: KRS 39A.990 (Class A misdemeanor)

Citation: Governor Andy Beshear, Executive Order 2020-257 (Healthy at Home) (Mar. 25, 2020) (Ex. SEC-13-097) Open the exhibit

Ex. SEC-13-093

Executive Order No. 7G

Protection of Public Health and Safety During COVID-19 Pandemic and Response - Presidential Primary Postponement and Additional Public Health Measures (suspension of non-critical court operations and associated requirements)

Governor Ned Lamont, Connecticut (State)

Dates: In force from Mar. 19, 2020 to Mar. 1, 2021
Quarters: 2020 Q22020 Q32020 Q42021 Q1
Limitations: Business closureHealth care ordersAlcohol and barsCourts and public offices
Functions reached: SV (foreclosure and collection dockets confined to essential business; deadlines suspended); ML (closings dependent on courts and recorders); CL; BL
Grade: Primary source read
Days in this quarter: 104 (in force on the last day)

2. Suspension of Non-Critical Court Operations and Associated Requirements.... I have determined that there exists a compelling state interest that courts conduct only essential business in order to minimize the spread of COVID-19... [the Chief Court Administrator is authorized to suspend] (1) location or venue requirements; (2) all statutory (a) time requirements, (b) statutes of limitation or (c) other limitations or deadlines relating to service of process, court proceedings or court filings; and (3) all time requirements or deadlines related to the Supreme, Appellate and Superior courts or their judicial officials to issue notices, hold court, hear matters and/or render decisions

Enforcement: Conn. Gen. Stat. 28-22

Citation: Governor Ned Lamont, Executive Order No. 7G (Mar. 19, 2020) (Ex. SEC-13-093) Open the exhibit

Ex. SEC-13-092

Executive Order No. 7X

Protection of Public Health and Safety During COVID-19 Pandemic and Response - Renter Protections, Extended Class Cancellation and Other Safety Measures, Educator Certification, Food Trucks for Truckers

Governor Ned Lamont, Connecticut (State)

Dates: In force from Apr. 10, 2020 to July 1, 2020
Quarters: 2020 Q2
Limitations: Business closureSchools and child careCourts and public officesOther
Functions reached: SV (rental-property borrowers; REO evictions barred; grace periods); CB; WF (school closures extended)
Grade: Primary source read
Days in this quarter: 82 (in force on the last day)

1. Protections for Residential Renters Impacted by COVID-19.... a. No Notice to Quit or Service of Summary Process Before July 1.... [no landlord] shall, before July 1, 2020, deliver or cause to be delivered a notice to quit... or serve or return a summary process action... b. Automatic 60-Day Grace Period for April Rent.... c. 60-Day Grace Period for May Rent, Upon Request.... d. Application of Additional Security Deposit to Rent, Upon Request. 2. Continued Cancellation of School Classes Through May 20, 2020. 3. Extension of Closures, Distancing, and Safety Measures Through May 20, 2020.

Enforcement: Conn. Gen. Stat. 28-22 (violation of emergency orders)

Citation: Governor Ned Lamont, Executive Order No. 7X (Apr. 10, 2020) (Ex. SEC-13-092) Open the exhibit

Ex. SEC-13-028

Regulatory Notice 20-08

Pandemic-Related Business Continuity Planning, Guidance and Regulatory Relief

Financial Industry Regulatory Authority (self-regulatory organization under SEC oversight), United States (Sector regulator)

Dates: In force from Mar. 9, 2020 to Sept. 30, 2021
Quarters: 2020 Q22020 Q32020 Q42021 Q12021 Q22021 Q3
Limitations: Telework mandateOther
Functions reached: WM (broker-dealer branch and remote supervision); OP
Grade: Primary source read
Days in this quarter: 110 (the whole quarter)

Due to the recent outbreak of coronavirus disease (COVID-19), FINRA reminds member firms to consider pandemic-related business continuity planning, including whether their business continuity plans (BCPs) are sufficiently flexible to address a wide range of possible effects in the event of a pandemic in the United States.... [FINRA] provides pandemic-related guidance and regulatory relief to member firms from some requirements [remote work locations, Form U4 branch registration, supervision, and Rule 4370].

Enforcement: SRO rule (context; FINRA is not a governmental authority)

Citation: Financial Industry Regulatory Authority (self-regulatory organization under SEC oversight), Regulatory Notice 20-08 (Mar. 9, 2020) (Ex. SEC-13-028) Open the exhibit

Ex. SEC-13-103

Emergency Order #4 Pursuant to Executive Order 2020-04

Temporary prohibition on evictions and foreclosures

Governor Christopher T. Sununu, New Hampshire (State)

Dates: In force from Mar. 17, 2020 to July 1, 2020
Quarters: 2020 Q2
Limitations: Courts and public officesOther
Functions reached: SV (all judicial and non-judicial foreclosures prohibited statewide); ML; CB
Grade: Primary source read
Days in this quarter: 106 (in force on the last day)

1. No owner of non-restricted property or restricted property, as those terms are defined in RSA 540:1-a, may initiate eviction proceedings under RSA 540 during the State of Emergency declared in Executive Order 2020-04 and no eviction order shall be issued or enforced during the State of Emergency... 3. All judicial and non-judicial foreclosure actions under RSA 479 or any other applicable law, rule or regulation are hereby prohibited during the State of Emergency declared in Executive Order 2020-04, and all applicable provisions of any law, rule, or other regulation which would allow for the initiation of foreclosure proceedings are hereby suspended for the duration of the State of Emergency

Enforcement: RSA 540-A:3 (prohibited acts); Attorney General enforcement (sec. 5)

Citation: Governor Christopher T. Sununu, Emergency Order #4 Pursuant to Executive Order 2020-04 (Mar. 17, 2020) (Ex. SEC-13-103) Open the exhibit

Ex. SEC-13-062

Proclamation 20-19 (amending Proclamation 20-05)

Evictions (temporary statewide prohibition of residential eviction activity)

Governor Jay Inslee, Washington (State)

Dates: In force from Mar. 18, 2020 to Apr. 17, 2020
Quarters: 2020 Q2
Limitations: Courts and public officesOther
Functions reached: SV (rental-property borrowers; REO evictions); CB
Grade: Primary source read
Days in this quarter: 31

I hereby prohibit the following activities related to residential evictions by all residential landlords operating residential rental property in Washington State: 1. Residential landlords are prohibited from serving a notice of unlawful detainer for default payment of rent... 2. Residential landlords are prohibited from issuing a 20-day notice for unlawful detainer... 3. Residential landlords are prohibited from initiating judicial action seeking a writ of restitution... 4. Local law enforcement is prohibited from serving or otherwise acting on eviction orders that are based on default payment of rent

Enforcement: RCW 43.06.220(5) (gross misdemeanor)

Citation: Governor Jay Inslee, Proclamation 20-19 (amending Proclamation 20-05) (Mar. 18, 2020) (Ex. SEC-13-062) Open the exhibit

Ex. SEC-13-047

Executive Order No. 106

Moratorium on removals of individuals from residential properties as the result of eviction or foreclosure proceedings

Governor Philip D. Murphy, New Jersey (State)

Dates: In force from Mar. 19, 2020 to Jan. 1, 2022
Quarters: 2020 Q22020 Q32020 Q42021 Q12021 Q22021 Q3
Limitations: Courts and public officesOther
Functions reached: SV (foreclosure removals stayed statewide for every mortgagee and servicer); CB
Grade: Primary source read
Days in this quarter: 104 (in force on the last day)

1. Any lessee, tenant, homeowner or any other person shall not be removed from a residential property as the result of an eviction or foreclosure proceeding. 2. While eviction and foreclosure proceedings may be initiated or continued during the time this Order is in effect, enforcement of all judgments for possession, warrants of removal, and writs of possession shall be stayed while this Order is in effect, unless the court determines on its own motion or motion of the parties that enforcement is necessary in the interest of justice.... 3. Sheriffs, court officers, and their agents shall refrain from acting to remove individuals from residential properties through the eviction or foreclosure processes during the time this Order is in effect

Enforcement: N.J.S.A. App. A:9-49, -50 (disorderly persons offense for violation of emergency orders)

Citation: Governor Philip D. Murphy, Executive Order No. 106 (Mar. 19, 2020) (Ex. SEC-13-047) Open the exhibit

Ex. SEC-13-095

Executive Order 2020-19

Temporary prohibition against entry to premises for the purpose of removing or excluding a tenant or mobile home owner from their home

Governor Gretchen Whitmer, Michigan (State)

Dates: In force from Mar. 20, 2020 to Sept. 30, 2020
Quarters: 2020 Q22020 Q3
Limitations: Courts and public officesOther
Functions reached: SV (land-contract forfeitures and rental evictions barred; REO possession); CB
Grade: Primary source read
Days in this quarter: 103 (in force on the last day)

1.... no person shall remove or exclude from leased residential premises or residential premises held under a forfeited executory contract a tenant, a vendee of a forfeited executory contract, or a person holding under a tenant or vendee, except when the tenant, vendee, or person holding under them poses a substantial risk to another person or an imminent and severe risk to property.... 3.... Effective immediately and continuing until April 17, 2020 at 11:59 pm, demand for payment may not be served by personal delivery. 4.... no person may enter residential property in order to remove or exclude from the premises a tenant, a vendee of a forfeited executory contract, a person holding under a tenant or vendee, or the personal property of a tenant, vendee, or person holding under them, including pursuant to a writ authorizing restoration of a plaintiff to full possession

Enforcement: MCL 30.405(3); MCL 10.33 (misdemeanor)

Citation: Governor Gretchen Whitmer, Executive Order 2020-19 (Mar. 20, 2020) (Ex. SEC-13-095) Open the exhibit

Ex. SEC-13-102

Executive Order 20-10

Temporarily prohibiting certain foreclosures and evictions

Governor Laura Kelly, Kansas (State)

Dates: In force from Mar. 23, 2020 to May 31, 2020
Quarters: 2020 Q2
Limitations: Courts and public officesOther
Functions reached: SV (foreclosure initiation barred for every financial institution); ML; CB
Grade: Confirmed from a secondary source
Days in this quarter: 70

[Text layer nearly empty (five words). and 39 Kan. Reg. No. 13, KS-006): financial institutions barred from initiating mortgage foreclosure efforts or judicial proceedings and landlords from initiating evictions against Kansans whose default resulted from COVID-19-related financial hardship, through May 1, 2020 (extended to May 31, 2020).]

Enforcement: K.S.A. 48-939 (Class A misdemeanor)

Citation: Governor Laura Kelly, Executive Order 20-10 (Mar. 23, 2020) (Ex. SEC-13-102) Open the exhibit

Ex. SEC-13-001

Statement by Secretary Steven T. Mnuchin on Essential Financial Services Workers (press release SM956), transmitting the memorandum Financial Services Sector Essential Critical Infrastructure Workers

Statement by Secretary Steven T. Mnuchin on Essential Financial Services Workers

Secretary of the Treasury Steven T. Mnuchin, United States (Federal)

Dates: In force from Mar. 24, 2020 to Sept. 30, 2021
Quarters: 2020 Q22020 Q32020 Q42021 Q12021 Q22021 Q3
Limitations: Business closureOther
Functions reached: BR branches designated essential and operated under the conditions of each State order; AT cash logistics; OP back office; WF
Grade: Primary source read
Days in this quarter: 99 (in force on the last day)

The financial services sector is identified as a Critical Infrastructure Sector by the Department of Homeland Security. The Essential Critical Infrastructure Workforce for the financial services sector includes workers who are needed to process (and maintain systems for processing) financial transactions and services, such as payment, clearing, and settlement services, wholesale funding, insurance services, and capital markets activities... The American people need access to financial sector services, and State and local governments must ensure the continuity of critical financial sector functions.

Enforcement: None (guidance); operative through the State orders that incorporated CISA's list as the definition of permitted operations

Citation: Secretary of the Treasury Steven T. Mnuchin, Statement by Secretary Steven T. Mnuchin on Essential Financial Services Workers (press release SM956), transmitting the memorandum Financial Services Sector Essential Critical Infrastructure Workers (Mar. 24, 2020) (Ex. SEC-13-001) Open the exhibit

Ex. SEC-13-082

Emergency Executive Order 20-14

Suspending Evictions and Writs of Recovery During the COVID-19 Peacetime Emergency

Governor Tim Walz, Minnesota (State)

Dates: In force from Mar. 24, 2020 to Aug. 4, 2020 (issued Mar. 23, 2020)
Quarters: 2020 Q22020 Q3
Limitations: Courts and public officesOther
Functions reached: SV (post-redemption evictions by mortgage holders suspended; rental-property collections); CB
Grade: Primary source read
Days in this quarter: 99 (in force on the last day)

1. Beginning no later than March 24, 2020 at 5:00 pm, and continuing for the duration of the peacetime emergency declared in Executive Order 20-01 or until this Executive Order is rescinded, for property owners, mortgage holders, or other persons entitled to recover residential premises after March 1, 2020 because a household remains in the property after a notice of termination of lease, after the termination of the redemption period for a residential foreclosure, after a residential lease has been breached, or after nonpayment of rent, the ability to file an eviction action under Minnesota Statutes 2019, section 504B.285 or 504B.291 is suspended.

Enforcement: Minn. Stat. 12.45 (misdemeanor for willful violation)

Citation: Governor Tim Walz, Emergency Executive Order 20-14 (Mar. 23, 2020) (Ex. SEC-13-082) Open the exhibit

Ex. SEC-13-085

Executive Order 2020-14

Postponement of Eviction Actions

Governor Douglas A. Ducey, Arizona (State)

Dates: In force from Mar. 24, 2020 to July 22, 2020
Quarters: 2020 Q22020 Q3
Limitations: Courts and public officesOther
Functions reached: SV (rental-property borrowers; REO evictions delayed); CB
Grade: Confirmed from a secondary source
Days in this quarter: 99 (in force on the last day)

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Enforcement: A.R.S. 26-317 (misdemeanor)

Citation: Governor Douglas A. Ducey, Executive Order 2020-14 (Mar. 24, 2020) (Ex. SEC-13-085) Open the exhibit

Ex. SEC-13-106

Sixth Modification of the Declaration of a State of Emergency for the State of Delaware Due to a Public Health Threat

Sixth Modification (elections; evictions; foreclosures; utilities; insurance non-lapse; procurement)

Governor John C. Carney, Delaware (State)

Dates: In force from Mar. 25, 2020 to Sept. 30, 2021 (issued Mar. 24, 2020)
Quarters: 2020 Q22020 Q32020 Q42021 Q12021 Q22021 Q3
Limitations: Courts and public officesWorkplace rulesOther
Functions reached: SV (foreclosure commencement, sheriff's sales and ejectments barred; late fees barred); IN (mandatory non-lapse of every covered policy for the emergency); ML; CB
Grade: Primary source read
Days in this quarter: 98 (in force on the last day)

C. FORECLOSURES:... 1. No residential mortgage foreclosure action may be commenced with respect to any owner-occupied 1- to 4-family primary residential property subject to a mortgage... no late fee or excess interest may be charged or accrue... 3. No residential property that is the subject of a residential mortgage foreclosure action, for which a judgment of foreclosure was issued prior to the declaration of the state of emergency, may proceed to sheriff's sale until a date no sooner than the 31st day following the termination of the state of emergency... E. INSURANCE: No insurer may, without a court order, lapse, terminate or cause to be forfeited a covered insurance policy because a covered policyholder does not pay a premium or interest or indebtedness on a premium under the policy that is due during the pendency of the declared state of emergency. As used in this paragraph, (i)…

Enforcement: 20 Del. C. 3125 (criminal penalty for violation of emergency orders)

Citation: Governor John C. Carney, Sixth Modification of the Declaration of a State of Emergency for the State of Delaware Due to a Public Health Threat (Mar. 24, 2020) (Ex. SEC-13-106) Open the exhibit

Ex. SEC-13-051

Executive Order N-37-20

Executive Order N-37-20 (statewide restriction on enforcement of residential evictions for COVID-19-related nonpayment)

Governor Gavin Newsom, California (State)

Dates: In force from Mar. 27, 2020 to May 31, 2020
Quarters: 2020 Q22020 Q3
Limitations: Courts and public officesOther
Functions reached: SV (rental-property borrowers' cash flow; REO evictions); CB
Grade: Confirmed from a secondary source
Days in this quarter: 66

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Enforcement: Cal. Gov't Code 8665

Citation: Governor Gavin Newsom, Executive Order N-37-20 (Mar. 27, 2020) (Ex. SEC-13-051) Open the exhibit

Ex. SEC-13-071

Order of the Governor No. 20-04-03-01

Amending and Restating the Order Dated March 16, 2020, Temporarily Prohibiting Evictions of Tenants Suffering Substantial Loss of Income Due to COVID-19, and Additionally Prohibiting Certain Repossessions, Stopping Initiation of Residential Mortgage Foreclosures, Prohibiting Commercial Evictions, and Allowing Suspension of Certain Lending Limits

Governor Lawrence J. Hogan, Jr., Maryland (State)

Dates: In force from Apr. 3, 2020 to Oct. 16, 2020
Quarters: 2020 Q22020 Q32020 Q4
Limitations: Courts and public officesOther
Functions reached: CL (self-help auto repossession barred statewide); SV (no notices of intent to foreclose accepted; evictions barred); ML; BL (lending-limit suspensions)
Grade: Primary source read
Days in this quarter: 89 (in force on the last day)

III. Prohibition on Certain Repossessions. To the extent any statute, rule, or regulation would permit a person to repossess any automobile, truck, or Chattel Home by self-help (including, without limitation, CL 9-609, 12-115, 12-624, 12-1021, or 14-2008), such statute, rule, or regulation is hereby suspended until the state of emergency is terminated and the catastrophic health emergency is rescinded. IV. No Initiation of Residential Foreclosures. The Commissioner is hereby ordered to suspend the operation of the Commissioner's Notice of Intent to Foreclose Electronic System, and to discontinue acceptance of Notices of Intent to Foreclose until the state of emergency is terminated and the catastrophic health emergency is rescinded. V. Prohibition on Residential and Commercial Evictions... VI. Authority to Suspend Certain Lending Limits.

Enforcement: Md. Code, Public Safety Art. 14-114(c) (misdemeanor: fine up to $5,000 and imprisonment up to one year)

Citation: Governor Lawrence J. Hogan, Jr, Order of the Governor No. 20-04-03-01 (Apr. 3, 2020) (Ex. SEC-13-071) Open the exhibit

Ex. SEC-13-108

Enrolled Senate Bill 241 (2020), ch. 10 SLA 2020

Extending the March 11, 2020, governor's declaration of a public health disaster emergency... forbearance of specified state loans; foreclosures; evictions;... repossessions

Alaska Legislature (31st Legislature); signed by Governor Mike Dunleavy, Alaska (State)

Dates: In force from Apr. 10, 2020 to June 30, 2020 (issued Apr. 9, 2020)
Quarters: 2020 Q2
Limitations: Emergency declarationCourts and public officesOther
Functions reached: SV (foreclosures barred for hardship borrowers to June 30, 2020); CL (motor-vehicle repossessions barred); BL (State loan forbearance); CB
Grade: Primary source read
Days in this quarter: 82 (in force on the last day)

MORATORIUM ON EVICTIONS FOR NONPAYMENT OF RENT. (a) Until the date the governor determines... that the novel coronavirus disease (COVID-19) public health disaster emergency no longer exists, or until June 30, 2020, whichever is earlier, the statutory cause of action for forcible entry and detainer for nonpayment of rent under AS 09.45 and any other statutory cause of action... to evict or otherwise eject a person who is a residential tenant for nonpayment of rent... may not be applied to a person experiencing financial hardship related to the COVID-19 public health disaster emergency.... MORATORIUM ON FORECLOSURES. (a) Until the date the governor determines... or until June 30, 2020, whichever is earlier... MORATORIUM ON REPOSSESSION OF MOTOR VEHICLES. (a)... June 30, 2020, whichever is earlier, if a person is experiencing financial hardship

Enforcement: Statute

Citation: Alaska Legislature (31st Legislature); signed by Governor Mike Dunleavy, Enrolled Senate Bill 241 (2020), ch. 10 SLA 2020 (Apr. 9, 2020) (Ex. SEC-13-108) Open the exhibit

Ex. SEC-13-033

Guidance on the Essential Critical Infrastructure Workforce, Version 3.0

Advisory Memorandum on Identification of Essential Critical Infrastructure Workers During COVID-19 Response, Version 3.0

Cybersecurity and Infrastructure Security Agency, DHS, United States (Federal)

Dates: In force from Apr. 17, 2020 to May 19, 2020
Quarters: 2020 Q22020 Q32020 Q42021 Q12021 Q22021 Q3
Limitations: Business closureOther
Functions reached: BR; AT; CC; CL; BL; IN; WM; OP
Grade: Primary source read
Days in this quarter: 33

FINANCIAL SERVICES: Workers who are needed to provide, process, and maintain systems for processing, verification, and recording of financial transactions and services, including payment, clearing, and settlement; wholesale funding; insurance services; consumer and commercial lending; public accounting; and capital markets activities. Workers who are needed to maintain orderly market operations to ensure the continuity of financial transactions and services. Workers who are needed to provide business, commercial, and consumer access to bank and non-bank financial services and lending services, including ATMs, lending and money transmission, lockbox banking, and to move currency, checks, securities, and payments (e.g., armored cash carriers). Workers who support financial operations and those staffing call centers, such as those staffing data and security operations centers, managing…

Enforcement: None of its own; the State orders that adopted it defined the permitted scope of operations and imposed conditions on the operations permitted

Citation: Cybersecurity and Infrastructure Security Agency, DHS, Guidance on the Essential Critical Infrastructure Workforce, Version 3.0 (Apr. 17, 2020) (Ex. SEC-13-033) Open the exhibit

Ex. SEC-13-072

Chapter 65 of the Acts of 2020

An Act Providing for a Moratorium on Evictions and Foreclosures During the COVID-19 Emergency

Massachusetts General Court; approved by Governor Charles D. Baker, Massachusetts (State)

Dates: In force from Apr. 20, 2020 to Dec. 31, 2020
Quarters: 2020 Q22020 Q32020 Q4
Limitations: Courts and public officesOther
Functions reached: SV (compelled 180-day forbearance on attestation; foreclosure process barred; credit reporting); ML; CB
Grade: Primary source read
Days in this quarter: 72 (in force on the last day)

SECTION 5. (a) Notwithstanding chapter 239 or chapter 244 of the General Laws or any other general or special law to the contrary, a creditor or mortgagee shall not, for the purposes of foreclosure of a residential property... that is not vacant or abandoned: (i) cause notice of a foreclosure sale to be published... (ii) exercise a power of sale; (iii) exercise a right of entry; (iv) initiate a judicial or non-judicial foreclosure process; or (v) file a complaint to determine the military status of a mortgagor... (b) A creditor or mortgagee shall grant a forbearance to a mortgagor of a residential property... if the mortgagor submits a request to the mortgagor's servicer affirming that the mortgagor has experienced a financial impact from COVID-19. The forbearance shall be for not more than 180 days. Fees, penalties or interest beyond the amounts scheduled and calculated as if the…

Enforcement: Statute; G.L. c. 93A exposure; sec. 3(d) bars sheriffs and constables from enforcing

Citation: Massachusetts General Court; approved by Governor Charles D. Baker, Chapter 65 of the Acts of 2020 (Apr. 20, 2020) (Ex. SEC-13-072) Open the exhibit

Ex. SEC-13-059

Executive Order 2020-30 (COVID-19 Executive Order No. 28)

Executive Order in Response to COVID-19 (residential eviction filings barred; non-residential eviction enforcement barred; consular identification documents)

Governor JB Pritzker, Illinois (State)

Dates: In force from Apr. 23, 2020 to Nov. 13, 2020
Quarters: 2020 Q22020 Q32020 Q4
Limitations: Courts and public officesOther
Functions reached: SV (rental-property borrowers; REO evictions barred); CB
Grade: Primary source read
Days in this quarter: 69 (in force on the last day)

Section 2. A person or entity may not commence a residential eviction action pursuant to or arising under 735 ILCS 5/9-101 et seq., unless a tenant poses a direct threat to the health and safety of other tenants, an immediate and severe risk to property, or a violation of any applicable building code, health ordinance, or similar regulation.

Enforcement: 20 ILCS 3305/7; law enforcement directed not to enforce

Citation: Governor JB Pritzker, Executive Order 2020-30 (COVID-19 Executive Order No. 28) (Apr. 23, 2020) (Ex. SEC-13-059) Open the exhibit

Ex. SEC-13-104

Act No. 101 of 2020 (S.333)

An act relating to establishing a moratorium on ejectment and foreclosure actions during the COVID-19 emergency

Vermont General Assembly; approved by Governor Phil Scott, Vermont (State)

Dates: In force from May 14, 2020 to June 15, 2021
Quarters: 2020 Q22020 Q32020 Q42021 Q12021 Q22021 Q3
Limitations: Courts and public officesOther
Functions reached: SV (all pending and new residential foreclosure actions stayed to July 15, 2021); ML; CB
Grade: Primary source read
Days in this quarter: 48 (in force on the last day)

(1) 'Emergency period' means the period beginning with the Governor's declaration of a state of emergency on March 13, 2020, arising from COVID-19, and ending 30 days after the Governor terminates the state of emergency by declaration.... (c) Pending foreclosure and ejectment actions. (1) Upon the effective date of this act, all pending actions for ejectment under 12 V.S.A. chapter 169, actions for foreclosure under 12 V.S.A. chapter 172, and any outstanding orders in those actions that could lead to execution of a writ of possession against a tenant or resident are stayed until [the end of the emergency period]

Enforcement: Statute; courts

Citation: Vermont General Assembly; approved by Governor Phil Scott, Act No. 101 of 2020 (S.333) (May 14, 2020) (Ex. SEC-13-104) Open the exhibit

Ex. SEC-13-088

Enrolled House Bill 4204 (2020)

Relating to strategies to protect Oregonians from the effects of the COVID-19 pandemic (mortgage forbearance and foreclosure moratorium)

Oregon Legislative Assembly (2020 First Special Session); approved by Governor Kate Brown June 30, 2020, Oregon (State)

Dates: In force from June 30, 2020 to Dec. 31, 2020
Quarters: 2020 Q22020 Q32020 Q4
Limitations: Courts and public officesOther
Functions reached: SV (compelled deferral on notice; trustee's sales and judicial foreclosures barred on every residential and commercial financing agreement); ML; BL; CL (retail installment contracts for dwellings)
Grade: Primary source read
Days in this quarter: 1 (in force on the last day)

(3)(a) During the emergency period, a lender may not treat as a default a borrower's failure to make a periodic installment payment... if at any time during the emergency period the borrower notifies the lender that the borrower will not be able to pay... [the lender shall] (A) Defer from collecting the periodic installment payment during the emergency period... (4)... a lender may not at any time during the emergency period: (a) Foreclose a trust deed by advertisement and sale; [(b) bring a judicial foreclosure or forfeiture action; (c) execute or record a notice of default, sale or forfeiture...]

Enforcement: Statute; ORS ch. 86 remedies; the Act is Oregon Laws 2020 (1st Spec. Sess.), ch. 12

Citation: Oregon Legislative Assembly (2020 First Special Session); approved by Governor Kate Brown June 30, 2020, Enrolled House Bill 4204 (2020) (June 30, 2020) (Ex. SEC-13-088) Open the exhibit

Ex. SEC-13-089

Enrolled House Bill 4213 (2020)

Relating to evictions; and declaring an emergency (residential and commercial eviction moratorium; nonpayment grace period)

Oregon Legislative Assembly (2020 First Special Session); approved by Governor Kate Brown June 30, 2020, Oregon (State)

Dates: In force from June 30, 2020 to Mar. 31, 2021
Quarters: 2020 Q22020 Q32020 Q42021 Q1
Limitations: Courts and public officesOther
Functions reached: SV (rental-property borrowers' collections and credit reporting); BL (commercial tenants); CB
Grade: Primary source read
Days in this quarter: 1 (in force on the last day)

(2) During and after the emergency period and notwithstanding this chapter or ORS 105.105 to 105.168, a landlord may not, and may not threaten to: (a) Deliver a notice of termination of a rental agreement based on a tenant's nonpayment balance; (b) Initiate or continue an action under ORS 105.110 to take possession of a dwelling unit based on a notice of termination for nonpayment delivered on or after April 1, 2020; (c) Take any action that would interfere with a tenant's possession or use of a dwelling unit based on a tenant's nonpayment balance; (d) Assess a late fee or any other penalty on a tenant's nonpayment; or (e) Report a tenant's nonpayment balance as delinquent to any consumer credit reporting agency.

Enforcement: Statute; ORS ch. 90 remedies

Citation: Oregon Legislative Assembly (2020 First Special Session); approved by Governor Kate Brown June 30, 2020, Enrolled House Bill 4213 (2020) (June 30, 2020) (Ex. SEC-13-089) Open the exhibit

Ex. SEC-13-017

15 U.S.C. 1681s-2(a)(1)(F) (Reporting information during COVID-19 pandemic)

Responsibilities of furnishers of information to consumer reporting agencies: reporting information during COVID-19 pandemic

Congress (CARES Act sec. 4021, Pub. L. 116-136, 134 Stat. 281, 489), codified at 15 U.S.C. 1681s-2(a)(1)(F), United States (Federal)

Dates: In force from Jan. 31, 2020 to Mar. 27, 2020 (issued Mar. 27, 2020)
Quarters: 2020 Q22020 Q32020 Q42021 Q12021 Q22021 Q3
Limitations: Other
Functions reached: SV (credit reporting on every accommodated account); CL; ML; BL
Grade: Primary source read
Days in this quarter: 15 (in force on the first day)

The term 'accommodation' includes an agreement to defer 1 or more payments, make a partial payment, forbear any delinquent amounts, modify a loan or contract, or any other assistance or relief granted to a consumer who is affected by the coronavirus disease 2019 (COVID-19) pandemic during the covered period.... The term 'covered period' means the period beginning on January 31, 2020 and ending on the later of (aa) 120 days after March 27, 2020; or (bb) 120 days after the date on which the national emergency... terminates.... if a furnisher makes an accommodation with respect to 1 or more payments on a credit obligation or account of a consumer, and the consumer makes the payments or is not required to make 1 or more payments pursuant to the accommodation, the furnisher shall report the credit obligation or account as current

Enforcement: FCRA (15 U.S.C. 1681s; CFPB and FTC enforcement)

Citation: Congress (CARES Act sec. 4021, Pub. L. 116-136, 134 Stat. 281, 489), codified at 15 U.S.C. 1681s-2(a)(1)(F), 15 U.S.C. 1681s-2(a)(1)(F) (Reporting information during COVID-19 pandemic) (Mar. 27, 2020) (Ex. SEC-13-017) Open the exhibit

Ex. SEC-13-002

Interagency Statement on Pandemic Planning

Interagency Statement on Pandemic Planning (update of the 2007 statement)

Federal Financial Institutions Examination Council (FRB, FDIC, NCUA, OCC, CFPB, State Liaison Committee), United States (Federal)

Dates: In force from Mar. 6, 2020 to Sept. 30, 2021
Quarters: 2020 Q22020 Q32020 Q42021 Q12021 Q22021 Q3
Limitations: Workplace rulesOther
Functions reached: BR (redirecting customers from branch to electronic services); OP (telecommuting); WF; HR
Grade: Primary source read
Days in this quarter: 110 (the whole quarter)

the institution's business continuity plan(s) (BCP) should address pandemics and provide for a preventive program, a documented strategy scaled to the stages of a pandemic outbreak, a comprehensive framework to ensure the continuance of critical operations, a testing program, and an oversight program... Such procedures could include social distancing to minimize staff contact, telecommuting, redirecting customers from branch to electronic banking services

Enforcement: Supervisory (examination); guidance

Citation: Federal Financial Institutions Examination Council (FRB, FDIC, NCUA, OCC, CFPB, State Liaison Committee), Interagency Statement on Pandemic Planning (Mar. 6, 2020) (Ex. SEC-13-002) Open the exhibit

Ex. SEC-13-003

Joint press release: Agencies encourage financial institutions to meet financial needs of customers and members affected by coronavirus

Agencies encourage financial institutions to meet financial needs of customers and members affected by coronavirus

Federal Reserve Board, CFPB, FDIC, NCUA, OCC and Conference of State Bank Supervisors, United States (Federal)

Dates: In force from Mar. 9, 2020 to Sept. 30, 2021
Quarters: 2020 Q22020 Q32020 Q42021 Q12021 Q22021 Q3
Limitations: Other
Functions reached: SV; BL; CL; BR
Grade: Primary source read
Days in this quarter: 110 (the whole quarter)

Regulators note that financial institutions should work constructively with borrowers and other customers in affected communities. Prudent efforts that are consistent with safe and sound lending practices should not be subject to examiner criticism.... In cases in which operational challenges persist, regulators will expedite, as appropriate, any request to provide more convenient availability of services in affected communities.

Enforcement: Supervisory; guidance

Citation: Federal Reserve Board, CFPB, FDIC, NCUA, OCC and Conference of State Bank Supervisors, Joint press release: Agencies encourage financial institutions to meet financial needs of customers and members affected by coronavirus (Mar. 9, 2020) (Ex. SEC-13-003) Open the exhibit

Ex. SEC-13-004

FIL-17-2020

Regulatory Relief: Working with Customers Affected by the Coronavirus

Federal Deposit Insurance Corporation, United States (Federal)

Dates: In force from Mar. 13, 2020 to Sept. 30, 2021
Quarters: 2020 Q22020 Q32020 Q42021 Q12021 Q22021 Q3
Limitations: Other
Functions reached: SV; BR (temporary facility closures); BL; CL
Grade: Confirmed from a secondary source
Days in this quarter: 110 (the whole quarter)

[FDIC encourages institutions to] work with all borrowers, especially borrowers from industry sectors particularly vulnerable to the volatility in the current economic environment... A financial institution's prudent efforts to modify the terms on existing loans for affected customers will not be subject to examiner criticism... [the FDIC] will act expeditiously if institutions need to temporarily close facilities.

Enforcement: Supervisory; guidance

Citation: Federal Deposit Insurance Corporation, FIL-17-2020 (Mar. 13, 2020) (Ex. SEC-13-004)

Ex. SEC-13-025

Investment Advisers Act Release No. IA-5463 and Investment Company Act Release No. IC-33817 (Mar. 13, 2020) (conditional exemptive orders)

Order Under Section 206A of the Investment Advisers Act of 1940 Granting Exemptions From Specified Provisions of the Investment Advisers Act and Certain Rules Thereunder

Securities and Exchange Commission, United States (Federal)

Dates: In force from Mar. 13, 2020 to Mar. 25, 2020
Quarters: 2020 Q2
Limitations: Gathering capOther
Functions reached: WM (adviser filings, client deliveries, fund board meetings); OP
Grade: Confirmed from a secondary source
Days in this quarter: 13 (in force on the first day)

The impacts of the coronavirus may delay or prevent funds and advisers operating in affected areas from meeting certain regulatory obligations due to restrictions on large gatherings, travel and access to facilities. [Relief from Form ADV amendment and brochure delivery deadlines and from in-person board voting requirements.]

Enforcement: Exemptive order (conditions)

Citation: Securities and Exchange Commission, Investment Advisers Act Release No. IA-5463 and Investment Company Act Release No. IC-33817 (Mar. 13, 2020) (conditional exemptive orders) (Ex. SEC-13-025)

Ex. SEC-13-035

SR 20-4 / CA 20-3

Supervisory Practices Regarding Financial Institutions Affected by Coronavirus

Board of Governors of the Federal Reserve System (Division of Supervision and Regulation; Division of Consumer and Community Affairs), United States (Federal)

Dates: In force from Mar. 13, 2020 to Sept. 30, 2021
Quarters: 2020 Q22020 Q32020 Q42021 Q12021 Q22021 Q3
Limitations: Other
Functions reached: SV; BR; BL; CL
Grade: Primary source read
Days in this quarter: 110 (the whole quarter)

[The federal financial institution regulatory] agencies and state bank regulators issued a statement to encourage financial institutions to meet the financial services needs of their customers and members in areas affected by the Coronavirus. Financial institutions are encouraged to review SR letter 13-6 / CA letter 13-3, 'Supervisory Practices Regarding Banking Organizations and their Borrowers and Other Customers Affected by a Major Disaster or Emergency'

Enforcement: Supervisory; guidance

Citation: Board of Governors of the Federal Reserve System (Division of Supervision and Regulation; Division of Consumer and Community Affairs), SR 20-4 / CA 20-3 (Mar. 13, 2020) (Ex. SEC-13-035) Open the exhibit

Ex. SEC-13-006

Letter to Credit Unions 20-CU-02

NCUA Actions Related to COVID-19

National Credit Union Administration (Chairman Rodney E. Hood), United States (Federal)

Dates: In force from Mar. 16, 2020 to Sept. 30, 2021
Quarters: 2020 Q22020 Q32020 Q42021 Q12021 Q22021 Q3
Limitations: Other
Functions reached: SV; AT; CL; MK (annual meetings); OP
Grade: Primary source read
Days in this quarter: 107 (in force on the last day)

The NCUA encourages credit unions to work with affected borrowers... [including] Waiving automated teller machine (ATM) fees; Increasing ATM daily cash withdrawal limits; Waiving overdraft fees... Offering payment accommodations, such as allowing borrowers to defer or skip some payments, or extending the payment due dates... The NCUA emphasizes that prudent efforts to adjust or alter terms on existing loans in affected areas will not be subject to examiner criticism.... The FAQ outlines various options credit unions have, such as delaying annual meetings and how board meetings can be conducted.

Enforcement: Supervisory; guidance

Citation: National Credit Union Administration (Chairman Rodney E. Hood), Letter to Credit Unions 20-CU-02 (Mar. 16, 2020) (Ex. SEC-13-006) Open the exhibit

Ex. SEC-13-050

Executive Order N-28-20

Executive Order N-28-20 (suspension of statutory preemption of local eviction and foreclosure protections; request to financial institutions)

Governor Gavin Newsom, California (State)

Dates: In force from Mar. 16, 2020 to Sept. 30, 2020
Quarters: 2020 Q22020 Q3
Limitations: Other
Functions reached: SV (foreclosures and evictions under local moratoria authorized by the State); ML; BL
Grade: Confirmed from a secondary source
Days in this quarter: 107 (in force on the last day)

[Scanned image; text layer absent. 2-3 (Ex. SEC-13-058): the order suspended, through May 31, 2020, the statutory provisions that would preempt local governments from limiting residential and commercial evictions for nonpayment tied to COVID-19 (para. 1) and from imposing foreclosure and related protections (para. 2), and requested that financial institutions holding home or commercial mortgages implement an immediate moratorium on foreclosures and related evictions.]

Enforcement: Cal. Gov't Code 8665 (misdemeanor for violation of emergency orders); local ordinances adopted under it

Citation: Governor Gavin Newsom, Executive Order N-28-20 (Mar. 16, 2020) (Ex. SEC-13-050) Open the exhibit

Ex. SEC-13-023

FAQs About Families First Coronavirus Response Act and Coronavirus Aid, Relief, and Economic Security Act Implementation Part 42

FAQs Part 42

Departments of Labor, Health and Human Services and the Treasury, United States (Federal)

Dates: In force from Mar. 18, 2020 to May 11, 2023 (issued Apr. 11, 2020)
Quarters: 2020 Q22020 Q32020 Q42021 Q12021 Q22021 Q3
Limitations: Health care ordersOther
Functions reached: IN (every health insurer's claims, pricing and reimbursement functions); CB
Grade: Primary source read
Days in this quarter: 105 (in force on the last day)

Section 6001 of the FFCRA generally requires group health plans and health insurance issuers offering group or individual health insurance coverage... to provide benefits for certain items and services related to testing for the detection of SARS-CoV-2... without imposing any cost-sharing requirements (including deductibles, copayments, and coinsurance), prior authorization, or other medical management requirements.... Plans and issuers are required to comply with section 6001 of the FFCRA as of March 18, 2020... Section 3202(a) of the CARES Act provides that a plan or issuer providing coverage of items and services described in section 6001(a) of the FFCRA shall reimburse the provider of the diagnostic testing [at the negotiated rate or the cash price]

Enforcement: ERISA, the Code and the PHS Act

Citation: Departments of Labor, Health and Human Services and the Treasury, FAQs About Families First Coronavirus Response Act and Coronavirus Aid, Relief, and Economic Security Act Implementation Part 42 (Apr. 11, 2020) (Ex. SEC-13-023) Open the exhibit

Ex. SEC-13-016

USDA Rural Development Stakeholder Announcements: Foreclosure and Eviction Relief for Single Family Housing Guaranteed and Direct loans (Mar. 19-20, 2020) and the May 14, 2020 extension bulletin

Foreclosure and Eviction Relief, COVID-19 National Emergency

USDA Rural Development (Rural Housing Service), United States (Federal)

Dates: In force from Mar. 19, 2020 to Sept. 30, 2021
Quarters: 2020 Q22020 Q32020 Q42021 Q12021 Q22021 Q3
Limitations: Other
Functions reached: SV
Grade: Confirmed from a secondary source
Days in this quarter: 104 (in force on the last day)

Enforcement: Program requirements

Citation: USDA Rural Development (Rural Housing Service), USDA Rural Development Stakeholder Announcements: Foreclosure and Eviction Relief for Single Family Housing Guaranteed and Direct loans (Mar. 19-20, 2020) and the May 14, 2020 extension bulletin (Mar. 19, 2020) (Ex. SEC-13-016)

Ex. SEC-13-077

Bulletin 252

COVID-19: Moratorium on Policy Cancellations and Non-Renewals (60 days); Cost-Sharing and Prior Authorizations for COVID-19 Testing; Licensing

Indiana Department of Insurance (Commissioner Stephen W. Robertson), Indiana (Sector regulator)

Dates: In force from Mar. 19, 2020 to May 18, 2020 (issued Mar. 26, 2020)
Quarters: 2020 Q2
Limitations: Health care ordersOther
Functions reached: IN (cancellation moratorium; grace period; testing coverage; licensing); CB
Grade: Primary source read
Days in this quarter: 61

The IDOi requests all insurance companies and HMOs in Indiana to institute a moratorium on policy cancellations and non-renewals of any insurance policy in effect for a policyholder in Indiana to allow a grace period for any policyholder in Indiana for a period of 60-days for any premium payment due from March 19, 2020 to May 18, 2020.... Insurers and HMOs must cover testing services and treatment for COVID-19, and waive cost-sharing amounts... Insurers and HMOs must waive any prior authorization for COVID-19 testing services and treatment

Enforcement: Request as to the moratorium (made under EO 20-05's direction); mandatory ('must') as to testing coverage under FFCRA

Citation: Indiana Department of Insurance (Commissioner Stephen W. Robertson), Bulletin 252 (Mar. 26, 2020) (Ex. SEC-13-077) Open the exhibit

Ex. SEC-13-075

ODI Bulletin 2020-03

Health Insurance Coverage Flexibility for Ohio Employees (60-day premium grace period; continuation of coverage for employees with reduced hours)

Ohio Department of Insurance (Director Jillian Froment), Ohio (Sector regulator)

Dates: In force from Mar. 20, 2020 to June 30, 2021
Quarters: 2020 Q22020 Q32020 Q42021 Q12021 Q2
Limitations: Workplace rulesOther
Functions reached: IN (premium grace period; eligibility rules); CB (employer customers)
Grade: Confirmed from a secondary source
Days in this quarter: 103 (in force on the last day)

[Scanned image; text layer absent.

Enforcement: Department of Insurance supervisory authority under EO 2020-03D

Citation: Ohio Department of Insurance (Director Jillian Froment), ODI Bulletin 2020-03 (Mar. 20, 2020) (Ex. SEC-13-075) Open the exhibit

Ex. SEC-13-076

PC Bulletin No. 2020-01

PC Bulletin 2020-01 (Coronavirus (COVID-19)): continuity of operations, business-interruption information, 45-day premium grace period extension

Insurance Commissioner Glen Mulready (Oklahoma Insurance Department), Oklahoma (Sector regulator)

Dates: In force from Mar. 20, 2020 to June 30, 2020
Quarters: 2020 Q2
Limitations: Other
Functions reached: IN (premium grace periods; telecommuting continuity; helpline staffing); OP
Grade: Primary source read
Days in this quarter: 103 (in force on the last day)

Property and casualty carriers should extend their applicable grace period for nonpayment of premium by an additional forty-five (45) days. This grace period extension does not relieve an insured of the obligation to pay premiums but merely is a deferral of the payment due date. The provisions of this bulletin are in effect until the state emergency is no longer in place.

Enforcement: Commissioner's bulletin ('should'); Department supervisory authority

Citation: Insurance Commissioner Glen Mulready (Oklahoma Insurance Department), PC Bulletin No. 2020-01 (Mar. 20, 2020) (Ex. SEC-13-076) Open the exhibit

Ex. SEC-13-078

Bulletin 2020-006

Request to All Insurance Companies Regarding Consumers Affected by COVID-19 and the Emergency Public Health Measures

Superintendent of Insurance Russell Toal (Office of Superintendent of Insurance), New Mexico (Sector regulator)

Dates: In force from Mar. 20, 2020 to Sept. 30, 2020
Quarters: 2020 Q22020 Q3
Limitations: Other
Functions reached: IN (cancellation and non-renewal moratorium request; in-person premium payment discouraged); BR (agency offices); CB
Grade: Primary source read
Days in this quarter: 103 (in force on the last day)

I am requesting that all insurance companies refrain from cancelling or non-renewing policies of businesses and individuals negatively impacted by the disruption due to the non-payment of premiums during this public health emergency, or at a minimum, provide extended grace periods for payment of premiums... consider extending them for a minimum of thirty (30) days after the emergency is declared over.... I am requesting that all insurance agents, brokers, and other licensees who accept premium payments on behalf of insurers take steps to ensure that customers have the ability to make their insurance payments. This should include alternate methods of payment, such as online payments, to eliminate the need for in-person payment methods

Enforcement: Request (Superintendent's bulletin); supervisory authority

Citation: Superintendent of Insurance Russell Toal (Office of Superintendent of Insurance), Bulletin 2020-006 (Mar. 20, 2020) (Ex. SEC-13-078) Open the exhibit

Ex. SEC-13-080

OCI Bulletin of March 20, 2020, Complying with Regulatory Requirements during the Public Health Emergency

Complying with Regulatory Requirements during the Public Health Emergency (policyholder flexibility; deemed-approval filings disapproved; on-site examinations)

Commissioner of Insurance Mark V. Afable (Office of the Commissioner of Insurance), Wisconsin (Sector regulator)

Dates: In force from Mar. 20, 2020 to June 30, 2020
Quarters: 2020 Q2
Limitations: Other
Functions reached: IN (premium flexibility; rate and form filings; examinations); OP
Grade: Primary source read
Days in this quarter: 103 (in force on the last day)

Insurers are encouraged to offer flexibility to insureds who are incurring economic hardship. This flexibility can include offering non-cancellation periods, deferred premium payments, premium holidays and acceleration or waiver of underwriting requirements. OCI will not view any accommodations made to insureds incurring economic hardship during the COVID-19 public health emergency as violating insurance laws such as unfair inducement prohibitions.... during the pendency of the public health emergency related to COVID-19, all filings that are deemed approved if OCI does not disapprove the filing within a certain period of time are hereby disapproved.... OCI will not conduct any on-site examination work that is contrary to the spirit of any public health directive.

Enforcement: Regulator's bulletin; the deemed-approval disapproval operates with legal effect on filings

Citation: Commissioner of Insurance Mark V. Afable (Office of the Commissioner of Insurance), OCI Bulletin of March 20, 2020, Complying with Regulatory Requirements during the Public Health Emergency (Mar. 20, 2020) (Ex. SEC-13-080) Open the exhibit

Ex. SEC-13-011

FHFA news release: FHFA Moves to Provide Eviction Suspension Relief for Renters in Multifamily Properties

FHFA Moves to Provide Eviction Suspension Relief for Renters in Multifamily Properties

Federal Housing Finance Agency (Director Mark Calabria), directing Fannie Mae and Freddie Mac, United States (Federal)

Dates: In force from Mar. 23, 2020 to Sept. 30, 2021
Quarters: 2020 Q22020 Q32020 Q42021 Q12021 Q22021 Q3
Limitations: Other
Functions reached: SV (multifamily servicing); BL (commercial real estate lending)
Grade: Primary source read
Days in this quarter: 100 (in force on the last day)

Fannie Mae and Freddie Mac (the Enterprises) will offer multifamily property owners mortgage forbearance with the condition that they suspend all evictions for renters unable to pay rent due to the impact of coronavirus. The eviction suspensions are in place for the entire duration of time that a property owner remains in forbearance.

Enforcement: Enterprise servicing guide requirements

Citation: Federal Housing Finance Agency (Director Mark Calabria), directing Fannie Mae and Freddie Mac, FHFA news release: FHFA Moves to Provide Eviction Suspension Relief for Renters in Multifamily Properties (Mar. 23, 2020) (Ex. SEC-13-011) Open the exhibit

Ex. SEC-13-065

Commissioner's Bulletin # B-0007-20

COVID-19: Claim-handling deadlines and premium payments

Commissioner of Insurance (Texas Department of Insurance), Texas (Sector regulator)

Dates: In force from Mar. 23, 2020 to Sept. 30, 2020
Quarters: 2020 Q22020 Q3
Limitations: Other
Functions reached: IN (claim-handling deadlines; premium collection); CB
Grade: Primary source read
Days in this quarter: 100 (in force on the last day)

the Commissioner of Insurance has determined that the COVID-19 pandemic is a disaster under Texas Insurance Code Section 542.059(b).... Taken together, the Governor's suspension and the Commissioner's declaration have the effect of extending claim-handling deadlines imposed by the state's prompt payment laws for an additional 15 days... TDI expects all carriers to work with policyholders who may experience financial hardships due to the COVID-19 outbreak. TDI encourages carriers to use grace periods for payments, temporary suspension of premium payments, payment plans, and other actions to allow continuing insurance coverage as appropriate.

Enforcement: Commissioner's disaster determination alters statutory claim deadlines (force of law); premium relief is expectation and encouragement

Citation: Commissioner of Insurance (Texas Department of Insurance), Commissioner's Bulletin # B-0007-20 (Mar. 23, 2020) (Ex. SEC-13-065) Open the exhibit

Ex. SEC-13-041

3 NYCRR Part 119 (emergency regulation), Emergency Relief for New Yorkers Who Can Demonstrate Financial Hardship as a Result of COVID-19

New Part 119 to 3 NYCRR: Emergency Relief for New Yorkers Who Can Demonstrate Financial Hardship as a Result of COVID-19

Superintendent of Financial Services Linda A. Lacewell (Department of Financial Services), New York (Sector regulator)

Dates: In force from Mar. 24, 2020 to July 7, 2020
Quarters: 2020 Q22020 Q3
Limitations: Other
Functions reached: SV (compelled 90-day residential mortgage forbearance); AT (ATM fees eliminated); BR; CC; OP
Grade: Primary source read
Days in this quarter: 99 (in force on the last day)

New York regulated institutions are required to, in addition to adhering to the servicing requirements of Part 419, (i) make applications for forbearance of any payment due on a residential mortgage of a property located in New York, widely available to any individual who resides in New York and who demonstrates financial hardship as a result of the COVID-19 pandemic; and (ii) subject to the safety and soundness requirements of the regulated institution, grant such forbearance for a period of ninety (90) days to any such individual.... New York regulated banking organizations will provide the following financial relief to any individual who can demonstrate financial hardship from COVID-19... (1) Eliminating fees charged for the use of automated teller machines ("ATMs")...

Enforcement: Banking Law and Financial Services Law supervisory and enforcement powers; EO 202.9 made failure to grant forbearance an unsafe and unsound business practice

Citation: Superintendent of Financial Services Linda A. Lacewell (Department of Financial Services), 3 NYCRR Part 119 (emergency regulation), Emergency Relief for New Yorkers Who Can Demonstrate Financial Hardship as a Result of COVID-19 (Mar. 24, 2020) (Ex. SEC-13-041) Open the exhibit

Ex. SEC-13-081

Bulletin 2020-3, as amended

Moratorium on Policy Cancellations/Non-Renewals for Policyholders Impacted by the COVID-19 Pandemic

Commissioner of Insurance Mike Chaney (Mississippi Insurance Department), Mississippi (Sector regulator)

Dates: In force from Mar. 24, 2020 to May 23, 2020 (issued Mar. 25, 2020)
Quarters: 2020 Q2
Limitations: Other
Functions reached: IN (mandatory 60-day cancellation and non-renewal moratorium across every line); CB
Grade: Primary source read
Days in this quarter: 61

the Mississippi Insurance Department ('Department') is hereby issuing a sixty (60) day moratorium on the cancellation/non-renewal of policies for the non-payment of premiums, effective March 24, 2020. This moratorium shall apply to all policies issued or issued for delivery in this State.... Insurers are directed to work with impacted policyholders in paying the premiums that become due during the moratorium period by either allowing a payment plan or a further extension of the due date for the amount in full.... the Commissioner directs insurers to comply with the provisions of this Bulletin

Enforcement: Commissioner's directive ('directs insurers to comply')

Citation: Commissioner of Insurance Mike Chaney (Mississippi Insurance Department), Bulletin 2020-3, as amended (Mar. 25, 2020) (Ex. SEC-13-081) Open the exhibit

Ex. SEC-13-060

Executive Order 2020-16 (COVID-19 Executive Order No. 14)

Executive Order in Response to COVID-19 (suspension of vehicle repossessions; security-training classroom requirements)

Governor JB Pritzker, Illinois (State)

Dates: In force from Mar. 27, 2020 to Mar. 31, 2021 (issued Mar. 26, 2020)
Quarters: 2020 Q22020 Q32020 Q42021 Q1
Limitations: Other
Functions reached: CL (auto-loan collections and repossession suspended statewide); SV
Grade: Primary source read
Days in this quarter: 96 (in force on the last day)

Section 1. Beginning March 27, 2020 and continuing for the duration of the Gubernatorial Disaster Proclamation, the provisions of the Uniform Commercial Code, 810 ILCS 5/9-609, regarding the possession or usability of a vehicle, and the provisions of the Illinois Vehicle Code, 625 ILCS 5/3-114, regarding the repossession of vehicles, are suspended. No provision contained in this Executive Order shall be construed as relieving any individual of the obligation to make payments

Enforcement: 20 ILCS 3305/7

Citation: Governor JB Pritzker, Executive Order 2020-16 (COVID-19 Executive Order No. 14) (Mar. 26, 2020) (Ex. SEC-13-060) Open the exhibit

Ex. SEC-13-048

Department of Banking and Insurance Bulletin No. 20-15

90-Day Grace Period for Property and Casualty Insurance Premium Payments Due to the Disruption Caused by COVID-19

Commissioner of Banking and Insurance Marlene Caride, New Jersey (Sector regulator)

Dates: In force from Apr. 1, 2020 to July 30, 2020 (issued Apr. 10, 2020)
Quarters: 2020 Q22020 Q3
Limitations: Other
Functions reached: IN (premium collection, cancellation, billing and credit reporting rewritten by order); CB
Grade: Primary source read
Days in this quarter: 91 (in force on the last day)

the Department is directing all licensed property and casualty insurance carriers to provide their insureds who may be experiencing a financial hardship due to COVID-19 with at least a 90-day grace period to pay insurance premiums so that insurance policies are not cancelled for nonpayment of premium... During this extended grace period, insurers shall not cancel any insurance policy for nonpayment. Insurers are also directed to: Waive late payment fees otherwise due, and not report late payments to credit rating agencies, during the 90-day period; Allow premiums due but not paid during the 90-day period to be paid over the remainder of the current policy term or up to 12 months in up to 12 equal installments

Enforcement: EO 123 directive implemented by the Commissioner; Title 17 enforcement

Citation: Commissioner of Banking and Insurance Marlene Caride, Department of Banking and Insurance Bulletin No. 20-15 (Apr. 10, 2020) (Ex. SEC-13-048) Open the exhibit

Ex. SEC-13-009

Joint Statement on Supervisory and Enforcement Practices Regarding the Mortgage Servicing Rules in Response to the COVID-19 Emergency and the CARES Act

CFPB, Federal Reserve Board, FDIC, NCUA, OCC and State Banking Regulators (CSBS), United States (Federal)

Dates: In force from Apr. 3, 2020 to Nov. 10, 2021
Quarters: 2020 Q22020 Q32020 Q42021 Q12021 Q22021 Q3
Limitations: Other
Functions reached: SV (forbearance intake, early intervention, loss mitigation communications); CC
Grade: Primary source read
Days in this quarter: 89 (in force on the last day)

Under the CARES Act, such borrowers experiencing a financial hardship due, directly or indirectly, to the COVID-19 emergency, may request a forbearance by submitting a request to their mortgage servicer and affirming that they are experiencing a financial hardship during the COVID-19 emergency. In response, under the CARES Act, servicers must provide a forbearance that allows borrowers to defer their mortgage payments for up to 180 days and possibly longer... Servicers may not require any additional information from the borrower before granting a CARES Act forbearance.

Enforcement: Supervisory and enforcement discretion; restates the CARES Act's mandatory forbearance

Citation: CFPB, Federal Reserve Board, FDIC, NCUA, OCC and State Banking Regulators (CSBS), Joint Statement on Supervisory and Enforcement Practices Regarding the Mortgage Servicing Rules in Response to the COVID-19 Emergency and the CARES Act (Apr. 3, 2020) (Ex. SEC-13-009) Open the exhibit

Ex. SEC-13-094

D.C. Act 23-286, COVID-19 Response Supplemental Emergency Amendment Act of 2020

COVID-19 Response Supplemental Emergency Amendment Act of 2020 (sec. 202, Mortgage relief: mandatory 90-day deferment program)

Council of the District of Columbia (emergency act); signed by Mayor Muriel Bowser, District of Columbia (State)

Dates: In force from Apr. 10, 2020 to July 25, 2021
Quarters: 2020 Q22020 Q32020 Q42021 Q12021 Q22021 Q3
Limitations: Other
Functions reached: SV (compelled 90-day deferment program for residential and commercial mortgages); BL (commercial mortgage borrowers); ML
Grade: Primary source read
Days in this quarter: 82 (in force on the last day)

Sec. 202. Mortgage relief.... during a period of time for which the Mayor has declared a public health emergency... and for 60 days thereafter, a mortgage servicer that holds mortgage servicing rights to a residential mortgage loan or commercial mortgage loan under the jurisdiction of the Commissioner of the Department of Insurance, Securities, and Banking, shall develop a deferment program for borrowers that, at a minimum: (1) Grants at least a 90-day deferment period of mortgage payments for borrowers;... (c) The mortgage servicer shall approve each application in which a borrower: (1) Demonstrates to the mortgage servicer evidence of a financial hardship resulting directly or indirectly from the public health emergency... (e) A mortgage servicer shall be prohibited from requiring a lump sum payment from any borrower at the end of the forbearance period

Enforcement: Mortgage Lender and Broker Act sec. 13 complaints; DISB enforcement

Citation: Council of the District of Columbia (emergency act); signed by Mayor Muriel Bowser, D.C. Act 23-286, COVID-19 Response Supplemental Emergency Amendment Act of 2020 (Apr. 10, 2020) (Ex. SEC-13-094) Open the exhibit

Ex. SEC-13-056

Bulletin 2020-3

Premium Refunds, Credits, and Reductions in Response to COVID-19 Pandemic

Insurance Commissioner Ricardo Lara (California Department of Insurance), California (Sector regulator)

Dates: In force from Apr. 13, 2020 to Sept. 30, 2020
Quarters: 2020 Q22020 Q3
Limitations: Other
Functions reached: IN (premium refunds ordered across seven lines; rating, billing and reporting functions changed); CB
Grade: Primary source read
Days in this quarter: 79 (in force on the last day)

Commissioner Lara hereby orders insurers to make an initial premium refund for the months of March and April to all adversely impacted California policyholders in the following lines of insurance, as quickly as practicable, but in any event no later than 120 days after the date of this Bulletin: Private passenger automobile insurance; Commercial automobile insurance; Workers' compensation insurance; Commercial multiple peril insurance; Commercial liability insurance; Medical malpractice insurance; Any other line of coverage where the measures of risk have become substantially overstated as a result of the pandemic.

Enforcement: Order of the Commissioner under the Insurance Code; reporting within 60 days

Citation: Insurance Commissioner Ricardo Lara (California Department of Insurance), Bulletin 2020-3 (Apr. 13, 2020) (Ex. SEC-13-056) Open the exhibit

Ex. SEC-13-007

Regulation D: Reserve Requirements of Depository Institutions (interim final rule), 85 Fed. Reg. 23445 (Apr. 28, 2020), Docket No. R-1715

Regulation D: Reserve Requirements of Depository Institutions

Board of Governors of the Federal Reserve System, United States (Federal)

Dates: In force from Apr. 24, 2020 to Sept. 30, 2021
Quarters: 2020 Q22020 Q32020 Q42021 Q12021 Q22021 Q3
Limitations: Other
Functions reached: BR (customers unable to reach branches); OP (account administration systems); CC
Grade: Primary source read
Days in this quarter: 68 (in force on the last day)

The Board of Governors of the Federal Reserve System is amending its Regulation D (Reserve Requirements of Depository Institutions) to delete the numeric limits on certain kinds of transfers and withdrawals that may be made each month from 'savings deposits.' The amendments are intended to allow depository institution customers more convenient access to their funds and to simplify account administration for depository institutions.

Enforcement: Rule with force of law

Citation: Board of Governors of the Federal Reserve System, Regulation D: Reserve Requirements of Depository Institutions (interim final rule), 85 Fed. Reg. 23445 (Apr. 28, 2020), Docket No. R-1715 (Apr. 24, 2020) (Ex. SEC-13-007) Open the exhibit

Ex. SEC-13-020

Extension of Certain Timeframes for Employee Benefit Plans, Participants, and Beneficiaries Affected by the COVID-19 Outbreak (Joint Notice), 85 Fed. Reg. 26351 (May 4, 2020)

Extension of Certain Timeframes for Employee Benefit Plans, Participants, and Beneficiaries Affected by the COVID-19 Outbreak

Department of Labor (EBSA) and Department of the Treasury (IRS), United States (Federal)

Dates: In force from May 4, 2020; end: Outbreak Period defined as Mar. 1, 2020 to 60 days after the announced end of… (issued Apr. 28, 2020)
Quarters: 2020 Q22020 Q32020 Q42021 Q12021 Q22021 Q3
Limitations: Other
Functions reached: IN (insurers and plan administrators: claims, appeals, COBRA, premium-payment deadlines tolled); WM (benefits administration); OP
Grade: Primary source read
Days in this quarter: 58 (in force on the last day)

all group health plans, disability and other employee welfare benefit plans, and employee pension benefit plans subject to ERISA or the Code must disregard the period from March 1, 2020 until sixty (60) days after the announced end of the National Emergency or such other date announced by the Agencies in a future notification (the 'Outbreak Period') in determining [the HIPAA special enrollment period, the COBRA election period, the date for making COBRA premium payments, the date for notifying the plan of a qualifying event, the dates for filing benefit claims and appeals]

Enforcement: Rule with force of law (ERISA and the Code)

Citation: Department of Labor (EBSA) and Department of the Treasury (IRS), Extension of Certain Timeframes for Employee Benefit Plans, Participants, and Beneficiaries Affected by the COVID-19 Outbreak (Joint Notice), 85 Fed. Reg. 26351 (May 4, 2020) (Apr. 28, 2020) (Ex. SEC-13-020) Open the exhibit

Ex. SEC-13-057

Executive Order N-66-20

Executive Order N-66-20 (extension of the N-28-20 local eviction and foreclosure protections, paras. 20-21, and other emergency suspensions)

Governor Gavin Newsom, California (State)

Dates: In force from May 29, 2020 to July 28, 2020
Quarters: 2020 Q22020 Q3
Limitations: Other
Functions reached: SV; ML
Grade: Confirmed from a secondary source
Days in this quarter: 33 (in force on the last day)

[Scanned image; text layer absent. EO N-71-20 paras. 2-3 (Ex. SEC-13-058) recite: 'The timeframe for the protections set forth in Executive Order N-28-20, Paragraph 1, extended via Executive Order N-66-20, Paragraph 20, is hereby extended through September 30, 2020' and the same for Paragraph 2 via Paragraph 21.]

Enforcement: Cal. Gov't Code 8665

Citation: Governor Gavin Newsom, Executive Order N-66-20 (May 29, 2020) (Ex. SEC-13-057) Open the exhibit

Ex. SEC-13-058

Executive Order N-71-20

Executive Order N-71-20 (extension of N-28-20 eviction and foreclosure protections through Sept. 30, 2020; other suspensions)

Governor Gavin Newsom, California (State)

Dates: In force from June 30, 2020 to Sept. 30, 2020
Quarters: 2020 Q22020 Q3
Limitations: Other
Functions reached: SV (local foreclosure and eviction protections authorized through Sept. 30, 2020); ML
Grade: Primary source read
Days in this quarter: 1 (in force on the last day)

2) The timeframe for the protections set forth in Executive Order N-28-20, Paragraph 1, extended via Executive Order N-66-20, Paragraph 20, is hereby extended through September 30, 2020. 3) The timeframe for the protections set forth in Executive Order N-28-20, Paragraph 2, extended via Executive Order N-66-20, Paragraph 21, is hereby extended through September 30, 2020.

Enforcement: Cal. Gov't Code 8665

Citation: Governor Gavin Newsom, Executive Order N-71-20 (June 30, 2020) (Ex. SEC-13-058) Open the exhibit

Third quarter of 2020 (July 1, 2020 to Sept. 30, 2020)

Federal layer

Ex. FED-333

General Order 72-6

In re: COVID Public Health Emergency (General Order 72-6)

Chief Judge Phyllis J. Hamilton, United States District Court for the Northern District of California (Court)

Dates: In force from Sept. 16, 2020 to July 1, 2021
Quarters: 2020 Q32020 Q42021 Q12021 Q2
Limitations: Business closureCourts and public offices
Functions reached: CT courthouses closed to public events and tours; most appearances remote; in force Sept. 16, 2020 - June 30, 2021
Grade: Primary source read
Days in this quarter: 15 (in force on the last day)

Orders as follows, effective immediately: 1. Jury trials and bench trials may proceed in accordance with the logistical considerations [necessitated by the pandemic]... 3. Other court appearances may be waived or postponed, or may be conducted by telephone or [videoconference]... [in-person proceedings other than trials] are suspended pending further notice, unless a judge orders otherwise in a specific case.... 3. Pending further notice, the courthouses and law libraries are closed for public events, tours, and [gatherings]... 4. Effective immediately, this General Order supersedes General Order 72-5. ADOPTED: September 16, 2020

Enforcement: court order

Citation: Chief Judge Phyllis J. Hamilton, General Order 72-6 (Sept. 16, 2020) (Ex. FED-333) Open the exhibit

Ex. FED-393

USACE district closures of recreation areas, campgrounds, visitor centers and project offices (March 2020); HQ release 'Army Corps-managed campgrounds to remain closed until further notice' (April 2020); gradual reopening release of May 21, 2020

Army Corps of Engineers begins gradual reopening of recreation areas closed due to coronavirus (May 21, 2020), following district closures of March 2020

U.S. Army Corps of Engineers Headquarters and district commanders, United States (U.S. Army Corps of Engineers recreation areas, visitor centers and project offices) (Federal)

Dates: In force from May 21, 2020 to Sept. 30, 2020 (issued Mar. 17, 2020)
Quarters: 2020 Q22020 Q3
Limitations: Business closure
Functions reached: AM the largest federal provider of outdoor recreation (about 270 million visits a year) closed its campgrounds and visitor centers; CB
Grade: Confirmed from a secondary source
Days in this quarter: 92 (the whole quarter)

Reopening of closed recreation areas will vary from location to location based on state and local conditions, as well as each project's ability to put in place COVID-19 safety precautions.

Enforcement: 36 C.F.R. part 327 closures

Citation: U.S. Army Corps of Engineers Headquarters and district commanders, USACE district closures of recreation areas, campgrounds, visitor centers and project offices (March 2020); HQ release 'Army Corps-managed campgrounds to remain closed until further notice' (April 2020); gradual reopening release of May 21, 2020 (Mar. 17, 2020) (Ex. FED-393)

Ex. FED-302

Standing Order 20-13

In re: Use of Face Coverings/Masks Due to COVID-19

Chief Judge Freda L. Wolfson, United States District Court for the District of New Jersey (Newark, Trenton, Camden) (Court)

Dates: In force from May 22, 2020 to Sept. 30, 2021
Quarters: 2020 Q22020 Q32020 Q42021 Q12021 Q22021 Q3
Limitations: Face-covering requirementCourts and public offices
Functions reached: CT; CS
Grade: Primary source read
Days in this quarter: 92 (the whole quarter)

IT IS HEREBY ORDERED, that all persons seeking entry to or [present in the courthouses, including court staff and] the public, are required to wear a face covering or mask when in a community setting, including entering and exiting the courthouse, entering and exiting the Clerk's Office, and in [elevators, hallways] and restrooms; and it is further ORDERED that all persons shall engage in social distancing, which requires that individuals maintain a six-foot distance between each other...

Enforcement: court order; court security

Citation: Chief Judge Freda L. Wolfson, Standing Order 20-13 (May 22, 2020) (Ex. FED-302) Open the exhibit

Ex. FED-285

Order of the Chief Judge No. 20-078

In re: Coronavirus Public Emergency - Use of Face Coverings in the Courthouses

Chief Judge Philip S. Gutierrez, United States District Court for the Central District of California (Court)

Dates: In force from June 1, 2020 to Oct. 1, 2021
Quarters: 2020 Q22020 Q32020 Q42021 Q12021 Q22021 Q3
Limitations: Face-covering requirementCourts and public offices
Functions reached: CT courthouse access conditioned on masking for all of 2020 Q3 through 2021 Q3; CS
Grade: Primary source read
Days in this quarter: 92 (the whole quarter)

[all persons entering or] occupying, the United States Courthouses or Probation and Pretrial Services Offices in the Central District of California must wear face coverings in all [public] spaces. The face covering must completely conceal the individual's nose [and mouth]...

Enforcement: court order; court security officers

Citation: Chief Judge Philip S. Gutierrez, Order of the Chief Judge No. 20-078 (June 1, 2020) (Ex. FED-285) Open the exhibit

Ex. FED-325

USCIS alert of May 27, 2020: USCIS Preparing to Resume Public Services on June 4

USCIS Preparing to Resume Public Services on June 4

U.S. Citizenship and Immigration Services, United States (USCIS domestic offices) (Federal)

Dates: In force from June 4, 2020 to Sept. 30, 2021 (issued May 27, 2020)
Quarters: 2020 Q22020 Q32020 Q42021 Q12021 Q22021 Q3
Limitations: Face-covering requirementCourts and public officesWorkplace rules
Functions reached: HR; CS
Grade: Primary source read
Days in this quarter: 92 (the whole quarter)

U.S. Citizenship and Immigration Services is preparing some domestic offices to reopen and resume non-emergency public services on or after June 4. On March 18, USCIS temporarily suspended routine in-person [services]... Members of the public must wear facial coverings that cover both the mouth and nose when entering [facilities]...

Enforcement: agency entry conditions

Citation: U.S. Citizenship and Immigration Services, USCIS alert of May 27, 2020: USCIS Preparing to Resume Public Services on June 4 (Ex. FED-325) Open the exhibit

Ex. FED-336

General Order 77

Provisional Modifications to the Jury Plan (COVID-19)

Chief Judge Phyllis J. Hamilton, United States District Court for the Northern District of California (Court)

Dates: In force from June 9, 2020 to June 30, 2021
Quarters: 2020 Q22020 Q32020 Q42021 Q12021 Q2
Limitations: Courts and public offices
Functions reached: CT jury pools thinned by deferral rights; WF jurors' employers
Grade: Primary source read
Days in this quarter: 92 (the whole quarter)

[Any prospective juror] may, upon request, defer or postpone jury service from six months to 12 months.... These provisional modifications to the Jury Plan will remain in effect until [further order]. IT IS SO ORDERED. ADOPTED: June 9, 2020

Enforcement: court order

Citation: Chief Judge Phyllis J. Hamilton, General Order 77 (June 9, 2020) (Ex. FED-336) Open the exhibit

Ex. FED-331

General Order 72-4

In re: Coronavirus Disease Public Health Emergency (General Order 72-4)

Chief Judge Phyllis J. Hamilton, United States District Court for the Northern District of California (Court)

Dates: In force from June 24, 2020 to July 23, 2020
Quarters: 2020 Q22020 Q3
Limitations: Courts and public offices
Functions reached: CT in force June 30 - July 1, 2020
Grade: Primary source read
Days in this quarter: 23 (in force on the first day)

[civil:] 1. No new jury trial will be conducted through September 30, 2020.... 2. Through September 30, 2020, all civil matters will be decided on the papers, or if the assigned [judge orders, by telephone or videoconference]... [criminal:] 1. Commencing July 1, 2020, a limited number of jury trials are permitted at the court's discretion.... [in-person proceedings other than trials] are suspended pending further notice, unless a judge orders otherwise in a specific case.

Enforcement: court order

Citation: Chief Judge Phyllis J. Hamilton, General Order 72-4 (June 24, 2020) (Ex. FED-331) Open the exhibit

Ex. FED-316

Fourth Amendment to General Order 20-01

In re: Court Operations Under the Exigent Circumstances Created by COVID-19 (General Order 20-01, Fourth Amendment)

Chief Judge Thomas W. Thrash, Jr., United States District Court for the Northern District of Georgia (Atlanta, Gainesville, Newnan, Rome) (Court)

Dates: In force from July 4, 2020 to July 31, 2020 (issued July 31, 2020)
Quarters: 2020 Q22020 Q3
Limitations: Courts and public offices
Functions reached: CT Atlanta's federal court: no jury trials Mar. 16 - July 31, 2020 and beyond; CS
Grade: Primary source read
Days in this quarter: 28

General Order 20-01, dated March 16, 2020, and amended by orders dated March [and April 2020, addressed the exigent circumstances] created by the spread of COVID-19. The Third Amendment to General Order 20-01, entered May 26, 2020, extended the time periods specified in the Order through and including July 3, 2020.... As the adverse conditions giving rise to General Order 20-01 have not sufficiently resolved for the Court to return to normal operations, IT IS HEREBY ORDERED that General Order 20-01, as amended, is further amended to extend the time periods specified therein through and including the date of July 31, 2020. IT IS FURTHER ORDERED that while there will be no civil or criminal jury [trials during that period]...

Enforcement: court order

Citation: Chief Judge Thomas W. Thrash, Jr, Fourth Amendment to General Order 20-01 (July 31, 2020) (Ex. FED-316) Open the exhibit

Ex. FED-029

No Sail Order; Second Modification and Extension (July 16, 2020)

No Sail Order and Suspension of Further Embarkation; Second Modification and Extension of No Sail Order and Other Measures Related to Operations, 85 Fed. Reg. 44085 (July 21, 2020)

Centers for Disease Control and Prevention, HHS, United States (Federal)

Dates: In force from July 16, 2020 to Sept. 30, 2020
Quarters: 2020 Q3
Limitations: Business closureTravel and quarantineEvents and venues
Functions reached: TV; GS; CB; SC
Grade: Primary source read
Days in this quarter: 77 (in force on the last day)

[second extension of the No Sail Order through September 30, 2020]

Enforcement: same as FED-027

Citation: Centers for Disease Control and Prevention, HHS, No Sail Order; Second Modification and Extension (July 16, 2020) (Ex. FED-029) Open the exhibit

Ex. FED-332

General Order 72-5

In re: Coronavirus Disease Public Health Emergency (General Order 72-5)

Chief Judge Phyllis J. Hamilton, United States District Court for the Northern District of California (Court)

Dates: In force from July 23, 2020 to Sept. 16, 2020
Quarters: 2020 Q3
Limitations: Gathering capCourts and public offices
Functions reached: CT the federal court records that a State order capping in-court proceedings at ten people 'necessarily precludes jury trials' (July 2020)
Grade: Primary source read
Days in this quarter: 56

[WHEREAS the State's July 2020 orders limit] permissible in-court criminal proceedings to ten people, which necessarily precludes jury trials;... 1. No new jury trial will be conducted through September 30, 2020. Any jury trial currently scheduled to commence before October 1, 2020, will be postponed or vacated. However, individual judges may offer bench trials by videoconference in lieu of postponement. 2. Through September 30, 2020, all civil matters will be decided on the papers...

Enforcement: court order

Citation: Chief Judge Phyllis J. Hamilton, General Order 72-5 (July 23, 2020) (Ex. FED-332) Open the exhibit

Ex. FED-022

CDC Order: Temporary Halt in Residential Evictions To Prevent the Further Spread of COVID-19

Temporary Halt in Residential Evictions To Prevent the Further Spread of COVID-19, 85 Fed. Reg. 55292 (Sept. 4, 2020)

Centers for Disease Control and Prevention, HHS (signed by the CDC Director Sept. 1, 2020), United States (every State and territory with documented COVID-19 cases lacking an equal or stronger moratorium) (Federal)

Dates: In force from Sept. 4, 2020 to Sept. 30, 2021 (issued Sept. 1, 2020)
Quarters: 2020 Q32020 Q42021 Q12021 Q22021 Q3
Limitations: Courts and public officesOther
Functions reached: PM property management (eviction and possessory actions suspended for covered persons); SV servicing and collections (financial services); CL/CT court and clerk functions (eviction dockets); CB tenant base of real-estate and property-management firms
Grade: Primary source read
Days in this quarter: 27 (in force on the last day)

Under 42 CFR 70.2, a landlord, owner of a residential property, or other person with a legal right to pursue eviction or possessory action, shall not evict any covered person from any residential property in any jurisdiction to which this Order applies during the effective period of the Order.... This Order does not apply in any State, local, territorial, or tribal area with a moratorium on residential evictions that provides the same or greater level of public-health protection than the requirements listed in this Order.

Enforcement: Criminal: 'a person violating this Order may be subject to a fine of no more than $100,000 if the violation does not result in a death or one year in jail, or both... An organization violating this Order may be subject to a fine of no more than $200,000 per event if the violation does not result in a death or $500,000 per event if the violation results in a death' (18 U.S.C. §§ 3559, 3571; 42…

Citation: Centers for Disease Control and Prevention, HHS (signed by the CDC Director Sept. 1, 2020), CDC Order: Temporary Halt in Residential Evictions To Prevent the Further Spread of COVID-19 (Sept. 1, 2020) (Ex. FED-022) Open the exhibit

Ex. FED-030

No Sail Order; Third Modification and Extension (Sept. 30, 2020)

No Sail Order and Suspension of Further Embarkation; Third Modification and Extension of No Sail Order and Other Measures Related to Operations, 85 Fed. Reg. 62732 (Oct. 5, 2020)

Centers for Disease Control and Prevention, HHS, United States (Federal)

Dates: In force from Sept. 30, 2020 to Oct. 31, 2020
Quarters: 2020 Q32020 Q4
Limitations: Business closureTravel and quarantineEvents and venues
Functions reached: TV; GS; CB; SC
Grade: Primary source read
Days in this quarter: 1 (in force on the last day)

[extends the No Sail Order to the earliest of the PHE's expiration, rescission, or] October 31, 2020.

Enforcement: same as FED-027

Citation: Centers for Disease Control and Prevention, HHS, No Sail Order; Third Modification and Extension (Sept. 30, 2020) (Ex. FED-030) Open the exhibit

Ex. FED-289

General Order 20-10 (court operations under COVID-19, March 2020) and its successors General Orders 20-11 through 20-30 (2020) and 21-11 (June 17, 2021)

General Order 20-10: Court Operations (COVID-19), with successors (20-12 Grand Jury; 20-13, 20-15, 20-16, 20-17 Court Operations; 20-18 CARES Act; 20-20 Jury; 20-26 Court Operations; 20-30 CARES Act extension; 21-11)

Chief Judge G. Murray Snow, United States District Court for the District of Arizona (Phoenix, Tucson, Flagstaff, Yuma) (Court)

Dates: In force from June 17, 2021 to June 17, 2021
Quarters: 2020 Q22020 Q32020 Q42021 Q12021 Q2
Limitations: Courts and public offices
Functions reached: Grand juries; courthouse access; CARES Act video proceedings)
Grade: Confirmed from a secondary source
Days in this quarter: 0

Enforcement: court orders

Citation: Chief Judge G. Murray Snow, General Order 20-10 (court operations under COVID-19, March 2020) and its successors General Orders 20-11 through 20-30 (2020) and 21-11 (June 17, 2021) (Ex. FED-289)

Ex. FED-287

General Order No. 44 (entrance protocols; COVID-19)

General Order 44: Entrance Protocols (Elbert P. Tuttle Courthouse)

United States Court of Appeals for the Eleventh Circuit, United States Court of Appeals for the Eleventh Circuit (Atlanta) (Court)

Dates: Effective: 2020
Quarters: 2020 Q22020 Q32020 Q42021 Q12021 Q2
Limitations: Face-covering requirementCourts and public offices
Functions reached: CT
Grade: Confirmed from a secondary source

Enforcement: court order; court security

Citation: United States Court of Appeals for the Eleventh Circuit, General Order No. 44 (entrance protocols; COVID-19) (Ex. FED-287) Open the exhibit

Ex. FED-010

Determination that a Public Health Emergency Exists Nationwide as the Result of the 2019 Novel Coronavirus

Determination that a Public Health Emergency Exists

Alex M. Azar II, Secretary of Health and Human Services, United States (Federal)

Dates: In force from Jan. 27, 2020 to May 11, 2023 (issued Jan. 31, 2020)
Quarters: 2020 Q22020 Q32020 Q42021 Q12021 Q22021 Q3
Limitations: Emergency declaration
Functions reached: predicate for the CDC orders (each states it runs until the PHE ends), the § 1135 waivers, the CMS interim final rules and the OSHA ETS findings
Grade: Primary source read
Days in this quarter: 92 (the whole quarter)

As a result of confirmed cases of 2019 Novel Coronavirus (2019-nCoV), on this date and after consultation with public health officials as necessary, I, Alex M. Azar II, Secretary of Health and Human Services, pursuant to the authority vested in me under section 319 of the Public Health Service Act, do hereby determine that a public health emergency exists and has existed since January 27, 2020, nationwide.

Enforcement: Predicate; the enabled instruments carry their own enforcement

Citation: Alex M. Azar II, Secretary of Health and Human Services, Determination that a Public Health Emergency Exists Nationwide as the Result of the 2019 Novel Coronavirus (Jan. 31, 2020) (Ex. FED-010) Open the exhibit

Ex. FED-200

Proclamation 9984

Suspension of Entry as Immigrants and Nonimmigrants of Persons Who Pose a Risk of Transmitting 2019 Novel Coronavirus and Other Appropriate Measures To Address This Risk, 85 Fed. Reg. 6709 (Feb. 5, 2020)

President Donald J. Trump, United States (Federal)

Dates: In force from Feb. 2, 2020 to Nov. 8, 2021 (issued Jan. 31, 2020)
Quarters: 2020 Q22020 Q32020 Q42021 Q12021 Q22021 Q3
Limitations: Travel and quarantine
Functions reached: TV inbound travel from China (business visitors, buyers, engineers); SC supplier engineering and quality visits; MK inbound trade-show attendance; CB foreign customer base
Grade: Primary source read
Days in this quarter: 92 (the whole quarter)

Section 1. Suspension and Limitation on Entry. The entry into the United States, as immigrants or nonimmigrants, of all aliens who were physically present within the People's Republic of China, excluding the Special Administrative Regions of Hong Kong and Macau, during the 14-day period preceding their entry or attempted entry into the United States is hereby suspended and limited subject to section 2 of this proclamation.... Sec. 6. Effective Date. This proclamation is effective at 5:00 p.m. eastern standard time on February 2, 2020.

Enforcement: Sec. 3: implemented by the Secretaries of State and Homeland Security; an alien who circumvents the proclamation is a priority for removal (sec. 3(c)); carriers barred from boarding covered aliens under DHS implementing measures

Citation: President Donald J. Trump, Proclamation 9984 (Jan. 31, 2020) (Ex. FED-200) Open the exhibit

Ex. FED-180

Declaration Under the PREP Act for Medical Countermeasures Against COVID-19, 85 Fed. Reg. 15198 (Mar. 17, 2020; effective Feb. 4, 2020)

Declaration Under the Public Readiness and Emergency Preparedness Act for Medical Countermeasures Against COVID-19, 85 Fed. Reg. 15198 (Mar. 17, 2020)

Secretary of Health and Human Services, United States (Federal)

Dates: In force from Feb. 4, 2020 to Oct. 1, 2024 (issued Mar. 10, 2020)
Quarters: 2020 Q22020 Q32020 Q42021 Q12021 Q22021 Q3
Limitations: Emergency declarationHealth care orders
Functions reached: context: the federal legal framework under which pharmacies, employers' clinics, and later dental and other practitioners administered tests and vaccines
Grade: Primary source read
Days in this quarter: 92 (the whole quarter)

The Public Readiness and Emergency Preparedness Act (PREP Act) authorizes the Secretary of Health and Human Services (the Secretary) to issue a Declaration to provide liability immunity to certain individuals and entities (Covered Persons) against any claim of loss caused by, arising out of, relating to, or resulting from the manufacture, distribution, administration, or use of medical countermeasures (Covered Countermeasures), except for claims involving 'willful misconduct' as defined in the PREP Act.... DATES: The Declaration was effective as of February 4, 2020.

Enforcement: Liability immunity; amended nine times through 2021 (85 Fed. Reg. 21012; 35100; 52136; 79190; 86 Fed. Reg. 7872; 9516; 14462; 41977; 51160)

Citation: Secretary of Health and Human Services, Declaration Under the PREP Act for Medical Countermeasures Against COVID-19, 85 Fed. Reg. 15198 (Mar. 17, 2020; effective Feb. 4, 2020) (Mar. 10, 2020) (Ex. FED-180) Open the exhibit

Ex. FED-181

Determination of Public Health Emergency and Declaration that circumstances exist justifying the authorization of emergency use of in vitro diagnostics for 2019-nCoV

Determination of Public Health Emergency, 85 Fed. Reg. 7316 (Feb. 7, 2020)

Secretary of Health and Human Services, United States (Federal)

Dates: In force from Feb. 4, 2020 to Sept. 30, 2021
Quarters: 2020 Q22020 Q32020 Q42021 Q12021 Q22021 Q3
Limitations: Emergency declarationHealth care orders
Functions reached: context: the earliest federal emergency determination (Feb. 4, 2020); the legal basis of every COVID-19 test EUA
Grade: Primary source read
Days in this quarter: 92 (the whole quarter)

On February 4, 2020, the Secretary determined pursuant to his authority under section 564 of the FD&C Act that there is a public health emergency that has a significant potential to affect national security or the health and security of United States citizens living abroad and that involves a novel (new) coronavirus (nCoV) first detected in Wuhan City, Hubei Province, China in 2019 (2019-nCoV). On the basis of this determination, he also declared that circumstances exist justifying the authorization of emergency use of in vitro diagnostics for detection and/or diagnosis of this novel coronavirus (2019-nCoV) pursuant to section 564 of the FD&C Act

Enforcement: Framework for FDA emergency use authorizations

Citation: Secretary of Health and Human Services, Determination of Public Health Emergency and Declaration that circumstances exist justifying the authorization of emergency use of in vitro diagnostics for 2019-nCoV (Feb. 4, 2020) (Ex. FED-181) Open the exhibit

Ex. FED-001

Proclamation 9994

Declaring a National Emergency Concerning the Novel Coronavirus Disease (COVID-19) Outbreak, 85 Fed. Reg. 15337 (Mar. 18, 2020)

President Donald J. Trump, United States (Federal)

Dates: In force from Mar. 1, 2020 to Apr. 10, 2023 (issued Mar. 13, 2020)
Quarters: 2020 Q22020 Q32020 Q42021 Q12021 Q22021 Q3
Limitations: Emergency declaration
Functions reached: predicate for every federal health-care instrument (FED-090 to FED-099, FED-160)
Grade: Primary source read
Days in this quarter: 92 (the whole quarter)

do hereby find and proclaim that the COVID-19 outbreak in the United States constitutes a national emergency, beginning March 1, 2020. Pursuant to this declaration, I direct as follows: Section 1. Emergency Authority. The Secretary of HHS may exercise the authority under section 1135 of the SSA to temporarily waive or modify certain requirements of the Medicare, Medicaid, and State Children's Health Insurance programs and of the Health Insurance Portability and Accountability Act Privacy Rule throughout the duration of the public health emergency declared in response to the COVID-19 outbreak.

Enforcement: Predicate only; operates through the instruments it enables (§ 1135 waivers; CMS interim final rules; Stafford Act assistance)

Citation: President Donald J. Trump, Proclamation 9994 (Mar. 13, 2020) (Ex. FED-001) Open the exhibit

Ex. FED-160

COVID-19 Emergency Declaration Blanket Waivers for Health Care Providers (consolidated document; version updated May 24, 2021)

COVID-19 Emergency Declaration Blanket Waivers for Health Care Providers

Centers for Medicare & Medicaid Services, HHS, United States (Medicare, Medicaid and CHIP providers) (Federal)

Dates: In force from Mar. 1, 2020 to May 11, 2023 (issued Mar. 13, 2020)
Quarters: 2020 Q22020 Q32020 Q42021 Q12021 Q22021 Q3
Limitations: Health care ordersOther
Functions reached: TM telehealth (physician practices, behavioral health); IP surge capacity and 'hospitals without walls' (hospitals); HC/SN home health assessments and supervision (home care); OF credentialing and administration (HR); CB payers
Grade: Primary source read
Days in this quarter: 92 (the whole quarter)

CMS is empowered to take proactive steps through 1135 waivers as well as, where applicable, authority granted under section 1812(f) of the Social Security Act (the Act) and rapidly expand the Administration's aggressive efforts against COVID-19. As a result, the following blanket waivers are in effect, with a retroactive effective date of March 1, 2020 through the end of the emergency declaration.... Home Health Agencies (HHAs): Initial Assessments. CMS is waiving the requirements at 42 CFR § 484.55(a) to allow HHAs to perform Medicare-covered initial assessments and determine patients' homebound status remotely or by record review. Waive Onsite Visits for HHA Aide Supervision. CMS is waiving the requirements at 42 CFR § 484.80(h), which require a nurse to conduct an onsite visit every two weeks.

Enforcement: Modifies otherwise mandatory conditions of participation; survey and certification

Citation: Centers for Medicare & Medicaid Services, HHS, COVID-19 Emergency Declaration Blanket Waivers for Health Care Providers (consolidated document; version updated May 24, 2021) (Mar. 13, 2020) (Ex. FED-160) Open the exhibit

Ex. FED-182

Emergency Use Declaration: personal respiratory protective devices

Emergency Use Declaration, 85 Fed. Reg. 13907 (Mar. 10, 2020)

Secretary of Health and Human Services, United States (Federal)

Dates: In force from Mar. 2, 2020 to Sept. 30, 2021
Quarters: 2020 Q22020 Q32020 Q42021 Q12021 Q22021 Q3
Limitations: Emergency declarationSupply chain
Functions reached: context for SC (respirator supply) in every health care and industrial sector
Grade: Primary source read
Days in this quarter: 92 (the whole quarter)

On the basis of this determination, he also declared that circumstances exist justifying the authorization of emergency use of personal respiratory protective devices during the COVID-19 outbreak, pursuant to section 564 of the FD&C Act, subject to the terms of any authorization issued under that section. DATES: The determination was effective February 4, 2020, and this declaration is effective March 2, 2020.

Enforcement: Framework for the NIOSH-respirator, imported-respirator and decontamination EUAs

Citation: Secretary of Health and Human Services, Emergency Use Declaration: personal respiratory protective devices (Mar. 2, 2020) (Ex. FED-182) Open the exhibit

Ex. FED-201

Proclamation 9992

Suspension of Entry as Immigrants and Nonimmigrants of Certain Additional Persons Who Pose a Risk of Transmitting 2019 Novel Coronavirus (Islamic Republic of Iran), 85 Fed. Reg. 12855 (Mar. 4, 2020)

President Donald J. Trump, United States (Federal)

Dates: In force from Mar. 2, 2020 to Nov. 8, 2021 (issued Feb. 29, 2020)
Quarters: 2020 Q22020 Q32020 Q42021 Q12021 Q22021 Q3
Limitations: Travel and quarantine
Functions reached: TV inbound travel; CB foreign customer base
Grade: Primary source read
Days in this quarter: 92 (the whole quarter)

Section 1. Suspension and Limitation on Entry. The entry into the United States, as immigrants or nonimmigrants, of all aliens who were physically present within the Islamic Republic of Iran during the 14-day period preceding their entry or attempted entry into the United States is hereby suspended and limited subject to section 2 of this proclamation.... Sec. 6. Effective Date. This proclamation is effective at 5:00 p.m. eastern standard time on March 2, 2020.

Enforcement: Sec. 3 implementation by State and DHS; removal priority for circumvention

Citation: President Donald J. Trump, Proclamation 9992 (Feb. 29, 2020) (Ex. FED-201) Open the exhibit

Continuing in force from an earlier quarter of this report (18 instruments):

Exhibit	Citation	Dates	Limitations
Ex. FED-290	Supreme Court of the United States (Public Information Office), Press release of March 12, 2020 (Building closed to the public) (Mar. 12, 2020) (Ex. FED-290)	In force from Mar. 12, 2020 to Sept. 30, 2021	Business closureCourts and public offices
Ex. FED-391	U.S. Department of Agriculture, Farm Production and Conservation mission area, USDA announcement of Mar. 23, 2020: USDA Service Centers Open for Business by Phone Appointment Only (Ex. FED-391)	In force from Mar. 23, 2020 to Sept. 30, 2020	Business closureCourts and public offices
Ex. FED-192	The President and the White House Coronavirus Task Force, Guidelines for Opening Up America Again (Apr. 16, 2020) (Ex. FED-192)	In force from Apr. 16, 2020 to Sept. 30, 2020	Business closureTelework mandateCapacity limitGathering capTravel and quarantine
Ex. FED-334	Chief Judge Phyllis J. Hamilton, General Order 73 (Amended May 21, 2020) (Ex. FED-334)	In force from May 21, 2020 to July 1, 2021	Business closureCourts and public offices
Ex. FED-097	CMS, Quality, Safety & Oversight Group, QSO-20-14-NH, Guidance for Infection Control and Prevention of Coronavirus Disease 2019 (COVID-19) in Nursing Homes (Mar. 9, 2020; REVISED Mar. 13, 2020) (Ex. FED-097)	In force from Mar. 13, 2020 to Sept. 17, 2020	Business closureGathering capHealth care orders
Ex. FED-027	Centers for Disease Control and Prevention, HHS (CDC Director), CDC No Sail Order and Suspension of Further Embarkation (Mar. 14, 2020) (Ex. FED-027)	In force from Mar. 14, 2020 to Dec. 31, 2020	Business closureTravel and quarantineEvents and venues
Ex. FED-311	Chief Judge James K. Bredar, Standing Order 2020-04 (Mar. 16, 2020) (Ex. FED-311)	In force from Mar. 16, 2020 to Sept. 30, 2021	Courts and public offices
Ex. FED-390	Bureau of Reclamation, Reclamation news release of Mar. 17, 2020: Hoover Dam temporarily closed to all visitors (Ex. FED-390)	In force from Mar. 17, 2020 to Oct. 22, 2020	Business closure
Ex. FED-292	Supreme Court of the United States, Order of March 19, 2020, 589 U.S. (Order List) (Mar. 19, 2020) (Ex. FED-292)	In force from Mar. 19, 2020 to July 19, 2021	Courts and public offices
Ex. FED-266	Office of Management and Budget (Deputy Director for Management), OMB Memorandum M-20-18 (Mar. 20, 2020) (Ex. FED-266)	In force from Mar. 20, 2020 to Dec. 31, 2020	Telework mandateWorkplace rules
Ex. FED-267	Office of Management and Budget, OMB Memorandum M-20-19 (Mar. 22, 2020) (Ex. FED-267)	In force from Mar. 22, 2020 to Dec. 31, 2020	Telework mandate
Ex. FED-099	CMS, Quality, Safety & Oversight Group, CMS QSO-20-12-All (Mar. 4, 2020), QSO-20-20-All (Mar. 23, 2020), QSO-20-31-All (June 1, 2020), QSO-20-35-ALL (Aug. 17, 2020) (Ex. FED-099)	In force from Mar. 23, 2020 to May 1, 2023	Health care ordersCourts and public offices
Ex. FED-340	Congress (Pub. L. 116-136, signed Mar. 27, 2020), CARES Act §§ 4022-4024 (foreclosure moratorium and forbearance; multifamily forbearance; temporary moratorium on eviction filings) and § 15002 (video teleconferencing for criminal proceedings) (Mar. 27, 2020) (Ex. FED-340)	In force from Mar. 27, 2020 to Sept. 30, 2021	Courts and public officesOther
Ex. FED-295	Judicial Conference of the United States (finding of Mar. 29, 2020), announced by the Administrative Office of the U.S. Courts on Mar. 31, 2020, Judicial Conference finding under CARES Act § 15002 that emergency conditions due to the COVID-19 national emergency will materially affect the functioning of the federal courts generally (Mar. 29, 2020) (Ex. FED-295)	In force from Mar. 29, 2020 to May 10, 2023	Courts and public offices
Ex. FED-335	Chief Judge Phyllis J. Hamilton, General Order 75 (Mar. 30, 2020) (Ex. FED-335)	In force from Mar. 30, 2020 to June 30, 2021	Courts and public offices
Ex. FED-028	Centers for Disease Control and Prevention, HHS, No Sail Order; Notice of Modification and Extension (Apr. 9, 2020) (Ex. FED-028)	In force from Apr. 15, 2020 to July 24, 2020 (issued Apr. 9, 2020)	Business closureTravel and quarantineEvents and venues
Ex. FED-268	Office of Management and Budget (Acting Director Russell T. Vought) and Office of Personnel Management (Acting Director Michael J. Rigas), OMB/OPM Memorandum M-20-23 (Apr. 20, 2020) (Ex. FED-268)	In force from Apr. 20, 2020 to June 10, 2021	Telework mandateWorkplace rules
Ex. FED-288	Chief Judge Philip A. Brimmer, General Order 2020-8 (May 6, 2020) (Ex. FED-288)	In force from May 6, 2020 to July 6, 2020	Courts and public offices

123 further federal instruments were in force in this quarter and are listed in the Library's federal layer at covidproject.com/federal; this report shows the 40 most relevant to this selection.

Regulators of Financial Services

Ex. SEC-13-052

Assembly Bill 3088, Tenant, Homeowner, and Small Landlord Relief and Stabilization Act of 2020 (COVID-19 Tenant Relief Act of 2020, Code Civ. Proc. 1179.01 et seq.; COVID-19 Small Landlord and Homeowner Relief Act of 2020, Civ. Code 3273.01 et seq.)

AB-3088 Tenancy: rental payment default: mortgage forbearance: state of emergency: COVID-19

California Legislature (AB 3088, Chiu); approved by Governor Newsom, California (State)

Dates: In force from Aug. 31, 2020 to Sept. 30, 2021
Quarters: 2020 Q32020 Q42021 Q12021 Q22021 Q3
Limitations: Courts and public officesOther
Functions reached: SV (written-notice duties on forbearance decisions; foreclosure conduct on covered mortgages; rental-debt collection limits); ML; CB
Grade: Primary source read
Days in this quarter: 31 (in force on the last day)

This bill would, until February 1, 2025, enact the COVID-19 Tenant Relief Act of 2020 (Tenant Act).... [the covered time period] to mean the time between March 1, 2020, and January 31, 2021.... The bill would also enact the COVID-19 Small Landlord and Homeowner Relief Act of 2020 (Homeowner Act), which... [requires a mortgage servicer that does not grant a forbearance request during the effective time period to provide written notice of the reasons and] would also require a mortgage servicer to comply with applicable federal guidance regarding borrower options following a COVID-19 related forbearance. [Legislative Counsel's Digest, quoted; the Homeowner Act's operative sections are Civ. Code 3273.01-3273.16.]

Enforcement: Civil liability; Code Civ. Proc. 1179.03 et seq.; Civ. Code 3273.15 (borrower's right of action against a servicer)

Citation: California Legislature (AB 3088, Chiu); approved by Governor Newsom, Assembly Bill 3088, Tenant, Homeowner, and Small Landlord Relief and Stabilization Act of 2020 (COVID-19 Tenant Relief Act of 2020, Code Civ. Proc. 1179.01 et seq.; COVID-19 Small Landlord and Homeowner Relief Act of 2020, Civ. Code 3273.01 et seq.) (Aug. 31, 2020) (Ex. SEC-13-052) Open the exhibit

Continuing in force from an earlier quarter of this report (40 instruments):

Exhibit	Citation	Dates	Limitations
Ex. SEC-13-097	Governor Andy Beshear, Executive Order 2020-257 (Healthy at Home) (Mar. 25, 2020) (Ex. SEC-13-097)	In force from Mar. 26, 2020 to Aug. 24, 2020 (issued Mar. 25, 2020)	Stay-at-homeBusiness closureTelework mandateCourts and public officesOther
Ex. SEC-13-093	Governor Ned Lamont, Executive Order No. 7G (Mar. 19, 2020) (Ex. SEC-13-093)	In force from Mar. 19, 2020 to Mar. 1, 2021	Business closureHealth care ordersAlcohol and barsCourts and public offices
Ex. SEC-13-028	Financial Industry Regulatory Authority (self-regulatory organization under SEC oversight), Regulatory Notice 20-08 (Mar. 9, 2020) (Ex. SEC-13-028)	In force from Mar. 9, 2020 to Sept. 30, 2021	Telework mandateOther
Ex. SEC-13-047	Governor Philip D. Murphy, Executive Order No. 106 (Mar. 19, 2020) (Ex. SEC-13-047)	In force from Mar. 19, 2020 to Jan. 1, 2022	Courts and public officesOther
Ex. SEC-13-095	Governor Gretchen Whitmer, Executive Order 2020-19 (Mar. 20, 2020) (Ex. SEC-13-095)	In force from Mar. 20, 2020 to Sept. 30, 2020	Courts and public officesOther
Ex. SEC-13-001	Secretary of the Treasury Steven T. Mnuchin, Statement by Secretary Steven T. Mnuchin on Essential Financial Services Workers (press release SM956), transmitting the memorandum Financial Services Sector Essential Critical Infrastructure Workers (Mar. 24, 2020) (Ex. SEC-13-001)	In force from Mar. 24, 2020 to Sept. 30, 2021	Business closureOther
Ex. SEC-13-082	Governor Tim Walz, Emergency Executive Order 20-14 (Mar. 23, 2020) (Ex. SEC-13-082)	In force from Mar. 24, 2020 to Aug. 4, 2020 (issued Mar. 23, 2020)	Courts and public officesOther
Ex. SEC-13-085	Governor Douglas A. Ducey, Executive Order 2020-14 (Mar. 24, 2020) (Ex. SEC-13-085)	In force from Mar. 24, 2020 to July 22, 2020	Courts and public officesOther
Ex. SEC-13-106	Governor John C. Carney, Sixth Modification of the Declaration of a State of Emergency for the State of Delaware Due to a Public Health Threat (Mar. 24, 2020) (Ex. SEC-13-106)	In force from Mar. 25, 2020 to Sept. 30, 2021 (issued Mar. 24, 2020)	Courts and public officesWorkplace rulesOther
Ex. SEC-13-051	Governor Gavin Newsom, Executive Order N-37-20 (Mar. 27, 2020) (Ex. SEC-13-051)	In force from Mar. 27, 2020 to May 31, 2020	Courts and public officesOther
Ex. SEC-13-071	Governor Lawrence J. Hogan, Jr, Order of the Governor No. 20-04-03-01 (Apr. 3, 2020) (Ex. SEC-13-071)	In force from Apr. 3, 2020 to Oct. 16, 2020	Courts and public officesOther
Ex. SEC-13-033	Cybersecurity and Infrastructure Security Agency, DHS, Guidance on the Essential Critical Infrastructure Workforce, Version 3.0 (Apr. 17, 2020) (Ex. SEC-13-033)	In force from Apr. 17, 2020 to May 19, 2020	Business closureOther
Ex. SEC-13-072	Massachusetts General Court; approved by Governor Charles D. Baker, Chapter 65 of the Acts of 2020 (Apr. 20, 2020) (Ex. SEC-13-072)	In force from Apr. 20, 2020 to Dec. 31, 2020	Courts and public officesOther
Ex. SEC-13-059	Governor JB Pritzker, Executive Order 2020-30 (COVID-19 Executive Order No. 28) (Apr. 23, 2020) (Ex. SEC-13-059)	In force from Apr. 23, 2020 to Nov. 13, 2020	Courts and public officesOther
Ex. SEC-13-104	Vermont General Assembly; approved by Governor Phil Scott, Act No. 101 of 2020 (S.333) (May 14, 2020) (Ex. SEC-13-104)	In force from May 14, 2020 to June 15, 2021	Courts and public officesOther
Ex. SEC-13-088	Oregon Legislative Assembly (2020 First Special Session); approved by Governor Kate Brown June 30, 2020, Enrolled House Bill 4204 (2020) (June 30, 2020) (Ex. SEC-13-088)	In force from June 30, 2020 to Dec. 31, 2020	Courts and public officesOther
Ex. SEC-13-089	Oregon Legislative Assembly (2020 First Special Session); approved by Governor Kate Brown June 30, 2020, Enrolled House Bill 4213 (2020) (June 30, 2020) (Ex. SEC-13-089)	In force from June 30, 2020 to Mar. 31, 2021	Courts and public officesOther
Ex. SEC-13-017	Congress (CARES Act sec. 4021, Pub. L. 116-136, 134 Stat. 281, 489), codified at 15 U.S.C. 1681s-2(a)(1)(F), 15 U.S.C. 1681s-2(a)(1)(F) (Reporting information during COVID-19 pandemic) (Mar. 27, 2020) (Ex. SEC-13-017)	In force from Jan. 31, 2020 to Mar. 27, 2020 (issued Mar. 27, 2020)	Other
Ex. SEC-13-002	Federal Financial Institutions Examination Council (FRB, FDIC, NCUA, OCC, CFPB, State Liaison Committee), Interagency Statement on Pandemic Planning (Mar. 6, 2020) (Ex. SEC-13-002)	In force from Mar. 6, 2020 to Sept. 30, 2021	Workplace rulesOther
Ex. SEC-13-003	Federal Reserve Board, CFPB, FDIC, NCUA, OCC and Conference of State Bank Supervisors, Joint press release: Agencies encourage financial institutions to meet financial needs of customers and members affected by coronavirus (Mar. 9, 2020) (Ex. SEC-13-003)	In force from Mar. 9, 2020 to Sept. 30, 2021	Other
Ex. SEC-13-004	Federal Deposit Insurance Corporation, FIL-17-2020 (Mar. 13, 2020) (Ex. SEC-13-004)	In force from Mar. 13, 2020 to Sept. 30, 2021	Other
Ex. SEC-13-035	Board of Governors of the Federal Reserve System (Division of Supervision and Regulation; Division of Consumer and Community Affairs), SR 20-4 / CA 20-3 (Mar. 13, 2020) (Ex. SEC-13-035)	In force from Mar. 13, 2020 to Sept. 30, 2021	Other
Ex. SEC-13-006	National Credit Union Administration (Chairman Rodney E. Hood), Letter to Credit Unions 20-CU-02 (Mar. 16, 2020) (Ex. SEC-13-006)	In force from Mar. 16, 2020 to Sept. 30, 2021	Other
Ex. SEC-13-050	Governor Gavin Newsom, Executive Order N-28-20 (Mar. 16, 2020) (Ex. SEC-13-050)	In force from Mar. 16, 2020 to Sept. 30, 2020	Other
Ex. SEC-13-023	Departments of Labor, Health and Human Services and the Treasury, FAQs About Families First Coronavirus Response Act and Coronavirus Aid, Relief, and Economic Security Act Implementation Part 42 (Apr. 11, 2020) (Ex. SEC-13-023)	In force from Mar. 18, 2020 to May 11, 2023 (issued Apr. 11, 2020)	Health care ordersOther
Ex. SEC-13-016	USDA Rural Development (Rural Housing Service), USDA Rural Development Stakeholder Announcements: Foreclosure and Eviction Relief for Single Family Housing Guaranteed and Direct loans (Mar. 19-20, 2020) and the May 14, 2020 extension bulletin (Mar. 19, 2020) (Ex. SEC-13-016)	In force from Mar. 19, 2020 to Sept. 30, 2021	Other
Ex. SEC-13-075	Ohio Department of Insurance (Director Jillian Froment), ODI Bulletin 2020-03 (Mar. 20, 2020) (Ex. SEC-13-075)	In force from Mar. 20, 2020 to June 30, 2021	Workplace rulesOther
Ex. SEC-13-078	Superintendent of Insurance Russell Toal (Office of Superintendent of Insurance), Bulletin 2020-006 (Mar. 20, 2020) (Ex. SEC-13-078)	In force from Mar. 20, 2020 to Sept. 30, 2020	Other
Ex. SEC-13-011	Federal Housing Finance Agency (Director Mark Calabria), directing Fannie Mae and Freddie Mac, FHFA news release: FHFA Moves to Provide Eviction Suspension Relief for Renters in Multifamily Properties (Mar. 23, 2020) (Ex. SEC-13-011)	In force from Mar. 23, 2020 to Sept. 30, 2021	Other
Ex. SEC-13-065	Commissioner of Insurance (Texas Department of Insurance), Commissioner's Bulletin # B-0007-20 (Mar. 23, 2020) (Ex. SEC-13-065)	In force from Mar. 23, 2020 to Sept. 30, 2020	Other
Ex. SEC-13-041	Superintendent of Financial Services Linda A. Lacewell (Department of Financial Services), 3 NYCRR Part 119 (emergency regulation), Emergency Relief for New Yorkers Who Can Demonstrate Financial Hardship as a Result of COVID-19 (Mar. 24, 2020) (Ex. SEC-13-041)	In force from Mar. 24, 2020 to July 7, 2020	Other
Ex. SEC-13-060	Governor JB Pritzker, Executive Order 2020-16 (COVID-19 Executive Order No. 14) (Mar. 26, 2020) (Ex. SEC-13-060)	In force from Mar. 27, 2020 to Mar. 31, 2021 (issued Mar. 26, 2020)	Other
Ex. SEC-13-048	Commissioner of Banking and Insurance Marlene Caride, Department of Banking and Insurance Bulletin No. 20-15 (Apr. 10, 2020) (Ex. SEC-13-048)	In force from Apr. 1, 2020 to July 30, 2020 (issued Apr. 10, 2020)	Other
Ex. SEC-13-009	CFPB, Federal Reserve Board, FDIC, NCUA, OCC and State Banking Regulators (CSBS), Joint Statement on Supervisory and Enforcement Practices Regarding the Mortgage Servicing Rules in Response to the COVID-19 Emergency and the CARES Act (Apr. 3, 2020) (Ex. SEC-13-009)	In force from Apr. 3, 2020 to Nov. 10, 2021	Other
Ex. SEC-13-094	Council of the District of Columbia (emergency act); signed by Mayor Muriel Bowser, D.C. Act 23-286, COVID-19 Response Supplemental Emergency Amendment Act of 2020 (Apr. 10, 2020) (Ex. SEC-13-094)	In force from Apr. 10, 2020 to July 25, 2021	Other
Ex. SEC-13-056	Insurance Commissioner Ricardo Lara (California Department of Insurance), Bulletin 2020-3 (Apr. 13, 2020) (Ex. SEC-13-056)	In force from Apr. 13, 2020 to Sept. 30, 2020	Other
Ex. SEC-13-007	Board of Governors of the Federal Reserve System, Regulation D: Reserve Requirements of Depository Institutions (interim final rule), 85 Fed. Reg. 23445 (Apr. 28, 2020), Docket No. R-1715 (Apr. 24, 2020) (Ex. SEC-13-007)	In force from Apr. 24, 2020 to Sept. 30, 2021	Other
Ex. SEC-13-020	Department of Labor (EBSA) and Department of the Treasury (IRS), Extension of Certain Timeframes for Employee Benefit Plans, Participants, and Beneficiaries Affected by the COVID-19 Outbreak (Joint Notice), 85 Fed. Reg. 26351 (May 4, 2020) (Apr. 28, 2020) (Ex. SEC-13-020)	In force from May 4, 2020; end: Outbreak Period defined as Mar. 1, 2020 to 60 days after the announced end of… (issued Apr. 28, 2020)	Other
Ex. SEC-13-057	Governor Gavin Newsom, Executive Order N-66-20 (May 29, 2020) (Ex. SEC-13-057)	In force from May 29, 2020 to July 28, 2020	Other
Ex. SEC-13-058	Governor Gavin Newsom, Executive Order N-71-20 (June 30, 2020) (Ex. SEC-13-058)	In force from June 30, 2020 to Sept. 30, 2020	Other

Fourth quarter of 2020 (Oct. 1, 2020 to Dec. 31, 2020)

Federal layer

Ex. FED-303

Standing Order 20-17

In re: Suspension of In-Person Judicial Proceedings and Modification of Second Extension of Standing Order 2020-12, Due to the Resurgence of COVID-19

Chief Judge Freda L. Wolfson, United States District Court for the District of New Jersey (Court)

Dates: In force from Nov. 25, 2020 to Sept. 30, 2021
Quarters: 2020 Q42021 Q1
Limitations: Business closureCourts and public offices
Functions reached: CT the federal court in New Jersey suspended all in-person proceedings for the winter 2020-21 resurgence; CS
Grade: Primary source read
Days in this quarter: 37 (in force on the last day)

WHEREAS, on June 25, 2020, New Jersey issued a travel advisory... [which] ballooned to 46 states and U.S. jurisdictions, as of November 17, 2020;... WHEREAS, on November 23, 2020, COVID-19-related hospitalizations in New Jersey [reached their highest level since May]... [ORDERED that all in-person judicial proceedings in the District, including criminal proceedings, are suspended]...

Enforcement: court order

Citation: Chief Judge Freda L. Wolfson, Standing Order 20-17 (Nov. 25, 2020) (Ex. FED-303) Open the exhibit

Ex. FED-339

Eighth Amended General Order 20-0012

In re: Coronavirus COVID-19 Public Emergency (Eighth Amended)

Chief Judge Rebecca R. Pallmeyer, United States District Court for the Northern District of Illinois (Court)

Dates: In force from Nov. 13, 2020 to Jan. 12, 2021
Quarters: 2020 Q42021 Q1
Limitations: Gathering capCourts and public offices
Functions reached: CT the winter 2020-21 re-tightening: all jury trials suspended until further order (Nov. 13, 2020); in force Dec. 31, 2020 and Jan. 1, 2021
Grade: Primary source read
Days in this quarter: 49 (in force on the last day)

it is hereby ORDERED:... 2. All civil and criminal jury trials are suspended until further order of this Court.... 9. All public gatherings are suspended at both the Everett McKinley Dirksen U.S. Courthouse in Chicago and the Stanley J. Roszkowski U.S. Courthouse in Rockford...

Enforcement: court order

Citation: Chief Judge Rebecca R. Pallmeyer, Eighth Amended General Order 20-0012 (Nov. 13, 2020) (Ex. FED-339) Open the exhibit

Ex. FED-304

Third Extension of Standing Order 20-12

In re: Court Operations Under the Exigent Circumstances Created by COVID-19 (Third Extension of Standing Order 2020-12)

Chief Judge Freda L. Wolfson, United States District Court for the District of New Jersey (Court)

Dates: In force from Dec. 17, 2020 to Mar. 12, 2021
Quarters: 2020 Q42021 Q1
Limitations: Courts and public offices
Functions reached: CT
Grade: Primary source read
Days in this quarter: 15 (in force on the last day)

WHEREAS, this Court also recently entered the Extension of Standing Order 2020-17, suspending all in-person proceedings in this District, including criminal proceedings, through January 31, 2021, except as is necessary to comply with the provisions of the Coronavirus Aid, [Relief, and Economic Security Act]... [the Court extends Standing Order] 2020-12, due to expire on January 4, 2021, and issues the following: 1. The Court ORDERS that all civil and criminal jury selections and jury trials shall [be continued]... DATED: December 17, 2020

Enforcement: court order

Citation: Chief Judge Freda L. Wolfson, Third Extension of Standing Order 20-12 (Dec. 17, 2020) (Ex. FED-304) Open the exhibit

Ex. FED-096

CMS QSO-20-13-Hospitals (Mar. 4, 2020), QSO-20-14-NH (Mar. 13, 2020), QSO-20-18-HHA (Mar. 10, 2020)

QSO-20-13-Hospitals

CMS, Center for Clinical Standards and Quality / Quality, Safety & Oversight Group, United States (Medicare-participating hospitals) (Federal)

Dates: In force from Mar. 4, 2020 to Sept. 30, 2021
Quarters: 2020 Q22020 Q32020 Q42021 Q12021 Q22021 Q3
Limitations: Health care orders
Functions reached: ED intake and screening; VS visitation; IC infection control; IP placement and discharge
Grade: Primary source read
Days in this quarter: 92 (the whole quarter)

Hospital Guidance and Actions - CMS regulations and guidance support hospitals taking appropriate action to address potential and confirmed COVID cases and mitigate transmission including screening, discharge and transfers from the hospital, and visitation.... Hospitals should identify visitors and patients at risk for having COVID-19 infection before or immediately upon arrival to the healthcare facility.

Enforcement: Hospital CoP survey and enforcement (42 C.F.R. § 482.42)

Citation: CMS, Center for Clinical Standards and Quality / Quality, Safety & Oversight Group, CMS QSO-20-13-Hospitals (Mar. 4, 2020), QSO-20-14-NH (Mar. 13, 2020), QSO-20-18-HHA (Mar. 10, 2020) (Ex. FED-096) Open the exhibit

Ex. FED-088

Guidance on Preparing Workplaces for COVID-19 (OSHA 3990-03 2020)

Guidance on Preparing Workplaces for COVID-19

OSHA, U.S. Department of Labor, United States (all employers) (Federal)

Dates: In force from Mar. 9, 2020 to Jan. 29, 2021
Quarters: 2020 Q22020 Q32020 Q4
Limitations: Workplace rules
Functions reached: EMP context: the federal template (exposure-risk pyramid; engineering, administrative and PPE controls) that State workplace orders incorporated by reference
Grade: Primary source read
Days in this quarter: 92 (the whole quarter)

This guidance is not a standard or regulation, and it creates no new legal obligations. It contains recommendations as well as descriptions of mandatory safety and health standards. The recommendations are advisory in nature, informational in content, and are intended to assist employers in providing a safe and healthful workplace.... the Act's General Duty Clause, Section 5(a)(1), requires employers to provide their employees with a workplace free from recognized hazards likely to cause death or serious physical harm.

Enforcement: None as guidance; general duty clause citations used it as the measure of recognized hazard and feasible abatement

Citation: OSHA, U.S. Department of Labor, Guidance on Preparing Workplaces for COVID-19 (OSHA 3990-03 2020) (Mar. 9, 2020) (Ex. FED-088) Open the exhibit

Ex. FED-098

QSO-20-18-HHA, Guidance for Infection Control and Prevention Concerning Coronavirus Disease 2019 (COVID-19) in Home Health Agencies (HHAs)

QSO-20-18-HHA

CMS, Quality, Safety & Oversight Group, United States (Medicare and Medicaid home health agencies) (Federal)

Dates: In force from Mar. 10, 2020 to Sept. 30, 2021
Quarters: 2020 Q22020 Q32020 Q42021 Q12021 Q22021 Q3
Limitations: Health care orders
Functions reached: HC in-home visits (pre-visit screening); IC infection control; HR/WF staff monitoring
Grade: Primary source read
Days in this quarter: 92 (the whole quarter)

This memorandum responds to questions we have received and provides important guidance for all Medicare and Medicaid participating Home Health Agencies (HHAs) in addressing the COVID-19 outbreak and minimizing transmission to other individuals.... HHAs should be monitoring the health status of everyone (patients/residents/visitors/staff/etc.) in the homecare setting for signs or symptoms of COVID-19.... When making a home visit, HHAs should identify patients at risk for having COVID-19 infection before or immediately upon arrival to the home.

Enforcement: HHA CoP survey and certification (42 C.F.R. § 484.70)

Citation: CMS, Quality, Safety & Oversight Group, QSO-20-18-HHA, Guidance for Infection Control and Prevention Concerning Coronavirus Disease 2019 (COVID-19) in Home Health Agencies (HHAs) (Mar. 10, 2020) (Ex. FED-098) Open the exhibit

Ex. FED-006

Emergency determination of March 13, 2020 under Stafford Act § 501(b) (nationwide emergency; implemented by FEMA as EM-3428 through EM-3580 series, one per State and territory, all dated March 13, 2020)

Letter from President Donald J. Trump on Emergency Determination under the Stafford Act

President Donald J. Trump (letter to the Secretaries of Homeland Security, the Treasury and HHS and the FEMA Administrator), United States (every State, Tribe, territory and the District of Columbia) (Federal)

Dates: In force from Mar. 13, 2020 to May 11, 2023
Quarters: 2020 Q22020 Q32020 Q42021 Q12021 Q22021 Q3
Limitations: Emergency declaration
Functions reached: predicate for every State's FEMA Public Assistance Category B measures (the funding behind State and local emergency operations)
Grade: Primary source read
Days in this quarter: 92 (the whole quarter)

Therefore, as an initial step, I hereby determine, under section 501(b) of the Stafford Act, that an emergency exists nationwide. In accordance with this determination, the Federal Emergency Management Agency may provide, as appropriate, assistance pursuant to section 502 and 503 of the Stafford Act for emergency protective measures not authorized under other Federal statutes.

Enforcement: Predicate and funding instrument

Citation: President Donald J. Trump (letter to the Secretaries of Homeland Security, the Treasury and HHS and the FEMA Administrator), Emergency determination of March 13, 2020 under Stafford Act § 501(b) (nationwide emergency; implemented by FEMA as EM-3428 through EM-3580 series, one per State and territory, all dated March 13, 2020) (Mar. 13, 2020) (Ex. FED-006) Open the exhibit

Ex. FED-202

Proclamation 9993

Suspension of Entry as Immigrants and Nonimmigrants of Certain Additional Persons Who Pose a Risk of Transmitting 2019 Novel Coronavirus (Schengen Area), 85 Fed. Reg. 15045 (Mar. 16, 2020)

President Donald J. Trump, United States (Federal)

Dates: In force from Mar. 13, 2020 to Jan. 26, 2021 (issued Mar. 11, 2020)
Quarters: 2020 Q22020 Q32020 Q42021 Q1
Limitations: Travel and quarantine
Functions reached: TV inbound European business travel; SC European supplier visits and engineering support; MK European attendance at U.S. trade shows; CB European customers and distributors; TR outbound travel (European reciprocal bans as facts and circumstances)
Grade: Primary source read
Days in this quarter: 92 (the whole quarter)

Section 1. Suspension and Limitation on Entry. The entry into the United States, as immigrants or nonimmigrants, of all aliens who were physically present within the Schengen Area during the 14-day period preceding their entry or attempted entry into the United States is hereby suspended and limited subject to section 2 of this proclamation.... Sec. 5. Effective Date. This proclamation is effective at 11:59 p.m. eastern daylight time on March 13, 2020.

Enforcement: Sec. 3 implementation by State and DHS; removal priority for circumvention

Citation: President Donald J. Trump, Proclamation 9993 (Mar. 11, 2020) (Ex. FED-202) Open the exhibit

Ex. FED-203

Proclamation 9996

Suspension of Entry as Immigrants and Nonimmigrants of Certain Additional Persons Who Pose a Risk of Transmitting 2019 Novel Coronavirus (United Kingdom and Republic of Ireland), 85 Fed. Reg. 15341 (Mar. 18, 2020)

President Donald J. Trump, United States (Federal)

Dates: In force from Mar. 16, 2020 to Jan. 26, 2021 (issued Mar. 14, 2020)
Quarters: 2020 Q22020 Q32020 Q42021 Q1
Limitations: Travel and quarantine
Functions reached: TV inbound UK and Irish business travel; CB UK and Irish customers; MK trade shows
Grade: Primary source read
Days in this quarter: 92 (the whole quarter)

Section 1. Suspension and Limitation on Entry. The entry into the United States, as immigrants or nonimmigrants, of all aliens who were physically present within the United Kingdom, excluding overseas territories outside of Europe, or the Republic of Ireland during the 14-day period preceding their entry or attempted entry into the United States is hereby suspended and limited subject to section 2 of this proclamation.... Sec. 5. Effective Date. This proclamation is effective at 11:59 p.m. eastern daylight time on March 16, 2020.

Enforcement: Sec. 3 implementation by State and DHS

Citation: President Donald J. Trump, Proclamation 9996 (Mar. 14, 2020) (Ex. FED-203) Open the exhibit

Ex. FED-367

Circular 26-20-7

Special Relief for those Potentially Impacted by COVID-19

Department of Veterans Affairs, Veterans Benefits Administration, Loan Guaranty Service, United States (VA-guaranteed home loans) (Federal)

Dates: In force from Mar. 16, 2020 to Apr. 1, 2021
Quarters: 2020 Q22020 Q32020 Q42021 Q1
Limitations: Other
Functions reached: ML mortgage origination (in-person appointments, appraisals); AP appraisals; SV
Grade: Primary source read
Days in this quarter: 92 (the whole quarter)

2. Veterans. If you have an in-person appointment scheduled with your lender, [servicer or appraiser, contact them about alternatives]... 3. Lenders and Servicers. Lenders should have continuity of operation plans in [place]... 4. Appraisers. Appraisers should continue to conduct business as outlined in [VA guidance while observing public health precautions]... 5. Rescission: This Circular is rescinded April 1, 2021.

Enforcement: VA program guidance to participants

Citation: Department of Veterans Affairs, Veterans Benefits Administration, Loan Guaranty Service, Circular 26-20-7 (Mar. 16, 2020) (Ex. FED-367) Open the exhibit

Continuing in force from an earlier quarter of this report (30 instruments):

Exhibit	Citation	Dates	Limitations
Ex. FED-290	Supreme Court of the United States (Public Information Office), Press release of March 12, 2020 (Building closed to the public) (Mar. 12, 2020) (Ex. FED-290)	In force from Mar. 12, 2020 to Sept. 30, 2021	Business closureCourts and public offices
Ex. FED-334	Chief Judge Phyllis J. Hamilton, General Order 73 (Amended May 21, 2020) (Ex. FED-334)	In force from May 21, 2020 to July 1, 2021	Business closureCourts and public offices
Ex. FED-333	Chief Judge Phyllis J. Hamilton, General Order 72-6 (Sept. 16, 2020) (Ex. FED-333)	In force from Sept. 16, 2020 to July 1, 2021	Business closureCourts and public offices
Ex. FED-027	Centers for Disease Control and Prevention, HHS (CDC Director), CDC No Sail Order and Suspension of Further Embarkation (Mar. 14, 2020) (Ex. FED-027)	In force from Mar. 14, 2020 to Dec. 31, 2020	Business closureTravel and quarantineEvents and venues
Ex. FED-311	Chief Judge James K. Bredar, Standing Order 2020-04 (Mar. 16, 2020) (Ex. FED-311)	In force from Mar. 16, 2020 to Sept. 30, 2021	Courts and public offices
Ex. FED-390	Bureau of Reclamation, Reclamation news release of Mar. 17, 2020: Hoover Dam temporarily closed to all visitors (Ex. FED-390)	In force from Mar. 17, 2020 to Oct. 22, 2020	Business closure
Ex. FED-292	Supreme Court of the United States, Order of March 19, 2020, 589 U.S. (Order List) (Mar. 19, 2020) (Ex. FED-292)	In force from Mar. 19, 2020 to July 19, 2021	Courts and public offices
Ex. FED-266	Office of Management and Budget (Deputy Director for Management), OMB Memorandum M-20-18 (Mar. 20, 2020) (Ex. FED-266)	In force from Mar. 20, 2020 to Dec. 31, 2020	Telework mandateWorkplace rules
Ex. FED-267	Office of Management and Budget, OMB Memorandum M-20-19 (Mar. 22, 2020) (Ex. FED-267)	In force from Mar. 22, 2020 to Dec. 31, 2020	Telework mandate
Ex. FED-099	CMS, Quality, Safety & Oversight Group, CMS QSO-20-12-All (Mar. 4, 2020), QSO-20-20-All (Mar. 23, 2020), QSO-20-31-All (June 1, 2020), QSO-20-35-ALL (Aug. 17, 2020) (Ex. FED-099)	In force from Mar. 23, 2020 to May 1, 2023	Health care ordersCourts and public offices
Ex. FED-340	Congress (Pub. L. 116-136, signed Mar. 27, 2020), CARES Act §§ 4022-4024 (foreclosure moratorium and forbearance; multifamily forbearance; temporary moratorium on eviction filings) and § 15002 (video teleconferencing for criminal proceedings) (Mar. 27, 2020) (Ex. FED-340)	In force from Mar. 27, 2020 to Sept. 30, 2021	Courts and public officesOther
Ex. FED-295	Judicial Conference of the United States (finding of Mar. 29, 2020), announced by the Administrative Office of the U.S. Courts on Mar. 31, 2020, Judicial Conference finding under CARES Act § 15002 that emergency conditions due to the COVID-19 national emergency will materially affect the functioning of the federal courts generally (Mar. 29, 2020) (Ex. FED-295)	In force from Mar. 29, 2020 to May 10, 2023	Courts and public offices
Ex. FED-335	Chief Judge Phyllis J. Hamilton, General Order 75 (Mar. 30, 2020) (Ex. FED-335)	In force from Mar. 30, 2020 to June 30, 2021	Courts and public offices
Ex. FED-268	Office of Management and Budget (Acting Director Russell T. Vought) and Office of Personnel Management (Acting Director Michael J. Rigas), OMB/OPM Memorandum M-20-23 (Apr. 20, 2020) (Ex. FED-268)	In force from Apr. 20, 2020 to June 10, 2021	Telework mandateWorkplace rules
Ex. FED-302	Chief Judge Freda L. Wolfson, Standing Order 20-13 (May 22, 2020) (Ex. FED-302)	In force from May 22, 2020 to Sept. 30, 2021	Face-covering requirementCourts and public offices
Ex. FED-285	Chief Judge Philip S. Gutierrez, Order of the Chief Judge No. 20-078 (June 1, 2020) (Ex. FED-285)	In force from June 1, 2020 to Oct. 1, 2021	Face-covering requirementCourts and public offices
Ex. FED-325	U.S. Citizenship and Immigration Services, USCIS alert of May 27, 2020: USCIS Preparing to Resume Public Services on June 4 (Ex. FED-325)	In force from June 4, 2020 to Sept. 30, 2021 (issued May 27, 2020)	Face-covering requirementCourts and public officesWorkplace rules
Ex. FED-336	Chief Judge Phyllis J. Hamilton, General Order 77 (June 9, 2020) (Ex. FED-336)	In force from June 9, 2020 to June 30, 2021	Courts and public offices
Ex. FED-022	Centers for Disease Control and Prevention, HHS (signed by the CDC Director Sept. 1, 2020), CDC Order: Temporary Halt in Residential Evictions To Prevent the Further Spread of COVID-19 (Sept. 1, 2020) (Ex. FED-022)	In force from Sept. 4, 2020 to Sept. 30, 2021 (issued Sept. 1, 2020)	Courts and public officesOther
Ex. FED-030	Centers for Disease Control and Prevention, HHS, No Sail Order; Third Modification and Extension (Sept. 30, 2020) (Ex. FED-030)	In force from Sept. 30, 2020 to Oct. 31, 2020	Business closureTravel and quarantineEvents and venues
Ex. FED-289	Chief Judge G. Murray Snow, General Order 20-10 (court operations under COVID-19, March 2020) and its successors General Orders 20-11 through 20-30 (2020) and 21-11 (June 17, 2021) (Ex. FED-289)	In force from June 17, 2021 to June 17, 2021	Courts and public offices
Ex. FED-287	United States Court of Appeals for the Eleventh Circuit, General Order No. 44 (entrance protocols; COVID-19) (Ex. FED-287)	Effective: 2020	Face-covering requirementCourts and public offices
Ex. FED-010	Alex M. Azar II, Secretary of Health and Human Services, Determination that a Public Health Emergency Exists Nationwide as the Result of the 2019 Novel Coronavirus (Jan. 31, 2020) (Ex. FED-010)	In force from Jan. 27, 2020 to May 11, 2023 (issued Jan. 31, 2020)	Emergency declaration
Ex. FED-200	President Donald J. Trump, Proclamation 9984 (Jan. 31, 2020) (Ex. FED-200)	In force from Feb. 2, 2020 to Nov. 8, 2021 (issued Jan. 31, 2020)	Travel and quarantine
Ex. FED-180	Secretary of Health and Human Services, Declaration Under the PREP Act for Medical Countermeasures Against COVID-19, 85 Fed. Reg. 15198 (Mar. 17, 2020; effective Feb. 4, 2020) (Mar. 10, 2020) (Ex. FED-180)	In force from Feb. 4, 2020 to Oct. 1, 2024 (issued Mar. 10, 2020)	Emergency declarationHealth care orders
Ex. FED-181	Secretary of Health and Human Services, Determination of Public Health Emergency and Declaration that circumstances exist justifying the authorization of emergency use of in vitro diagnostics for 2019-nCoV (Feb. 4, 2020) (Ex. FED-181)	In force from Feb. 4, 2020 to Sept. 30, 2021	Emergency declarationHealth care orders
Ex. FED-001	President Donald J. Trump, Proclamation 9994 (Mar. 13, 2020) (Ex. FED-001)	In force from Mar. 1, 2020 to Apr. 10, 2023 (issued Mar. 13, 2020)	Emergency declaration
Ex. FED-160	Centers for Medicare & Medicaid Services, HHS, COVID-19 Emergency Declaration Blanket Waivers for Health Care Providers (consolidated document; version updated May 24, 2021) (Mar. 13, 2020) (Ex. FED-160)	In force from Mar. 1, 2020 to May 11, 2023 (issued Mar. 13, 2020)	Health care ordersOther
Ex. FED-182	Secretary of Health and Human Services, Emergency Use Declaration: personal respiratory protective devices (Mar. 2, 2020) (Ex. FED-182)	In force from Mar. 2, 2020 to Sept. 30, 2021	Emergency declarationSupply chain
Ex. FED-201	President Donald J. Trump, Proclamation 9992 (Feb. 29, 2020) (Ex. FED-201)	In force from Mar. 2, 2020 to Nov. 8, 2021 (issued Feb. 29, 2020)	Travel and quarantine

120 further federal instruments were in force in this quarter and are listed in the Library's federal layer at covidproject.com/federal; this report shows the 40 most relevant to this selection.

Regulators of Financial Services

Ex. SEC-13-090

Enrolled House Bill 4401 (2020)

Relating to residential tenancies (eviction moratorium extension to June 30, 2021; landlord compensation fund)

Oregon Legislative Assembly (2020 Third Special Session); approved by Governor Kate Brown Dec. 23, 2020, Oregon (State)

Dates: In force from Dec. 23, 2020 to June 30, 2021
Quarters: 2020 Q42021 Q12021 Q2
Limitations: Courts and public officesOther
Functions reached: SV (rental-property borrowers; nonpayment collections); CB
Grade: Primary source read
Days in this quarter: 9 (in force on the last day)

SECTION 7. (1) The emergency period and the end of the grace period under this section are extended until June 30, 2021, if: [the tenant delivers a signed declaration of financial hardship]... the emergency period and end of the grace period are extended and a landlord may not [deliver a termination notice for nonpayment or take possession] until June 30, 2021.... Until June 30, 2021, you may be protected from eviction for non-payment of rent.

Enforcement: Statute; ORS ch. 90 remedies

Citation: Oregon Legislative Assembly (2020 Third Special Session); approved by Governor Kate Brown Dec. 23, 2020, Enrolled House Bill 4401 (2020) (Dec. 23, 2020) (Ex. SEC-13-090) Open the exhibit

Continuing in force from an earlier quarter of this report (28 instruments):

Exhibit	Citation	Dates	Limitations
Ex. SEC-13-093	Governor Ned Lamont, Executive Order No. 7G (Mar. 19, 2020) (Ex. SEC-13-093)	In force from Mar. 19, 2020 to Mar. 1, 2021	Business closureHealth care ordersAlcohol and barsCourts and public offices
Ex. SEC-13-028	Financial Industry Regulatory Authority (self-regulatory organization under SEC oversight), Regulatory Notice 20-08 (Mar. 9, 2020) (Ex. SEC-13-028)	In force from Mar. 9, 2020 to Sept. 30, 2021	Telework mandateOther
Ex. SEC-13-047	Governor Philip D. Murphy, Executive Order No. 106 (Mar. 19, 2020) (Ex. SEC-13-047)	In force from Mar. 19, 2020 to Jan. 1, 2022	Courts and public officesOther
Ex. SEC-13-001	Secretary of the Treasury Steven T. Mnuchin, Statement by Secretary Steven T. Mnuchin on Essential Financial Services Workers (press release SM956), transmitting the memorandum Financial Services Sector Essential Critical Infrastructure Workers (Mar. 24, 2020) (Ex. SEC-13-001)	In force from Mar. 24, 2020 to Sept. 30, 2021	Business closureOther
Ex. SEC-13-106	Governor John C. Carney, Sixth Modification of the Declaration of a State of Emergency for the State of Delaware Due to a Public Health Threat (Mar. 24, 2020) (Ex. SEC-13-106)	In force from Mar. 25, 2020 to Sept. 30, 2021 (issued Mar. 24, 2020)	Courts and public officesWorkplace rulesOther
Ex. SEC-13-071	Governor Lawrence J. Hogan, Jr, Order of the Governor No. 20-04-03-01 (Apr. 3, 2020) (Ex. SEC-13-071)	In force from Apr. 3, 2020 to Oct. 16, 2020	Courts and public officesOther
Ex. SEC-13-033	Cybersecurity and Infrastructure Security Agency, DHS, Guidance on the Essential Critical Infrastructure Workforce, Version 3.0 (Apr. 17, 2020) (Ex. SEC-13-033)	In force from Apr. 17, 2020 to May 19, 2020	Business closureOther
Ex. SEC-13-072	Massachusetts General Court; approved by Governor Charles D. Baker, Chapter 65 of the Acts of 2020 (Apr. 20, 2020) (Ex. SEC-13-072)	In force from Apr. 20, 2020 to Dec. 31, 2020	Courts and public officesOther
Ex. SEC-13-059	Governor JB Pritzker, Executive Order 2020-30 (COVID-19 Executive Order No. 28) (Apr. 23, 2020) (Ex. SEC-13-059)	In force from Apr. 23, 2020 to Nov. 13, 2020	Courts and public officesOther
Ex. SEC-13-104	Vermont General Assembly; approved by Governor Phil Scott, Act No. 101 of 2020 (S.333) (May 14, 2020) (Ex. SEC-13-104)	In force from May 14, 2020 to June 15, 2021	Courts and public officesOther
Ex. SEC-13-088	Oregon Legislative Assembly (2020 First Special Session); approved by Governor Kate Brown June 30, 2020, Enrolled House Bill 4204 (2020) (June 30, 2020) (Ex. SEC-13-088)	In force from June 30, 2020 to Dec. 31, 2020	Courts and public officesOther
Ex. SEC-13-089	Oregon Legislative Assembly (2020 First Special Session); approved by Governor Kate Brown June 30, 2020, Enrolled House Bill 4213 (2020) (June 30, 2020) (Ex. SEC-13-089)	In force from June 30, 2020 to Mar. 31, 2021	Courts and public officesOther
Ex. SEC-13-052	California Legislature (AB 3088, Chiu); approved by Governor Newsom, Assembly Bill 3088, Tenant, Homeowner, and Small Landlord Relief and Stabilization Act of 2020 (COVID-19 Tenant Relief Act of 2020, Code Civ. Proc. 1179.01 et seq.; COVID-19 Small Landlord and Homeowner Relief Act of 2020, Civ. Code 3273.01 et seq.) (Aug. 31, 2020) (Ex. SEC-13-052)	In force from Aug. 31, 2020 to Sept. 30, 2021	Courts and public officesOther
Ex. SEC-13-017	Congress (CARES Act sec. 4021, Pub. L. 116-136, 134 Stat. 281, 489), codified at 15 U.S.C. 1681s-2(a)(1)(F), 15 U.S.C. 1681s-2(a)(1)(F) (Reporting information during COVID-19 pandemic) (Mar. 27, 2020) (Ex. SEC-13-017)	In force from Jan. 31, 2020 to Mar. 27, 2020 (issued Mar. 27, 2020)	Other
Ex. SEC-13-002	Federal Financial Institutions Examination Council (FRB, FDIC, NCUA, OCC, CFPB, State Liaison Committee), Interagency Statement on Pandemic Planning (Mar. 6, 2020) (Ex. SEC-13-002)	In force from Mar. 6, 2020 to Sept. 30, 2021	Workplace rulesOther
Ex. SEC-13-003	Federal Reserve Board, CFPB, FDIC, NCUA, OCC and Conference of State Bank Supervisors, Joint press release: Agencies encourage financial institutions to meet financial needs of customers and members affected by coronavirus (Mar. 9, 2020) (Ex. SEC-13-003)	In force from Mar. 9, 2020 to Sept. 30, 2021	Other
Ex. SEC-13-004	Federal Deposit Insurance Corporation, FIL-17-2020 (Mar. 13, 2020) (Ex. SEC-13-004)	In force from Mar. 13, 2020 to Sept. 30, 2021	Other
Ex. SEC-13-035	Board of Governors of the Federal Reserve System (Division of Supervision and Regulation; Division of Consumer and Community Affairs), SR 20-4 / CA 20-3 (Mar. 13, 2020) (Ex. SEC-13-035)	In force from Mar. 13, 2020 to Sept. 30, 2021	Other
Ex. SEC-13-006	National Credit Union Administration (Chairman Rodney E. Hood), Letter to Credit Unions 20-CU-02 (Mar. 16, 2020) (Ex. SEC-13-006)	In force from Mar. 16, 2020 to Sept. 30, 2021	Other
Ex. SEC-13-023	Departments of Labor, Health and Human Services and the Treasury, FAQs About Families First Coronavirus Response Act and Coronavirus Aid, Relief, and Economic Security Act Implementation Part 42 (Apr. 11, 2020) (Ex. SEC-13-023)	In force from Mar. 18, 2020 to May 11, 2023 (issued Apr. 11, 2020)	Health care ordersOther
Ex. SEC-13-016	USDA Rural Development (Rural Housing Service), USDA Rural Development Stakeholder Announcements: Foreclosure and Eviction Relief for Single Family Housing Guaranteed and Direct loans (Mar. 19-20, 2020) and the May 14, 2020 extension bulletin (Mar. 19, 2020) (Ex. SEC-13-016)	In force from Mar. 19, 2020 to Sept. 30, 2021	Other
Ex. SEC-13-075	Ohio Department of Insurance (Director Jillian Froment), ODI Bulletin 2020-03 (Mar. 20, 2020) (Ex. SEC-13-075)	In force from Mar. 20, 2020 to June 30, 2021	Workplace rulesOther
Ex. SEC-13-011	Federal Housing Finance Agency (Director Mark Calabria), directing Fannie Mae and Freddie Mac, FHFA news release: FHFA Moves to Provide Eviction Suspension Relief for Renters in Multifamily Properties (Mar. 23, 2020) (Ex. SEC-13-011)	In force from Mar. 23, 2020 to Sept. 30, 2021	Other
Ex. SEC-13-060	Governor JB Pritzker, Executive Order 2020-16 (COVID-19 Executive Order No. 14) (Mar. 26, 2020) (Ex. SEC-13-060)	In force from Mar. 27, 2020 to Mar. 31, 2021 (issued Mar. 26, 2020)	Other
Ex. SEC-13-009	CFPB, Federal Reserve Board, FDIC, NCUA, OCC and State Banking Regulators (CSBS), Joint Statement on Supervisory and Enforcement Practices Regarding the Mortgage Servicing Rules in Response to the COVID-19 Emergency and the CARES Act (Apr. 3, 2020) (Ex. SEC-13-009)	In force from Apr. 3, 2020 to Nov. 10, 2021	Other
Ex. SEC-13-094	Council of the District of Columbia (emergency act); signed by Mayor Muriel Bowser, D.C. Act 23-286, COVID-19 Response Supplemental Emergency Amendment Act of 2020 (Apr. 10, 2020) (Ex. SEC-13-094)	In force from Apr. 10, 2020 to July 25, 2021	Other
Ex. SEC-13-007	Board of Governors of the Federal Reserve System, Regulation D: Reserve Requirements of Depository Institutions (interim final rule), 85 Fed. Reg. 23445 (Apr. 28, 2020), Docket No. R-1715 (Apr. 24, 2020) (Ex. SEC-13-007)	In force from Apr. 24, 2020 to Sept. 30, 2021	Other
Ex. SEC-13-020	Department of Labor (EBSA) and Department of the Treasury (IRS), Extension of Certain Timeframes for Employee Benefit Plans, Participants, and Beneficiaries Affected by the COVID-19 Outbreak (Joint Notice), 85 Fed. Reg. 26351 (May 4, 2020) (Apr. 28, 2020) (Ex. SEC-13-020)	In force from May 4, 2020; end: Outbreak Period defined as Mar. 1, 2020 to 60 days after the announced end of… (issued Apr. 28, 2020)	Other

First quarter of 2021 (Jan. 1, 2021 to Mar. 31, 2021)

Federal layer

Ex. FED-305

Standing Order 21-02

In re: Further Suspension of In-Person Judicial Proceedings and Limitations of Grand Jury Proceedings Due to COVID-19

Chief Judge Freda L. Wolfson, United States District Court for the District of New Jersey (Court)

Dates: In force from Mar. 17, 2021 to June 1, 2021
Quarters: 2021 Q12021 Q2
Limitations: Business closureCourts and public offices
Functions reached: CT
Grade: Primary source read
Days in this quarter: 15 (in force on the last day)

WHEREAS, in response to the continuing pandemic, on January 19, 2021, the Governor [of New Jersey extended the public health emergency]...; [the Court] remains in Phase Three of its Recovery Guidelines, mandating the wearing of face coverings,... [the suspension of in-person proceedings] remains in effect until March 17, 2021,... [the Court] found it necessary to continue all civil and criminal jury selections and jury trials to March 12, [2021]...

Enforcement: court order

Citation: Chief Judge Freda L. Wolfson, Standing Order 21-02 (Mar. 17, 2021) (Ex. FED-305) Open the exhibit

Ex. FED-270

Executive Order 14042, 86 Fed. Reg. 50985 (Sept. 9, 2021); Safer Federal Workforce Task Force, COVID-19 Workplace Safety: Guidance for Federal Contractors and Subcontractors (Sept. 24, 2021); OMB determination (Sept. 24, 2021); OMB M-21-15, M-21-25 and Model Safety Principles

COVID-19 Safe Federal Workplace: Agency Model Safety Principles

Office of Management and Budget (Executive Associate Director Aviva Aron-Dine) with the Safer Federal Workforce Task Force, United States (executive branch; all federal buildings and federal lands) (Federal)

Dates: In force from Jan. 24, 2021 to June 10, 2021
Quarters: 2021 Q12021 Q2
Limitations: Telework mandateCapacity limitFace-covering requirementTravel and quarantineWorkplace rules
Functions reached: OF federal workplaces capped at 25 percent occupancy; CS visitors to federal buildings minimized and screened; PJ on-site contractors masked and screened; TR official travel limited to mission-critical trips; MK federal attendance at meetings and events curtailed
Grade: Primary source read
Days in this quarter: 67 (in force on the last day)

agencies should immediately require masks and distancing consistent with current CDC guidance in all Federal buildings... Unless it is physically impossible or poses a threat to critical national security interests, generally speaking, occupancy in Federal workplaces should be no more than 25% of normal capacity during periods of significant or high community transmission... No Federal workplace should operate above 25% of normal occupancy standards at any given time during periods of high community prevalence or transmission.

Enforcement: EO 13991 § 2 compliance requirement for employees, on-site contractors and all persons in federal buildings; agency COVID-19 Coordination Teams

Citation: Office of Management and Budget (Executive Associate Director Aviva Aron-Dine) with the Safer Federal Workforce Task Force, Executive Order 14042, 86 Fed. Reg. 50985 (Sept. 9, 2021); Safer Federal Workforce Task Force, COVID-19 Workplace Safety: Guidance for Federal Contractors and Subcontractors (Sept. 24, 2021); OMB determination (Sept. 24, 2021); OMB M-21-15, M-21-25 and Model Safety Principles (Jan. 24, 2021) (Ex. FED-270) Open the exhibit

Ex. FED-023

CDC Order extending the Temporary Halt in Residential Evictions (Jan. 29, 2021)

Temporary Halt in Residential Evictions to Prevent the Further Spread of COVID-19, 86 Fed. Reg. 8020 (Feb. 3, 2021)

Centers for Disease Control and Prevention, HHS, United States (Federal)

Dates: In force from Jan. 31, 2021 to Mar. 31, 2021 (issued Jan. 29, 2021)
Quarters: 2021 Q1
Limitations: Courts and public officesOther
Functions reached: PM; SV; CT; CB tenants
Grade: Primary source read
Days in this quarter: 60 (in force on the last day)

This Order is effective January 31, 2021 through March 31, 2021.... [extends] an Order under Section 361 of the Public Health Service Act... through March 31, 2021.

Enforcement: same as FED-022

Citation: Centers for Disease Control and Prevention, HHS, CDC Order extending the Temporary Halt in Residential Evictions (Jan. 29, 2021) (Ex. FED-023) Open the exhibit

Ex. FED-296

Tenth Amended General Order 20-0012

In re: Coronavirus COVID-19 Public Emergency (Tenth Amended)

Chief Judge Rebecca R. Pallmeyer, United States District Court for the Northern District of Illinois (Chicago, Rockford) (Court)

Dates: In force from Feb. 12, 2021 to Apr. 5, 2021
Quarters: 2021 Q12021 Q2
Limitations: Gathering capCourts and public offices
Functions reached: CT Chicago's federal court: no jury trials Mar. 17, 2020 - Apr. 5, 2021, in ten successive orders; CS
Grade: Primary source read
Days in this quarter: 48 (in force on the last day)

it is hereby ORDERED:... 2. All civil and criminal jury trials are suspended until April 5, 2021.... 9. All public gatherings are suspended at both the Everett McKinley Dirksen U.S. Courthouse in Chicago and the Stanley J. Roszkowski U.S. Courthouse in Rockford...

Enforcement: court order

Citation: Chief Judge Rebecca R. Pallmeyer, Tenth Amended General Order 20-0012 (Feb. 12, 2021) (Ex. FED-296) Open the exhibit

Ex. FED-306

Standing Order 21-04

In re: Court Operations Under the Exigent Circumstances Created by COVID-19 (jury trials and grand juries)

Chief Judge Freda L. Wolfson, United States District Court for the District of New Jersey (Court)

Dates: In force from Mar. 11, 2021 to June 1, 2021
Quarters: 2021 Q12021 Q2
Limitations: Courts and public offices
Functions reached: CT no jury trials in the District of New Jersey from March 2020 to June 1, 2021
Grade: Primary source read
Days in this quarter: 21 (in force on the last day)

WHEREAS, this Court also recently entered the Extension of Standing Order 2021-02, suspending all in-person proceedings in this District, including criminal proceedings, through June 1, 2021... 1. The Court ORDERS that all civil and criminal jury selections and jury trials shall be continued to June 1, 2021. The Court may issue further Orders or Extensions concerning future general continuances of any matters as may be deemed necessary and appropriate.

Enforcement: court order

Citation: Chief Judge Freda L. Wolfson, Standing Order 21-04 (Mar. 11, 2021) (Ex. FED-306) Open the exhibit

Ex. FED-008

Memorandum of February 2, 2021

Maximizing Assistance From the Federal Emergency Management Agency To Respond to COVID-19, 86 Fed. Reg. 8281 (Feb. 5, 2021)

President Joseph R. Biden, Jr. (memorandum to the Secretary of Homeland Security and the FEMA Administrator), United States (Federal)

Dates: In force from Jan. 20, 2020 to Aug. 17, 2021 (issued Feb. 2, 2021)
Quarters: 2021 Q12021 Q22021 Q3
Limitations: Emergency declaration
Functions reached: predicate
Grade: Primary source read
Days in this quarter: 90 (the whole quarter)

FEMA shall provide a 100 percent Federal cost share for all work eligible for assistance under Public Assistance Category B, pursuant to sections 403 (42 U.S.C. 5170b), 502 (42 U.S.C. 5192), and 503 (42 U.S.C. 5193) of the Stafford Act... performed from January 21, 2021, through September 30, 2021. (b) FEMA shall provide a 100 percent Federal cost share for all work eligible for assistance under Public Assistance Category B... performed from January 20, 2020, through January 20, 2021.

Enforcement: Funding directive

Citation: President Joseph R. Biden, Jr. (memorandum to the Secretary of Homeland Security and the FEMA Administrator), Memorandum of February 2, 2021 (Feb. 2, 2021) (Ex. FED-008) Open the exhibit

Continuing in force from an earlier quarter of this report (34 instruments):

Exhibit	Citation	Dates	Limitations
Ex. FED-290	Supreme Court of the United States (Public Information Office), Press release of March 12, 2020 (Building closed to the public) (Mar. 12, 2020) (Ex. FED-290)	In force from Mar. 12, 2020 to Sept. 30, 2021	Business closureCourts and public offices
Ex. FED-334	Chief Judge Phyllis J. Hamilton, General Order 73 (Amended May 21, 2020) (Ex. FED-334)	In force from May 21, 2020 to July 1, 2021	Business closureCourts and public offices
Ex. FED-333	Chief Judge Phyllis J. Hamilton, General Order 72-6 (Sept. 16, 2020) (Ex. FED-333)	In force from Sept. 16, 2020 to July 1, 2021	Business closureCourts and public offices
Ex. FED-303	Chief Judge Freda L. Wolfson, Standing Order 20-17 (Nov. 25, 2020) (Ex. FED-303)	In force from Nov. 25, 2020 to Sept. 30, 2021	Business closureCourts and public offices
Ex. FED-311	Chief Judge James K. Bredar, Standing Order 2020-04 (Mar. 16, 2020) (Ex. FED-311)	In force from Mar. 16, 2020 to Sept. 30, 2021	Courts and public offices
Ex. FED-292	Supreme Court of the United States, Order of March 19, 2020, 589 U.S. (Order List) (Mar. 19, 2020) (Ex. FED-292)	In force from Mar. 19, 2020 to July 19, 2021	Courts and public offices
Ex. FED-099	CMS, Quality, Safety & Oversight Group, CMS QSO-20-12-All (Mar. 4, 2020), QSO-20-20-All (Mar. 23, 2020), QSO-20-31-All (June 1, 2020), QSO-20-35-ALL (Aug. 17, 2020) (Ex. FED-099)	In force from Mar. 23, 2020 to May 1, 2023	Health care ordersCourts and public offices
Ex. FED-340	Congress (Pub. L. 116-136, signed Mar. 27, 2020), CARES Act §§ 4022-4024 (foreclosure moratorium and forbearance; multifamily forbearance; temporary moratorium on eviction filings) and § 15002 (video teleconferencing for criminal proceedings) (Mar. 27, 2020) (Ex. FED-340)	In force from Mar. 27, 2020 to Sept. 30, 2021	Courts and public officesOther
Ex. FED-295	Judicial Conference of the United States (finding of Mar. 29, 2020), announced by the Administrative Office of the U.S. Courts on Mar. 31, 2020, Judicial Conference finding under CARES Act § 15002 that emergency conditions due to the COVID-19 national emergency will materially affect the functioning of the federal courts generally (Mar. 29, 2020) (Ex. FED-295)	In force from Mar. 29, 2020 to May 10, 2023	Courts and public offices
Ex. FED-335	Chief Judge Phyllis J. Hamilton, General Order 75 (Mar. 30, 2020) (Ex. FED-335)	In force from Mar. 30, 2020 to June 30, 2021	Courts and public offices
Ex. FED-268	Office of Management and Budget (Acting Director Russell T. Vought) and Office of Personnel Management (Acting Director Michael J. Rigas), OMB/OPM Memorandum M-20-23 (Apr. 20, 2020) (Ex. FED-268)	In force from Apr. 20, 2020 to June 10, 2021	Telework mandateWorkplace rules
Ex. FED-302	Chief Judge Freda L. Wolfson, Standing Order 20-13 (May 22, 2020) (Ex. FED-302)	In force from May 22, 2020 to Sept. 30, 2021	Face-covering requirementCourts and public offices
Ex. FED-285	Chief Judge Philip S. Gutierrez, Order of the Chief Judge No. 20-078 (June 1, 2020) (Ex. FED-285)	In force from June 1, 2020 to Oct. 1, 2021	Face-covering requirementCourts and public offices
Ex. FED-325	U.S. Citizenship and Immigration Services, USCIS alert of May 27, 2020: USCIS Preparing to Resume Public Services on June 4 (Ex. FED-325)	In force from June 4, 2020 to Sept. 30, 2021 (issued May 27, 2020)	Face-covering requirementCourts and public officesWorkplace rules
Ex. FED-336	Chief Judge Phyllis J. Hamilton, General Order 77 (June 9, 2020) (Ex. FED-336)	In force from June 9, 2020 to June 30, 2021	Courts and public offices
Ex. FED-022	Centers for Disease Control and Prevention, HHS (signed by the CDC Director Sept. 1, 2020), CDC Order: Temporary Halt in Residential Evictions To Prevent the Further Spread of COVID-19 (Sept. 1, 2020) (Ex. FED-022)	In force from Sept. 4, 2020 to Sept. 30, 2021 (issued Sept. 1, 2020)	Courts and public officesOther
Ex. FED-339	Chief Judge Rebecca R. Pallmeyer, Eighth Amended General Order 20-0012 (Nov. 13, 2020) (Ex. FED-339)	In force from Nov. 13, 2020 to Jan. 12, 2021	Gathering capCourts and public offices
Ex. FED-304	Chief Judge Freda L. Wolfson, Third Extension of Standing Order 20-12 (Dec. 17, 2020) (Ex. FED-304)	In force from Dec. 17, 2020 to Mar. 12, 2021	Courts and public offices
Ex. FED-289	Chief Judge G. Murray Snow, General Order 20-10 (court operations under COVID-19, March 2020) and its successors General Orders 20-11 through 20-30 (2020) and 21-11 (June 17, 2021) (Ex. FED-289)	In force from June 17, 2021 to June 17, 2021	Courts and public offices
Ex. FED-287	United States Court of Appeals for the Eleventh Circuit, General Order No. 44 (entrance protocols; COVID-19) (Ex. FED-287)	Effective: 2020	Face-covering requirementCourts and public offices
Ex. FED-010	Alex M. Azar II, Secretary of Health and Human Services, Determination that a Public Health Emergency Exists Nationwide as the Result of the 2019 Novel Coronavirus (Jan. 31, 2020) (Ex. FED-010)	In force from Jan. 27, 2020 to May 11, 2023 (issued Jan. 31, 2020)	Emergency declaration
Ex. FED-200	President Donald J. Trump, Proclamation 9984 (Jan. 31, 2020) (Ex. FED-200)	In force from Feb. 2, 2020 to Nov. 8, 2021 (issued Jan. 31, 2020)	Travel and quarantine
Ex. FED-180	Secretary of Health and Human Services, Declaration Under the PREP Act for Medical Countermeasures Against COVID-19, 85 Fed. Reg. 15198 (Mar. 17, 2020; effective Feb. 4, 2020) (Mar. 10, 2020) (Ex. FED-180)	In force from Feb. 4, 2020 to Oct. 1, 2024 (issued Mar. 10, 2020)	Emergency declarationHealth care orders
Ex. FED-181	Secretary of Health and Human Services, Determination of Public Health Emergency and Declaration that circumstances exist justifying the authorization of emergency use of in vitro diagnostics for 2019-nCoV (Feb. 4, 2020) (Ex. FED-181)	In force from Feb. 4, 2020 to Sept. 30, 2021	Emergency declarationHealth care orders
Ex. FED-001	President Donald J. Trump, Proclamation 9994 (Mar. 13, 2020) (Ex. FED-001)	In force from Mar. 1, 2020 to Apr. 10, 2023 (issued Mar. 13, 2020)	Emergency declaration
Ex. FED-160	Centers for Medicare & Medicaid Services, HHS, COVID-19 Emergency Declaration Blanket Waivers for Health Care Providers (consolidated document; version updated May 24, 2021) (Mar. 13, 2020) (Ex. FED-160)	In force from Mar. 1, 2020 to May 11, 2023 (issued Mar. 13, 2020)	Health care ordersOther
Ex. FED-182	Secretary of Health and Human Services, Emergency Use Declaration: personal respiratory protective devices (Mar. 2, 2020) (Ex. FED-182)	In force from Mar. 2, 2020 to Sept. 30, 2021	Emergency declarationSupply chain
Ex. FED-201	President Donald J. Trump, Proclamation 9992 (Feb. 29, 2020) (Ex. FED-201)	In force from Mar. 2, 2020 to Nov. 8, 2021 (issued Feb. 29, 2020)	Travel and quarantine
Ex. FED-096	CMS, Center for Clinical Standards and Quality / Quality, Safety & Oversight Group, CMS QSO-20-13-Hospitals (Mar. 4, 2020), QSO-20-14-NH (Mar. 13, 2020), QSO-20-18-HHA (Mar. 10, 2020) (Ex. FED-096)	In force from Mar. 4, 2020 to Sept. 30, 2021	Health care orders
Ex. FED-098	CMS, Quality, Safety & Oversight Group, QSO-20-18-HHA, Guidance for Infection Control and Prevention Concerning Coronavirus Disease 2019 (COVID-19) in Home Health Agencies (HHAs) (Mar. 10, 2020) (Ex. FED-098)	In force from Mar. 10, 2020 to Sept. 30, 2021	Health care orders
Ex. FED-006	President Donald J. Trump (letter to the Secretaries of Homeland Security, the Treasury and HHS and the FEMA Administrator), Emergency determination of March 13, 2020 under Stafford Act § 501(b) (nationwide emergency; implemented by FEMA as EM-3428 through EM-3580 series, one per State and territory, all dated March 13, 2020) (Mar. 13, 2020) (Ex. FED-006)	In force from Mar. 13, 2020 to May 11, 2023	Emergency declaration
Ex. FED-202	President Donald J. Trump, Proclamation 9993 (Mar. 11, 2020) (Ex. FED-202)	In force from Mar. 13, 2020 to Jan. 26, 2021 (issued Mar. 11, 2020)	Travel and quarantine
Ex. FED-203	President Donald J. Trump, Proclamation 9996 (Mar. 14, 2020) (Ex. FED-203)	In force from Mar. 16, 2020 to Jan. 26, 2021 (issued Mar. 14, 2020)	Travel and quarantine
Ex. FED-367	Department of Veterans Affairs, Veterans Benefits Administration, Loan Guaranty Service, Circular 26-20-7 (Mar. 16, 2020) (Ex. FED-367)	In force from Mar. 16, 2020 to Apr. 1, 2021	Other

135 further federal instruments were in force in this quarter and are listed in the Library's federal layer at covidproject.com/federal; this report shows the 40 most relevant to this selection.

Regulators of Financial Services

Ex. SEC-13-053

Senate Bill 91, COVID-19 Tenant Relief Act extension and State Rental Assistance Program (Stats. 2021, ch. 2)

SB-91 COVID-19 relief: tenancy: federal rental assistance

California Legislature (SB 91, Committee on Budget and Fiscal Review); approved by Governor Newsom Jan. 29, 2021, California (State)

Dates: In force from Jan. 29, 2021 to June 30, 2021
Quarters: 2021 Q12021 Q2
Limitations: Courts and public officesOther
Functions reached: SV (rental-debt collection and sale barred; forbearance notices); CB
Grade: Primary source read
Days in this quarter: 62 (in force on the last day)

This bill would extend operation of these requirements from January 31, 2021, to June 30, 2021.... This bill, until July 1, 2021, would prohibit a person from selling or assigning unpaid COVID-19 rental debt, as defined, for the time period between March 1, 2020, and June 30, 2021.... would require that the court stay proceedings in any such action pending as of the operative date of this bill until that date.

Enforcement: Civil liability; Code Civ. Proc. 1179.02-1179.07; Civ. Code 1788.65-.66

Citation: California Legislature (SB 91, Committee on Budget and Fiscal Review); approved by Governor Newsom Jan. 29, 2021, Senate Bill 91, COVID-19 Tenant Relief Act extension and State Rental Assistance Program (Stats. 2021, ch. 2) (Jan. 29, 2021) (Ex. SEC-13-053) Open the exhibit

Ex. SEC-13-021

EBSA Disaster Relief Notice 2021-01

Guidance on Continuation of Relief for Employee Benefit Plans and Plan Participants and Beneficiaries Due to the COVID-19 (Novel Coronavirus) Outbreak

Department of Labor, Employee Benefits Security Administration, United States (Federal)

Dates: In force from Feb. 26, 2021 to July 10, 2023
Quarters: 2021 Q12021 Q22021 Q3
Limitations: Other
Functions reached: IN; WM; OP
Grade: Primary source read
Days in this quarter: 34 (in force on the last day)

individuals and plans with timeframes that are subject to the relief under the Notices will have the applicable periods under the Notices disregarded until the earlier of (a) 1 year from the date they were first eligible for relief, or (b) 60 days after the announced end of the National Emergency (the end of the Outbreak Period).... In no case will a disregarded period exceed 1 year.

Enforcement: ERISA

Citation: Department of Labor, Employee Benefits Security Administration, EBSA Disaster Relief Notice 2021-01 (Feb. 26, 2021) (Ex. SEC-13-021) Open the exhibit

Ex. SEC-13-024

FAQs About FFCRA and CARES Act Implementation Part 44

FAQs Part 44

Departments of Labor, Health and Human Services and the Treasury, United States (Federal)

Dates: In force from Feb. 26, 2021 to Sept. 30, 2021
Quarters: 2021 Q12021 Q22021 Q3
Limitations: Health care ordersOther
Functions reached: IN; CB
Grade: Primary source read
Days in this quarter: 34 (in force on the last day)

plans and issuers must cover COVID-19 diagnostic testing for an asymptomatic individual without cost sharing, prior authorization or other medical management requirements [and] must provide coverage without cost sharing for all COVID-19 vaccines... the requirement to cover the Pfizer-BioNTech COVID-19 vaccine became effective January 5, 2021, and the requirement to cover the Moderna COVID-19 vaccine became effective January 12, 2021.

Enforcement: ERISA, the Code and the PHS Act

Citation: Departments of Labor, Health and Human Services and the Treasury, FAQs About FFCRA and CARES Act Implementation Part 44 (Feb. 26, 2021) (Ex. SEC-13-024) Open the exhibit

Ex. SEC-13-061

Bulletin 2021-03

Premium Refunds, Credits, and Reductions in Response to COVID-19 Pandemic (continued)

Insurance Commissioner Ricardo Lara (California Department of Insurance), California (Sector regulator)

Dates: In force from Mar. 11, 2021 to Sept. 30, 2021
Quarters: 2021 Q12021 Q22021 Q3
Limitations: Other
Functions reached: IN (continuing premium-return and reporting duties in 2021); CB
Grade: Primary source read
Days in this quarter: 21 (in force on the last day)

This Bulletin 2021-03... directs insurance companies to take the following actions: Do more to return additional premium relief from March 2020 forward, and report these additional premium returns to the Department, commensurate with continuing reductions in the exposure to loss for particular lines of insurance. Communicate with their policyholders about how they will return premiums... To date, private passenger automobile insurance companies have returned more than $1.75 billion in premium for 2020 to California drivers

Enforcement: Order of the Commissioner; reporting directives

Citation: Insurance Commissioner Ricardo Lara (California Department of Insurance), Bulletin 2021-03 (Mar. 11, 2021) (Ex. SEC-13-061) Open the exhibit

Continuing in force from an earlier quarter of this report (25 instruments):

Exhibit	Citation	Dates	Limitations
Ex. SEC-13-093	Governor Ned Lamont, Executive Order No. 7G (Mar. 19, 2020) (Ex. SEC-13-093)	In force from Mar. 19, 2020 to Mar. 1, 2021	Business closureHealth care ordersAlcohol and barsCourts and public offices
Ex. SEC-13-028	Financial Industry Regulatory Authority (self-regulatory organization under SEC oversight), Regulatory Notice 20-08 (Mar. 9, 2020) (Ex. SEC-13-028)	In force from Mar. 9, 2020 to Sept. 30, 2021	Telework mandateOther
Ex. SEC-13-047	Governor Philip D. Murphy, Executive Order No. 106 (Mar. 19, 2020) (Ex. SEC-13-047)	In force from Mar. 19, 2020 to Jan. 1, 2022	Courts and public officesOther
Ex. SEC-13-001	Secretary of the Treasury Steven T. Mnuchin, Statement by Secretary Steven T. Mnuchin on Essential Financial Services Workers (press release SM956), transmitting the memorandum Financial Services Sector Essential Critical Infrastructure Workers (Mar. 24, 2020) (Ex. SEC-13-001)	In force from Mar. 24, 2020 to Sept. 30, 2021	Business closureOther
Ex. SEC-13-106	Governor John C. Carney, Sixth Modification of the Declaration of a State of Emergency for the State of Delaware Due to a Public Health Threat (Mar. 24, 2020) (Ex. SEC-13-106)	In force from Mar. 25, 2020 to Sept. 30, 2021 (issued Mar. 24, 2020)	Courts and public officesWorkplace rulesOther
Ex. SEC-13-033	Cybersecurity and Infrastructure Security Agency, DHS, Guidance on the Essential Critical Infrastructure Workforce, Version 3.0 (Apr. 17, 2020) (Ex. SEC-13-033)	In force from Apr. 17, 2020 to May 19, 2020	Business closureOther
Ex. SEC-13-104	Vermont General Assembly; approved by Governor Phil Scott, Act No. 101 of 2020 (S.333) (May 14, 2020) (Ex. SEC-13-104)	In force from May 14, 2020 to June 15, 2021	Courts and public officesOther
Ex. SEC-13-089	Oregon Legislative Assembly (2020 First Special Session); approved by Governor Kate Brown June 30, 2020, Enrolled House Bill 4213 (2020) (June 30, 2020) (Ex. SEC-13-089)	In force from June 30, 2020 to Mar. 31, 2021	Courts and public officesOther
Ex. SEC-13-052	California Legislature (AB 3088, Chiu); approved by Governor Newsom, Assembly Bill 3088, Tenant, Homeowner, and Small Landlord Relief and Stabilization Act of 2020 (COVID-19 Tenant Relief Act of 2020, Code Civ. Proc. 1179.01 et seq.; COVID-19 Small Landlord and Homeowner Relief Act of 2020, Civ. Code 3273.01 et seq.) (Aug. 31, 2020) (Ex. SEC-13-052)	In force from Aug. 31, 2020 to Sept. 30, 2021	Courts and public officesOther
Ex. SEC-13-090	Oregon Legislative Assembly (2020 Third Special Session); approved by Governor Kate Brown Dec. 23, 2020, Enrolled House Bill 4401 (2020) (Dec. 23, 2020) (Ex. SEC-13-090)	In force from Dec. 23, 2020 to June 30, 2021	Courts and public officesOther
Ex. SEC-13-017	Congress (CARES Act sec. 4021, Pub. L. 116-136, 134 Stat. 281, 489), codified at 15 U.S.C. 1681s-2(a)(1)(F), 15 U.S.C. 1681s-2(a)(1)(F) (Reporting information during COVID-19 pandemic) (Mar. 27, 2020) (Ex. SEC-13-017)	In force from Jan. 31, 2020 to Mar. 27, 2020 (issued Mar. 27, 2020)	Other
Ex. SEC-13-002	Federal Financial Institutions Examination Council (FRB, FDIC, NCUA, OCC, CFPB, State Liaison Committee), Interagency Statement on Pandemic Planning (Mar. 6, 2020) (Ex. SEC-13-002)	In force from Mar. 6, 2020 to Sept. 30, 2021	Workplace rulesOther
Ex. SEC-13-003	Federal Reserve Board, CFPB, FDIC, NCUA, OCC and Conference of State Bank Supervisors, Joint press release: Agencies encourage financial institutions to meet financial needs of customers and members affected by coronavirus (Mar. 9, 2020) (Ex. SEC-13-003)	In force from Mar. 9, 2020 to Sept. 30, 2021	Other
Ex. SEC-13-004	Federal Deposit Insurance Corporation, FIL-17-2020 (Mar. 13, 2020) (Ex. SEC-13-004)	In force from Mar. 13, 2020 to Sept. 30, 2021	Other
Ex. SEC-13-035	Board of Governors of the Federal Reserve System (Division of Supervision and Regulation; Division of Consumer and Community Affairs), SR 20-4 / CA 20-3 (Mar. 13, 2020) (Ex. SEC-13-035)	In force from Mar. 13, 2020 to Sept. 30, 2021	Other
Ex. SEC-13-006	National Credit Union Administration (Chairman Rodney E. Hood), Letter to Credit Unions 20-CU-02 (Mar. 16, 2020) (Ex. SEC-13-006)	In force from Mar. 16, 2020 to Sept. 30, 2021	Other
Ex. SEC-13-023	Departments of Labor, Health and Human Services and the Treasury, FAQs About Families First Coronavirus Response Act and Coronavirus Aid, Relief, and Economic Security Act Implementation Part 42 (Apr. 11, 2020) (Ex. SEC-13-023)	In force from Mar. 18, 2020 to May 11, 2023 (issued Apr. 11, 2020)	Health care ordersOther
Ex. SEC-13-016	USDA Rural Development (Rural Housing Service), USDA Rural Development Stakeholder Announcements: Foreclosure and Eviction Relief for Single Family Housing Guaranteed and Direct loans (Mar. 19-20, 2020) and the May 14, 2020 extension bulletin (Mar. 19, 2020) (Ex. SEC-13-016)	In force from Mar. 19, 2020 to Sept. 30, 2021	Other
Ex. SEC-13-075	Ohio Department of Insurance (Director Jillian Froment), ODI Bulletin 2020-03 (Mar. 20, 2020) (Ex. SEC-13-075)	In force from Mar. 20, 2020 to June 30, 2021	Workplace rulesOther
Ex. SEC-13-011	Federal Housing Finance Agency (Director Mark Calabria), directing Fannie Mae and Freddie Mac, FHFA news release: FHFA Moves to Provide Eviction Suspension Relief for Renters in Multifamily Properties (Mar. 23, 2020) (Ex. SEC-13-011)	In force from Mar. 23, 2020 to Sept. 30, 2021	Other
Ex. SEC-13-060	Governor JB Pritzker, Executive Order 2020-16 (COVID-19 Executive Order No. 14) (Mar. 26, 2020) (Ex. SEC-13-060)	In force from Mar. 27, 2020 to Mar. 31, 2021 (issued Mar. 26, 2020)	Other
Ex. SEC-13-009	CFPB, Federal Reserve Board, FDIC, NCUA, OCC and State Banking Regulators (CSBS), Joint Statement on Supervisory and Enforcement Practices Regarding the Mortgage Servicing Rules in Response to the COVID-19 Emergency and the CARES Act (Apr. 3, 2020) (Ex. SEC-13-009)	In force from Apr. 3, 2020 to Nov. 10, 2021	Other
Ex. SEC-13-094	Council of the District of Columbia (emergency act); signed by Mayor Muriel Bowser, D.C. Act 23-286, COVID-19 Response Supplemental Emergency Amendment Act of 2020 (Apr. 10, 2020) (Ex. SEC-13-094)	In force from Apr. 10, 2020 to July 25, 2021	Other
Ex. SEC-13-007	Board of Governors of the Federal Reserve System, Regulation D: Reserve Requirements of Depository Institutions (interim final rule), 85 Fed. Reg. 23445 (Apr. 28, 2020), Docket No. R-1715 (Apr. 24, 2020) (Ex. SEC-13-007)	In force from Apr. 24, 2020 to Sept. 30, 2021	Other
Ex. SEC-13-020	Department of Labor (EBSA) and Department of the Treasury (IRS), Extension of Certain Timeframes for Employee Benefit Plans, Participants, and Beneficiaries Affected by the COVID-19 Outbreak (Joint Notice), 85 Fed. Reg. 26351 (May 4, 2020) (Apr. 28, 2020) (Ex. SEC-13-020)	In force from May 4, 2020; end: Outbreak Period defined as Mar. 1, 2020 to 60 days after the announced end of… (issued Apr. 28, 2020)	Other

Second quarter of 2021 (Apr. 1, 2021 to June 30, 2021)

Federal layer

Ex. FED-024

CDC Order extending the Temporary Halt in Residential Evictions (Mar. 29, 2021)

Temporary Halt in Residential Evictions To Prevent the Further Spread of COVID-19, 86 Fed. Reg. 16731 (Mar. 31, 2021)

Centers for Disease Control and Prevention, HHS, United States (Federal)

Dates: In force from Apr. 1, 2021 to June 30, 2021 (issued Mar. 29, 2021)
Quarters: 2021 Q2
Limitations: Courts and public officesOther
Functions reached: PM; SV; CT; CB tenants
Grade: Primary source read
Days in this quarter: 91 (the whole quarter)

[extends the] Moratoria until June 30, 2021... 2021 through June 30, 2021.

Enforcement: same as FED-022

Citation: Centers for Disease Control and Prevention, HHS, CDC Order extending the Temporary Halt in Residential Evictions (Mar. 29, 2021) (Ex. FED-024) Open the exhibit

Ex. FED-297

Amended General Order 21-0006 (May 26, 2021)

In re: Plan for the Safe Resumption of Jury Trials and Court Operations (Amended May 26, 2021)

Chief Judge Rebecca R. Pallmeyer (Executive Committee), United States District Court for the Northern District of Illinois (Court)

Dates: In force from May 26, 2021 to Sept. 15, 2021
Quarters: 2021 Q22021 Q3
Limitations: Courts and public officesWorkplace rulesVaccination or testing
Functions reached: CT jury trials resumed under a written plan with testing and vaccination conditions; in force July 1 - Sept. 15, 2021; HR federal courthouse workforce vaccination-or-testing condition (a Q3 2021 VAX instrument)
Grade: Primary source read
Days in this quarter: 36 (in force on the last day)

On February 17, 2021, General Order 21-0006 was entered by the Court to address [the resumption of jury trials]... It is, therefore, hereby ORDERED:... 2. Because the testing protocol will be fully effective only if all employees participate, it is also hereby ORDERED that all employees, contractors, and staff of all agencies and court units at the Dirksen and Roszkowski Courthouses participate in this program. Specifically, all employees who report to work at either of these Courthouses will be vaccinated, as defined by the CDC [or tested]...

Enforcement: court order to all court units and agencies in the courthouses

Citation: Chief Judge Rebecca R. Pallmeyer (Executive Committee), Amended General Order 21-0006 (May 26, 2021) (Ex. FED-297) Open the exhibit

Ex. FED-271

OMB Memorandum M-21-25

Integrating Planning for A Safe Increased Return of Federal Employees and Contractors to Physical Workplaces with Post-Reentry Personnel Policies and Work Environment

Office of Management and Budget, Office of Personnel Management and General Services Administration, United States (executive branch) (Federal)

Dates: In force from June 10, 2021 to Sept. 30, 2021
Quarters: 2021 Q22021 Q3
Limitations: Telework mandateFace-covering requirementWorkplace rules
Functions reached: OF federal reentry planned, not executed, in 2021 Q3 (plans due July 19; 30-day notice; the July 27 Delta-wave mask reinstatement followed); CS federal offices remained largely remote through Sept. 30, 2021; PJ contractor reentry
Grade: Primary source read
Days in this quarter: 21 (in force on the last day)

This memorandum rescinds OMB Memorandum M-20-23, Aligning Federal Agency Operations with the National Guidelines for Opening Up America Again (April 20, 2020)... B. Occupancy in Federal workplaces. The occupancy requirements set forth in M-21-15 are no longer in effect, although other aspects of M-21-15 remain in effect pursuant to current Safer Federal Workforce Task Force guidance... Agencies may establish occupancy limits for... the number of employees or contractors in the physical workplace...

Enforcement: OMB/OPM/GSA directive; Task Force guidance

Citation: Office of Management and Budget, Office of Personnel Management and General Services Administration, OMB Memorandum M-21-25 (June 10, 2021) (Ex. FED-271) Open the exhibit

Ex. FED-301

Fifth Amended General Order 20-0022

In re: Criminal Case Procedures During COVID-19 Public Health Emergency (Fifth Amended)

Chief Judge Rebecca R. Pallmeyer, United States District Court for the Northern District of Illinois (Court)

Dates: In force from June 21, 2021 to Sept. 30, 2021
Quarters: 2021 Q22021 Q3
Limitations: Courts and public offices
Functions reached: CT criminal proceedings by video through all of 2021 Q3
Grade: Primary source read
Days in this quarter: 10 (in force on the last day)

[the authorization of video and] teleconferencing in criminal cases will remain in effect until October 4, 2021, unless terminated earlier. If emergency conditions continue to exist on October 4, 2021, [the Court will consider a further extension]... Date: June 21, 2021

Enforcement: court order under CARES Act § 15002

Citation: Chief Judge Rebecca R. Pallmeyer, Fifth Amended General Order 20-0022 (June 21, 2021) (Ex. FED-301) Open the exhibit

Ex. FED-194

Notification of Enforcement Discretion for Telehealth Remote Communications During the COVID-19 Nationwide Public Health Emergency

Notification of Enforcement Discretion for Telehealth Remote Communications During the COVID-19 Nationwide Public Health Emergency, 85 Fed. Reg. 22024 (Apr. 21, 2020)

HHS Office for Civil Rights, United States (HIPAA covered health care providers) (Federal)

Dates: In force from Mar. 17, 2020 to May 11, 2023
Quarters: 2020 Q22020 Q32020 Q42021 Q12021 Q22021 Q3
Limitations: Health care ordersOther
Functions reached: TM telehealth (physician practices, behavioral health, dental consultations ('dental consultation or psychological evaluation' named in the notice)); CL clinical intake moved remote; OF
Grade: Primary source read
Days in this quarter: 91 (the whole quarter)

As a matter of enforcement discretion, the HHS Office for Civil Rights (OCR) will not impose penalties for noncompliance with the regulatory requirements under the HIPAA rules against covered health care providers in connection with the good faith provision of telehealth during the COVID-19 nationwide public health emergency.... A covered health care provider that wants to use audio or video communication technology to provide telehealth to patients during the COVID-19 nationwide public health emergency can use any non-public facing remote communication product that is available to communicate with patients.... This exercise of discretion applies to telehealth provided for any reason, regardless of whether the telehealth service is related to the diagnosis and treatment of health conditions related to COVID-19.

Enforcement: Non-enforcement of HIPAA penalties for good-faith telehealth

Citation: HHS Office for Civil Rights, Notification of Enforcement Discretion for Telehealth Remote Communications During the COVID-19 Nationwide Public Health Emergency (Mar. 17, 2020) (Ex. FED-194) Open the exhibit

Ex. FED-070

Executive Order 13909

Prioritizing and Allocating Health and Medical Resources to Respond to the Spread of COVID-19, 85 Fed. Reg. 16227 (Mar. 23, 2020)

President Donald J. Trump, United States (all health and medical resources needed to respond to COVID-19) (Federal)

Dates: In force from Mar. 18, 2020 to Sept. 30, 2021
Quarters: 2020 Q22020 Q32020 Q42021 Q12021 Q22021 Q3
Limitations: Supply chain
Functions reached: SC supply of PPE, respirators, ventilators and testing supplies to every industry (dental, physician practices, hospitals, home care, manufacturing, construction, personal services); DS distribution of medical products (wholesale-distribution); PF production floors of medical manufacturers under rated orders
Grade: Primary source read
Days in this quarter: 91 (the whole quarter)

Accordingly, I find that health and medical resources needed to respond to the spread of COVID-19, including personal protective equipment and ventilators, meet the criteria specified in section 101(b) of the Act (50 U.S.C. 4511(b)).... Sec. 2. Priorities and Allocation of Medical Resources. (a)... the authority of the President conferred by section 101 of the Act to require performance of contracts or orders (other than contracts of employment) to promote the national defense over performance of any other contracts or orders, to allocate materials, services, and facilities as deemed necessary or appropriate to promote the national defense... is delegated to the Secretary of Health and Human Services with respect to all health and medical resources needed to respond to the spread of COVID-19 within the United States. (b) The Secretary of Health and Human Services may use the authority…

Enforcement: DPA § 101 priority ratings and allocation orders; DPA § 103 (50 U.S.C. § 4513) criminal penalties for willful violation

Citation: President Donald J. Trump, Executive Order 13909 (Mar. 18, 2020) (Ex. FED-070) Open the exhibit

Ex. FED-034

CDC Order Suspending Introduction of Certain Persons From Countries Where a Communicable Disease Exists (the 'Title 42 order')

Notice of Order Under Sections 362 and 365 of the Public Health Service Act Suspending Introduction of Certain Persons From Countries Where a Communicable Disease Exists, 85 Fed. Reg. 17060 (Mar. 26, 2020)

Centers for Disease Control and Prevention, HHS (CDC Director), United States land borders with Canada and Mexico (ports of entry and Border Patrol stations) (Federal)

Dates: In force from Mar. 20, 2020 to Sept. 30, 2021
Quarters: 2020 Q22020 Q32020 Q42021 Q12021 Q22021 Q3
Limitations: Travel and quarantine
Functions reached: TR/TRAV cross-border movement of persons at the land borders (with the DHS land-border notices, FED-B); WF border-region labor markets; CB border-community commerce
Grade: Primary source read
Days in this quarter: 91 (the whole quarter)

For simplicity, I shall refer to the persons covered by this order as 'covered aliens.' I suspend the introduction of all covered aliens into the United States for a period of 30 days, starting from the date of this order. I may extend this order if necessary to protect the public health.

Enforcement: 42 U.S.C. § 271; implemented by DHS/CBP expulsions

Citation: Centers for Disease Control and Prevention, HHS (CDC Director), CDC Order Suspending Introduction of Certain Persons From Countries Where a Communicable Disease Exists (the 'Title 42 order') (Mar. 20, 2020) (Ex. FED-034) Open the exhibit

Continuing in force from an earlier quarter of this report (33 instruments):

Exhibit	Citation	Dates	Limitations
Ex. FED-290	Supreme Court of the United States (Public Information Office), Press release of March 12, 2020 (Building closed to the public) (Mar. 12, 2020) (Ex. FED-290)	In force from Mar. 12, 2020 to Sept. 30, 2021	Business closureCourts and public offices
Ex. FED-334	Chief Judge Phyllis J. Hamilton, General Order 73 (Amended May 21, 2020) (Ex. FED-334)	In force from May 21, 2020 to July 1, 2021	Business closureCourts and public offices
Ex. FED-333	Chief Judge Phyllis J. Hamilton, General Order 72-6 (Sept. 16, 2020) (Ex. FED-333)	In force from Sept. 16, 2020 to July 1, 2021	Business closureCourts and public offices
Ex. FED-305	Chief Judge Freda L. Wolfson, Standing Order 21-02 (Mar. 17, 2021) (Ex. FED-305)	In force from Mar. 17, 2021 to June 1, 2021	Business closureCourts and public offices
Ex. FED-311	Chief Judge James K. Bredar, Standing Order 2020-04 (Mar. 16, 2020) (Ex. FED-311)	In force from Mar. 16, 2020 to Sept. 30, 2021	Courts and public offices
Ex. FED-292	Supreme Court of the United States, Order of March 19, 2020, 589 U.S. (Order List) (Mar. 19, 2020) (Ex. FED-292)	In force from Mar. 19, 2020 to July 19, 2021	Courts and public offices
Ex. FED-099	CMS, Quality, Safety & Oversight Group, CMS QSO-20-12-All (Mar. 4, 2020), QSO-20-20-All (Mar. 23, 2020), QSO-20-31-All (June 1, 2020), QSO-20-35-ALL (Aug. 17, 2020) (Ex. FED-099)	In force from Mar. 23, 2020 to May 1, 2023	Health care ordersCourts and public offices
Ex. FED-340	Congress (Pub. L. 116-136, signed Mar. 27, 2020), CARES Act §§ 4022-4024 (foreclosure moratorium and forbearance; multifamily forbearance; temporary moratorium on eviction filings) and § 15002 (video teleconferencing for criminal proceedings) (Mar. 27, 2020) (Ex. FED-340)	In force from Mar. 27, 2020 to Sept. 30, 2021	Courts and public officesOther
Ex. FED-295	Judicial Conference of the United States (finding of Mar. 29, 2020), announced by the Administrative Office of the U.S. Courts on Mar. 31, 2020, Judicial Conference finding under CARES Act § 15002 that emergency conditions due to the COVID-19 national emergency will materially affect the functioning of the federal courts generally (Mar. 29, 2020) (Ex. FED-295)	In force from Mar. 29, 2020 to May 10, 2023	Courts and public offices
Ex. FED-335	Chief Judge Phyllis J. Hamilton, General Order 75 (Mar. 30, 2020) (Ex. FED-335)	In force from Mar. 30, 2020 to June 30, 2021	Courts and public offices
Ex. FED-268	Office of Management and Budget (Acting Director Russell T. Vought) and Office of Personnel Management (Acting Director Michael J. Rigas), OMB/OPM Memorandum M-20-23 (Apr. 20, 2020) (Ex. FED-268)	In force from Apr. 20, 2020 to June 10, 2021	Telework mandateWorkplace rules
Ex. FED-302	Chief Judge Freda L. Wolfson, Standing Order 20-13 (May 22, 2020) (Ex. FED-302)	In force from May 22, 2020 to Sept. 30, 2021	Face-covering requirementCourts and public offices
Ex. FED-285	Chief Judge Philip S. Gutierrez, Order of the Chief Judge No. 20-078 (June 1, 2020) (Ex. FED-285)	In force from June 1, 2020 to Oct. 1, 2021	Face-covering requirementCourts and public offices
Ex. FED-325	U.S. Citizenship and Immigration Services, USCIS alert of May 27, 2020: USCIS Preparing to Resume Public Services on June 4 (Ex. FED-325)	In force from June 4, 2020 to Sept. 30, 2021 (issued May 27, 2020)	Face-covering requirementCourts and public officesWorkplace rules
Ex. FED-336	Chief Judge Phyllis J. Hamilton, General Order 77 (June 9, 2020) (Ex. FED-336)	In force from June 9, 2020 to June 30, 2021	Courts and public offices
Ex. FED-022	Centers for Disease Control and Prevention, HHS (signed by the CDC Director Sept. 1, 2020), CDC Order: Temporary Halt in Residential Evictions To Prevent the Further Spread of COVID-19 (Sept. 1, 2020) (Ex. FED-022)	In force from Sept. 4, 2020 to Sept. 30, 2021 (issued Sept. 1, 2020)	Courts and public officesOther
Ex. FED-270	Office of Management and Budget (Executive Associate Director Aviva Aron-Dine) with the Safer Federal Workforce Task Force, Executive Order 14042, 86 Fed. Reg. 50985 (Sept. 9, 2021); Safer Federal Workforce Task Force, COVID-19 Workplace Safety: Guidance for Federal Contractors and Subcontractors (Sept. 24, 2021); OMB determination (Sept. 24, 2021); OMB M-21-15, M-21-25 and Model Safety Principles (Jan. 24, 2021) (Ex. FED-270)	In force from Jan. 24, 2021 to June 10, 2021	Telework mandateCapacity limitFace-covering requirementTravel and quarantineWorkplace rules
Ex. FED-296	Chief Judge Rebecca R. Pallmeyer, Tenth Amended General Order 20-0012 (Feb. 12, 2021) (Ex. FED-296)	In force from Feb. 12, 2021 to Apr. 5, 2021	Gathering capCourts and public offices
Ex. FED-306	Chief Judge Freda L. Wolfson, Standing Order 21-04 (Mar. 11, 2021) (Ex. FED-306)	In force from Mar. 11, 2021 to June 1, 2021	Courts and public offices
Ex. FED-289	Chief Judge G. Murray Snow, General Order 20-10 (court operations under COVID-19, March 2020) and its successors General Orders 20-11 through 20-30 (2020) and 21-11 (June 17, 2021) (Ex. FED-289)	In force from June 17, 2021 to June 17, 2021	Courts and public offices
Ex. FED-287	United States Court of Appeals for the Eleventh Circuit, General Order No. 44 (entrance protocols; COVID-19) (Ex. FED-287)	Effective: 2020	Face-covering requirementCourts and public offices
Ex. FED-008	President Joseph R. Biden, Jr. (memorandum to the Secretary of Homeland Security and the FEMA Administrator), Memorandum of February 2, 2021 (Feb. 2, 2021) (Ex. FED-008)	In force from Jan. 20, 2020 to Aug. 17, 2021 (issued Feb. 2, 2021)	Emergency declaration
Ex. FED-010	Alex M. Azar II, Secretary of Health and Human Services, Determination that a Public Health Emergency Exists Nationwide as the Result of the 2019 Novel Coronavirus (Jan. 31, 2020) (Ex. FED-010)	In force from Jan. 27, 2020 to May 11, 2023 (issued Jan. 31, 2020)	Emergency declaration
Ex. FED-200	President Donald J. Trump, Proclamation 9984 (Jan. 31, 2020) (Ex. FED-200)	In force from Feb. 2, 2020 to Nov. 8, 2021 (issued Jan. 31, 2020)	Travel and quarantine
Ex. FED-180	Secretary of Health and Human Services, Declaration Under the PREP Act for Medical Countermeasures Against COVID-19, 85 Fed. Reg. 15198 (Mar. 17, 2020; effective Feb. 4, 2020) (Mar. 10, 2020) (Ex. FED-180)	In force from Feb. 4, 2020 to Oct. 1, 2024 (issued Mar. 10, 2020)	Emergency declarationHealth care orders
Ex. FED-181	Secretary of Health and Human Services, Determination of Public Health Emergency and Declaration that circumstances exist justifying the authorization of emergency use of in vitro diagnostics for 2019-nCoV (Feb. 4, 2020) (Ex. FED-181)	In force from Feb. 4, 2020 to Sept. 30, 2021	Emergency declarationHealth care orders
Ex. FED-001	President Donald J. Trump, Proclamation 9994 (Mar. 13, 2020) (Ex. FED-001)	In force from Mar. 1, 2020 to Apr. 10, 2023 (issued Mar. 13, 2020)	Emergency declaration
Ex. FED-160	Centers for Medicare & Medicaid Services, HHS, COVID-19 Emergency Declaration Blanket Waivers for Health Care Providers (consolidated document; version updated May 24, 2021) (Mar. 13, 2020) (Ex. FED-160)	In force from Mar. 1, 2020 to May 11, 2023 (issued Mar. 13, 2020)	Health care ordersOther
Ex. FED-182	Secretary of Health and Human Services, Emergency Use Declaration: personal respiratory protective devices (Mar. 2, 2020) (Ex. FED-182)	In force from Mar. 2, 2020 to Sept. 30, 2021	Emergency declarationSupply chain
Ex. FED-201	President Donald J. Trump, Proclamation 9992 (Feb. 29, 2020) (Ex. FED-201)	In force from Mar. 2, 2020 to Nov. 8, 2021 (issued Feb. 29, 2020)	Travel and quarantine
Ex. FED-096	CMS, Center for Clinical Standards and Quality / Quality, Safety & Oversight Group, CMS QSO-20-13-Hospitals (Mar. 4, 2020), QSO-20-14-NH (Mar. 13, 2020), QSO-20-18-HHA (Mar. 10, 2020) (Ex. FED-096)	In force from Mar. 4, 2020 to Sept. 30, 2021	Health care orders
Ex. FED-098	CMS, Quality, Safety & Oversight Group, QSO-20-18-HHA, Guidance for Infection Control and Prevention Concerning Coronavirus Disease 2019 (COVID-19) in Home Health Agencies (HHAs) (Mar. 10, 2020) (Ex. FED-098)	In force from Mar. 10, 2020 to Sept. 30, 2021	Health care orders
Ex. FED-006	President Donald J. Trump (letter to the Secretaries of Homeland Security, the Treasury and HHS and the FEMA Administrator), Emergency determination of March 13, 2020 under Stafford Act § 501(b) (nationwide emergency; implemented by FEMA as EM-3428 through EM-3580 series, one per State and territory, all dated March 13, 2020) (Mar. 13, 2020) (Ex. FED-006)	In force from Mar. 13, 2020 to May 11, 2023	Emergency declaration

125 further federal instruments were in force in this quarter and are listed in the Library's federal layer at covidproject.com/federal; this report shows the 40 most relevant to this selection.

Regulators of Financial Services

Ex. SEC-13-008

Debt Collection Practices in Connection With the Global COVID-19 Pandemic (Regulation F) (interim final rule), 86 Fed. Reg. 21163 (Apr. 22, 2021)

Debt Collection Practices in Connection With the Global COVID-19 Pandemic (Regulation F)

Bureau of Consumer Financial Protection, United States (Federal)

Dates: In force from May 3, 2021 to Aug. 26, 2021 (issued Apr. 19, 2021)
Quarters: 2021 Q22021 Q3
Limitations: Courts and public officesOther
Functions reached: SV (collections; eviction-related conduct on REO and rental debt); CB
Grade: Primary source read
Days in this quarter: 59 (in force on the last day)

The Bureau of Consumer Financial Protection (Bureau) is issuing this interim final rule to amend Regulation F... [to] require debt collectors to provide written notice to certain consumers of their protections under the CDC eviction moratorium and prohibit debt collectors from misrepresenting consumers' eligibility for protection from eviction under the moratorium.... DATES: This interim final rule is effective on May 3, 2021.

Enforcement: FDCPA civil liability and Bureau enforcement

Citation: Bureau of Consumer Financial Protection, Debt Collection Practices in Connection With the Global COVID-19 Pandemic (Regulation F) (interim final rule), 86 Fed. Reg. 21163 (Apr. 22, 2021) (Apr. 19, 2021) (Ex. SEC-13-008) Open the exhibit

Ex. SEC-13-087

Assembly Bill No. 486 (2021)

An Act relating to property; temporarily authorizing tenants subject to designated eviction proceedings to assert certain affirmative defenses relating to rental assistance... temporarily requiring a court to stay designated eviction proceedings in order to facilitate alternative dispute resolution

Nevada Legislature (81st Session); approved by Governor Steve Sisolak, Nevada (State)

Dates: In force from June 4, 2021 to June 5, 2023
Quarters: 2021 Q22021 Q3
Limitations: Courts and public officesOther
Functions reached: SV (rental-property borrowers' collections; REO and rental evictions stayed); CB
Grade: Primary source read
Days in this quarter: 27 (in force on the last day)

Section 2 of this bill authorizes a tenant to claim as an affirmative defense to a designated eviction proceeding that: (1) the tenant has a pending application for rental assistance; or (2) the landlord of the tenant refused to participate in the application for rental assistance or accept rental assistance... Section 2 requires the court to stay the proceedings upon the assertion of such an affirmative defense... Sec. 4. Any designated eviction proceeding must be stayed for [a period to facilitate alternative dispute resolution]... Sec. 9. 1. This act becomes effective upon passage and approval

Enforcement: Statute; civil penalty (sec. 3)

Citation: Nevada Legislature (81st Session); approved by Governor Steve Sisolak, Assembly Bill No. 486 (2021) (June 4, 2021) (Ex. SEC-13-087) Open the exhibit

Ex. SEC-13-109

Executive Order 2021-13 (COVID-19 Executive Order No. 82)

Executive Order in Response to COVID-19 (residential eviction moratorium phase-out: Covered Persons; enforcement stay)

Governor JB Pritzker, Illinois (State)

Dates: In force from June 11, 2021 to June 25, 2021
Quarters: 2021 Q22021 Q3
Limitations: Courts and public officesOther
Functions reached: SV (rental-property borrowers' collections; REO and rental evictions barred through Oct. 3, 2021); CB
Grade: Primary source read
Days in this quarter: 15

Section 2. A person or entity may not commence or continue a residential eviction action pursuant to or arising under 735 ILCS 5/9-101 et seq. against a Covered Person unless that person poses a direct threat to the health and safety of other tenants or an immediate and severe risk to property.... Section 4. All state, county, and local law enforcement officers in the State of Illinois are instructed to cease enforcement of orders of eviction for residential premises entered against a Covered Person or Non-Covered Person, unless that person has been found to pose a direct threat to the health and safety of other tenants or an immediate and severe risk to property.

Enforcement: 20 ILCS 3305/7; Supreme Court M.R. 30370 certification (IL-067)

Citation: Governor JB Pritzker, Executive Order 2021-13 (COVID-19 Executive Order No. 82) (June 11, 2021) (Ex. SEC-13-109) Open the exhibit

Ex. SEC-13-074

Chapter 20 of the Acts of 2021

An Act Relative to Extending Certain COVID-19 Measures Adopted During the State of Emergency

Massachusetts General Court; approved by Governor Charles D. Baker, Massachusetts (State)

Dates: In force from June 16, 2021 to Dec. 15, 2021
Quarters: 2021 Q22021 Q3
Limitations: Courts and public officesOther
Functions reached: ML (remote notarization and video reverse-mortgage counseling through Dec. 15, 2021); SV (notice-to-quit forms and CDC-order tie for rental-property borrowers)
Grade: Primary source read
Days in this quarter: 15 (in force on the last day)

SECTION 6. Section 2 of chapter 65 of the acts of 2020 is hereby amended by striking out the words 'the termination of the COVID-19 emergency...' and inserting in place thereof the following words:- December 15, 2021.... SECTION 12. Subsection (a) of section 1 of chapter 257 of the acts of 2020 is hereby amended by striking out the words 'the termination of the state of emergency...' and inserting in place thereof the following words:- the termination or nullification of the Temporary Halt in Residential Evictions to Prevent the Further Spread of COVID-19 Order issued by the federal Centers for Disease Control and Prevention.

Enforcement: Statute

Citation: Massachusetts General Court; approved by Governor Charles D. Baker, Chapter 20 of the Acts of 2021 (June 16, 2021) (Ex. SEC-13-074) Open the exhibit

Ex. SEC-13-091

Enrolled Senate Bill 278 (2021)

Relating to residential tenancies (60-day eviction safe harbor for tenants who document a rental-assistance application)

Oregon Legislative Assembly (2021 Regular Session); approved by Governor Kate Brown, Oregon (State)

Dates: In force from June 22, 2021 to Feb. 28, 2022 (issued June 24, 2021)
Quarters: 2021 Q22021 Q3
Limitations: Courts and public officesOther
Functions reached: SV (rental-property borrowers; nonpayment collections during Q3 2021); CB
Grade: Primary source read
Days in this quarter: 9 (in force on the last day)

(2)(a) If a tenant provides the landlord with documentation that the tenant has applied for rental assistance, a landlord may not: (A) Deliver a termination notice for nonpayment; or (B) Initiate or continue an action for possession based on a termination notice for nonpayment.... (c) If 60 days have passed since the tenant provided documentation... (A) A landlord may deliver to the tenant a new termination notice for nonpayment... Until February 28, 2022, if you give your landlord documentation that you have applied for rental assistance at or before your first appearance in court, you may be temporarily protected from eviction for nonpayment.

Enforcement: Statute; ORS ch. 90 and 105 procedures

Citation: Oregon Legislative Assembly (2021 Regular Session); approved by Governor Kate Brown, Enrolled Senate Bill 278 (2021) (June 24, 2021) (Ex. SEC-13-091) Open the exhibit

Ex. SEC-13-054

Assembly Bill 832, COVID-19 Rental Housing Recovery Act and extension of the COVID-19 Tenant Relief Act (Stats. 2021, ch. 27)

AB-832 COVID-19 relief: tenancy: federal rental assistance

California Legislature (AB 832, Chiu); approved by Governor Newsom June 28, 2021, California (State)

Dates: In force from June 28, 2021 to Oct. 1, 2021
Quarters: 2021 Q22021 Q3
Limitations: Courts and public officesOther
Functions reached: SV (foreclosure-forbearance notice duties on servicers through Dec. 1, 2021; rental-debt collection stayed; REO and rental evictions barred); ML; CB
Grade: Primary source read
Days in this quarter: 3 (in force on the last day)

(3) Existing law, until July 1, 2021, prohibits a landlord from bringing an action for unlawful detainer based on a tenant's nonpayment of COVID-19 rental debt... This bill would extend this provision until October 1, 2021. (4) Existing law, the COVID-19 Small Landlord and Homeowner Relief Act of 2020... This bill would extend the 'effective time period' until December 1, 2021.... [rental debt] provisions... apply to September 30, 2021... require those actions to be stayed until November 1, 2021

Enforcement: Civil liability; Code Civ. Proc. 1179.02-1179.11; Civ. Code 3273.01 et seq.

Citation: California Legislature (AB 832, Chiu); approved by Governor Newsom June 28, 2021, Assembly Bill 832, COVID-19 Rental Housing Recovery Act and extension of the COVID-19 Tenant Relief Act (Stats. 2021, ch. 27) (June 28, 2021) (Ex. SEC-13-054) Open the exhibit

Ex. SEC-13-010

Bulletin 2021-02: Supervision and Enforcement Priorities Regarding Housing Insecurity, 86 Fed. Reg. 17897 (Apr. 7, 2021)

Bulletin 2021-02: Supervision and Enforcement Priorities Regarding Housing Insecurity

Bureau of Consumer Financial Protection, United States (Federal)

Dates: In force from Apr. 1, 2021 to Sept. 30, 2021
Quarters: 2021 Q22021 Q3
Limitations: Other
Functions reached: SV; CC; HR (staffing)
Grade: Primary source read
Days in this quarter: 91 (the whole quarter)

Since the CARES Act was enacted, 6.9 [million borrowers have entered a] forbearance program.... The Bureau urges servicers to dedicate [sufficient resources and staff so that] they can communicate clearly with borrowers, effectively manage borrower requests for assistance... [and prevent] avoidable foreclosures and foreclosure-related... [the Bureau] intends to consider a servicer's overall effectiveness at achieving such goals

Enforcement: Announces supervisory and enforcement scrutiny of servicer staffing and handling of forbearance exits

Citation: Bureau of Consumer Financial Protection, Bulletin 2021-02: Supervision and Enforcement Priorities Regarding Housing Insecurity, 86 Fed. Reg. 17897 (Apr. 7, 2021) (Apr. 1, 2021) (Ex. SEC-13-010) Open the exhibit

Ex. SEC-13-022

FAQs About COBRA Premium Assistance Under the American Rescue Plan Act of 2021 (with ARPA sec. 9501)

FAQs About COBRA Premium Assistance Under the American Rescue Plan Act of 2021

Department of Labor, EBSA (implementing ARPA sec. 9501, Pub. L. 117-2), United States (Federal)

Dates: In force from Apr. 1, 2021 to Sept. 30, 2021 (issued Apr. 7, 2021)
Quarters: 2021 Q22021 Q3
Limitations: Other
Functions reached: IN (insurers and administrators: subsidized coverage, notices, election periods, premium accounting); WM (benefits); OP
Grade: Primary source read
Days in this quarter: 91 (the whole quarter)

Section 9501 of the ARP provides for COBRA premium assistance to help Assistance Eligible Individuals... continue their health benefits.... The premium assistance applies to periods of health coverage on or after April 1, 2021 through September 30, 2021.... [plans and issuers must provide the notice of the extended election period] within 60 days of the first day of the first month beginning after the date of enactment

Enforcement: Statutory mandate (ARPA sec. 9501; excise tax under I.R.C. sec. 4980B for failures); the statute is FED-174

Citation: Department of Labor, EBSA (implementing ARPA sec. 9501, Pub. L. 117-2), FAQs About COBRA Premium Assistance Under the American Rescue Plan Act of 2021 (with ARPA sec. 9501) (Apr. 7, 2021) (Ex. SEC-13-022) Open the exhibit

Continuing in force from an earlier quarter of this report (26 instruments):

Exhibit	Citation	Dates	Limitations
Ex. SEC-13-028	Financial Industry Regulatory Authority (self-regulatory organization under SEC oversight), Regulatory Notice 20-08 (Mar. 9, 2020) (Ex. SEC-13-028)	In force from Mar. 9, 2020 to Sept. 30, 2021	Telework mandateOther
Ex. SEC-13-047	Governor Philip D. Murphy, Executive Order No. 106 (Mar. 19, 2020) (Ex. SEC-13-047)	In force from Mar. 19, 2020 to Jan. 1, 2022	Courts and public officesOther
Ex. SEC-13-001	Secretary of the Treasury Steven T. Mnuchin, Statement by Secretary Steven T. Mnuchin on Essential Financial Services Workers (press release SM956), transmitting the memorandum Financial Services Sector Essential Critical Infrastructure Workers (Mar. 24, 2020) (Ex. SEC-13-001)	In force from Mar. 24, 2020 to Sept. 30, 2021	Business closureOther
Ex. SEC-13-106	Governor John C. Carney, Sixth Modification of the Declaration of a State of Emergency for the State of Delaware Due to a Public Health Threat (Mar. 24, 2020) (Ex. SEC-13-106)	In force from Mar. 25, 2020 to Sept. 30, 2021 (issued Mar. 24, 2020)	Courts and public officesWorkplace rulesOther
Ex. SEC-13-033	Cybersecurity and Infrastructure Security Agency, DHS, Guidance on the Essential Critical Infrastructure Workforce, Version 3.0 (Apr. 17, 2020) (Ex. SEC-13-033)	In force from Apr. 17, 2020 to May 19, 2020	Business closureOther
Ex. SEC-13-104	Vermont General Assembly; approved by Governor Phil Scott, Act No. 101 of 2020 (S.333) (May 14, 2020) (Ex. SEC-13-104)	In force from May 14, 2020 to June 15, 2021	Courts and public officesOther
Ex. SEC-13-052	California Legislature (AB 3088, Chiu); approved by Governor Newsom, Assembly Bill 3088, Tenant, Homeowner, and Small Landlord Relief and Stabilization Act of 2020 (COVID-19 Tenant Relief Act of 2020, Code Civ. Proc. 1179.01 et seq.; COVID-19 Small Landlord and Homeowner Relief Act of 2020, Civ. Code 3273.01 et seq.) (Aug. 31, 2020) (Ex. SEC-13-052)	In force from Aug. 31, 2020 to Sept. 30, 2021	Courts and public officesOther
Ex. SEC-13-090	Oregon Legislative Assembly (2020 Third Special Session); approved by Governor Kate Brown Dec. 23, 2020, Enrolled House Bill 4401 (2020) (Dec. 23, 2020) (Ex. SEC-13-090)	In force from Dec. 23, 2020 to June 30, 2021	Courts and public officesOther
Ex. SEC-13-053	California Legislature (SB 91, Committee on Budget and Fiscal Review); approved by Governor Newsom Jan. 29, 2021, Senate Bill 91, COVID-19 Tenant Relief Act extension and State Rental Assistance Program (Stats. 2021, ch. 2) (Jan. 29, 2021) (Ex. SEC-13-053)	In force from Jan. 29, 2021 to June 30, 2021	Courts and public officesOther
Ex. SEC-13-017	Congress (CARES Act sec. 4021, Pub. L. 116-136, 134 Stat. 281, 489), codified at 15 U.S.C. 1681s-2(a)(1)(F), 15 U.S.C. 1681s-2(a)(1)(F) (Reporting information during COVID-19 pandemic) (Mar. 27, 2020) (Ex. SEC-13-017)	In force from Jan. 31, 2020 to Mar. 27, 2020 (issued Mar. 27, 2020)	Other
Ex. SEC-13-002	Federal Financial Institutions Examination Council (FRB, FDIC, NCUA, OCC, CFPB, State Liaison Committee), Interagency Statement on Pandemic Planning (Mar. 6, 2020) (Ex. SEC-13-002)	In force from Mar. 6, 2020 to Sept. 30, 2021	Workplace rulesOther
Ex. SEC-13-003	Federal Reserve Board, CFPB, FDIC, NCUA, OCC and Conference of State Bank Supervisors, Joint press release: Agencies encourage financial institutions to meet financial needs of customers and members affected by coronavirus (Mar. 9, 2020) (Ex. SEC-13-003)	In force from Mar. 9, 2020 to Sept. 30, 2021	Other
Ex. SEC-13-004	Federal Deposit Insurance Corporation, FIL-17-2020 (Mar. 13, 2020) (Ex. SEC-13-004)	In force from Mar. 13, 2020 to Sept. 30, 2021	Other
Ex. SEC-13-035	Board of Governors of the Federal Reserve System (Division of Supervision and Regulation; Division of Consumer and Community Affairs), SR 20-4 / CA 20-3 (Mar. 13, 2020) (Ex. SEC-13-035)	In force from Mar. 13, 2020 to Sept. 30, 2021	Other
Ex. SEC-13-006	National Credit Union Administration (Chairman Rodney E. Hood), Letter to Credit Unions 20-CU-02 (Mar. 16, 2020) (Ex. SEC-13-006)	In force from Mar. 16, 2020 to Sept. 30, 2021	Other
Ex. SEC-13-023	Departments of Labor, Health and Human Services and the Treasury, FAQs About Families First Coronavirus Response Act and Coronavirus Aid, Relief, and Economic Security Act Implementation Part 42 (Apr. 11, 2020) (Ex. SEC-13-023)	In force from Mar. 18, 2020 to May 11, 2023 (issued Apr. 11, 2020)	Health care ordersOther
Ex. SEC-13-016	USDA Rural Development (Rural Housing Service), USDA Rural Development Stakeholder Announcements: Foreclosure and Eviction Relief for Single Family Housing Guaranteed and Direct loans (Mar. 19-20, 2020) and the May 14, 2020 extension bulletin (Mar. 19, 2020) (Ex. SEC-13-016)	In force from Mar. 19, 2020 to Sept. 30, 2021	Other
Ex. SEC-13-075	Ohio Department of Insurance (Director Jillian Froment), ODI Bulletin 2020-03 (Mar. 20, 2020) (Ex. SEC-13-075)	In force from Mar. 20, 2020 to June 30, 2021	Workplace rulesOther
Ex. SEC-13-011	Federal Housing Finance Agency (Director Mark Calabria), directing Fannie Mae and Freddie Mac, FHFA news release: FHFA Moves to Provide Eviction Suspension Relief for Renters in Multifamily Properties (Mar. 23, 2020) (Ex. SEC-13-011)	In force from Mar. 23, 2020 to Sept. 30, 2021	Other
Ex. SEC-13-009	CFPB, Federal Reserve Board, FDIC, NCUA, OCC and State Banking Regulators (CSBS), Joint Statement on Supervisory and Enforcement Practices Regarding the Mortgage Servicing Rules in Response to the COVID-19 Emergency and the CARES Act (Apr. 3, 2020) (Ex. SEC-13-009)	In force from Apr. 3, 2020 to Nov. 10, 2021	Other
Ex. SEC-13-094	Council of the District of Columbia (emergency act); signed by Mayor Muriel Bowser, D.C. Act 23-286, COVID-19 Response Supplemental Emergency Amendment Act of 2020 (Apr. 10, 2020) (Ex. SEC-13-094)	In force from Apr. 10, 2020 to July 25, 2021	Other
Ex. SEC-13-007	Board of Governors of the Federal Reserve System, Regulation D: Reserve Requirements of Depository Institutions (interim final rule), 85 Fed. Reg. 23445 (Apr. 28, 2020), Docket No. R-1715 (Apr. 24, 2020) (Ex. SEC-13-007)	In force from Apr. 24, 2020 to Sept. 30, 2021	Other
Ex. SEC-13-020	Department of Labor (EBSA) and Department of the Treasury (IRS), Extension of Certain Timeframes for Employee Benefit Plans, Participants, and Beneficiaries Affected by the COVID-19 Outbreak (Joint Notice), 85 Fed. Reg. 26351 (May 4, 2020) (Apr. 28, 2020) (Ex. SEC-13-020)	In force from May 4, 2020; end: Outbreak Period defined as Mar. 1, 2020 to 60 days after the announced end of… (issued Apr. 28, 2020)	Other
Ex. SEC-13-021	Department of Labor, Employee Benefits Security Administration, EBSA Disaster Relief Notice 2021-01 (Feb. 26, 2021) (Ex. SEC-13-021)	In force from Feb. 26, 2021 to July 10, 2023	Other
Ex. SEC-13-024	Departments of Labor, Health and Human Services and the Treasury, FAQs About FFCRA and CARES Act Implementation Part 44 (Feb. 26, 2021) (Ex. SEC-13-024)	In force from Feb. 26, 2021 to Sept. 30, 2021	Health care ordersOther
Ex. SEC-13-061	Insurance Commissioner Ricardo Lara (California Department of Insurance), Bulletin 2021-03 (Mar. 11, 2021) (Ex. SEC-13-061)	In force from Mar. 11, 2021 to Sept. 30, 2021	Other

Third quarter of 2021 (July 1, 2021 to Sept. 30, 2021)

Federal layer

Ex. FED-025

CDC Order extending the Temporary Halt in Residential Evictions (June 24, 2021)

Temporary Halt in Residential Evictions To Prevent the Further Spread of COVID-19, 86 Fed. Reg. 34010 (June 28, 2021)

Centers for Disease Control and Prevention, HHS, United States (Federal)

Dates: In force from July 1, 2021 to July 31, 2021 (issued June 24, 2021)
Quarters: 2021 Q3
Limitations: Courts and public officesOther
Functions reached: PM; SV; CT; CB tenants
Grade: Primary source read
Days in this quarter: 31 (in force on the first day)

[extended] until July 31, 2021, for the reasons [stated]... Any evictions for nonpayment of rent [of covered persons remain halted].

Enforcement: same as FED-022

Citation: Centers for Disease Control and Prevention, HHS, CDC Order extending the Temporary Halt in Residential Evictions (June 24, 2021) (Ex. FED-025) Open the exhibit

Ex. FED-313

Amended Standing Order 2021-07

In re: Court Operations Under the Exigent Circumstances Created by COVID-19 (Amended; Phase Three relaxations effective July 1, 2021)

Chief Judge James K. Bredar, United States District Court for the District of Maryland (Court)

Dates: In force from July 1, 2021 to Sept. 30, 2021 (issued June 23, 2021)
Quarters: 2021 Q3
Limitations: Courts and public offices
Functions reached: CT courthouse entry restrictions and spectator limits continuing from July 1, 2021
Grade: Primary source read
Days in this quarter: 92 (the whole quarter)

On May 26, 2021, the Court modified Phase Three of its Recovery Plan to relax some of [its restrictions]... [the State of Maryland ended its state of] emergency, effective July 1, 2021. Moreover, local jurisdictions have eliminated indoor mask mandates or will do so by July 1, 2021.... [the Court finds that] vaccination rates, and other relevant criteria warrant additional relaxation of pandemic mitigative restrictions to reflect these improving factors, effective July 1, 2021. It is ORDERED that the following persons shall not enter any U.S. Courthouse or U.S. [Probation Office: persons with COVID-19 symptoms, diagnosis or exposure]... Spectators will not be permitted into the courtroom during individual voir dire examination of prospective jurors and other in camera proceedings.

Enforcement: court order

Citation: Chief Judge James K. Bredar, Amended Standing Order 2021-07 (June 23, 2021) (Ex. FED-313) Open the exhibit

Ex. FED-337

General Order 78

In re: Update to Court Operations in Light of California's Reopening

Chief Judge Richard Seeborg, United States District Court for the Northern District of California (Court)

Dates: In force from July 1, 2021 to Oct. 15, 2021 (issued June 23, 2021)
Quarters: 2021 Q3
Limitations: Courts and public officesWorkplace rules
Functions reached: CT the N.D. Cal. Q3 2021 instrument: general-access restrictions abrogated July 1, 2021, but safety protocols, remote criminal proceedings and suspended paper requirements continued
Grade: Primary source read
Days in this quarter: 92 (the whole quarter)

WHEREAS, effective June 15, 2021, the State of California reopened its economy with limited [restrictions]... General Order No. 73 (Continuing Temporary Restrictions on Courthouse Access due to COVID-19 [and the General Order 72 series]) are abrogated, effective July 1, 2021. The Court additionally ORDERS as follows, effective July 1, 2021: Courthouse Access: 1. All courthouse visitors must follow any safety protocols announced on the Court's website... [initial appearances and detention hearings to proceed by] telephone or by videoconference until further order of the Court. New arrestees shall be booked [remotely]... 3. Other court appearances may be waived or postponed, or may be conducted by telephone or [videoconference]... [courtesy-copy requirements] remain suspended until further notice.

Enforcement: court order

Citation: Chief Judge Richard Seeborg, General Order 78 (June 23, 2021) (Ex. FED-337) Open the exhibit

Ex. FED-299

Third Amended Order Concerning Face Masks/Coverings in Public Areas of Courthouses

In re: Coronavirus COVID-19 Public Emergency - Order Concerning Face Masks/Coverings in Public Areas of Courthouses (Third Amended, July 30, 2021)

Chief Judge Rebecca R. Pallmeyer, United States District Court for the Northern District of Illinois (Court)

Dates: In force from July 30, 2021 to Sept. 30, 2021
Quarters: 2021 Q3
Limitations: Face-covering requirementCourts and public offices
Functions reached: CT; CS
Grade: Primary source read
Days in this quarter: 63 (in force on the last day)

In response to revised CDC guidance, the court hereby amends its order regarding face coverings as follows. Mask Requirements: When required, as set forth in this order, a face covering or mask must always completely [cover the nose and mouth]... A visitor who seeks entry into the courthouse without a mask will be offered a free disposable mask at the security [screening station].

Enforcement: court order; court security officers

Citation: Chief Judge Rebecca R. Pallmeyer, Third Amended Order Concerning Face Masks/Coverings in Public Areas of Courthouses (July 30, 2021) (Ex. FED-299) Open the exhibit

Ex. FED-026

CDC Order: Temporary Halt in Residential Evictions in Communities With Substantial or High Transmission of COVID-19

Temporary Halt in Residential Evictions in Communities With Substantial or High Transmission of COVID-19 To Prevent the Further Spread of COVID-19, 86 Fed. Reg. 43244 (Aug. 6, 2021)

Centers for Disease Control and Prevention, HHS, United States (every county or territory experiencing substantial or high community transmission) (Federal)

Dates: In force from Aug. 3, 2021 to Oct. 3, 2021
Quarters: 2021 Q3
Limitations: Courts and public officesOther
Functions reached: PM; SV; CT; CB tenants
Grade: Primary source read
Days in this quarter: 59 (in force on the last day)

a landlord, owner of a residential property, or other person with a legal right to pursue eviction or possessory action, shall not evict any covered person from any residential property in any county or U.S. territory while the county or territory is experiencing substantial or high levels of community transmission of SARS-CoV-2.... This Order will expire on October 3, 2021, but is subject to further extension, modification, or rescission based on public health circumstances.

Enforcement: same as FED-022

Citation: Centers for Disease Control and Prevention, HHS, CDC Order: Temporary Halt in Residential Evictions in Communities With Substantial or High Transmission of COVID-19 (Aug. 3, 2021) (Ex. FED-026) Open the exhibit

Ex. FED-344

Protections for Borrowers Affected by the COVID-19 Emergency Under the Real Estate Settlement Procedures Act (RESPA), Regulation X (final rule), 86 Fed. Reg. 34848 (June 30, 2021)

Protections for Borrowers Affected by the COVID-19 Emergency Under RESPA, Regulation X

Bureau of Consumer Financial Protection, United States (mortgage servicers) (Federal)

Dates: In force from Aug. 31, 2021 to Dec. 31, 2021 (issued June 25, 2021)
Quarters: 2021 Q3
Limitations: Courts and public officesOther
Functions reached: SV foreclosure referrals barred absent the procedural safeguards from Aug. 31 through Dec. 31, 2021 (a Q3 2021 instrument); ML
Grade: Primary source read
Days in this quarter: 31 (in force on the last day)

SUMMARY: The Bureau of Consumer Financial Protection (Bureau) is issuing this final rule to amend Regulation X to assist mortgage borrowers affected by the COVID-19 emergency. The final rule establishes temporary procedural safeguards to help ensure that borrowers have a meaningful opportunity to be reviewed for loss mitigation before the servicer can make the first notice or filing required for foreclosure on certain mortgages. In addition, the final rule would temporarily permit mortgage servicers to offer certain loan modifications made available to borrowers experiencing a COVID-19-related hardship based on the evaluation of an incomplete application.... DATES: This final rule is effective on August 31, 2021.

Enforcement: Regulation X; CFPB supervision and enforcement; private right of action under RESPA § 6(f)

Citation: Bureau of Consumer Financial Protection, Protections for Borrowers Affected by the COVID-19 Emergency Under the Real Estate Settlement Procedures Act (RESPA), Regulation X (final rule), 86 Fed. Reg. 34848 (June 30, 2021) (June 25, 2021) (Ex. FED-344) Open the exhibit

Ex. FED-307

Updated Amended Standing Order 21-04

In re: Court Operations Under the Exigent Circumstances Created by COVID-19 (Updated Amended, Sept. 3, 2021)

Chief Judge Freda L. Wolfson, United States District Court for the District of New Jersey (Court)

Dates: In force from Sept. 3, 2021 to Dec. 29, 2021
Quarters: 2021 Q3
Limitations: Capacity limitFace-covering requirementCourts and public offices
Functions reached: CT jury selections capped at one per vicinage; masks for all entrants regardless of vaccination status; temperature screening (Sept. 2021); CS
Grade: Primary source read
Days in this quarter: 28 (in force on the last day)

[WHEREAS the Delta] and other variants, and on July 27, 2021, the CDC recommended that all persons, including those fully vaccinated against COVID-19, wear a mask in public indoor settings, in areas of [substantial or high transmission]... [the Court has required] full vaccination of its employees, while continuing its protocols of temperature screening and hand sanitizing by all entrants to the District's courthouses, and mask wearing in all public areas of Court facilities by entrants and occupants thereof, regardless of vaccination status;... 1. No more than one jury selection, either civil or criminal, shall occur in each vicinage of this Court at one time... 2. Multiple, simultaneous jury trials may be conducted in each of this Court's vicinages, but the number of simultaneous criminal jury trials involving detainees in each [vicinage is limited]... DATED: September 3, 2021

Enforcement: court order

Citation: Chief Judge Freda L. Wolfson, Updated Amended Standing Order 21-04 (Sept. 3, 2021) (Ex. FED-307) Open the exhibit

Ex. FED-308

Standing Order 21-08

In re: COVID-19 Vaccination and Testing Requirements of Visitors to Court Facilities and of Federal Detainees in the District of New Jersey

Chief Judge Freda L. Wolfson, United States District Court for the District of New Jersey (Court)

Dates: In force from Sept. 13, 2021 to Sept. 30, 2021
Quarters: 2021 Q3
Limitations: Courts and public officesVaccination or testing
Functions reached: CT courthouse entry conditioned on vaccination proof or testing from Sept. 13, 2021; CS attorneys, witnesses, vendors
Grade: Primary source read
Days in this quarter: 18 (in force on the last day)

The CDC's guidance, on July 27, 2021, advising all persons, including those fully vaccinated, to wear a mask in public indoor settings, in areas of substantial or high [transmission];... President Biden's announcement, on August 6, 2021, of testing and other requirements of Executive Branch employees and onsite federal contractors who are not fully vaccinated;... The mandate, on August 23, 2021, by New Jersey Governor, Phil Murphy, that all state [employees and workers in certain settings] be fully vaccinated by October 18, 2021, or submit to regular COVID-19 testing;... President Biden's Executive Order of September 9, 2021, removing the testing option [for federal employees]... [ORDERED that visitors to court facilities provide proof of full vaccination or a negative COVID-19 test]...

Enforcement: court order; court security officers

Citation: Chief Judge Freda L. Wolfson, Standing Order 21-08 (Sept. 13, 2021) (Ex. FED-308) Open the exhibit

Ex. FED-298

Amended General Order 21-0006 (Sept. 15, 2021)

In re: Amended Plan for the Safe Resumption of Jury Trials and Court Operations

Chief Judge Rebecca R. Pallmeyer (Executive Committee), United States District Court for the Northern District of Illinois (Court)

Dates: In force from Sept. 20, 2021 to Sept. 30, 2021 (issued Sept. 15, 2021)
Quarters: 2021 Q3
Limitations: Face-covering requirementCourts and public officesVaccination or testing
Functions reached: CT; HR
Grade: Primary source read
Days in this quarter: 11 (in force on the last day)

Due to the continued significant health risks generated by the COVID-19 pandemic, the Court has been required to restrict certain aspects of its operations, such as jury trials.... This Amended General Order supersedes the February 17, 2021 General Order in its entirety. It is, therefore, hereby ORDERED that effective Monday, September 20, 2021:... 4. Any individual whose participation in the courtroom during a jury trial will exceed two [hours must be vaccinated or tested]... 8. This Order does not supersede the requirement to wear a face mask within the Courthouse.

Enforcement: court order

Citation: Chief Judge Rebecca R. Pallmeyer (Executive Committee), Amended General Order 21-0006 (Sept. 15, 2021) (Ex. FED-298) Open the exhibit

Ex. FED-132

FEMA-4480-DR, Major Disaster Declaration for New York (COVID-19 Pandemic)

New York; Major Disaster and Related Determinations, 85 Fed. Reg. 20702 (Apr. 14, 2020)

President Donald J. Trump (major disaster declaration); Federal Emergency Management Agency, DHS (notice), United States (New York) (Federal)

Dates: In force from Mar. 20, 2020 to May 11, 2023
Quarters: 2020 Q22020 Q32020 Q42021 Q12021 Q22021 Q3
Limitations: Emergency declaration
Functions reached: predicate for the State layer (funds the emergency protective measures State and local orders required)
Grade: Primary source read
Days in this quarter: 92 (the whole quarter)

I have determined that the emergency conditions in [New York] resulting from the Coronavirus Disease 2019 (COVID-19) pandemic beginning on January 20, 2020, and continuing, are of sufficient severity and magnitude to warrant a major disaster declaration under the Robert T. Stafford Disaster Relief and Emergency Assistance Act, 42 U.S.C. 5121 et seq. (the 'Stafford Act'). Therefore, I declare that such a major disaster exists in [New York].... You are authorized to provide assistance for emergency protective measures (Category B), including direct Federal assistance, under the Public Assistance program [statewide]. (Standard text of the COVID-19 major disaster letters as published by FEMA; the State name and any Individual Assistance or Hazard Mitigation authorizations vary; quote from the exhibit.)

Enforcement: Predicate and funding instrument; Public Assistance Category B at 75 percent, raised to 100 percent federal share for work from January 20, 2020 (FED-007 to FED-009, FED-151)

Citation: President Donald J. Trump (major disaster declaration); Federal Emergency Management Agency, DHS (notice), FEMA-4480-DR, Major Disaster Declaration for New York (COVID-19 Pandemic) (Mar. 20, 2020) (Ex. FED-132) Open the exhibit

Ex. FED-104

FEMA-4482-DR, Major Disaster Declaration for California (COVID-19 Pandemic)

California; Major Disaster and Related Determinations, 85 Fed. Reg. 20703 (Apr. 14, 2020)

President Donald J. Trump (major disaster declaration); Federal Emergency Management Agency, DHS (notice), United States (California) (Federal)

Dates: In force from Mar. 22, 2020 to May 11, 2023
Quarters: 2020 Q22020 Q32020 Q42021 Q12021 Q22021 Q3
Limitations: Emergency declaration
Functions reached: predicate for the State layer (funds the emergency protective measures State and local orders required)
Grade: Primary source read
Days in this quarter: 92 (the whole quarter)

I have determined that the emergency conditions in [California] resulting from the Coronavirus Disease 2019 (COVID-19) pandemic beginning on January 20, 2020, and continuing, are of sufficient severity and magnitude to warrant a major disaster declaration under the Robert T. Stafford Disaster Relief and Emergency Assistance Act, 42 U.S.C. 5121 et seq. (the 'Stafford Act'). Therefore, I declare that such a major disaster exists in [California].... You are authorized to provide assistance for emergency protective measures (Category B), including direct Federal assistance, under the Public Assistance program [statewide]. (Standard text of the COVID-19 major disaster letters as published by FEMA; the State name and any Individual Assistance or Hazard Mitigation authorizations vary; quote from the exhibit.)

Enforcement: Predicate and funding instrument; Public Assistance Category B at 75 percent, raised to 100 percent federal share for work from January 20, 2020 (FED-007 to FED-009, FED-151)

Citation: President Donald J. Trump (major disaster declaration); Federal Emergency Management Agency, DHS (notice), FEMA-4482-DR, Major Disaster Declaration for California (COVID-19 Pandemic) (Mar. 22, 2020) (Ex. FED-104) Open the exhibit

Ex. FED-147

FEMA-4481-DR, Major Disaster Declaration for Washington (COVID-19 Pandemic)

Washington; Major Disaster and Related Determinations, 85 Fed. Reg. 20704 (Apr. 14, 2020)

President Donald J. Trump (major disaster declaration); Federal Emergency Management Agency, DHS (notice), United States (Washington) (Federal)

Dates: In force from Mar. 22, 2020 to May 11, 2023
Quarters: 2020 Q22020 Q32020 Q42021 Q12021 Q22021 Q3
Limitations: Emergency declaration
Functions reached: predicate for the State layer (funds the emergency protective measures State and local orders required)
Grade: Primary source read
Days in this quarter: 92 (the whole quarter)

I have determined that the emergency conditions in [Washington] resulting from the Coronavirus Disease 2019 (COVID-19) pandemic beginning on January 20, 2020, and continuing, are of sufficient severity and magnitude to warrant a major disaster declaration under the Robert T. Stafford Disaster Relief and Emergency Assistance Act, 42 U.S.C. 5121 et seq. (the 'Stafford Act'). Therefore, I declare that such a major disaster exists in [Washington].... You are authorized to provide assistance for emergency protective measures (Category B), including direct Federal assistance, under the Public Assistance program [statewide]. (Standard text of the COVID-19 major disaster letters as published by FEMA; the State name and any Individual Assistance or Hazard Mitigation authorizations vary; quote from the exhibit.)

Enforcement: Predicate and funding instrument; Public Assistance Category B at 75 percent, raised to 100 percent federal share for work from January 20, 2020 (FED-007 to FED-009, FED-151)

Citation: President Donald J. Trump (major disaster declaration); Federal Emergency Management Agency, DHS (notice), FEMA-4481-DR, Major Disaster Declaration for Washington (COVID-19 Pandemic) (Mar. 22, 2020) (Ex. FED-147) Open the exhibit

Continuing in force from an earlier quarter of this report (28 instruments):

Exhibit	Citation	Dates	Limitations
Ex. FED-290	Supreme Court of the United States (Public Information Office), Press release of March 12, 2020 (Building closed to the public) (Mar. 12, 2020) (Ex. FED-290)	In force from Mar. 12, 2020 to Sept. 30, 2021	Business closureCourts and public offices
Ex. FED-311	Chief Judge James K. Bredar, Standing Order 2020-04 (Mar. 16, 2020) (Ex. FED-311)	In force from Mar. 16, 2020 to Sept. 30, 2021	Courts and public offices
Ex. FED-292	Supreme Court of the United States, Order of March 19, 2020, 589 U.S. (Order List) (Mar. 19, 2020) (Ex. FED-292)	In force from Mar. 19, 2020 to July 19, 2021	Courts and public offices
Ex. FED-099	CMS, Quality, Safety & Oversight Group, CMS QSO-20-12-All (Mar. 4, 2020), QSO-20-20-All (Mar. 23, 2020), QSO-20-31-All (June 1, 2020), QSO-20-35-ALL (Aug. 17, 2020) (Ex. FED-099)	In force from Mar. 23, 2020 to May 1, 2023	Health care ordersCourts and public offices
Ex. FED-340	Congress (Pub. L. 116-136, signed Mar. 27, 2020), CARES Act §§ 4022-4024 (foreclosure moratorium and forbearance; multifamily forbearance; temporary moratorium on eviction filings) and § 15002 (video teleconferencing for criminal proceedings) (Mar. 27, 2020) (Ex. FED-340)	In force from Mar. 27, 2020 to Sept. 30, 2021	Courts and public officesOther
Ex. FED-295	Judicial Conference of the United States (finding of Mar. 29, 2020), announced by the Administrative Office of the U.S. Courts on Mar. 31, 2020, Judicial Conference finding under CARES Act § 15002 that emergency conditions due to the COVID-19 national emergency will materially affect the functioning of the federal courts generally (Mar. 29, 2020) (Ex. FED-295)	In force from Mar. 29, 2020 to May 10, 2023	Courts and public offices
Ex. FED-302	Chief Judge Freda L. Wolfson, Standing Order 20-13 (May 22, 2020) (Ex. FED-302)	In force from May 22, 2020 to Sept. 30, 2021	Face-covering requirementCourts and public offices
Ex. FED-285	Chief Judge Philip S. Gutierrez, Order of the Chief Judge No. 20-078 (June 1, 2020) (Ex. FED-285)	In force from June 1, 2020 to Oct. 1, 2021	Face-covering requirementCourts and public offices
Ex. FED-325	U.S. Citizenship and Immigration Services, USCIS alert of May 27, 2020: USCIS Preparing to Resume Public Services on June 4 (Ex. FED-325)	In force from June 4, 2020 to Sept. 30, 2021 (issued May 27, 2020)	Face-covering requirementCourts and public officesWorkplace rules
Ex. FED-022	Centers for Disease Control and Prevention, HHS (signed by the CDC Director Sept. 1, 2020), CDC Order: Temporary Halt in Residential Evictions To Prevent the Further Spread of COVID-19 (Sept. 1, 2020) (Ex. FED-022)	In force from Sept. 4, 2020 to Sept. 30, 2021 (issued Sept. 1, 2020)	Courts and public officesOther
Ex. FED-297	Chief Judge Rebecca R. Pallmeyer (Executive Committee), Amended General Order 21-0006 (May 26, 2021) (Ex. FED-297)	In force from May 26, 2021 to Sept. 15, 2021	Courts and public officesWorkplace rulesVaccination or testing
Ex. FED-271	Office of Management and Budget, Office of Personnel Management and General Services Administration, OMB Memorandum M-21-25 (June 10, 2021) (Ex. FED-271)	In force from June 10, 2021 to Sept. 30, 2021	Telework mandateFace-covering requirementWorkplace rules
Ex. FED-301	Chief Judge Rebecca R. Pallmeyer, Fifth Amended General Order 20-0022 (June 21, 2021) (Ex. FED-301)	In force from June 21, 2021 to Sept. 30, 2021	Courts and public offices
Ex. FED-008	President Joseph R. Biden, Jr. (memorandum to the Secretary of Homeland Security and the FEMA Administrator), Memorandum of February 2, 2021 (Feb. 2, 2021) (Ex. FED-008)	In force from Jan. 20, 2020 to Aug. 17, 2021 (issued Feb. 2, 2021)	Emergency declaration
Ex. FED-010	Alex M. Azar II, Secretary of Health and Human Services, Determination that a Public Health Emergency Exists Nationwide as the Result of the 2019 Novel Coronavirus (Jan. 31, 2020) (Ex. FED-010)	In force from Jan. 27, 2020 to May 11, 2023 (issued Jan. 31, 2020)	Emergency declaration
Ex. FED-200	President Donald J. Trump, Proclamation 9984 (Jan. 31, 2020) (Ex. FED-200)	In force from Feb. 2, 2020 to Nov. 8, 2021 (issued Jan. 31, 2020)	Travel and quarantine
Ex. FED-180	Secretary of Health and Human Services, Declaration Under the PREP Act for Medical Countermeasures Against COVID-19, 85 Fed. Reg. 15198 (Mar. 17, 2020; effective Feb. 4, 2020) (Mar. 10, 2020) (Ex. FED-180)	In force from Feb. 4, 2020 to Oct. 1, 2024 (issued Mar. 10, 2020)	Emergency declarationHealth care orders
Ex. FED-181	Secretary of Health and Human Services, Determination of Public Health Emergency and Declaration that circumstances exist justifying the authorization of emergency use of in vitro diagnostics for 2019-nCoV (Feb. 4, 2020) (Ex. FED-181)	In force from Feb. 4, 2020 to Sept. 30, 2021	Emergency declarationHealth care orders
Ex. FED-001	President Donald J. Trump, Proclamation 9994 (Mar. 13, 2020) (Ex. FED-001)	In force from Mar. 1, 2020 to Apr. 10, 2023 (issued Mar. 13, 2020)	Emergency declaration
Ex. FED-160	Centers for Medicare & Medicaid Services, HHS, COVID-19 Emergency Declaration Blanket Waivers for Health Care Providers (consolidated document; version updated May 24, 2021) (Mar. 13, 2020) (Ex. FED-160)	In force from Mar. 1, 2020 to May 11, 2023 (issued Mar. 13, 2020)	Health care ordersOther
Ex. FED-182	Secretary of Health and Human Services, Emergency Use Declaration: personal respiratory protective devices (Mar. 2, 2020) (Ex. FED-182)	In force from Mar. 2, 2020 to Sept. 30, 2021	Emergency declarationSupply chain
Ex. FED-201	President Donald J. Trump, Proclamation 9992 (Feb. 29, 2020) (Ex. FED-201)	In force from Mar. 2, 2020 to Nov. 8, 2021 (issued Feb. 29, 2020)	Travel and quarantine
Ex. FED-096	CMS, Center for Clinical Standards and Quality / Quality, Safety & Oversight Group, CMS QSO-20-13-Hospitals (Mar. 4, 2020), QSO-20-14-NH (Mar. 13, 2020), QSO-20-18-HHA (Mar. 10, 2020) (Ex. FED-096)	In force from Mar. 4, 2020 to Sept. 30, 2021	Health care orders
Ex. FED-098	CMS, Quality, Safety & Oversight Group, QSO-20-18-HHA, Guidance for Infection Control and Prevention Concerning Coronavirus Disease 2019 (COVID-19) in Home Health Agencies (HHAs) (Mar. 10, 2020) (Ex. FED-098)	In force from Mar. 10, 2020 to Sept. 30, 2021	Health care orders
Ex. FED-006	President Donald J. Trump (letter to the Secretaries of Homeland Security, the Treasury and HHS and the FEMA Administrator), Emergency determination of March 13, 2020 under Stafford Act § 501(b) (nationwide emergency; implemented by FEMA as EM-3428 through EM-3580 series, one per State and territory, all dated March 13, 2020) (Mar. 13, 2020) (Ex. FED-006)	In force from Mar. 13, 2020 to May 11, 2023	Emergency declaration
Ex. FED-194	HHS Office for Civil Rights, Notification of Enforcement Discretion for Telehealth Remote Communications During the COVID-19 Nationwide Public Health Emergency (Mar. 17, 2020) (Ex. FED-194)	In force from Mar. 17, 2020 to May 11, 2023	Health care ordersOther
Ex. FED-070	President Donald J. Trump, Executive Order 13909 (Mar. 18, 2020) (Ex. FED-070)	In force from Mar. 18, 2020 to Sept. 30, 2021	Supply chain
Ex. FED-034	Centers for Disease Control and Prevention, HHS (CDC Director), CDC Order Suspending Introduction of Certain Persons From Countries Where a Communicable Disease Exists (the 'Title 42 order') (Mar. 20, 2020) (Ex. FED-034)	In force from Mar. 20, 2020 to Sept. 30, 2021	Travel and quarantine

127 further federal instruments were in force in this quarter and are listed in the Library's federal layer at covidproject.com/federal; this report shows the 40 most relevant to this selection.

Regulators of Financial Services

Ex. SEC-13-063

Proclamation 21-09 (amending Proclamation 20-05)

Tenancy Preservation - A Bridge to E2SSB 5160

Governor Jay Inslee, Washington (State)

Dates: In force from July 1, 2021 to Sept. 30, 2021 (issued June 29, 2021)
Quarters: 2021 Q3
Limitations: Courts and public officesOther
Functions reached: SV (rental-property borrowers' collections; REO evictions; late fees barred); CB
Grade: Primary source read
Days in this quarter: 92 (the whole quarter)

from July 1, 2021, until 11:59 p.m. on September 30, 2021, I hereby prohibit the following activities related to residential dwellings in Washington State.... landlords... are prohibited from serving or enforcing, or threatening to serve or enforce, any notice requiring a resident to vacate any dwelling [for nonpayment during the covered period unless the rental-assistance and repayment-plan conditions are met]... Landlords are prohibited from assessing, or threatening to assess, late fees for the non-payment or late payment of rent... through September 30, 2021.... Violators of this order may be subject to criminal penalties pursuant to RCW 43.06.220(5).

Enforcement: RCW 43.06.220(5) (gross misdemeanor)

Citation: Governor Jay Inslee, Proclamation 21-09 (amending Proclamation 20-05) (June 29, 2021) (Ex. SEC-13-063) Open the exhibit

Ex. SEC-13-012

FHFA news release: FHFA Extends COVID-19 REO Eviction Moratorium Through September 30, 2021

FHFA Extends COVID-19 REO Eviction Moratorium Through September 30, 2021

Federal Housing Finance Agency (Acting Director Sandra L. Thompson), United States (Federal)

Dates: In force from Aug. 1, 2021 to Sept. 30, 2021 (issued July 30, 2021)
Quarters: 2021 Q3
Limitations: Courts and public officesOther
Functions reached: SV (REO disposition; foreclosure-related evictions)
Grade: Primary source read
Days in this quarter: 61 (in force on the last day)

Fannie Mae and Freddie Mac (the Enterprises) are extending the moratorium on single-family real estate owned (REO) evictions until September 30, 2021. The REO eviction moratorium applies to properties that have been acquired by an Enterprise through foreclosure or deed-in-lieu of foreclosure transactions. The current moratorium was set to expire on July 31, 2021.

Enforcement: Enterprise servicing requirements

Citation: Federal Housing Finance Agency (Acting Director Sandra L. Thompson), FHFA news release: FHFA Extends COVID-19 REO Eviction Moratorium Through September 30, 2021 (July 30, 2021) (Ex. SEC-13-012) Open the exhibit

Ex. SEC-13-014

Mortgagee Letter 2021-19

Extension of the Foreclosure-Related Eviction Moratorium and Expiration of the Foreclosure Moratorium in Connection with the Presidentially-Declared COVID-19 National Emergency

HUD, Federal Housing Administration (Principal Deputy Assistant Secretary for Housing), United States (Federal)

Dates: In force from Aug. 1, 2021 to Sept. 30, 2021 (issued July 30, 2021)
Quarters: 2021 Q3
Limitations: Courts and public officesOther
Functions reached: SV (post-foreclosure evictions and REO)
Grade: Primary source read
Days in this quarter: 61 (in force on the last day)

HUD's foreclosure moratorium is set to expire on July 31, 2021, and HUD is not extending that moratorium further.... Foreclosure-related evictions of persons from properties that were secured by FHA-insured Single Family mortgages, excluding legally vacant or abandoned properties, are suspended through September 30, 2021. A Mortgagee must not initiate or continue with an eviction to acquire possession of the foreclosed property.

Enforcement: FHA program requirements

Citation: HUD, Federal Housing Administration (Principal Deputy Assistant Secretary for Housing), Mortgagee Letter 2021-19 (July 30, 2021) (Ex. SEC-13-014) Open the exhibit

Ex. SEC-13-049

Executive Order No. 249

Modification of Executive Order No. 106 (winding down the eviction and foreclosure removal moratorium)

Governor Philip D. Murphy, New Jersey (State)

Dates: In force from Aug. 4, 2021 to Aug. 31, 2021
Quarters: 2021 Q3
Limitations: Courts and public officesOther
Functions reached: SV (foreclosure removals barred through Nov. 15, 2021; eviction removals through Aug. 31 or Dec. 31, 2021)
Grade: Primary source read
Days in this quarter: 28

2. For eviction actions based upon nonpayment or habitual late payment of rent, or failure to pay a rent increase, Executive Order No. 106 (2020) shall expire on August 31, 2021, for any lessee or tenant who is not a very low-, low-, or moderate-income household. 3.... shall expire on December 31, 2021, for any lessee or tenant who is a very low-, low-, or moderate-income household... 4. For removals resulting from foreclosure proceedings, Executive Order No. 106 (2020) shall expire on November 15, 2021.... 7. Sheriffs, court officers, and their agents shall refrain from acting to remove individuals from residential properties through the eviction or foreclosure processes during the time the protections extended under Executive Order No. 106 (2020) are in effect

Enforcement: N.J.S.A. App. A:9-49, -50

Citation: Governor Philip D. Murphy, Executive Order No. 249 (Aug. 4, 2021) (Ex. SEC-13-049) Open the exhibit

Ex. SEC-13-019

Chrysafis v. Marks, 594 U.S. ___ (Aug. 12, 2021) (order granting injunction pending appeal as to Part A of the COVID-19 Emergency Eviction and Foreclosure Prevention Act)

On Application for Injunctive Relief

Supreme Court of the United States, United States (New York) (Court)

Dates: In force from Aug. 12, 2021 to Aug. 31, 2021
Quarters: 2021 Q3
Limitations: Courts and public offices
Functions reached: SV (New York eviction stays; the foreclosure Part B was not enjoined)
Grade: Confirmed from a secondary source
Days in this quarter: 20

[The application is granted: Part A of CEEFPA, which precludes a landlord from contesting a tenant's self-certification of hardship, is enjoined pending appeal; the order does not disturb the Tenant Safe Harbor Act.]

Enforcement: Injunction

Citation: Supreme Court of the United States, Chrysafis v. Marks, 594 U.S. ___ (Aug. 12, 2021) (order granting injunction pending appeal as to Part A of the COVID-19 Emergency Eviction and Foreclosure Prevention Act) (Ex. SEC-13-019) Open the exhibit

Ex. SEC-13-018

Alabama Association of Realtors v. Department of Health and Human Services, 594 U.S. 758 (2021) (per curiam)

On Application to Vacate Stay

Supreme Court of the United States, United States (Court)

Dates: In force from Aug. 26, 2021 to Sept. 30, 2021
Quarters: 2021 Q3
Limitations: Courts and public officesOther
Functions reached: SV (fixes the end of the CDC eviction moratorium: Aug. 26, 2021)
Grade: Primary source read
Days in this quarter: 36 (in force on the last day)

The moratorium expired on July 31, 2021. Three days later, the CDC reimposed it.... We vacate that stay, rendering the judgment enforceable.... it strains credulity to believe that this statute grants the CDC the sweeping authority that it asserts.

Enforcement: Judgment of the District Court vacating the CDC order enforceable from Aug. 26, 2021

Citation: Supreme Court of the United States, Alabama Association of Realtors v. Department of Health and Human Services, 594 U.S. 758 (2021) (per curiam) (Aug. 26, 2021) (Ex. SEC-13-018) Open the exhibit

Ex. SEC-13-064

Proclamation 21-09.1 (amending Proclamations 20-05 and 21-09)

Tenancy Preservation - A Bridge to E2SSB 5160 (extension)

Governor Jay Inslee, Washington (State)

Dates: In force from Sept. 24, 2021 to Oct. 31, 2021
Quarters: 2021 Q3
Limitations: Courts and public officesOther
Functions reached: SV; CB
Grade: Primary source read
Days in this quarter: 7 (in force on the last day)

through 11:59 p.m. on October 31, 2021, I hereby prohibit the following activities related to residential dwellings in Washington State [the 21-09 prohibitions re-enacted: notices to vacate for covered nonpayment absent rental-assistance and repayment-plan conditions; late fees; treating unpaid rent from Feb. 29, 2020 through July 31, 2021 as enforceable debt outside the repayment-plan and dispute-resolution program].

Enforcement: RCW 43.06.220(5)

Citation: Governor Jay Inslee, Proclamation 21-09.1 (amending Proclamations 20-05 and 21-09) (Sept. 24, 2021) (Ex. SEC-13-064) Open the exhibit

Continuing in force from an earlier quarter of this report (31 instruments):

Exhibit	Citation	Dates	Limitations
Ex. SEC-13-028	Financial Industry Regulatory Authority (self-regulatory organization under SEC oversight), Regulatory Notice 20-08 (Mar. 9, 2020) (Ex. SEC-13-028)	In force from Mar. 9, 2020 to Sept. 30, 2021	Telework mandateOther
Ex. SEC-13-047	Governor Philip D. Murphy, Executive Order No. 106 (Mar. 19, 2020) (Ex. SEC-13-047)	In force from Mar. 19, 2020 to Jan. 1, 2022	Courts and public officesOther
Ex. SEC-13-001	Secretary of the Treasury Steven T. Mnuchin, Statement by Secretary Steven T. Mnuchin on Essential Financial Services Workers (press release SM956), transmitting the memorandum Financial Services Sector Essential Critical Infrastructure Workers (Mar. 24, 2020) (Ex. SEC-13-001)	In force from Mar. 24, 2020 to Sept. 30, 2021	Business closureOther
Ex. SEC-13-106	Governor John C. Carney, Sixth Modification of the Declaration of a State of Emergency for the State of Delaware Due to a Public Health Threat (Mar. 24, 2020) (Ex. SEC-13-106)	In force from Mar. 25, 2020 to Sept. 30, 2021 (issued Mar. 24, 2020)	Courts and public officesWorkplace rulesOther
Ex. SEC-13-033	Cybersecurity and Infrastructure Security Agency, DHS, Guidance on the Essential Critical Infrastructure Workforce, Version 3.0 (Apr. 17, 2020) (Ex. SEC-13-033)	In force from Apr. 17, 2020 to May 19, 2020	Business closureOther
Ex. SEC-13-104	Vermont General Assembly; approved by Governor Phil Scott, Act No. 101 of 2020 (S.333) (May 14, 2020) (Ex. SEC-13-104)	In force from May 14, 2020 to June 15, 2021	Courts and public officesOther
Ex. SEC-13-052	California Legislature (AB 3088, Chiu); approved by Governor Newsom, Assembly Bill 3088, Tenant, Homeowner, and Small Landlord Relief and Stabilization Act of 2020 (COVID-19 Tenant Relief Act of 2020, Code Civ. Proc. 1179.01 et seq.; COVID-19 Small Landlord and Homeowner Relief Act of 2020, Civ. Code 3273.01 et seq.) (Aug. 31, 2020) (Ex. SEC-13-052)	In force from Aug. 31, 2020 to Sept. 30, 2021	Courts and public officesOther
Ex. SEC-13-008	Bureau of Consumer Financial Protection, Debt Collection Practices in Connection With the Global COVID-19 Pandemic (Regulation F) (interim final rule), 86 Fed. Reg. 21163 (Apr. 22, 2021) (Apr. 19, 2021) (Ex. SEC-13-008)	In force from May 3, 2021 to Aug. 26, 2021 (issued Apr. 19, 2021)	Courts and public officesOther
Ex. SEC-13-087	Nevada Legislature (81st Session); approved by Governor Steve Sisolak, Assembly Bill No. 486 (2021) (June 4, 2021) (Ex. SEC-13-087)	In force from June 4, 2021 to June 5, 2023	Courts and public officesOther
Ex. SEC-13-109	Governor JB Pritzker, Executive Order 2021-13 (COVID-19 Executive Order No. 82) (June 11, 2021) (Ex. SEC-13-109)	In force from June 11, 2021 to June 25, 2021	Courts and public officesOther
Ex. SEC-13-074	Massachusetts General Court; approved by Governor Charles D. Baker, Chapter 20 of the Acts of 2021 (June 16, 2021) (Ex. SEC-13-074)	In force from June 16, 2021 to Dec. 15, 2021	Courts and public officesOther
Ex. SEC-13-091	Oregon Legislative Assembly (2021 Regular Session); approved by Governor Kate Brown, Enrolled Senate Bill 278 (2021) (June 24, 2021) (Ex. SEC-13-091)	In force from June 22, 2021 to Feb. 28, 2022 (issued June 24, 2021)	Courts and public officesOther
Ex. SEC-13-054	California Legislature (AB 832, Chiu); approved by Governor Newsom June 28, 2021, Assembly Bill 832, COVID-19 Rental Housing Recovery Act and extension of the COVID-19 Tenant Relief Act (Stats. 2021, ch. 27) (June 28, 2021) (Ex. SEC-13-054)	In force from June 28, 2021 to Oct. 1, 2021	Courts and public officesOther
Ex. SEC-13-017	Congress (CARES Act sec. 4021, Pub. L. 116-136, 134 Stat. 281, 489), codified at 15 U.S.C. 1681s-2(a)(1)(F), 15 U.S.C. 1681s-2(a)(1)(F) (Reporting information during COVID-19 pandemic) (Mar. 27, 2020) (Ex. SEC-13-017)	In force from Jan. 31, 2020 to Mar. 27, 2020 (issued Mar. 27, 2020)	Other
Ex. SEC-13-002	Federal Financial Institutions Examination Council (FRB, FDIC, NCUA, OCC, CFPB, State Liaison Committee), Interagency Statement on Pandemic Planning (Mar. 6, 2020) (Ex. SEC-13-002)	In force from Mar. 6, 2020 to Sept. 30, 2021	Workplace rulesOther
Ex. SEC-13-003	Federal Reserve Board, CFPB, FDIC, NCUA, OCC and Conference of State Bank Supervisors, Joint press release: Agencies encourage financial institutions to meet financial needs of customers and members affected by coronavirus (Mar. 9, 2020) (Ex. SEC-13-003)	In force from Mar. 9, 2020 to Sept. 30, 2021	Other
Ex. SEC-13-004	Federal Deposit Insurance Corporation, FIL-17-2020 (Mar. 13, 2020) (Ex. SEC-13-004)	In force from Mar. 13, 2020 to Sept. 30, 2021	Other
Ex. SEC-13-035	Board of Governors of the Federal Reserve System (Division of Supervision and Regulation; Division of Consumer and Community Affairs), SR 20-4 / CA 20-3 (Mar. 13, 2020) (Ex. SEC-13-035)	In force from Mar. 13, 2020 to Sept. 30, 2021	Other
Ex. SEC-13-006	National Credit Union Administration (Chairman Rodney E. Hood), Letter to Credit Unions 20-CU-02 (Mar. 16, 2020) (Ex. SEC-13-006)	In force from Mar. 16, 2020 to Sept. 30, 2021	Other
Ex. SEC-13-023	Departments of Labor, Health and Human Services and the Treasury, FAQs About Families First Coronavirus Response Act and Coronavirus Aid, Relief, and Economic Security Act Implementation Part 42 (Apr. 11, 2020) (Ex. SEC-13-023)	In force from Mar. 18, 2020 to May 11, 2023 (issued Apr. 11, 2020)	Health care ordersOther
Ex. SEC-13-016	USDA Rural Development (Rural Housing Service), USDA Rural Development Stakeholder Announcements: Foreclosure and Eviction Relief for Single Family Housing Guaranteed and Direct loans (Mar. 19-20, 2020) and the May 14, 2020 extension bulletin (Mar. 19, 2020) (Ex. SEC-13-016)	In force from Mar. 19, 2020 to Sept. 30, 2021	Other
Ex. SEC-13-011	Federal Housing Finance Agency (Director Mark Calabria), directing Fannie Mae and Freddie Mac, FHFA news release: FHFA Moves to Provide Eviction Suspension Relief for Renters in Multifamily Properties (Mar. 23, 2020) (Ex. SEC-13-011)	In force from Mar. 23, 2020 to Sept. 30, 2021	Other
Ex. SEC-13-009	CFPB, Federal Reserve Board, FDIC, NCUA, OCC and State Banking Regulators (CSBS), Joint Statement on Supervisory and Enforcement Practices Regarding the Mortgage Servicing Rules in Response to the COVID-19 Emergency and the CARES Act (Apr. 3, 2020) (Ex. SEC-13-009)	In force from Apr. 3, 2020 to Nov. 10, 2021	Other
Ex. SEC-13-094	Council of the District of Columbia (emergency act); signed by Mayor Muriel Bowser, D.C. Act 23-286, COVID-19 Response Supplemental Emergency Amendment Act of 2020 (Apr. 10, 2020) (Ex. SEC-13-094)	In force from Apr. 10, 2020 to July 25, 2021	Other
Ex. SEC-13-007	Board of Governors of the Federal Reserve System, Regulation D: Reserve Requirements of Depository Institutions (interim final rule), 85 Fed. Reg. 23445 (Apr. 28, 2020), Docket No. R-1715 (Apr. 24, 2020) (Ex. SEC-13-007)	In force from Apr. 24, 2020 to Sept. 30, 2021	Other
Ex. SEC-13-020	Department of Labor (EBSA) and Department of the Treasury (IRS), Extension of Certain Timeframes for Employee Benefit Plans, Participants, and Beneficiaries Affected by the COVID-19 Outbreak (Joint Notice), 85 Fed. Reg. 26351 (May 4, 2020) (Apr. 28, 2020) (Ex. SEC-13-020)	In force from May 4, 2020; end: Outbreak Period defined as Mar. 1, 2020 to 60 days after the announced end of… (issued Apr. 28, 2020)	Other
Ex. SEC-13-021	Department of Labor, Employee Benefits Security Administration, EBSA Disaster Relief Notice 2021-01 (Feb. 26, 2021) (Ex. SEC-13-021)	In force from Feb. 26, 2021 to July 10, 2023	Other
Ex. SEC-13-024	Departments of Labor, Health and Human Services and the Treasury, FAQs About FFCRA and CARES Act Implementation Part 44 (Feb. 26, 2021) (Ex. SEC-13-024)	In force from Feb. 26, 2021 to Sept. 30, 2021	Health care ordersOther
Ex. SEC-13-061	Insurance Commissioner Ricardo Lara (California Department of Insurance), Bulletin 2021-03 (Mar. 11, 2021) (Ex. SEC-13-061)	In force from Mar. 11, 2021 to Sept. 30, 2021	Other
Ex. SEC-13-010	Bureau of Consumer Financial Protection, Bulletin 2021-02: Supervision and Enforcement Priorities Regarding Housing Insecurity, 86 Fed. Reg. 17897 (Apr. 7, 2021) (Apr. 1, 2021) (Ex. SEC-13-010)	In force from Apr. 1, 2021 to Sept. 30, 2021	Other
Ex. SEC-13-022	Department of Labor, EBSA (implementing ARPA sec. 9501, Pub. L. 117-2), FAQs About COBRA Premium Assistance Under the American Rescue Plan Act of 2021 (with ARPA sec. 9501) (Apr. 7, 2021) (Ex. SEC-13-022)	In force from Apr. 1, 2021 to Sept. 30, 2021 (issued Apr. 7, 2021)	Other

Third quarter of 2021: the instruments in force, Financial Services (nationally)

In force during the third quarter of 2021 (an order in force on any day of the quarter is an order in force during it):

FED-344 CFPB Reg X COVID rule (eff. Aug. 31, 2021; safeguards to Dec. 31, 2021)
SEC-13-008 CFPB Reg F IFR sec. 1006.9 (eff. May 3, 2021; through CDC order)
SEC-13-010 CFPB Bulletin 2021-02 (Apr. 1, 2021)
FED-025 CDC order to July 31, 2021
FED-026 CDC order Aug. 3-26, 2021 (vacated SEC-13-018)
FED-354/FED-364/FED-378/FED-384 federal foreclosure moratoria to July 31, 2021
SEC-13-012 FHFA REO eviction moratorium to Sept. 30, 2021
SEC-13-014 HUD ML 2021-19 eviction moratorium to Sept. 30, 2021
FED-379 VA Circular 26-21-14 to Sept. 30, 2021
FED-385 USDA eviction moratorium to Sept. 30, 2021
FED-364 HUD ML 2021-15 forbearance requests to Sept. 30, 2021
SEC-13-017 CARES sec. 4021 credit-reporting accommodations (through 120 days after the national emergency)
FED-340 CARES sec. 4022(b) forbearance (covered period)
FED-345 ED payment pause to Sept. 30, 2021 (extended Aug. 6, 2021 to Jan. 31, 2022)
FED-170/SEC-13-023/-024 FFCRA sec. 6001 and CARES secs. 3202-3203 coverage mandates (PHE renewed July 19, 2021)
SEC-13-022 ARPA sec. 9501 COBRA premium assistance Apr. 1-Sept. 30, 2021
SEC-13-020/-021 EBSA/IRS Outbreak Period tolling
SEC-13-054 California AB 832 to Sept. 30, 2021
NY-083/NY-085 and SEC-13-019 New York CEEFPA to Aug. 31, 2021 (Part A enjoined Aug. 12); NY-086 Ch. 417 of 2021 (Sept. 2) to Jan. 15, 2022
SEC-13-047/-049 New Jersey EO 106 as modified by EO 249 and P.L.2021, c.188 (Aug. 4)
SEC-13-109 Illinois EO 2021-13 and monthly successors to Oct. 3, 2021
SEC-13-063/-064 Washington Proclamation 21-09 (to Sept. 30) and 21-09.1 (Sept. 24; to Oct. 31)
SEC-13-091 Oregon SB 278
SEC-13-087 Nevada AB 486
SEC-13-074 Massachusetts Ch. 20 of 2021
Minnesota Laws 2021, 1st Spec. Sess., ch. 8, art. 5 (June 29, 2021; phase-out to Oct. 12, 2021 and June 1, 2022) (MN-042, verified_primary in the Minnesota State file)
Maryland EO 20-04-03-01 grace period to Aug. 15, 2021
Virginia Code sec.
Delta-wave mask and vaccination-proof orders governing branch lobbies: NV Directive 047 (July 30), Louisiana Proclamation 137 JBE 2021 (Aug. 2, eff. Aug. 4, 2021; not applicable to banks)
Cal/OSHA ETS, Oregon OSHA rule and Virginia 16 VAC 25-220 workplace standards binding every branch and office in those States
HHS PHE renewal July 19, 2021 (FED-016) and Proclamation 9994 continuation (FED-002) as predicates

6. The industry's regime in the States

No State was selected. The industry's State-by-State regime table is on the industry page at covidproject.com/industries/financial-services.

7. Group meetings, trade shows and seasons the industry lost

The organizers' own notices of the trade shows, conventions, seasons and tournaments this industry lost in the quarters selected, with the reason each organizer gave. A cancelled meeting is a limitation on group meetings in the statute's words, and it reached the industry's customer base and its sales calendar.

Date	Organizer	Event	What the notice said	Exhibit
Jan. 27, 2020	Independent Community Bankers of America	ICBA LIVE (the community-banking industry's national convention and exposition)	ICBA media advisory (Jan. 27, 2020): 'Community Bankers to Gather in Orlando for 2020 ICBA LIVE' ('the largest, most comprehensive educational and networking event for the nation's community bankers'; Sunday, Mar. 8 through Thursday, Mar. 12, 2020, Gaylord Palms Resort & Convention Center, Kissimmee, Fla.)	Ex. SEC-13-GM-129
Mar. 13, 2020	American Financial Services Association	AFSA Independents Conference & Expo 2020 (traditional installment lenders)	'AFSA just received an order from Riverside County, California... As such, the 2020 Independents Conference & Expo is cancelled' (Ex. SEC-13-GM-001)	Ex. SEC-13-GM-001
Mar. 17, 2020	LIMRA and LOMA (LL Global)	LIMRA and LOMA spring 2020 conferences: Customer Experience Conference (New Orleans), Regulatory Compliance Exchange (Orlando), Life Insurance Conference and Retirement Industry Conference (Salt Lake City)	Restrictions on non-essential travel implemented by many of LIMRA and LOMA member firms and other organizations have impacted the ability of our speakers, sponsors and other attendees to participate in these events. The company also considered public health and travel advisories, difficulties with domestic air travel…	Ex. SEC-13-GM-121
Apr. 7, 2020	each institution's board, under the OCC's rules (12 C.F.R. §§ 5.22, 7.2001), State corporation and banking law and the federal proxy rules	Annual and special meetings of shareholders of national banks, federal savings associations, State banks and bank holding companies (class)	'The OCC recognizes the recent coronavirus disease 2019 (COVID-19) emergency. Health and safety advisories declared in response to the COVID-19 emergency' made in-person meetings infeasible (Ex. SEC-13-GM-026); 'health, transportation, and other logistical issues raised by the spread of coronavirus disease 2019…	Ex. SEC-13-GM-029
Apr. 7, 2020	each institution's board, under the OCC's rules (12 C.F.R. §§ 5.22, 7.2001), State corporation and banking law and the federal proxy rules	Annual and special meetings of shareholders of national banks, federal savings associations, State banks and bank holding companies (class)	'The OCC recognizes the recent coronavirus disease 2019 (COVID-19) emergency. Health and safety advisories declared in response to the COVID-19 emergency' made in-person meetings infeasible (Ex. SEC-13-GM-026); 'health, transportation, and other logistical issues raised by the spread of coronavirus disease 2019…	Ex. SEC-13-GM-126
Apr. 20, 2020	American Financial Services Association	AFSA Law & Compliance Symposium 2020 (with committee meetings)	'The health and safety of AFSA members, their colleagues and our business partners is our top priority. As a result, to the COVID-19 pandemic, AFSA is canceling...' (Ex. SEC-13-GM-015)	Ex. SEC-13-GM-015
Apr. 21, 2020	National Association of Federally-Insured Credit Unions (merged into America's Credit Unions in 2024)	NAFCU Annual Conference & Solutions Expo (June) and NAFCU Congressional Caucus (September)	Many of CUNA's live events also shifted to virtual events	Ex. SEC-13-GM-104
Apr. 30, 2020	Independent Insurance Agents & Brokers of America (Big 'I')	Big 'I' Legislative Conference (independent insurance agents' Washington fly-in)	'The Big I has your back, especially in uncertain times' (Ex. SEC-13-GM-008)	Ex. SEC-13-GM-008
May 11, 2020	Mortgage Bankers Association	MBA Annual Convention & Expo (the mortgage industry's largest gathering)	'Obviously, that could change if the states where we are holding conferences and the overall tone of being able to open up and travel and have large gatherings takes a turn that is counterproductive to bringing folks together' (MBA COO Marcia Davies, Ex. SEC-13-GM-016)	Ex. SEC-13-GM-016
May 12, 2020	Society for Human Resource Management	SHRM 2020 Annual Conference & Expo (the human-resources profession's annual conference; attended by bank, insurer and advisory-firm HR staff)	'canceled following directives from the San Diego Convention Center, the city of San Diego and the state of California' (Ex. SEC-13-GM-002)	Ex. SEC-13-GM-002
May 13, 2020	American Bankers Association	ABA Regulatory Compliance Conference and Risk Management Conference (2020 replaced by a single Risk and Compliance Virtual Conference)	'To support bankers as they continue to manage and plan for new challenges' (Ex. SEC-13-GM-014)	Ex. SEC-13-GM-014
May 15, 2020	FINRA and NASAA through Prometric	FINRA qualification examinations (SIE, Series 6, 7, 63, 65, 66 and others) sat at Prometric test centers (class: the licensing sitting on which every new registered representative's employment depends)	'temporarily closed its test centers for a period of 30 days due to the recent outbreak of coronavirus disease (COVID-19)' (Ex. SEC-13-GM-030)	Ex. SEC-13-GM-030
May 27, 2020	each institution's board, under the OCC's rules (12 C.F.R. §§ 5.22, 7.2001), State corporation and banking law and the federal proxy rules	Annual and special meetings of shareholders of national banks, federal savings associations, State banks and bank holding companies (class)	'The OCC recognizes the recent coronavirus disease 2019 (COVID-19) emergency. Health and safety advisories declared in response to the COVID-19 emergency' made in-person meetings infeasible (Ex. SEC-13-GM-026); 'health, transportation, and other logistical issues raised by the spread of coronavirus disease 2019…	Ex. SEC-13-GM-027
May 28, 2020	each institution's board, under the OCC's rules (12 C.F.R. §§ 5.22, 7.2001), State corporation and banking law and the federal proxy rules	Annual and special meetings of shareholders of national banks, federal savings associations, State banks and bank holding companies (class)	'The OCC recognizes the recent coronavirus disease 2019 (COVID-19) emergency. Health and safety advisories declared in response to the COVID-19 emergency' made in-person meetings infeasible (Ex. SEC-13-GM-026); 'health, transportation, and other logistical issues raised by the spread of coronavirus disease 2019…	Ex. SEC-13-GM-026
June 9, 2020	American Financial Services Association	AFSA Annual Meeting and Independents Conference & Expo 2020 (combined)	'With a new format to meet the business demands, networking needs and safety concerns of AFSA's members and guests' (Ex. SEC-13-GM-003)	Ex. SEC-13-GM-007
June 22, 2020	LIMRA (LL Global)	LIMRA Annual Conference (life-insurance and financial-services executives)	Due to restrictions brought on by the pandemic, the conference will be virtual	Ex. SEC-13-GM-122
June 26, 2020	National Association of Insurance Commissioners	NAIC National Meetings (Spring, Summer and Fall), at which insurers, agents' associations and their counsel appear before the State regulators	Due to the ongoing health challenges that are being associated with holding large in-person meetings in the midst of the COVID-19 pandemic... The health and safety of attendees was the most important factor in making the decision to hold this meeting virtually	Ex. SEC-13-GM-120
July 1, 2020	Credit Union National Association	CUNA Governmental Affairs Conference (GAC), the credit-union movement's largest annual gathering	Many of CUNA's live events also shifted to virtual events	Ex. SEC-13-GM-106
July 9, 2020	Million Dollar Round Table	MDRT Annual Meeting and Global Conference (Million Dollar Round Table; life-insurance and financial-advisor producers)	Rising to the challenge of bringing financial advisors together to help clients during the COVID-19 pandemic, MDRT will welcome members to its 2020 Virtual Event starting on August 3	Ex. SEC-13-GM-109
July 28, 2020	Morningstar, Inc.	Morningstar Investment Conference (financial advisors and asset managers; Chicago)	As uncertainty around the pandemic and its financial implications persists for investors, the role of financial advisors continues to expand... While our conference will look different this year	Ex. SEC-13-GM-116
Aug. 4, 2020	American Financial Services Association	AFSA Annual Meeting and Independents Conference & Expo 2020 (combined)	'With a new format to meet the business demands, networking needs and safety concerns of AFSA's members and guests' (Ex. SEC-13-GM-003)	Ex. SEC-13-GM-003
Aug. 31, 2020	Credit Union National Association	CUNA Governmental Affairs Conference (GAC), the credit-union movement's largest annual gathering	CUNA press release (Madison and Washington, Aug. 31, 2020): the 2021 CUNA Governmental Affairs Conference 'would move to an interactive virtual format on March 2-4, 2021'; 'Each year, thousands of industry advocates come together at CUNA Governmental Affairs Conference'	Ex. SEC-13-GM-107
Sept. 15, 2020	National Association of Insurance Commissioners	NAIC National Meetings (Spring, Summer and Fall), at which insurers, agents' associations and their counsel appear before the State regulators	Due to the ongoing health challenges that are being associated with holding large in-person meetings in the midst of the COVID-19 pandemic... The health and safety of attendees was the most important factor in making the decision to hold this meeting virtually	Ex. SEC-13-GM-119
Sept. 21, 2020	Consumer Bankers Association	CBA LIVE (retail banking's annual conference)	Consumer Bankers Association press release, 'CBA LIVE 2020 to Feature Regulators, Bank CEO, Top Political Strategists; Kicks Off September 29 via virtual platform' (Sept. 21, 2020)	Ex. SEC-13-GM-004
Sept. 24, 2020	American Bankers Association	ABA Annual Convention (2020 replaced by the 'Unconventional Convention'; 2021 in person, post-period)	ABA Banking Journal, 'Gottlieb, McWilliams to Keynote ABA Unconventional Convention' (Sept. 24, 2020) (first-ever virtual annual convention, Oct. 19-20, 2020)	Ex. SEC-13-GM-011
Oct. 13, 2020	Charles Schwab & Co.	Schwab IMPACT 2020 (the largest independent-advisor conference)	Charles Schwab press release (Oct. 13, 2020): 'Schwab Advisor Services to Celebrate 30th Anniversary of Schwab IMPACT' ('IMPACT 2020 will proceed for the first time as a virtual experience'; live sessions Oct. 27-28 and Nov. 2, 4, 9 and 11; 'more than 7,600 firms'; 'more than 90 speakers, 70 education sessions, and…	Ex. SEC-13-GM-114
Oct. 19, 2020	Mortgage Bankers Association	MBA Annual Convention & Expo (the mortgage industry's largest gathering)	'Obviously, that could change if the states where we are holding conferences and the overall tone of being able to open up and travel and have large gatherings takes a turn that is counterproductive to bringing folks together' (MBA COO Marcia Davies, Ex. SEC-13-GM-016)	Ex. SEC-13-GM-108
Nov. 4, 2020	American Financial Services Association	AFSA Vehicle Finance Conference (held alongside the NADA Show)	AFSA, 'Start Your Engines for the 2021 Vehicle Finance Conference!' (Nov. 4, 2020) (conference to be held online Feb. 23-25, 2021)	Ex. SEC-13-GM-006
Dec. 21, 2020	Independent Insurance Agents & Brokers of America (Big 'I')	Big 'I' Legislative Conference (independent insurance agents' Washington fly-in)	'The Big I has your back, especially in uncertain times' (Ex. SEC-13-GM-008)	Ex. SEC-13-GM-009
Jan. 15, 2021	American Bankers Association	ABA Conference for Community Bankers	ABA Banking Journal, 'Magic Johnson to Keynote Virtual Conference for Community Bankers' (Jan. 15, 2021)	Ex. SEC-13-GM-010
Jan. 21, 2021	National Association of Federally-Insured Credit Unions (merged into America's Credit Unions in 2024)	NAFCU Annual Conference & Solutions Expo (June) and NAFCU Congressional Caucus (September)	NAFCU, 'NAFCU cancels 54th annual conference' (Jan. 21, 2021): 54th Annual Conference and Solutions Expo, July 27-30, 2021, Savannah, Georgia, cancelled 'Due to the ongoing coronavirus pandemic and the high volume of expected in-person attendees... in conjunction with feedback from our membership and CDC guidance'	Ex. SEC-13-GM-105
Jan. 22, 2021	Credit Union National Association	CUNA Governmental Affairs Conference (GAC), the credit-union movement's largest annual gathering	CUNA, Governmental Affairs Conference page as archived Jan. 22, 2021: 'March 2-4, 2021, Virtual'	Ex. SEC-13-GM-022
Mar. 2, 2021	Independent Community Bankers of America	ICBA LIVE (the community-banking industry's national convention and exposition)	ICBA media advisory (Mar. 2, 2021): 'Community Bankers to Convene for ICBA Connect: ICBA national conference reimagined for 2021 as two-day virtual event' (Mar. 9-10, 2021)	Ex. SEC-13-GM-128
Mar. 16, 2021	American Bankers Association	ABA Washington Summit (the industry's annual advocacy conference)	ABA Banking Journal, 'Virtual Summit Begins Today; Manchin, Richmond Added to Speaker Lineup' (Mar. 16, 2021) (more than 3,400 attendees)	Ex. SEC-13-GM-012
May 19, 2021	Million Dollar Round Table	MDRT Annual Meeting and Global Conference (Million Dollar Round Table; life-insurance and financial-advisor producers)	Rising to the challenge of bringing financial advisors together to help clients during the COVID-19 pandemic, MDRT will welcome members to its 2020 Virtual Event starting on August 3	Ex. SEC-13-GM-110
June 1, 2021	as listed	The autumn 2021 return of in-person conferences under mask, vaccination-proof and conveyance orders (class: CBA LIVE, Aug. 16-18, 2021, Orlando; TBA Annual Convention, Aug. 25-27, 2021, Austin; Money20/20 and InsureTech Connect, October 2021, Las Vegas; ABA Annual Convention, Oct. 17-19, 2021; MBA Annual, Oct. 17-20, 2021, San Diego)	Due to the ongoing health challenges that are being associated with holding large in-person meetings in the midst of the COVID-19 pandemic... The health and safety of attendees was the most important factor in making the decision to hold this meeting virtually	Ex. SEC-13-GM-118
June 6, 2021	Consumer Bankers Association	CBA LIVE (retail banking's annual conference)	Consumer Bankers Association press release, 'Acting Comptroller Hsu To Deliver Keynote In Person At CBA LIVE 2021' (June 6, 2021)	Ex. SEC-13-GM-005
June 30, 2021	as listed	The autumn 2021 return of in-person conferences under mask, vaccination-proof and conveyance orders (class: CBA LIVE, Aug. 16-18, 2021, Orlando; TBA Annual Convention, Aug. 25-27, 2021, Austin; Money20/20 and InsureTech Connect, October 2021, Las Vegas; ABA Annual Convention, Oct. 17-19, 2021; MBA Annual, Oct. 17-20, 2021, San Diego)	As uncertainty around the pandemic and its financial implications persists for investors, the role of financial advisors continues to expand... While our conference will look different this year	Ex. SEC-13-GM-117
July 27, 2021	World Council of Credit Unions	World Credit Union Conference (WCUC)	World Council of Credit Unions (on CUInsight), 'Jumping into the deep end: The first all-virtual World Credit Union Conference' (July 27, 2021)	Ex. SEC-13-GM-032
Sept. 14, 2021	National Association of Federally-Insured Credit Unions (merged into America's Credit Unions in 2024)	NAFCU Annual Conference & Solutions Expo (June) and NAFCU Congressional Caucus (September)	NAFCU newsroom (Sept. 14, 2021): 'Caucus: NAFCU's Berger, James Carville discuss divisive political climate; lawmakers review the latest from the Hill' (Congressional Caucus sessions began Sept. 13, 2021, in Washington, with attendees present)	Ex. SEC-13-GM-111
Oct. 19, 2021	American Bankers Association	ABA Annual Convention (2020 replaced by the 'Unconventional Convention'; 2021 in person, post-period)	ABA Banking Journal, 'ABA Elects New Officers, Board Members for 2021-2022' (Oct. 19, 2021) (in-person annual convention; post-period)	Ex. SEC-13-GM-013
Dec. 7, 2022	each federal credit union's board, under the NCUA Federal Credit Union Bylaws (12 C.F.R. part 701, App. A)	Annual meetings of the members of federal credit unions (class: every federally chartered credit union's annual membership meeting, and special member meetings)	'the COVID-19 outbreak' (Ex. SEC-13-GM-028): the NCUA 'notifies all FCUs that, if they have adopted this bylaw amendment, it is appropriate to invoke this bylaw provision'	Ex. SEC-13-GM-017
	Texas Bankers Association	Texas Bankers Association Annual Convention (135th, 2020; 136th, 2021)	Texas Bankers Association, 'TBA's 136th Annual Convention Returns to Downtown Austin' (hybrid: live Aug. 25-27, 2021; virtual Sept. 1-2, 2021)	Ex. SEC-13-GM-019
	each federal credit union's board, under the NCUA Federal Credit Union Bylaws (12 C.F.R. part 701, App. A)	Annual meetings of the members of federal credit unions (class: every federally chartered credit union's annual membership meeting, and special member meetings)	'the COVID-19 outbreak' (Ex. SEC-13-GM-028): the NCUA 'notifies all FCUs that, if they have adopted this bylaw amendment, it is appropriate to invoke this bylaw provision'	Ex. SEC-13-GM-028
	Financial Industry Regulatory Authority	FINRA Annual Conference 2020 (broker-dealer compliance)	'In response to the coronavirus disease (COVID-19) situation, FINRA has canceled the Annual Conference' (Ex. SEC-13-GM-031)	Ex. SEC-13-GM-031
	Texas Bankers Association	Texas Bankers Association Annual Convention (135th, 2020; 136th, 2021)	Texas Bankers Association, Texas Banking magazine feature (Feb. 2020): '136th Annual Convention in San Antonio features political and regulatory heavy-hitters' (convention 'to be held May 13-15 at the Hyatt Regency Hill Country Resort in San Antonio')	Ex. SEC-13-GM-101
	Consumer Bankers Association	CBA LIVE (retail banking's annual conference)	Consumer Bankers Association, 'CBA LIVE 2020 Highlights' page: 'CBA LIVE 2020, our first-ever virtual conference' (general sessions Sept. 29-30, 2020)	Ex. SEC-13-GM-102
	Consumer Bankers Association	CBA LIVE (retail banking's annual conference)	Consumer Bankers Association, 'Staying Safe' page for CBA LIVE 2021 (Orlando): 'CBA, the JW Marriott Orlando Grande Lakes and Orange County, Florida, will adhere to CDC guidelines'; 'Wear a Mask... at all times, unless eating or drinking'; 'maintain a minimum six-foot distance'	Ex. SEC-13-GM-103
	Risk and Insurance Management Society	RIMS 2020 Annual Conference & Exhibition (risk management and commercial insurance)	RIMS, 'RIMS 2020 - Letter to the World's Risk Management Community From RIMS President Laura Langone and RIMS CEO Mary Roth': 'For the first time in the Society's 70-year history... RIMS regretfully must cancel its 2020 Annual Conference & Exhibition'; 'RIMS has a membership of approximately 10,000 risk practitioners'	Ex. SEC-13-GM-112
	Risk and Insurance Management Society	RIMS 2020 Annual Conference & Exhibition (risk management and commercial insurance)	RIMS newsroom, 'RIMS LIVE 2021 Education Breakdown' (the Society's virtual 2021 conference)	Ex. SEC-13-GM-113
	Charles Schwab & Co.	Schwab IMPACT 2020 (the largest independent-advisor conference)	Charles Schwab press release (Oct. 2021): 'Schwab IMPACT 2021 Brings Compelling Speaker Pairings and Enhanced Virtual Networking Opportunities to RIAs' ('The event, which will be virtual and live over two days,' Oct. 19-20, 2021; 'more than 13,000 independent advisory firms')	Ex. SEC-13-GM-115
	Money20/20 (Ascential)	Money20/20 USA 2020 (payments and fintech)	Money20/20 USA, 'Health and Safety' notice (as archived July 1, 2020): 'working closely with the City of Las Vegas, The Venetian, our vendors, and our sponsors to roll out a complete list of safety measures'; 'Capping access at 6,000 attendees'	Ex. SEC-13-GM-123
	Money20/20 (Ascential)	Money20/20 USA 2020 (payments and fintech)	Money20/20 USA, 'COVID-19 Safety Plan' (as archived Oct. 12, 2021): 'the State of Nevada and The Venetian currently requires everyone to wear face coverings or masks'; 'Evidence of a negative COVID test or proof that you have had at least one vaccination against COVID-19 will be required for attendance'; 'run according…	Ex. SEC-13-GM-124
	Florida Association of Insurance Agents	FAIA Convention & Education Symposium (Florida Association of Insurance Agents; the State's independent-agent convention and trade show)	Florida Association of Insurance Agents, Convention page (as archived Aug. 9, 2020): 'Exhibitors have three options to consider with Convention cancellation: Transfer their booth registration to our 2021 Convention...'; '117th Annual Convention & Education Symposium, June 16-18, 2021, Rosen Shingle Creek Resort…	Ex. SEC-13-GM-125
	Texas Bankers Association	Texas Bankers Association Annual Convention (135th, 2020; 136th, 2021)	Texas Bankers Association, 'COVID-19 NOTICE' for the 2021 Annual Convention (Austin, Aug. 25-27, 2021): 'mitigate potential health risks associated with COVID-19 and the Delta variant... Masks and vaccines are not required to attend our events, however they are strongly recommended'	Ex. SEC-13-GM-127

8. Partial suspension, element by element, for this business

This section applies the five-step test of section 3 to a business of the industry Financial Services with the instruments this report found for the quarters selected and no others: the order; the function of the business it reached; the change it compelled, in its own words; the days of the quarter on which it was in force; and the statute's answer. Where the Library holds only federal-layer and standing-duty instruments for a quarter, the section says so and applies the test to those instruments.

Second quarter of 2020 (Apr. 1, 2020 to June 30, 2020; orders from Mar. 13, 2020)

Step one, the orders. In the second quarter of 2020 the Library holds 230 instruments in force for this selection: 51 instruments from the regulators of Financial Services (Governor Andrew M. Cuomo, Executive Order 202.8 (Mar. 20, 2020) (Ex. SEC-13-046); Governor Andy Beshear, Executive Order 2020-257 (Healthy at Home) (Mar. 25, 2020) (Ex. SEC-13-097); Governor Ned Lamont, Executive Order No. 7G (Mar. 19, 2020) (Ex. SEC-13-093); and 48 more) and 179 federal instruments (Supreme Court of the United States (Public Information Office), Press release of March 12, 2020 (Building closed to the public) (Mar. 12, 2020) (Ex. FED-290); The President and the White House Coronavirus Task Force (with CDC), The President's Coronavirus Guidelines for America: 15 Days to Slow the Spread (Mar. 16, 2020) (Ex. FED-190); United States Court of Appeals for the Ninth Circuit (Order filed by the Clerk, Molly C. Dwyer), Order of March 16, 2020 (COVID-19 building access) (Mar. 16, 2020) (Ex. FED-279); and 176 more). Each is an order, proclamation, rule or decree of a governmental authority with jurisdiction over the place or the trade, and each is listed in section 5 with its exhibit.

Step two, the function reached. The instruments reached these functions of business of the Financial Services industry, as the Library records them: branches and lobbies (BR; Ex. SEC-13-046, Ex. SEC-13-097, Ex. SEC-13-001, Ex. SEC-13-033 and 7 more); ATM, drive-up and cash logistics (AT; Ex. SEC-13-001, Ex. SEC-13-033, Ex. SEC-13-006, Ex. SEC-13-041); contact center (CC; Ex. SEC-13-033, Ex. SEC-13-041, Ex. SEC-13-009, Ex. SEC-13-007); consumer and auto lending (CL; Ex. SEC-13-046, Ex. SEC-13-097, Ex. SEC-13-093, Ex. SEC-13-071 and 9 more); mortgage lending (ML; Ex. SEC-13-046, Ex. SEC-13-097, Ex. SEC-13-093, Ex. SEC-13-103 and 11 more); business lending and deposits (BL; Ex. SEC-13-093, Ex. SEC-13-071, Ex. SEC-13-108, Ex. SEC-13-033 and 9 more); servicing, forbearance, collections, foreclosure and eviction moratoria (SV; Ex. SEC-13-046, Ex. SEC-13-097, Ex. SEC-13-093, Ex. SEC-13-092 and 30 more); insurance (IN; Ex. SEC-13-106, Ex. SEC-13-033, Ex. SEC-13-023, Ex. SEC-13-077 and 9 more); wealth and advisory (WM; Ex. SEC-13-028, Ex. SEC-13-033, Ex. SEC-13-025, Ex. SEC-13-020); marketing, events, seminars (MK; Ex. SEC-13-006); hiring, screening, training, credentialing (HR; Ex. SEC-13-002); office, administration, telework (OP; Ex. SEC-13-046, Ex. SEC-13-097, Ex. SEC-13-028, Ex. SEC-13-001 and 9 more); workforce availability (WF; Ex. SEC-13-092, Ex. SEC-13-001, Ex. SEC-13-002); customer, member and client base and its payers (CB; Ex. SEC-13-092, Ex. SEC-13-103, Ex. SEC-13-062, Ex. SEC-13-047 and 19 more).

Step three, the change compelled. Governor Andrew M. Cuomo, Executive Order 202.8 (Mar. 20, 2020) (Ex. SEC-13-046) ordered: "[Scanned image; text layer absent. 'any appointment that is in-person at any state or county department of motor vehicles is cancelled, and until further notice, only on-line transactions will be permitted'; 100 percent in-person workforce reduction for non-essential businesses effective 8 p.m. Mar.…" Enforcement: Executive Law 29-a; Public Health Law Governor Andy Beshear, Executive Order 2020-257 (Healthy at Home) (Mar. 25, 2020) (Ex. SEC-13-097) ordered: "[Scanned image; text layer absent. Mar. 26, 2020; life-sustaining businesses including financial institutions permitted only with telecommuting 'to the fullest extent possible'; 'all evictions' suspended; government in-person services suspended.]" Enforcement: KRS 39A.990 (Class A misdemeanor) Governor Ned Lamont, Executive Order No. 7G (Mar. 19, 2020) (Ex. SEC-13-093) ordered: "2. Suspension of Non-Critical Court Operations and Associated Requirements.... I have determined that there exists a compelling state interest that courts conduct only essential business in order to minimize the spread of COVID-19... [the Chief Court Administrator is authorized to suspend] (1)…" Enforcement: Conn. Gen. Stat. 28-22 The operative words of every other instrument of the quarter are quoted in section 5.

Step four, the quarter. The quarter's record runs from Mar. 13, 2020 to June 30, 2020, 110 days. Executive Order 202.8 (Ex. SEC-13-046) was in force from Mar. 22, 2020 to June 20, 2020, 91 of the quarter's 110 days; Executive Order 2020-257 (Healthy at Home) (Ex. SEC-13-097) was in force from Mar. 26, 2020 to Aug. 24, 2020, 97 of the quarter's 110 days; Executive Order No. 7G (Ex. SEC-13-093) was in force from Mar. 19, 2020 to Mar. 1, 2021, 104 of the quarter's 110 days. Of the 51 instruments in the quarter's record, 7 were in force on its first day, 42 on its last day and 5 on every day of the quarter.

Step five, the statute's answer. Each function named in step two is a portion of the operation of a business of the Financial Services industry; each change compelled in step three is a delay, interruption or termination of that portion; and but for the orders, no law required it. On the definitions the United States agreed to and the court adopted in Tri-State, the operation was partially suspended during the second quarter of 2020 due to orders from an appropriate governmental authority limiting commerce, travel or group meetings due to COVID-19. The statute asks nothing further: not whether the business was essential or stayed open, not whether it could telework, not whose customers the orders addressed, and not for a percentage.

Third quarter of 2020 (July 1, 2020 to Sept. 30, 2020)

Step one, the orders. In the third quarter of 2020 the Library holds 204 instruments in force for this selection: 41 instruments from the regulators of Financial Services (Governor Andy Beshear, Executive Order 2020-257 (Healthy at Home) (Mar. 25, 2020) (Ex. SEC-13-097); Governor Ned Lamont, Executive Order No. 7G (Mar. 19, 2020) (Ex. SEC-13-093); Financial Industry Regulatory Authority (self-regulatory organization under SEC oversight), Regulatory Notice 20-08 (Mar. 9, 2020) (Ex. SEC-13-028); and 38 more) and 163 federal instruments (Supreme Court of the United States (Public Information Office), Press release of March 12, 2020 (Building closed to the public) (Mar. 12, 2020) (Ex. FED-290); U.S. Department of Agriculture, Farm Production and Conservation mission area, USDA announcement of Mar. 23, 2020: USDA Service Centers Open for Business by Phone Appointment Only (Ex. FED-391); The President and the White House Coronavirus Task Force, Guidelines for Opening Up America Again (Apr. 16, 2020) (Ex. FED-192); and 160 more). Each is an order, proclamation, rule or decree of a governmental authority with jurisdiction over the place or the trade, and each is listed in section 5 with its exhibit.

Step two, the function reached. The instruments reached these functions of business of the Financial Services industry, as the Library records them: branches and lobbies (BR; Ex. SEC-13-097, Ex. SEC-13-001, Ex. SEC-13-033, Ex. SEC-13-002 and 6 more); ATM, drive-up and cash logistics (AT; Ex. SEC-13-001, Ex. SEC-13-033, Ex. SEC-13-006, Ex. SEC-13-041); contact center (CC; Ex. SEC-13-033, Ex. SEC-13-041, Ex. SEC-13-009, Ex. SEC-13-007); consumer and auto lending (CL; Ex. SEC-13-097, Ex. SEC-13-093, Ex. SEC-13-071, Ex. SEC-13-033 and 7 more); mortgage lending (ML; Ex. SEC-13-097, Ex. SEC-13-093, Ex. SEC-13-106, Ex. SEC-13-071 and 9 more); business lending and deposits (BL; Ex. SEC-13-093, Ex. SEC-13-071, Ex. SEC-13-033, Ex. SEC-13-088 and 8 more); servicing, forbearance, collections, foreclosure and eviction moratoria (SV; Ex. SEC-13-097, Ex. SEC-13-093, Ex. SEC-13-047, Ex. SEC-13-095 and 25 more); insurance (IN; Ex. SEC-13-106, Ex. SEC-13-033, Ex. SEC-13-023, Ex. SEC-13-075 and 5 more); wealth and advisory (WM; Ex. SEC-13-028, Ex. SEC-13-033, Ex. SEC-13-020); marketing, events, seminars (MK; Ex. SEC-13-006); hiring, screening, training, credentialing (HR; Ex. SEC-13-002); office, administration, telework (OP; Ex. SEC-13-097, Ex. SEC-13-028, Ex. SEC-13-001, Ex. SEC-13-033 and 5 more); workforce availability (WF; Ex. SEC-13-001, Ex. SEC-13-002); customer, member and client base and its payers (CB; Ex. SEC-13-047, Ex. SEC-13-095, Ex. SEC-13-082, Ex. SEC-13-085 and 13 more).

Step three, the change compelled. Governor Andy Beshear, Executive Order 2020-257 (Healthy at Home) (Mar. 25, 2020) (Ex. SEC-13-097) ordered: "[Scanned image; text layer absent. Mar. 26, 2020; life-sustaining businesses including financial institutions permitted only with telecommuting 'to the fullest extent possible'; 'all evictions' suspended; government in-person services suspended.]" Enforcement: KRS 39A.990 (Class A misdemeanor) Governor Ned Lamont, Executive Order No. 7G (Mar. 19, 2020) (Ex. SEC-13-093) ordered: "2. Suspension of Non-Critical Court Operations and Associated Requirements.... I have determined that there exists a compelling state interest that courts conduct only essential business in order to minimize the spread of COVID-19... [the Chief Court Administrator is authorized to suspend] (1)…" Enforcement: Conn. Gen. Stat. 28-22 Financial Industry Regulatory Authority (self-regulatory organization under SEC oversight), Regulatory Notice 20-08 (Mar. 9, 2020) (Ex. SEC-13-028) ordered: "Due to the recent outbreak of coronavirus disease (COVID-19), FINRA reminds member firms to consider pandemic-related business continuity planning, including whether their business continuity plans (BCPs) are sufficiently flexible to address a wide range of possible effects in the event of a…" Enforcement: SRO rule (context; FINRA is not a governmental authority) The operative words of every other instrument of the quarter are quoted in section 5.

Step four, the quarter. The quarter's record runs from July 1, 2020 to Sept. 30, 2020, 92 days. Executive Order 2020-257 (Healthy at Home) (Ex. SEC-13-097) was in force from Mar. 26, 2020 to Aug. 24, 2020, 55 of the quarter's 92 days; Executive Order No. 7G (Ex. SEC-13-093) was in force from Mar. 19, 2020 to Mar. 1, 2021, 92 of the quarter's 92 days; Regulatory Notice 20-08 (Ex. SEC-13-028) was in force from Mar. 9, 2020 to Sept. 30, 2021, 92 of the quarter's 92 days. Of the 41 instruments in the quarter's record, 37 were in force on its first day, 31 on its last day and 30 on every day of the quarter.

Step five, the statute's answer. Each function named in step two is a portion of the operation of a business of the Financial Services industry; each change compelled in step three is a delay, interruption or termination of that portion; and but for the orders, no law required it. On the definitions the United States agreed to and the court adopted in Tri-State, the operation was partially suspended during the third quarter of 2020 due to orders from an appropriate governmental authority limiting commerce, travel or group meetings due to COVID-19. The statute asks nothing further: not whether the business was essential or stayed open, not whether it could telework, not whose customers the orders addressed, and not for a percentage.

Fourth quarter of 2020 (Oct. 1, 2020 to Dec. 31, 2020)

Step one, the orders. In the fourth quarter of 2020 the Library holds 189 instruments in force for this selection: 29 instruments from the regulators of Financial Services (Governor Ned Lamont, Executive Order No. 7G (Mar. 19, 2020) (Ex. SEC-13-093); Financial Industry Regulatory Authority (self-regulatory organization under SEC oversight), Regulatory Notice 20-08 (Mar. 9, 2020) (Ex. SEC-13-028); Governor Philip D. Murphy, Executive Order No. 106 (Mar. 19, 2020) (Ex. SEC-13-047); and 26 more) and 160 federal instruments (Supreme Court of the United States (Public Information Office), Press release of March 12, 2020 (Building closed to the public) (Mar. 12, 2020) (Ex. FED-290); Chief Judge Phyllis J. Hamilton, General Order 73 (Amended May 21, 2020) (Ex. FED-334); Chief Judge Phyllis J. Hamilton, General Order 72-6 (Sept. 16, 2020) (Ex. FED-333); and 157 more). Each is an order, proclamation, rule or decree of a governmental authority with jurisdiction over the place or the trade, and each is listed in section 5 with its exhibit.

Step two, the function reached. The instruments reached these functions of business of the Financial Services industry, as the Library records them: branches and lobbies (BR; Ex. SEC-13-001, Ex. SEC-13-033, Ex. SEC-13-002, Ex. SEC-13-003 and 3 more); ATM, drive-up and cash logistics (AT; Ex. SEC-13-001, Ex. SEC-13-033, Ex. SEC-13-006); contact center (CC; Ex. SEC-13-033, Ex. SEC-13-009, Ex. SEC-13-007); consumer and auto lending (CL; Ex. SEC-13-093, Ex. SEC-13-071, Ex. SEC-13-033, Ex. SEC-13-088 and 6 more); mortgage lending (ML; Ex. SEC-13-093, Ex. SEC-13-106, Ex. SEC-13-071, Ex. SEC-13-072 and 5 more); business lending and deposits (BL; Ex. SEC-13-093, Ex. SEC-13-071, Ex. SEC-13-033, Ex. SEC-13-088 and 7 more); servicing, forbearance, collections, foreclosure and eviction moratoria (SV; Ex. SEC-13-093, Ex. SEC-13-047, Ex. SEC-13-106, Ex. SEC-13-071 and 17 more); insurance (IN; Ex. SEC-13-106, Ex. SEC-13-033, Ex. SEC-13-023, Ex. SEC-13-075 and 1 more); wealth and advisory (WM; Ex. SEC-13-028, Ex. SEC-13-033, Ex. SEC-13-020); marketing, events, seminars (MK; Ex. SEC-13-006); hiring, screening, training, credentialing (HR; Ex. SEC-13-002); office, administration, telework (OP; Ex. SEC-13-028, Ex. SEC-13-001, Ex. SEC-13-033, Ex. SEC-13-002 and 3 more); workforce availability (WF; Ex. SEC-13-001, Ex. SEC-13-002); customer, member and client base and its payers (CB; Ex. SEC-13-047, Ex. SEC-13-106, Ex. SEC-13-072, Ex. SEC-13-059 and 6 more).

Step three, the change compelled. Governor Ned Lamont, Executive Order No. 7G (Mar. 19, 2020) (Ex. SEC-13-093) ordered: "2. Suspension of Non-Critical Court Operations and Associated Requirements.... I have determined that there exists a compelling state interest that courts conduct only essential business in order to minimize the spread of COVID-19... [the Chief Court Administrator is authorized to suspend] (1)…" Enforcement: Conn. Gen. Stat. 28-22 Financial Industry Regulatory Authority (self-regulatory organization under SEC oversight), Regulatory Notice 20-08 (Mar. 9, 2020) (Ex. SEC-13-028) ordered: "Due to the recent outbreak of coronavirus disease (COVID-19), FINRA reminds member firms to consider pandemic-related business continuity planning, including whether their business continuity plans (BCPs) are sufficiently flexible to address a wide range of possible effects in the event of a…" Enforcement: SRO rule (context; FINRA is not a governmental authority) Governor Philip D. Murphy, Executive Order No. 106 (Mar. 19, 2020) (Ex. SEC-13-047) ordered: "1. Any lessee, tenant, homeowner or any other person shall not be removed from a residential property as the result of an eviction or foreclosure proceeding. 2. While eviction and foreclosure proceedings may be initiated or continued during the time this Order is in effect, enforcement of all…" Enforcement: N.J.S.A. App. A:9-49, -50 (disorderly persons offense for violation of emergency orders) The operative words of every other instrument of the quarter are quoted in section 5.

Step four, the quarter. The quarter's record runs from Oct. 1, 2020 to Dec. 31, 2020, 92 days. Executive Order No. 7G (Ex. SEC-13-093) was in force from Mar. 19, 2020 to Mar. 1, 2021, 92 of the quarter's 92 days; Regulatory Notice 20-08 (Ex. SEC-13-028) was in force from Mar. 9, 2020 to Sept. 30, 2021, 92 of the quarter's 92 days; Executive Order No. 106 (Ex. SEC-13-047) was in force from Mar. 19, 2020 to Jan. 1, 2022, 92 of the quarter's 92 days. Of the 29 instruments in the quarter's record, 25 were in force on its first day, 24 on its last day and 23 on every day of the quarter.

Step five, the statute's answer. Each function named in step two is a portion of the operation of a business of the Financial Services industry; each change compelled in step three is a delay, interruption or termination of that portion; and but for the orders, no law required it. On the definitions the United States agreed to and the court adopted in Tri-State, the operation was partially suspended during the fourth quarter of 2020 due to orders from an appropriate governmental authority limiting commerce, travel or group meetings due to COVID-19. The statute asks nothing further: not whether the business was essential or stayed open, not whether it could telework, not whose customers the orders addressed, and not for a percentage.

First quarter of 2021 (Jan. 1, 2021 to Mar. 31, 2021)

Step one, the orders. In the first quarter of 2021 the Library holds 204 instruments in force for this selection: 29 instruments from the regulators of Financial Services (Governor Ned Lamont, Executive Order No. 7G (Mar. 19, 2020) (Ex. SEC-13-093); Financial Industry Regulatory Authority (self-regulatory organization under SEC oversight), Regulatory Notice 20-08 (Mar. 9, 2020) (Ex. SEC-13-028); Governor Philip D. Murphy, Executive Order No. 106 (Mar. 19, 2020) (Ex. SEC-13-047); and 26 more) and 175 federal instruments (Supreme Court of the United States (Public Information Office), Press release of March 12, 2020 (Building closed to the public) (Mar. 12, 2020) (Ex. FED-290); Chief Judge Phyllis J. Hamilton, General Order 73 (Amended May 21, 2020) (Ex. FED-334); Chief Judge Phyllis J. Hamilton, General Order 72-6 (Sept. 16, 2020) (Ex. FED-333); and 172 more). Each is an order, proclamation, rule or decree of a governmental authority with jurisdiction over the place or the trade, and each is listed in section 5 with its exhibit.

Step two, the function reached. The instruments reached these functions of business of the Financial Services industry, as the Library records them: branches and lobbies (BR; Ex. SEC-13-001, Ex. SEC-13-033, Ex. SEC-13-002, Ex. SEC-13-003 and 3 more); ATM, drive-up and cash logistics (AT; Ex. SEC-13-001, Ex. SEC-13-033, Ex. SEC-13-006); contact center (CC; Ex. SEC-13-033, Ex. SEC-13-009, Ex. SEC-13-007); consumer and auto lending (CL; Ex. SEC-13-093, Ex. SEC-13-033, Ex. SEC-13-017, Ex. SEC-13-003 and 4 more); mortgage lending (ML; Ex. SEC-13-093, Ex. SEC-13-106, Ex. SEC-13-104, Ex. SEC-13-052 and 2 more); business lending and deposits (BL; Ex. SEC-13-093, Ex. SEC-13-033, Ex. SEC-13-089, Ex. SEC-13-017 and 5 more); servicing, forbearance, collections, foreclosure and eviction moratoria (SV; Ex. SEC-13-093, Ex. SEC-13-047, Ex. SEC-13-106, Ex. SEC-13-104 and 14 more); insurance (IN; Ex. SEC-13-106, Ex. SEC-13-033, Ex. SEC-13-023, Ex. SEC-13-075 and 4 more); wealth and advisory (WM; Ex. SEC-13-028, Ex. SEC-13-033, Ex. SEC-13-020, Ex. SEC-13-021); marketing, events, seminars (MK; Ex. SEC-13-006); hiring, screening, training, credentialing (HR; Ex. SEC-13-002); office, administration, telework (OP; Ex. SEC-13-028, Ex. SEC-13-001, Ex. SEC-13-033, Ex. SEC-13-002 and 4 more); workforce availability (WF; Ex. SEC-13-001, Ex. SEC-13-002); customer, member and client base and its payers (CB; Ex. SEC-13-047, Ex. SEC-13-106, Ex. SEC-13-104, Ex. SEC-13-089 and 7 more).

Step four, the quarter. The quarter's record runs from Jan. 1, 2021 to Mar. 31, 2021, 90 days. Executive Order No. 7G (Ex. SEC-13-093) was in force from Mar. 19, 2020 to Mar. 1, 2021, 60 of the quarter's 90 days; Regulatory Notice 20-08 (Ex. SEC-13-028) was in force from Mar. 9, 2020 to Sept. 30, 2021, 90 of the quarter's 90 days; Executive Order No. 106 (Ex. SEC-13-047) was in force from Mar. 19, 2020 to Jan. 1, 2022, 90 of the quarter's 90 days. Of the 29 instruments in the quarter's record, 22 were in force on its first day, 25 on its last day and 21 on every day of the quarter.

Step five, the statute's answer. Each function named in step two is a portion of the operation of a business of the Financial Services industry; each change compelled in step three is a delay, interruption or termination of that portion; and but for the orders, no law required it. On the definitions the United States agreed to and the court adopted in Tri-State, the operation was partially suspended during the first quarter of 2021 due to orders from an appropriate governmental authority limiting commerce, travel or group meetings due to COVID-19. The statute asks nothing further: not whether the business was essential or stayed open, not whether it could telework, not whose customers the orders addressed, and not for a percentage.

Second quarter of 2021 (Apr. 1, 2021 to June 30, 2021)

Step one, the orders. In the second quarter of 2021 the Library holds 199 instruments in force for this selection: 34 instruments from the regulators of Financial Services (Financial Industry Regulatory Authority (self-regulatory organization under SEC oversight), Regulatory Notice 20-08 (Mar. 9, 2020) (Ex. SEC-13-028); Governor Philip D. Murphy, Executive Order No. 106 (Mar. 19, 2020) (Ex. SEC-13-047); Secretary of the Treasury Steven T. Mnuchin, Statement by Secretary Steven T. Mnuchin on Essential Financial Services Workers (press release SM956), transmitting the memorandum Financial Services Sector Essential Critical Infrastructure Workers (Mar. 24, 2020) (Ex. SEC-13-001); and 31 more) and 165 federal instruments (Supreme Court of the United States (Public Information Office), Press release of March 12, 2020 (Building closed to the public) (Mar. 12, 2020) (Ex. FED-290); Chief Judge Phyllis J. Hamilton, General Order 73 (Amended May 21, 2020) (Ex. FED-334); Chief Judge Phyllis J. Hamilton, General Order 72-6 (Sept. 16, 2020) (Ex. FED-333); and 162 more). Each is an order, proclamation, rule or decree of a governmental authority with jurisdiction over the place or the trade, and each is listed in section 5 with its exhibit.

Step two, the function reached. The instruments reached these functions of business of the Financial Services industry, as the Library records them: branches and lobbies (BR; Ex. SEC-13-001, Ex. SEC-13-033, Ex. SEC-13-002, Ex. SEC-13-003 and 3 more); ATM, drive-up and cash logistics (AT; Ex. SEC-13-001, Ex. SEC-13-033, Ex. SEC-13-006); contact center (CC; Ex. SEC-13-033, Ex. SEC-13-009, Ex. SEC-13-007, Ex. SEC-13-010); consumer and auto lending (CL; Ex. SEC-13-033, Ex. SEC-13-017, Ex. SEC-13-003, Ex. SEC-13-004 and 2 more); mortgage lending (ML; Ex. SEC-13-106, Ex. SEC-13-104, Ex. SEC-13-052, Ex. SEC-13-074 and 3 more); business lending and deposits (BL; Ex. SEC-13-033, Ex. SEC-13-017, Ex. SEC-13-003, Ex. SEC-13-004 and 3 more); servicing, forbearance, collections, foreclosure and eviction moratoria (SV; Ex. SEC-13-047, Ex. SEC-13-106, Ex. SEC-13-104, Ex. SEC-13-052 and 18 more); insurance (IN; Ex. SEC-13-106, Ex. SEC-13-033, Ex. SEC-13-023, Ex. SEC-13-075 and 5 more); wealth and advisory (WM; Ex. SEC-13-028, Ex. SEC-13-033, Ex. SEC-13-020, Ex. SEC-13-021 and 1 more); marketing, events, seminars (MK; Ex. SEC-13-006); hiring, screening, training, credentialing (HR; Ex. SEC-13-002, Ex. SEC-13-010); office, administration, telework (OP; Ex. SEC-13-028, Ex. SEC-13-001, Ex. SEC-13-033, Ex. SEC-13-002 and 5 more); workforce availability (WF; Ex. SEC-13-001, Ex. SEC-13-002); customer, member and client base and its payers (CB; Ex. SEC-13-047, Ex. SEC-13-106, Ex. SEC-13-104, Ex. SEC-13-052 and 11 more).

Step three, the change compelled. Financial Industry Regulatory Authority (self-regulatory organization under SEC oversight), Regulatory Notice 20-08 (Mar. 9, 2020) (Ex. SEC-13-028) ordered: "Due to the recent outbreak of coronavirus disease (COVID-19), FINRA reminds member firms to consider pandemic-related business continuity planning, including whether their business continuity plans (BCPs) are sufficiently flexible to address a wide range of possible effects in the event of a…" Enforcement: SRO rule (context; FINRA is not a governmental authority) Governor Philip D. Murphy, Executive Order No. 106 (Mar. 19, 2020) (Ex. SEC-13-047) ordered: "1. Any lessee, tenant, homeowner or any other person shall not be removed from a residential property as the result of an eviction or foreclosure proceeding. 2. While eviction and foreclosure proceedings may be initiated or continued during the time this Order is in effect, enforcement of all…" Enforcement: N.J.S.A. App. A:9-49, -50 (disorderly persons offense for violation of emergency orders) Secretary of the Treasury Steven T. Mnuchin, Statement by Secretary Steven T. Mnuchin on Essential Financial Services Workers (press release SM956), transmitting the memorandum Financial Services Sector Essential Critical Infrastructure Workers (Mar. 24, 2020) (Ex. SEC-13-001) ordered: "The financial services sector is identified as a Critical Infrastructure Sector by the Department of Homeland Security. The Essential Critical Infrastructure Workforce for the financial services sector includes workers who are needed to process (and maintain systems for processing) financial…" Enforcement: None (guidance); operative through the State orders that incorporated CISA's list as the definition of permitted operations The operative words of every other instrument of the quarter are quoted in section 5.

Step four, the quarter. The quarter's record runs from Apr. 1, 2021 to June 30, 2021, 91 days. Regulatory Notice 20-08 (Ex. SEC-13-028) was in force from Mar. 9, 2020 to Sept. 30, 2021, 91 of the quarter's 91 days; Executive Order No. 106 (Ex. SEC-13-047) was in force from Mar. 19, 2020 to Jan. 1, 2022, 91 of the quarter's 91 days; Statement by Secretary Steven T. Mnuchin on Essential Financial Services Workers (press… (Ex. SEC-13-001) was in force from Mar. 24, 2020 to Sept. 30, 2021, 91 of the quarter's 91 days. Of the 34 instruments in the quarter's record, 25 were in force on its first day, 29 on its last day and 24 on every day of the quarter.

Step five, the statute's answer. Each function named in step two is a portion of the operation of a business of the Financial Services industry; each change compelled in step three is a delay, interruption or termination of that portion; and but for the orders, no law required it. On the definitions the United States agreed to and the court adopted in Tri-State, the operation was partially suspended during the second quarter of 2021 due to orders from an appropriate governmental authority limiting commerce, travel or group meetings due to COVID-19. The statute asks nothing further: not whether the business was essential or stayed open, not whether it could telework, not whose customers the orders addressed, and not for a percentage.

Third quarter of 2021 (July 1, 2021 to Sept. 30, 2021)

Step one, the orders. In the third quarter of 2021 the Library holds 205 instruments in force for this selection: 38 instruments from the regulators of Financial Services (Financial Industry Regulatory Authority (self-regulatory organization under SEC oversight), Regulatory Notice 20-08 (Mar. 9, 2020) (Ex. SEC-13-028); Governor Philip D. Murphy, Executive Order No. 106 (Mar. 19, 2020) (Ex. SEC-13-047); Secretary of the Treasury Steven T. Mnuchin, Statement by Secretary Steven T. Mnuchin on Essential Financial Services Workers (press release SM956), transmitting the memorandum Financial Services Sector Essential Critical Infrastructure Workers (Mar. 24, 2020) (Ex. SEC-13-001); and 35 more) and 167 federal instruments (Supreme Court of the United States (Public Information Office), Press release of March 12, 2020 (Building closed to the public) (Mar. 12, 2020) (Ex. FED-290); Chief Judge James K. Bredar, Standing Order 2020-04 (Mar. 16, 2020) (Ex. FED-311); Supreme Court of the United States, Order of March 19, 2020, 589 U.S. (Order List) (Mar. 19, 2020) (Ex. FED-292); and 164 more). Each is an order, proclamation, rule or decree of a governmental authority with jurisdiction over the place or the trade, and each is listed in section 5 with its exhibit.

Step two, the function reached. The instruments reached these functions of business of the Financial Services industry, as the Library records them: branches and lobbies (BR; Ex. SEC-13-001, Ex. SEC-13-033, Ex. SEC-13-002, Ex. SEC-13-003 and 3 more); ATM, drive-up and cash logistics (AT; Ex. SEC-13-001, Ex. SEC-13-033, Ex. SEC-13-006); contact center (CC; Ex. SEC-13-033, Ex. SEC-13-009, Ex. SEC-13-007, Ex. SEC-13-010); consumer and auto lending (CL; Ex. SEC-13-033, Ex. SEC-13-017, Ex. SEC-13-003, Ex. SEC-13-004 and 2 more); mortgage lending (ML; Ex. SEC-13-106, Ex. SEC-13-104, Ex. SEC-13-052, Ex. SEC-13-074 and 3 more); business lending and deposits (BL; Ex. SEC-13-033, Ex. SEC-13-017, Ex. SEC-13-003, Ex. SEC-13-004 and 3 more); servicing, forbearance, collections, foreclosure and eviction moratoria (SV; Ex. SEC-13-047, Ex. SEC-13-106, Ex. SEC-13-104, Ex. SEC-13-052 and 23 more); insurance (IN; Ex. SEC-13-106, Ex. SEC-13-033, Ex. SEC-13-023, Ex. SEC-13-020 and 4 more); wealth and advisory (WM; Ex. SEC-13-028, Ex. SEC-13-033, Ex. SEC-13-020, Ex. SEC-13-021 and 1 more); marketing, events, seminars (MK; Ex. SEC-13-006); hiring, screening, training, credentialing (HR; Ex. SEC-13-002, Ex. SEC-13-010); office, administration, telework (OP; Ex. SEC-13-028, Ex. SEC-13-001, Ex. SEC-13-033, Ex. SEC-13-002 and 5 more); workforce availability (WF; Ex. SEC-13-001, Ex. SEC-13-002); customer, member and client base and its payers (CB; Ex. SEC-13-047, Ex. SEC-13-106, Ex. SEC-13-104, Ex. SEC-13-052 and 10 more).

Step four, the quarter. The quarter's record runs from July 1, 2021 to Sept. 30, 2021, 92 days. Regulatory Notice 20-08 (Ex. SEC-13-028) was in force from Mar. 9, 2020 to Sept. 30, 2021, 92 of the quarter's 92 days; Executive Order No. 106 (Ex. SEC-13-047) was in force from Mar. 19, 2020 to Jan. 1, 2022, 92 of the quarter's 92 days; Statement by Secretary Steven T. Mnuchin on Essential Financial Services Workers (press… (Ex. SEC-13-001) was in force from Mar. 24, 2020 to Sept. 30, 2021, 92 of the quarter's 92 days. Of the 38 instruments in the quarter's record, 27 were in force on its first day, 29 on its last day and 25 on every day of the quarter.

Step five, the statute's answer. Each function named in step two is a portion of the operation of a business of the Financial Services industry; each change compelled in step three is a delay, interruption or termination of that portion; and but for the orders, no law required it. On the definitions the United States agreed to and the court adopted in Tri-State, the operation was partially suspended during the third quarter of 2021 due to orders from an appropriate governmental authority limiting commerce, travel or group meetings due to COVID-19. The statute asks nothing further: not whether the business was essential or stayed open, not whether it could telework, not whose customers the orders addressed, and not for a percentage.

9. The Service's sentences, answered for Financial Services

The Service's letters and examination reports rest on fourteen grounds. Each is answered below from the statute's text, from Tri-State, from the instruments with their exhibit identifiers, and from the United States' own representations. None survives the public record.

Each sentence below is stated in the Service's general vocabulary and answered from the industry analysis; the full answer, with its footnotes, is on the ground page linked beneath it.

Sentence 1: 1. No orders in effect

There were no government orders related to COVID-19 in effect during the quarter which could have fully or partially suspended your trade or business.

For every quarter, the six-quarters section above lists the orders in force on the quarter's first and last day, by issuer, date and terms, with exhibit identifiers. For the third quarter of 2021 alone the list runs to the federal foreclosure moratoria to July 31 and eviction moratoria to September 30 (Ex. FED-354; Ex. FED-364; Ex. FED-378; Ex. SEC-13-012; Ex. SEC-13-014; Ex. FED-379), the CDC's orders (Ex. FED-025; Ex. FED-026), the CARES Act's reporting mandate (Ex. SEC-13-017), the Bureau's rules and bulletin (Ex. FED-344; Ex. SEC-13-008; Ex. SEC-13-010), the ARPA subsidy and the coverage and tolling mandates (Ex. SEC-13-022; Ex. SEC-13-023; Ex. SEC-13-020), the foreclosure, eviction, garnishment and repossession instruments of nineteen States and the District, thirteen of them in force on every day of the quarter (Ex. CA-062; Ex. NY-086; Ex. NJ-054; Ex. IL-038; Ex. WA-069; Ex. OR-042; Ex. MN-042; Ex. MI-079; Ex. NM-009; Ex. CT-103; Ex. TX-040; Ex. AZ-062; Ex. KY-059; Ex. HI-023; Ex. VT-046; Ex. DE-038; Ex. CO-078; Ex. DC-059; Ex. MD-031; and Nevada's AB 486), the insurance instruments of eight States (Ex. NJ-012; Ex. IL-011; Ex. ME-002; Ex. GA-056; Ex. WV-078; Ex. VT-070; Ex. LA-056; Ex. DE-038), the workplace standards of six States and New York's plans (Ex. NJ-050; Ex. SEC-09-038; Ex. VA-037; Ex. VA-045; Ex. AGY-ST-LABOR-WORKPLACE-002; Ex. ECO-B-044; Ex. WA-072; Ex. AGY-ST-LABOR-WORKPLACE-055; Ex. MT-072; Ex. NY-133; Ex. ECO-B-120; Ex. OR-041; Ex. OR-049), the indoor face-covering orders of seven States and the District, the unvaccinated-person mandates of California and Connecticut and the orders of more than thirty metropolitan jurisdictions (Ex. NV-041; Ex. LA-036; Ex. OR-048; Ex. NM-067; Ex. WA-078; Ex. IL-042; Ex. IL-043; Ex. HI-023; Ex. DC-057; Ex. CA-036; Ex. CT-050), the supervisors' instruments (Ex. AGY-FED-FINANCIAL-048; Ex. AGY-FED-FINANCIAL-049; Ex. AGY-FED-FINANCIAL-073), the conveyance, entry and border orders (Ex. FED-020; Ex. FED-207; Ex. FED-233) and the court orders of at least twenty-nine States (Ex. MET-PIT-039; Ex. MET-PHL-060; Ex. MET-CLE-026; Ex. MET-CIN-007). A form sentence that no orders were in effect is not the "case-by-case" determination the United States described to the District Court. The sentence describes a quarter that did not occur, and the Service's records, whatever they contain, do not contain the Federal Register.

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Sentence 2: 2. The employer was essential and remained open

The employer operated an essential business and remained open.

The word "essential" is not in the statute. The essential-services designations permitted the branch to operate; they exempted no branch from the distancing, capacity, face-covering and telework conditions that applied to every business, no servicer from the moratoria, no insurer from the cancellation bars, and no lender from the closed recorder or the closed dealership. The Notice itself provides that an employer so designated "may be considered to have a partial suspension of operations if, under the facts and circumstances, more than a nominal portion of its business operations are suspended by a governmental order," and the United States told the District Court:

[an employer] could be considered to have a partial suspension due to the governmental order if it was required to suspend certain operations for certain purposes.

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Sentence 3: 3. Orders directed to the public

Stay-at-home orders directed to the public are not considered; only orders directed at business operations count.

The statute says nothing of the source or addressee of the order; it asks whether the order limited "commerce, travel, or group meetings." The Notice's own list of qualifying orders includes "A State's emergency proclamation that residents must shelter in place" and "An order from a local official imposing a curfew on residents," both addressed to the public, and the United States quoted that list to the District Court as the statute's meaning and told the Ninth Circuit that a business "may be suspended 'due to' a government order addressing a third party." The orders that reached this industry were, moreover, directed at its operations in terms: "a servicer of a Federally backed mortgage loan may not initiate any judicial or non-judicial foreclosure process"; a regulated institution's refusal of forbearance "shall be deemed an unsafe and unsound business practice"; "No insurer may, without a court order, lapse, terminate or cause to be forfeited a covered insurance policy"; "Banks, currency exchanges, consumer lenders ... credit unions, appraisers, title companies, financial markets" essential only under Social Distancing Requirements; every person in every indoor space including "banks" under a face-covering requirement at $500 a day. The position rewrites the statute and misdescribes the orders.

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Sentence 4: 4. Comparable operations through telework

The employer could have continued comparable operations through telework.

"Comparable operations" and "telework" are not in the statute; Tri-State defines a partial suspension as a temporary delay, interruption or termination of a portion of the business, and a contact center ordered to remote operation has had its in-person portion terminated for the duration of the order. The Notice's own words say the same. Q&A-15 provides that where "the closure of the workplace causes the employer to suspend business operations for certain purposes, but not others, it may be considered to have a partial suspension of operations due to the governmental order," and its Example 2 treats a business whose customers "cannot be served remotely" as partially suspended; Q&A-16 provides that where the physical work space is so critical that central tasks cannot be performed remotely "this factor alone indicates that the employer is not able to continue comparable operations"; Q&A-17 provides that a compelled modification with more than a nominal effect is a partial suspension. A teller line, a vault, a safe-deposit box, a drive-up lane, a closing table, a repossession, a sheriff's sale, an appraisal inspection and an eviction are not performed by telework; they are the branch, the collateral and the courthouse, and the orders closed or stayed each of them. Telework was the modification the orders compelled for the functions that could bear it, and a compelled modification of a more than nominal portion is a partial suspension, which is what Q&A-17 also says; for the functions that could not bear it, the orders terminated the operation outright. The position substitutes a word Congress did not write for the one it did.

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Sentence 5: 5. The orders affected the customers, not the employer

The orders affected the employer's customers, not the employer (Q&A-13).

Q&A-13 addresses an employer that suspends operations because of "a reduction in demand." This analysis does not rest on a reduction in demand; it rests on orders. It cites orders that forbade the employer to foreclose, evict, repossess and garnish; that compelled it to forbear and to report accounts as current; that forbade it to cancel a policy and ordered it to refund premium; that closed the recorders, motor-vehicle offices, dealerships and courts through which its loans are made and enforced; and that placed its lobby under airborne-transmission controls fixing who could enter and on what conditions, and it treats the orders confining its customers as orders limiting commerce, travel and group meetings under the statute's text, Q&A-12's logic and the United States' representation that a third-party order counts. A stay-at-home order on the customer base is itself an order limiting commerce, and the commerce it limited was this industry's; California's Insurance Commissioner ordered $1.75 billion of premium returned because "the statewide and local public health stay-at-home orders" had cut the miles his insureds drove. Q&A-13 describes an employer that "responds to the lack of demand by suspending some or all of its operations." It does not describe a servicer forbidden by statute to collect, and the Service's invocation of it against this industry misdescribes both the orders and the industry.

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Sentence 6: 6. Voluntary measures

The employer's measures were voluntary (Q&A-14).

A forbearance granted because CARES Act § 4022 required it, a foreclosure not begun because Mortgagee Letter 2021-15 forbade it, a policy not cancelled because the Sixth Modification forbade it, a lobby placed under OAR 333-019-1025's airborne-transmission controls (universal face coverings, with the operator's duty to ensure compliance and to post the requirement, at $500 a day) because the rule required it and a contact center emptied because Executive Order 202.8 required it are not voluntary. Q&A-14 describes an employer that closes without any order; every modification described here is traced to an order with an exhibit identifier. Where an institution adopted a nationwide policy to comply with the orders of the jurisdictions that bound it, Q&A-20 makes it eligible "with respect to all of its operations in all locations." A modification traced to an order with an exhibit identifier is not voluntary, and the position that it was describes an employer this analysis does not address.

Q&A-14 reaches only a suspension "not due to a governmental order" (Notice 2021-20, 2021-11 I.R.B. 922, Q&A-14, at 929), and the United States and the District Court have defined the excluded employer as one "not being ordered to do so" (Doc. 49 at 18; Br. for Appellees at 42). No employer in this industry answered that description in any of the six quarters. The reopening orders permitted a branch or an agency office to operate only on conditions with the force of law: in Texas, "shall operate at no more than 50 percent" and "shall wear a face covering" under Government Code § 418.173 (Ex. TX-021; Ex. TX-022; Ex. DUT-TX-012). The standing statutes commanded the same conduct independently: "Each person shall act responsibly to prevent and control communicable disease" (Tex. Health & Safety Code § 81.002, Ex. DUT-TX-001); "Each employer shall" provide "a place of employment that is reasonably safe and healthful" (Tex. Lab. Code § 411.103, Ex. DUT-TX-013); and the general duty clause, 29 U.S.C. § 654(a)(1), enforced by citation from September 2020 (Ex. DUT-FED-001; Ex. LAW-487; Ex. DUT-FED-069). The legislatures then fixed the standard of care as compliance with governmental standards, guidance and protocols, from the first days of the emergency (Ex. DUT-TX-015; Ex. DUT-AZ-010; Ex. DUT-MI-015; Ex. DUT-FL-012). The safe-workplace statutes had no COVID-19 content until the health authorities said what a safe workplace required; the measures were taken because those directives defined the duty and would not have been taken without them. "Due to" is but-for causation (Tri-State, ECF No. 38, at 17-19), and the causation here runs from the command to the measure without an intervening choice. The Notice's own words say the same: a modification "required by a governmental order as a condition of reopening a physical space for business or service to the public" is a partial suspension due to the order (Q&A-18, at 930). A statute that commands conduct is an order from an appropriate governmental authority, by the statute's terms and by the United States' own definition of the exclusion; the Service's premise that no command reached the employer fails wherever a command did, and in the instruments inventoried here one always did.

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Sentence 7: 7. Not more than nominal: the 10 percent figure as a floor

The portion of the business affected was not more than nominal (the 10 percent figure applied as a floor).

The ten percent figure is, in the United States' words, "not determinative," "[e]ffectively ... a safe harbor," "not an eligibility requirement," "a quintessential safe harbor," "a safe harbor rather than a hard floor"; the District Court held it "is not an exclusionary cut-off point"; and Tri-State held that the Notice "provides a method for the test to be met not as a requirement to meet the test" and that reading it as a requirement "would read requirements into the statute that do not exist." The showing for this industry exceeds the safe harbor many times over: the collection of the mortgage and consumer portfolio, the origination chain, the branch network, the contact centers and the insurance book are each a portion of the business that no account of nominality reaches, and the Bureau's own count of 6.9 million forborne borrowers is the measure of one of them. The position applies as a floor a figure the United States has told two federal courts is not one.

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Sentence 8: 8. Modifications of nominal effect

The required modifications (masks, gloves, spacing, screening) had only a nominal effect (Q&A-18).

The modifications described here are the termination of foreclosure, eviction, repossession and garnishment, compelled forbearance and current reporting, the prohibition of cancellation, compelled refunds, closed and capped lobbies, remote operation, closed recorders and motor-vehicle offices, deferred appraisals and suspended notarial acts; the face-covering orders of July through September 2021 are treated as what they are, airborne-transmission controls imposed by appropriate governmental authorities, enforced by fine, that conditioned every branch lobby in the States and metros that issued them, fixed who could be admitted and what the operator was liable for. Q&A-18's deeming rule, which the United States has told two federal courts is a safe harbor and not a requirement, provides that a modification "that results in a reduction in an employer's ability to provide goods or services in the normal course of the employer's business of not less than 10 percent will be deemed to have more than a nominal effect"; the showing here exceeds it, and the United States told the District Court:

employees having to wear face masks may impact business operations.

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Sentence 9: 9. A declaration of emergency is not an order

A declaration of emergency is not an order (Q&A-10).

This analysis relies on no bare declaration as a suspending order. Each instrument in the layers and quarters sections limited commerce, travel or group meetings in terms. Where an emergency declaration is cited, it is cited as the instrument under which those orders were issued and continued, or as proof of a period, which the Notice's own text allows; Maine's Proclamation of Insurance Emergency is cited because 24-A M.R.S. § 471 made it the legal predicate of the Bureau of Insurance's binding bulletins, and the States' emergency declarations are cited because the remote-notarization, moratorium and insurance instruments of Texas, Georgia, Mississippi, Kentucky, New Jersey and Delaware ran for their duration. The ground answers an argument this analysis does not make.

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Sentence 10: 10. Supply-chain effects too attenuated

The supplier was not itself closed by order; supply-chain effects are too attenuated (AM 2023-005).

Chief Counsel memoranda "may not be used or cited as precedent," by their own legend, which Tri-State quoted in declining to rely on the Chief Counsel advice the United States offered there. The suppliers of this industry are the appraisers, notaries, recorders, motor-vehicle offices, dealerships, courts, clerks and sheriffs, and each was closed, suspended or conditioned by an order with a date and an exhibit identifier: the Fayette County Clerk limited its counters from March 16, 2020 and closed to the public from March 27, 2020 to April 12, 2021; the Dallas County Clerk closed every office to the public on March 24, 2020, as its notice records; Harris County cancelled or controlled the first-Tuesday foreclosure sales of twelve months between May 2020 and May 2021; the Allegheny County Sheriff was ordered not to execute writs of possession; Nebraska's Governor recited that closings "require physical presence" as the reason for his order. Nothing here is attenuated. The United States told the Ninth Circuit that the supplier rule "never even mentions a 'physical[ ] clos[ure]' order against the supplier," and told the District Court that an employer is eligible where its operations are suspended "because of the supplier's inability to deliver." Causation is but-for on the United States' own agreed definition: absent the order closing the recorder, no law kept the deed from being recorded; absent the order cancelling the sale, no law kept the trustee from selling. The position describes an attenuated chain this analysis does not assert; a courthouse closed by administrative order and a sale cancelled by county order are not supply-chain effects, and a Chief Counsel memorandum that cannot be cited as precedent is not the statute.

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Sentence 11: 11. The orders had lifted before the quarter

The orders had lifted before the quarter began; any effect was a lingering effect.

For the third quarter of 2021 the orders had not lifted: subpart B of that quarter's section lists, with dates, the orders in force on July 1 and September 30, 2021, from the federal moratoria to July 31 and September 30 and the Bureau's rule from August 31 through the State statutes of August and September and the face-covering reinstatements of July through September, and the paragraph that follows it names the expired instruments on which the proof does not rest. Where the position means that a suspension compelled by an order that expired on June 30 ended at midnight, it misreads the clause, which asks whether the operation "is fully or partially suspended during the calendar quarter," and it contradicts Tri-State's definition of a suspension as a "delay," Q&A-22's whole-quarter rule and Q&A-16's transition rule. A foreclosure pipeline frozen by law for sixteen months and then held by the Bureau's rule to December 31, 2021 was not restored on August 1; the orders' own dates fix the arithmetic. The position mistakes the date an order lapsed for the date the suspension it compelled ended; the clause asks about the second.

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Sentence 12: 12. No decline in gross receipts

The employer did not experience the required decline in gross receipts.

The gross-receipts prong is not relied on. The statute makes an employer eligible on either prong, and the United States agreed in Tri-State that the gross-receipts test is "another method to qualify," on which the court held "the fact an employer can be eligible and affected without partial or full suspension is reasonable." The suspension prong asks about operations, not revenue, and a servicer whose fee income continued while its collection department was forbidden to act is the case the prong describes. The ground answers a prong this analysis does not invoke; Congress joined the two prongs with "or."

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Sentence 13: 13. Guidance, recommendations or best practices

The instruments relied on are guidance, recommendations or best practices, not orders.

Every instrument this analysis relies on as a suspending order is a statute, rule, order, proclamation, directive, executive order or administrative order with the force of law, issued under a recited statutory or constitutional power and enforced by penalty, contempt, license, program condition or supervisory sanction: a public law of the United States (Ex. FED-340), a Federal Register rule of the Bureau (Ex. FED-344), an order of the CDC whose violation is a federal crime (Ex. FED-025), a program condition on every servicer of an insured mortgage (Ex. FED-364), an executive order of a governor under an emergency act (Ex. NJ-003), an emergency regulation of a State banking superintendent (Ex. NY-100), a statute of a State legislature (Ex. MA-052; Ex. NY-086; Ex. MN-042), an order of a State supreme court (Ex. TX-040; Ex. IL-067) and a health authority's rule with a civil penalty of $500 a day (Ex. OR-048). Where a regulator's instrument was hortatory (the interagency statements encouraging accommodation; the FFIEC pandemic-planning statement; FINRA's notices; the supervisors' letters and announcements of their own offsite policies; the closure notices of motor-vehicle agencies, clerks and test centers), it is described here as guidance, or as the agency's announcement implementing an order cited by its exhibit identifier, and grounds no finding; where a State made a federal guidance document binding by incorporating it into an order, the binding instrument is the order, and it is the order that is cited. The Notice itself provides that whether an instrument is a governmental order "is determined without regard to the level of enforcement." An instrument enforced by fine, contempt, license, program condition or supervisory sanction is not a recommendation, and the position that it is misdescribes every instrument this analysis names.

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Sentence 14: 14. "Order" must be given its ordinary meaning

"Order" must be given its ordinary meaning.

Agreed. An "order" is "a specific rule, regulation, or authoritative direction : command" and "a ruling or command made by a competent administrative authority" (Merriam-Webster, 2020), and "[a]n authoritative indication to be obeyed; a command or direction" (American Heritage); the United States agreed in Tri-State that the clause is read by "plain meaning." "A servicer ... may not initiate any judicial or non-judicial foreclosure process"; "A Mortgagee must not initiate or continue with an eviction"; "shall report the credit obligation or account as current"; "No insurer may ... lapse, terminate or cause to be forfeited"; "shall not evict any covered person." Every instrument in the finding for the third quarter of 2021 is a command from a competent authority to do or refrain from doing something on pain of sanction. That is the ordinary meaning, and it is satisfied.

The Service is free to disagree about the weight of these instruments. It is not free to say they did not exist.

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10. Exhibit list

Every instrument cited in this report, by exhibit identifier: 453 records, of which The COVID Project holds the document for 441. The record URL opens the instrument's page in the Library; the exhibit URL opens the document itself where it is held.

Exhibit	Instrument	Issuer	Date	Citation	Record URL	Exhibit file
Ex. AGY-FED-FINANCIAL-048	Temporary final rule, Temporary Regulatory Relief in Response to COVID-19-Extension, 85 Fed. Reg. 83405 (Dec. 22, 2020)	NCUA Board	Dec. 22, 2020	NCUA Board, Temporary final rule, Temporary Regulatory Relief in Response to COVID-19-Extension, 85 Fed. Reg. 83405 (Dec. 22, 2020) (Ex. AGY-FED-FINANCIAL-048)	/library/AGY-FED-FINANCIAL-048	/exhibit/AGY-FED-FINANCIAL-048
Ex. AGY-FED-FINANCIAL-049	Letter to Credit Unions 21-CU-04 and NCUA Board administrative order of April 26, 2021	NCUA Board (interim final rule and administrative order of April 26, 2021) and NCUA staff letter	June 1, 2021	NCUA Board (interim final rule and administrative order of April 26, 2021) and NCUA staff letter, Letter to Credit Unions 21-CU-04 and NCUA Board administrative order of April 26, 2021 (June 1, 2021) (Ex. AGY-FED-FINANCIAL-049)	/library/AGY-FED-FINANCIAL-049	/exhibit/AGY-FED-FINANCIAL-049
Ex. AGY-FED-FINANCIAL-073	CFTC Staff Letter No. 21-10 (No-Action)	CFTC Market Participants Division and Division of Market Oversight	Apr. 13, 2021	CFTC Market Participants Division and Division of Market Oversight, CFTC Staff Letter No. 21-10 (No-Action) (Apr. 13, 2021) (Ex. AGY-FED-FINANCIAL-073)	/library/AGY-FED-FINANCIAL-073	/exhibit/AGY-FED-FINANCIAL-073
Ex. AGY-ST-LABOR-WORKPLACE-002	Finding of Emergency, Government Code section 11346.1: Proposed Emergency Regulation, COVID-19 Prevention (Title 8, §§ 3205, 3205.1, 3205.2, 3205.3, 3205.4)…	Occupational Safety and Health Standards Board	Nov. 19, 2020	Occupational Safety and Health Standards Board, Finding of Emergency, Government Code section 11346.1: Proposed Emergency Regulation, COVID-19 Prevention (Title 8, §§ 3205, 3205.1, 3205.2, 3205.3, 3205.4), Business Meeting November 19, 2020 (Nov. 19, 2020) (Ex. AGY-ST-LABOR-WORKPLACE-002)	/library/AGY-ST-LABOR-WORKPLACE-002	/exhibit/AGY-ST-LABOR-WORKPLACE-002
Ex. AGY-ST-LABOR-WORKPLACE-055	Emergency rule WAC 296-800-14035, CR-103E Rule-making Order AO21-34 (adopted Aug. 23, 2021; WSR 21-18-030) implementing Proclamation 20-25.15 (indoor face…	Department of Labor and Industries	Aug. 23, 2021	Department of Labor and Industries, Emergency rule WAC 296-800-14035, CR-103E Rule-making Order AO21-34 (adopted Aug. 23, 2021; WSR 21-18-030) implementing Proclamation 20-25.15 (indoor face coverings reinstated Aug. 23, 2021) (Ex. AGY-ST-LABOR-WORKPLACE-055)	/library/AGY-ST-LABOR-WORKPLACE-055	/exhibit/AGY-ST-LABOR-WORKPLACE-055
Ex. AZ-062	Administrative Order No. 2021-129 (corrected)	Arizona Supreme Court	Aug. 11, 2021	Arizona Supreme Court, Administrative Order No. 2021-129 (corrected) (Aug. 11, 2021) (Ex. AZ-062)	/library/AZ-062	/exhibit/AZ-062
Ex. CA-036	State Public Health Officer Order of June 11, 2021 as posted on CDPH's site and printed September 21, 2021	State Public Health Officer Tomas J. Aragon	June 11, 2021	State Public Health Officer Tomas J. Aragon, State Public Health Officer Order of June 11, 2021 as posted on CDPH's site and printed September 21, 2021 (Ex. CA-036)	/library/CA-036	/exhibit/CA-036
Ex. CA-062	Assembly Bill 832 (2021)	California Legislature; Governor Newsom (approved)	June 28, 2021	California Legislature; Governor Newsom (approved), Assembly Bill 832 (2021) (June 28, 2021) (Ex. CA-062)	/library/CA-062	/exhibit/CA-062
Ex. CO-078	Executive Order D 2021 120	Governor Jared Polis	June 30, 2021	Governor Jared Polis, Executive Order D 2021 120 (June 30, 2021) (Ex. CO-078)	/library/CO-078	/exhibit/CO-078
Ex. CT-050	Executive Order No. 13A	Governor Ned Lamont; Commissioner of Public Health (universal-masking rule)	Aug. 5, 2021	Governor Ned Lamont; Commissioner of Public Health (universal-masking rule), Executive Order No. 13A (Aug. 5, 2021) (Ex. CT-050)	/library/CT-050	/exhibit/CT-050
Ex. CT-103	Executive Order No. 12D	Governor Ned Lamont	June 30, 2021	Governor Ned Lamont, Executive Order No. 12D (June 30, 2021) (Ex. CT-103)	/library/CT-103	/exhibit/CT-103
Ex. DC-057	Mayor's Order 2021-097	Mayor Muriel Bowser	July 29, 2021	Mayor Muriel Bowser, Mayor's Order 2021-097 (July 29, 2021) (Ex. DC-057)	/library/DC-057	/exhibit/DC-057
Ex. DC-059	Superior Court Order by Chief Judge Josey-Herring (Amended 7/14/21)	Superior Court of the District of Columbia, Chief Judge Anita Josey-Herring	July 14, 2021	Superior Court of the District of Columbia, Chief Judge Anita Josey-Herring, Superior Court Order by Chief Judge Josey-Herring (Amended 7/14/21) (July 14, 2021) (Ex. DC-059)	/library/DC-059	/exhibit/DC-059
Ex. DE-038	Twenty-Ninth Modification of the Declaration of a State of Emergency	Governor John C. Carney	May 18, 2021	Governor John C. Carney, Twenty-Ninth Modification of the Declaration of a State of Emergency (May 18, 2021) (Ex. DE-038)	/library/DE-038	/exhibit/DE-038
Ex. DUT-AZ-010	Session law (Senate Bill 1377), adding A.R.S. §§ 12-515 and 12-516	Arizona Legislature (Fifty-fifth Legislature, First Regular Session); approved by Governor Douglas A. Ducey	standing	Arizona Legislature (Fifty-fifth Legislature, First Regular Session); approved by Governor Douglas A. Ducey, Session law (Senate Bill 1377), adding A.R.S. §§ 12-515 and 12-516 (standing) (Ex. DUT-AZ-010)	/library/DUT-AZ-010	/exhibit/DUT-AZ-010
Ex. DUT-FED-001	29 U.S.C. 654 (OSH Act § 5, the general duty clause)	Congress (Occupational Safety and Health Act of 1970, § 5, Pub. L. 91-596, 84 Stat. 1593)	standing	Congress (Occupational Safety and Health Act of 1970, § 5, Pub. L. 91-596, 84 Stat. 1593), 29 U.S.C. 654 (OSH Act § 5, the general duty clause) (standing) (Ex. DUT-FED-001)	/library/DUT-FED-001	/exhibit/DUT-FED-001
Ex. DUT-FED-069	News release, US Department of Labor cites insurance agency for exposing workers to coronavirus at Denver location where employee died with COVID-19 (Fred Loya…	Occupational Safety and Health Administration, Region 8 (Denver Area Office; Area Director Amanda Kupper)	standing	Occupational Safety and Health Administration, Region 8 (Denver Area Office; Area Director Amanda Kupper), News release, US Department of Labor cites insurance agency for exposing workers to coronavirus at Denver location where employee died with COVID-19 (Fred Loya Insurance Agency Inc.; Inspection No. 1528139; citation Oct. 1, 2021) (Oct. 7, 2021) (Ex. DUT-FED-069)	/library/DUT-FED-069	/exhibit/DUT-FED-069
Ex. DUT-FL-012	Chapter 2021-1, Laws of Florida (SB 72), § 1, creating Fla. Stat. § 768.38	Florida Legislature (SB 72), approved by Governor Ron DeSantis	standing	Florida Legislature (SB 72), approved by Governor Ron DeSantis, Chapter 2021-1, Laws of Florida (SB 72), § 1, creating Fla. Stat. § 768.38 (standing) (Ex. DUT-FL-012)	/library/DUT-FL-012	/exhibit/DUT-FL-012
Ex. DUT-MI-015	2020 PA 237 (MCL 408.1085), employer immunity for employee exposure to COVID-19 conditioned on compliance with all COVID-19 statutes, rules, regulations…	Michigan Legislature (Enrolled House Bill 6031, 2020 PA 237, approved and filed Oct. 22, 2020)	standing	Michigan Legislature (Enrolled House Bill 6031, 2020 PA 237, approved and filed Oct. 22, 2020), 2020 PA 237 (MCL 408.1085), employer immunity for employee exposure to COVID-19 conditioned on compliance with all COVID-19 statutes, rules, regulations, executive orders and agency orders (standing) (Ex. DUT-MI-015)	/library/DUT-MI-015	/exhibit/DUT-MI-015
Ex. DUT-TX-001	Tex. Health & Safety Code § 81.002	Texas Legislature (Health and Safety Code, Title 2, Subtitle D, Chapter 81, Communicable Disease Prevention and Control Act)	standing	Texas Legislature (Health and Safety Code, Title 2, Subtitle D, Chapter 81, Communicable Disease Prevention and Control Act), Tex. Health & Safety Code § 81.002 (standing) (Ex. DUT-TX-001)	/library/DUT-TX-001	/exhibit/DUT-TX-001
Ex. DUT-TX-012	Tex. Gov't Code § 418.173	Texas Legislature (Government Code ch. 418)	standing	Texas Legislature (Government Code ch. 418), Tex. Gov't Code § 418.173 (standing) (Ex. DUT-TX-012)	/library/DUT-TX-012	/exhibit/DUT-TX-012
Ex. DUT-TX-013	Tex. Labor Code § 411.103	Texas Legislature (Labor Code ch. 411, Workers' Health and Safety, Subchapter H, General Requirements Relating to Occupational Health and Safety)	standing	Texas Legislature (Labor Code ch. 411, Workers' Health and Safety, Subchapter H, General Requirements Relating to Occupational Health and Safety), Tex. Labor Code § 411.103 (standing) (Ex. DUT-TX-013)	/library/DUT-TX-013	/exhibit/DUT-TX-013
Ex. DUT-TX-015	Tex. Civ. Prac. & Rem. Code § 148.003	Texas Legislature (Civil Practice and Remedies Code ch. 148, Liability During Pandemic Emergency, added by S.B. 6)	standing	Texas Legislature (Civil Practice and Remedies Code ch. 148, Liability During Pandemic Emergency, added by S.B. 6), Tex. Civ. Prac. & Rem. Code § 148.003 (standing) (Ex. DUT-TX-015)	/library/DUT-TX-015	/exhibit/DUT-TX-015
Ex. ECO-B-044	COVID-19 Prevention Emergency Temporary Standards, readopted with amendments (8 C.C.R. 3205 et seq.), June 17, 2021 (Executive Order N-09-21 waiving OAL review)	Occupational Safety and Health Standards Board (Cal/OSHA)	June 17, 2021	Occupational Safety and Health Standards Board (Cal/OSHA), COVID-19 Prevention Emergency Temporary Standards, readopted with amendments (8 C.C.R. 3205 et seq.), June 17, 2021 (Executive Order N-09-21 waiving OAL review) (Ex. ECO-B-044)	/library/ECO-B-044	/exhibit/ECO-B-044
Ex. ECO-B-120	N.Y. Labor Law 218-b, Prevention of occupational exposure to an airborne infectious disease (HERO Act)	New York State Legislature (L. 2021, ch. 105, May 5, 2021, as amended by ch. 263, June 11, 2021)	May 5, 2021	New York State Legislature (L. 2021, ch. 105, May 5, 2021, as amended by ch. 263, June 11, 2021), N.Y. Labor Law 218-b, Prevention of occupational exposure to an airborne infectious disease (HERO Act) (May 5, 2021) (Ex. ECO-B-120)	/library/ECO-B-120	/exhibit/ECO-B-120
Ex. FED-001	Proclamation 9994	President Donald J. Trump	Mar. 13, 2020	President Donald J. Trump, Proclamation 9994 (Mar. 13, 2020) (Ex. FED-001)	/library/FED-001	/exhibit/FED-001
Ex. FED-002	Notice of February 24, 2021	President Joseph R. Biden, Jr.	Feb. 24, 2021	President Joseph R. Biden, Jr, Notice of February 24, 2021 (Feb. 24, 2021) (Ex. FED-002)	/library/FED-002	/exhibit/FED-002
Ex. FED-006	Emergency determination of March 13, 2020 under Stafford Act § 501(b) (nationwide emergency; implemented by FEMA as EM-3428 through EM-3580 series, one per…	President Donald J. Trump (letter to the Secretaries of Homeland Security, the Treasury and HHS and the FEMA Administrator)	Mar. 13, 2020	President Donald J. Trump (letter to the Secretaries of Homeland Security, the Treasury and HHS and the FEMA Administrator), Emergency determination of March 13, 2020 under Stafford Act § 501(b) (nationwide emergency; implemented by FEMA as EM-3428 through EM-3580 series, one per State and territory, all dated March 13, 2020) (Mar. 13, 2020) (Ex. FED-006)	/library/FED-006	/exhibit/FED-006
Ex. FED-007	Memorandum of January 21, 2021	President Joseph R. Biden, Jr. (memorandum to the Secretary of Defense and the Secretary of Homeland Security)	Jan. 21, 2021	President Joseph R. Biden, Jr. (memorandum to the Secretary of Defense and the Secretary of Homeland Security), Memorandum of January 21, 2021 (Jan. 21, 2021) (Ex. FED-007)	/library/FED-007	/exhibit/FED-007
Ex. FED-008	Memorandum of February 2, 2021	President Joseph R. Biden, Jr. (memorandum to the Secretary of Homeland Security and the FEMA Administrator)	Feb. 2, 2021	President Joseph R. Biden, Jr. (memorandum to the Secretary of Homeland Security and the FEMA Administrator), Memorandum of February 2, 2021 (Feb. 2, 2021) (Ex. FED-008)	/library/FED-008	/exhibit/FED-008
Ex. FED-009	Memorandum of August 17, 2021	President Joseph R. Biden, Jr.	Aug. 17, 2021	President Joseph R. Biden, Jr, Memorandum of August 17, 2021 (Aug. 17, 2021) (Ex. FED-009)	/library/FED-009	/exhibit/FED-009
Ex. FED-010	Determination that a Public Health Emergency Exists Nationwide as the Result of the 2019 Novel Coronavirus	Alex M. Azar II, Secretary of Health and Human Services	Jan. 31, 2020	Alex M. Azar II, Secretary of Health and Human Services, Determination that a Public Health Emergency Exists Nationwide as the Result of the 2019 Novel Coronavirus (Jan. 31, 2020) (Ex. FED-010)	/library/FED-010	/exhibit/FED-010
Ex. FED-011	Renewal of Determination that a Public Health Emergency Exists (April 21, 2020)	Alex M. Azar II, Secretary of HHS	Apr. 21, 2020	Alex M. Azar II, Secretary of HHS, Renewal of Determination that a Public Health Emergency Exists (April 21, 2020) (Apr. 21, 2020) (Ex. FED-011)	/library/FED-011	/exhibit/FED-011
Ex. FED-012	Renewal of Determination that a Public Health Emergency Exists (July 23, 2020)	Alex M. Azar II, Secretary of HHS	July 23, 2020	Alex M. Azar II, Secretary of HHS, Renewal of Determination that a Public Health Emergency Exists (July 23, 2020) (Ex. FED-012)	/library/FED-012	/exhibit/FED-012
Ex. FED-013	Renewal of Determination that a Public Health Emergency Exists (October 2, 2020)	Alex M. Azar II, Secretary of HHS	Oct. 2, 2020	Alex M. Azar II, Secretary of HHS, Renewal of Determination that a Public Health Emergency Exists (October 2, 2020) (Oct. 2, 2020) (Ex. FED-013)	/library/FED-013	/exhibit/FED-013
Ex. FED-014	Renewal of Determination that a Public Health Emergency Exists (January 7, 2021)	Alex M. Azar II, Secretary of HHS	Jan. 7, 2021	Alex M. Azar II, Secretary of HHS, Renewal of Determination that a Public Health Emergency Exists (January 7, 2021) (Jan. 7, 2021) (Ex. FED-014)	/library/FED-014	/exhibit/FED-014
Ex. FED-015	Renewal of Determination that a Public Health Emergency Exists (April 15, 2021)	Xavier Becerra, Secretary of HHS	Apr. 15, 2021	Xavier Becerra, Secretary of HHS, Renewal of Determination that a Public Health Emergency Exists (April 15, 2021) (Apr. 15, 2021) (Ex. FED-015)	/library/FED-015	/exhibit/FED-015
Ex. FED-016	Renewal of Determination that a Public Health Emergency Exists (July 19, 2021)	Xavier Becerra, Secretary of HHS	July 19, 2021	Xavier Becerra, Secretary of HHS, Renewal of Determination that a Public Health Emergency Exists (July 19, 2021) (Ex. FED-016)	/library/FED-016	/exhibit/FED-016
Ex. FED-020	CDC Order, Requirement for Persons To Wear Masks While on Conveyances and at Transportation Hubs, 86 Fed. Reg. 8025 (Feb. 3, 2021; effective Feb. 1, 2021)	Centers for Disease Control and Prevention, HHS (order signed by the CDC Director Jan. 29, 2021)	Jan. 29, 2021	Centers for Disease Control and Prevention, HHS (order signed by the CDC Director Jan. 29, 2021), CDC Order, Requirement for Persons To Wear Masks While on Conveyances and at Transportation Hubs, 86 Fed. Reg. 8025 (Feb. 3, 2021; effective Feb. 1, 2021) (Jan. 29, 2021) (Ex. FED-020)	/library/FED-020	/exhibit/FED-020
Ex. FED-022	CDC Order: Temporary Halt in Residential Evictions To Prevent the Further Spread of COVID-19	Centers for Disease Control and Prevention, HHS (signed by the CDC Director Sept. 1, 2020)	Sept. 1, 2020	Centers for Disease Control and Prevention, HHS (signed by the CDC Director Sept. 1, 2020), CDC Order: Temporary Halt in Residential Evictions To Prevent the Further Spread of COVID-19 (Sept. 1, 2020) (Ex. FED-022)	/library/FED-022	/exhibit/FED-022
Ex. FED-023	CDC Order extending the Temporary Halt in Residential Evictions (Jan. 29, 2021)	Centers for Disease Control and Prevention, HHS	Jan. 29, 2021	Centers for Disease Control and Prevention, HHS, CDC Order extending the Temporary Halt in Residential Evictions (Jan. 29, 2021) (Ex. FED-023)	/library/FED-023	/exhibit/FED-023
Ex. FED-024	CDC Order extending the Temporary Halt in Residential Evictions (Mar. 29, 2021)	Centers for Disease Control and Prevention, HHS	Mar. 29, 2021	Centers for Disease Control and Prevention, HHS, CDC Order extending the Temporary Halt in Residential Evictions (Mar. 29, 2021) (Ex. FED-024)	/library/FED-024	/exhibit/FED-024
Ex. FED-025	CDC Order extending the Temporary Halt in Residential Evictions (June 24, 2021)	Centers for Disease Control and Prevention, HHS	June 24, 2021	Centers for Disease Control and Prevention, HHS, CDC Order extending the Temporary Halt in Residential Evictions (June 24, 2021) (Ex. FED-025)	/library/FED-025	/exhibit/FED-025
Ex. FED-026	CDC Order: Temporary Halt in Residential Evictions in Communities With Substantial or High Transmission of COVID-19	Centers for Disease Control and Prevention, HHS	Aug. 3, 2021	Centers for Disease Control and Prevention, HHS, CDC Order: Temporary Halt in Residential Evictions in Communities With Substantial or High Transmission of COVID-19 (Aug. 3, 2021) (Ex. FED-026)	/library/FED-026	/exhibit/FED-026
Ex. FED-027	CDC No Sail Order and Suspension of Further Embarkation	Centers for Disease Control and Prevention, HHS (CDC Director)	Mar. 14, 2020	Centers for Disease Control and Prevention, HHS (CDC Director), CDC No Sail Order and Suspension of Further Embarkation (Mar. 14, 2020) (Ex. FED-027)	/library/FED-027	/exhibit/FED-027
Ex. FED-028	No Sail Order; Notice of Modification and Extension (Apr. 9, 2020)	Centers for Disease Control and Prevention, HHS	Apr. 9, 2020	Centers for Disease Control and Prevention, HHS, No Sail Order; Notice of Modification and Extension (Apr. 9, 2020) (Ex. FED-028)	/library/FED-028	/exhibit/FED-028
Ex. FED-029	No Sail Order; Second Modification and Extension (July 16, 2020)	Centers for Disease Control and Prevention, HHS	July 16, 2020	Centers for Disease Control and Prevention, HHS, No Sail Order; Second Modification and Extension (July 16, 2020) (Ex. FED-029)	/library/FED-029	/exhibit/FED-029
Ex. FED-030	No Sail Order; Third Modification and Extension (Sept. 30, 2020)	Centers for Disease Control and Prevention, HHS	Sept. 30, 2020	Centers for Disease Control and Prevention, HHS, No Sail Order; Third Modification and Extension (Sept. 30, 2020) (Ex. FED-030)	/library/FED-030	/exhibit/FED-030
Ex. FED-031	CDC Framework for Conditional Sailing Order	Centers for Disease Control and Prevention, HHS	Oct. 30, 2020	Centers for Disease Control and Prevention, HHS, CDC Framework for Conditional Sailing Order (Oct. 30, 2020) (Ex. FED-031)	/library/FED-031	/exhibit/FED-031
Ex. FED-032	Notice: Conditional Sailing Order Technical Instructions and Operations Manual	Centers for Disease Control and Prevention, HHS	May 5, 2021	Centers for Disease Control and Prevention, HHS, Notice: Conditional Sailing Order Technical Instructions and Operations Manual (May 5, 2021) (Ex. FED-032)	/library/FED-032	/exhibit/FED-032
Ex. FED-034	CDC Order Suspending Introduction of Certain Persons From Countries Where a Communicable Disease Exists (the 'Title 42 order')	Centers for Disease Control and Prevention, HHS (CDC Director)	Mar. 20, 2020	Centers for Disease Control and Prevention, HHS (CDC Director), CDC Order Suspending Introduction of Certain Persons From Countries Where a Communicable Disease Exists (the 'Title 42 order') (Mar. 20, 2020) (Ex. FED-034)	/library/FED-034	/exhibit/FED-034
Ex. FED-036	Amendment and Extension of Order Suspending Introduction of Certain Persons (May 19, 2020)	Centers for Disease Control and Prevention, HHS	May 19, 2020	Centers for Disease Control and Prevention, HHS, Amendment and Extension of Order Suspending Introduction of Certain Persons (May 19, 2020) (Ex. FED-036)	/library/FED-036	/exhibit/FED-036
Ex. FED-037	CDC Order Suspending the Right To Introduce Certain Persons From Countries Where a Quarantinable Communicable Disease Exists (Oct. 13, 2020)	Centers for Disease Control and Prevention, HHS	Oct. 13, 2020	Centers for Disease Control and Prevention, HHS, CDC Order Suspending the Right To Introduce Certain Persons From Countries Where a Quarantinable Communicable Disease Exists (Oct. 13, 2020) (Ex. FED-037)	/library/FED-037	/exhibit/FED-037
Ex. FED-038	Public Health Reassessment and Order Suspending the Right To Introduce Certain Persons (Aug. 2, 2021)	Centers for Disease Control and Prevention, HHS	Aug. 2, 2021	Centers for Disease Control and Prevention, HHS, Public Health Reassessment and Order Suspending the Right To Introduce Certain Persons (Aug. 2, 2021) (Ex. FED-038)	/library/FED-038	/exhibit/FED-038
Ex. FED-039	Interim Final Rule, Control of Communicable Diseases; Foreign Quarantine: Suspension of Introduction of Persons Into United States From Designated Foreign…	Centers for Disease Control and Prevention, HHS	Mar. 20, 2020	Centers for Disease Control and Prevention, HHS, Interim Final Rule, Control of Communicable Diseases; Foreign Quarantine: Suspension of Introduction of Persons Into United States From Designated Foreign Countries or Places for Public Health Purposes (42 C.F.R. § 71.40) (Mar. 20, 2020) (Ex. FED-039)	/library/FED-039	/exhibit/FED-039
Ex. FED-040	CDC Order: Requirement for Negative Pre-Departure COVID-19 Test Result for All Airline Passengers Arriving Into the United States From the United Kingdom	Centers for Disease Control and Prevention, HHS	Dec. 25, 2020	Centers for Disease Control and Prevention, HHS, CDC Order: Requirement for Negative Pre-Departure COVID-19 Test Result for All Airline Passengers Arriving Into the United States From the United Kingdom (Dec. 25, 2020) (Ex. FED-040)	/library/FED-040	/exhibit/FED-040
Ex. FED-041	CDC Order: Requirement for Negative Pre-Departure COVID-19 Test Result or Documentation of Recovery for All Airline or Other Aircraft Passengers Arriving Into…	Centers for Disease Control and Prevention, HHS	Jan. 12, 2021	Centers for Disease Control and Prevention, HHS, CDC Order: Requirement for Negative Pre-Departure COVID-19 Test Result or Documentation of Recovery for All Airline or Other Aircraft Passengers Arriving Into the United States From Any Foreign Country (Jan. 12, 2021) (Ex. FED-041)	/library/FED-041	/exhibit/FED-041
Ex. FED-042	CDC Amended Order: Requirement for Negative Pre-Departure COVID-19 Test Result or Documentation of Recovery From COVID-19 for All Airline or Other Aircraft…	Centers for Disease Control and Prevention, HHS (signed Jan. 25, 2021 by the Acting CDC Chief of Staff; dated Jan. 26, 2021)	Jan. 25, 2021	Centers for Disease Control and Prevention, HHS (signed Jan. 25, 2021 by the Acting CDC Chief of Staff; dated Jan. 26, 2021), CDC Amended Order: Requirement for Negative Pre-Departure COVID-19 Test Result or Documentation of Recovery From COVID-19 for All Airline or Other Aircraft Passengers Arriving Into the United States From Any Foreign Country (Jan. 25, 2021) (Ex. FED-042)	/library/FED-042	/exhibit/FED-042
Ex. FED-048	Final Rule, Control of Communicable Diseases; Foreign Quarantine: Suspension of the Right To Introduce and Prohibition of Introduction of Persons Into United…	Centers for Disease Control and Prevention, HHS	Sept. 11, 2020	Centers for Disease Control and Prevention, HHS, Final Rule, Control of Communicable Diseases; Foreign Quarantine: Suspension of the Right To Introduce and Prohibition of Introduction of Persons Into United States From Designated Foreign Countries or Places for Public Health Purposes (42 C.F.R. § 71.40) (Sept. 11, 2020) (Ex. FED-048)	/library/FED-048	/exhibit/FED-048
Ex. FED-050	TSA Security Directives SD 1582/84-21-01, -01A, -01B (surface transportation; Jan. 31, Apr. 30, Aug. 20, 2021); SD 1544-21-02 (aircraft operators) and SD…	Transportation Security Administration, DHS (Senior Official Performing the Duties of the Administrator)	Jan. 31, 2021	Transportation Security Administration, DHS (Senior Official Performing the Duties of the Administrator), TSA Security Directives SD 1582/84-21-01, -01A, -01B (surface transportation; Jan. 31, Apr. 30, Aug. 20, 2021); SD 1544-21-02 (aircraft operators) and SD 1542-21-01 (airports) (Jan. 31, 2021); ratification 86 Fed. Reg. 26825 (Ex. FED-050)	/library/FED-050	/exhibit/FED-050
Ex. FED-051	Security Directive SD 1582/84-21-01A, Security Measures - Mask Requirements	Transportation Security Administration, DHS	Apr. 30, 2021	Transportation Security Administration, DHS, Security Directive SD 1582/84-21-01A, Security Measures - Mask Requirements (Apr. 30, 2021) (Ex. FED-051)	/library/FED-051	/exhibit/FED-051
Ex. FED-052	Security Directive SD 1582/84-21-01B, Security Measures - Mask Requirements	Transportation Security Administration, DHS	Aug. 20, 2021	Transportation Security Administration, DHS, Security Directive SD 1582/84-21-01B, Security Measures - Mask Requirements (Aug. 20, 2021) (Ex. FED-052)	/library/FED-052	/exhibit/FED-052
Ex. FED-053	TSA Security Directives SD 1582/84-21-01, -01A, -01B (surface transportation; Jan. 31, Apr. 30, Aug. 20, 2021); SD 1544-21-02 (aircraft operators) and SD…	Transportation Security Administration, DHS	Jan. 31, 2021	Transportation Security Administration, DHS, TSA Security Directives SD 1582/84-21-01, -01A, -01B (surface transportation; Jan. 31, Apr. 30, Aug. 20, 2021); SD 1544-21-02 (aircraft operators) and SD 1542-21-01 (airports) (Jan. 31, 2021); ratification 86 Fed. Reg. 26825 (Ex. FED-053)	/library/FED-053	/exhibit/FED-053
Ex. FED-055	Emergency Amendment EA 1546-21-01, Security Measures - Face Masks (foreign air carriers)	Transportation Security Administration, DHS	Jan. 31, 2021	Transportation Security Administration, DHS, Emergency Amendment EA 1546-21-01, Security Measures - Face Masks (foreign air carriers) (Jan. 31, 2021) (Ex. FED-055)	/library/FED-055	/exhibit/FED-055
Ex. FED-056	Notification of Ratification of Security Directives and Emergency Amendment (TSA SD 1542-21-01, SD 1544-21-02, EA 1546-21-01)	Department of Homeland Security, Office of Strategy, Policy, and Plans; Transportation Security Oversight Board	Apr. 20, 2021	Department of Homeland Security, Office of Strategy, Policy, and Plans; Transportation Security Oversight Board, Notification of Ratification of Security Directives and Emergency Amendment (TSA SD 1542-21-01, SD 1544-21-02, EA 1546-21-01) (Apr. 20, 2021) (Ex. FED-056)	/library/FED-056	/exhibit/FED-056
Ex. FED-057	Determination of a National Emergency Requiring Actions To Protect the Safety of Americans Using and Employed by the Transportation System (Jan. 27, 2021)	Acting Secretary of Homeland Security David P. Pekoske	Jan. 27, 2021	Acting Secretary of Homeland Security David P. Pekoske, Determination of a National Emergency Requiring Actions To Protect the Safety of Americans Using and Employed by the Transportation System (Jan. 27, 2021) (Ex. FED-057)	/library/FED-057	/exhibit/FED-057
Ex. FED-060	Executive Order 13991	President Joseph R. Biden, Jr.	Jan. 20, 2021	President Joseph R. Biden, Jr, Executive Order 13991 (Jan. 20, 2021) (Ex. FED-060)	/library/FED-060	/exhibit/FED-060
Ex. FED-061	Executive Order 13998	President Joseph R. Biden, Jr.	Jan. 21, 2021	President Joseph R. Biden, Jr, Executive Order 13998 (Jan. 21, 2021) (Ex. FED-061)	/library/FED-061	/exhibit/FED-061
Ex. FED-062	Executive Order 13999	President Joseph R. Biden, Jr.	Jan. 21, 2021	President Joseph R. Biden, Jr, Executive Order 13999 (Jan. 21, 2021) (Ex. FED-062)	/library/FED-062	/exhibit/FED-062
Ex. FED-063	Executive Order 14042, 86 Fed. Reg. 50985 (Sept. 9, 2021); Safer Federal Workforce Task Force, COVID-19 Workplace Safety: Guidance for Federal Contractors and…	President Joseph R. Biden, Jr.	Sept. 9, 2021	President Joseph R. Biden, Jr, Executive Order 14042, 86 Fed. Reg. 50985 (Sept. 9, 2021); Safer Federal Workforce Task Force, COVID-19 Workplace Safety: Guidance for Federal Contractors and Subcontractors (Sept. 24, 2021); OMB determination (Sept. 24, 2021); OMB M-21-15, M-21-25 and Model Safety Principles (Ex. FED-063)	/library/FED-063	/exhibit/FED-063
Ex. FED-064	Executive Order 14043	President Joseph R. Biden, Jr.	Sept. 9, 2021	President Joseph R. Biden, Jr, Executive Order 14043 (Sept. 9, 2021) (Ex. FED-064)	/library/FED-064	/exhibit/FED-064
Ex. FED-066	Executive Order 13945	President Donald J. Trump	Aug. 8, 2020	President Donald J. Trump, Executive Order 13945 (Aug. 8, 2020) (Ex. FED-066)	/library/FED-066	/exhibit/FED-066
Ex. FED-070	Executive Order 13909	President Donald J. Trump	Mar. 18, 2020	President Donald J. Trump, Executive Order 13909 (Mar. 18, 2020) (Ex. FED-070)	/library/FED-070	/exhibit/FED-070
Ex. FED-073	Executive Order 13917, Delegating Authority Under the Defense Production Act With Respect to Food Supply Chain Resources, 85 Fed. Reg. 26313 (Apr. 28, 2020)	President Donald J. Trump	Apr. 28, 2020	President Donald J. Trump, Executive Order 13917, Delegating Authority Under the Defense Production Act With Respect to Food Supply Chain Resources, 85 Fed. Reg. 26313 (Apr. 28, 2020) (Ex. FED-073)	/library/FED-073	/exhibit/FED-073
Ex. FED-074	Notice of Designation of Scarce Materials or Threatened Materials Subject to COVID-19 Hoarding Prevention Measures	Secretary of Health and Human Services	Mar. 25, 2020	Secretary of Health and Human Services, Notice of Designation of Scarce Materials or Threatened Materials Subject to COVID-19 Hoarding Prevention Measures (Mar. 25, 2020) (Ex. FED-074)	/library/FED-074	/exhibit/FED-074
Ex. FED-075	Temporary Final Rule, Prioritization and Allocation of Certain Scarce or Threatened Health and Medical Resources for Domestic Use	Federal Emergency Management Agency, DHS	Apr. 7, 2020	Federal Emergency Management Agency, DHS, Temporary Final Rule, Prioritization and Allocation of Certain Scarce or Threatened Health and Medical Resources for Domestic Use (Apr. 7, 2020) (Ex. FED-075)	/library/FED-075	/exhibit/FED-075
Ex. FED-076	Notification of Exemptions to the PPE allocation rule	Federal Emergency Management Agency, DHS	Apr. 17, 2020	Federal Emergency Management Agency, DHS, Notification of Exemptions to the PPE allocation rule (Apr. 17, 2020) (Ex. FED-076)	/library/FED-076	/exhibit/FED-076
Ex. FED-077	Temporary Final Rule extending and modifying the PPE allocation rule (Aug. 10, 2020)	Federal Emergency Management Agency, DHS	Aug. 10, 2020	Federal Emergency Management Agency, DHS, Temporary Final Rule extending and modifying the PPE allocation rule (Aug. 10, 2020) (Ex. FED-077)	/library/FED-077	/exhibit/FED-077
Ex. FED-078	Temporary Final Rule extending and modifying the PPE allocation rule (Dec. 31, 2020)	Federal Emergency Management Agency, DHS	Dec. 31, 2020	Federal Emergency Management Agency, DHS, Temporary Final Rule extending and modifying the PPE allocation rule (Dec. 31, 2020) (Ex. FED-078)	/library/FED-078	/exhibit/FED-078
Ex. FED-080	Occupational Exposure to COVID-19; Emergency Temporary Standard, 29 C.F.R. 1910.502, 86 Fed. Reg. 32376 (June 21, 2021)	Occupational Safety and Health Administration, U.S. Department of Labor	June 21, 2021	Occupational Safety and Health Administration, U.S. Department of Labor, Occupational Exposure to COVID-19; Emergency Temporary Standard, 29 C.F.R. 1910.502, 86 Fed. Reg. 32376 (June 21, 2021) (Ex. FED-080)	/library/FED-080	/exhibit/FED-080
Ex. FED-081	DIR 2021-02 (CPL 02), Inspection Procedures for the COVID-19 ETS (June 28, 2021)	OSHA, Directorate of Enforcement Programs	June 28, 2021	OSHA, Directorate of Enforcement Programs, DIR 2021-02 (CPL 02), Inspection Procedures for the COVID-19 ETS (June 28, 2021) (Ex. FED-081)	/library/FED-081	/exhibit/FED-081
Ex. FED-082	DIR 2021-01 (CPL 03), National Emphasis Program - COVID-19 (Mar. 12, 2021)	OSHA, Directorate of Enforcement Programs	Mar. 12, 2021	OSHA, Directorate of Enforcement Programs, DIR 2021-01 (CPL 03), National Emphasis Program - COVID-19 (Mar. 12, 2021) (Ex. FED-082)	/library/FED-082	/exhibit/FED-082
Ex. FED-083	DIR 2021-03 (CPL 03), Revised National Emphasis Program - COVID-19 (July 7, 2021)	OSHA, Directorate of Enforcement Programs	July 7, 2021	OSHA, Directorate of Enforcement Programs, DIR 2021-03 (CPL 03), Revised National Emphasis Program - COVID-19 (July 7, 2021) (Ex. FED-083)	/library/FED-083	/exhibit/FED-083
Ex. FED-084	Updated Interim Enforcement Response Plans (Mar. 12, 2021; July 7, 2021)	OSHA (memorandum for Regional Administrators and State Plan Designees)	July 7, 2021	OSHA (memorandum for Regional Administrators and State Plan Designees), Updated Interim Enforcement Response Plans (Mar. 12, 2021; July 7, 2021) (Ex. FED-084)	/library/FED-084	/exhibit/FED-084
Ex. FED-088	Guidance on Preparing Workplaces for COVID-19 (OSHA 3990-03 2020)	OSHA, U.S. Department of Labor	Mar. 9, 2020	OSHA, U.S. Department of Labor, Guidance on Preparing Workplaces for COVID-19 (OSHA 3990-03 2020) (Mar. 9, 2020) (Ex. FED-088)	/library/FED-088	/exhibit/FED-088
Ex. FED-090	CMS-1744-IFC, Medicare and Medicaid Programs; Policy and Regulatory Revisions in Response to the COVID-19 Public Health Emergency (interim final rule with…	Centers for Medicare & Medicaid Services, HHS	Mar. 30, 2020	Centers for Medicare & Medicaid Services, HHS, CMS-1744-IFC, Medicare and Medicaid Programs; Policy and Regulatory Revisions in Response to the COVID-19 Public Health Emergency (interim final rule with comment period) (Mar. 30, 2020) (Ex. FED-090)	/library/FED-090	/exhibit/FED-090
Ex. FED-091	CMS-5531-IFC, Additional Policy and Regulatory Revisions in Response to the COVID-19 Public Health Emergency (interim final rule)	Centers for Medicare & Medicaid Services, HHS	May 1, 2020	Centers for Medicare & Medicaid Services, HHS, CMS-5531-IFC, Additional Policy and Regulatory Revisions in Response to the COVID-19 Public Health Emergency (interim final rule) (May 1, 2020) (Ex. FED-091)	/library/FED-091	/exhibit/FED-091
Ex. FED-092	CMS-3401-IFC, 85 Fed. Reg. 54820 (Sept. 2, 2020) (42 C.F.R. 483.80(h) testing; 482.42(e) hospital reporting) and QSO-20-38-NH (Aug. 26, 2020; revised through…	Centers for Medicare & Medicaid Services, HHS	Sept. 2, 2020	Centers for Medicare & Medicaid Services, HHS, CMS-3401-IFC, 85 Fed. Reg. 54820 (Sept. 2, 2020) (42 C.F.R. 483.80(h) testing; 482.42(e) hospital reporting) and QSO-20-38-NH (Aug. 26, 2020; revised through Sept. 23, 2022) (Ex. FED-092)	/library/FED-092	/exhibit/FED-092
Ex. FED-093	CMS-9912-IFC, Additional Policy and Regulatory Revisions in Response to the COVID-19 Public Health Emergency (interim final rule): 42 C.F.R. § 433.400 (FMAP…	Centers for Medicare & Medicaid Services, HHS (with Treasury and Labor)	Nov. 2, 2020	Centers for Medicare & Medicaid Services, HHS (with Treasury and Labor), CMS-9912-IFC, Additional Policy and Regulatory Revisions in Response to the COVID-19 Public Health Emergency (interim final rule): 42 C.F.R. § 433.400 (FMAP maintenance-of-effort conditions); vaccine coverage (Nov. 2, 2020) (Ex. FED-093)	/library/FED-093	/exhibit/FED-093
Ex. FED-094	CMS-3414-IFC, 86 Fed. Reg. 26306 (May 13, 2021) (42 C.F.R. 483.80(d)(3)) and QSO-21-19-NH	Centers for Medicare & Medicaid Services, HHS	May 13, 2021	Centers for Medicare & Medicaid Services, HHS, CMS-3414-IFC, 86 Fed. Reg. 26306 (May 13, 2021) (42 C.F.R. 483.80(d)(3)) and QSO-21-19-NH (Ex. FED-094)	/library/FED-094	/exhibit/FED-094
Ex. FED-096	CMS QSO-20-13-Hospitals (Mar. 4, 2020), QSO-20-14-NH (Mar. 13, 2020), QSO-20-18-HHA (Mar. 10, 2020)	CMS, Center for Clinical Standards and Quality / Quality, Safety & Oversight Group	Mar. 4, 2020	CMS, Center for Clinical Standards and Quality / Quality, Safety & Oversight Group, CMS QSO-20-13-Hospitals (Mar. 4, 2020), QSO-20-14-NH (Mar. 13, 2020), QSO-20-18-HHA (Mar. 10, 2020) (Ex. FED-096)	/library/FED-096	/exhibit/FED-096
Ex. FED-097	QSO-20-14-NH, Guidance for Infection Control and Prevention of Coronavirus Disease 2019 (COVID-19) in Nursing Homes (Mar. 9, 2020; REVISED Mar. 13, 2020)	CMS, Quality, Safety & Oversight Group	Mar. 13, 2020	CMS, Quality, Safety & Oversight Group, QSO-20-14-NH, Guidance for Infection Control and Prevention of Coronavirus Disease 2019 (COVID-19) in Nursing Homes (Mar. 9, 2020; REVISED Mar. 13, 2020) (Ex. FED-097)	/library/FED-097	/exhibit/FED-097
Ex. FED-098	QSO-20-18-HHA, Guidance for Infection Control and Prevention Concerning Coronavirus Disease 2019 (COVID-19) in Home Health Agencies (HHAs)	CMS, Quality, Safety & Oversight Group	Mar. 10, 2020	CMS, Quality, Safety & Oversight Group, QSO-20-18-HHA, Guidance for Infection Control and Prevention Concerning Coronavirus Disease 2019 (COVID-19) in Home Health Agencies (HHAs) (Mar. 10, 2020) (Ex. FED-098)	/library/FED-098	/exhibit/FED-098
Ex. FED-099	CMS QSO-20-12-All (Mar. 4, 2020), QSO-20-20-All (Mar. 23, 2020), QSO-20-31-All (June 1, 2020), QSO-20-35-ALL (Aug. 17, 2020)	CMS, Quality, Safety & Oversight Group	Mar. 23, 2020	CMS, Quality, Safety & Oversight Group, CMS QSO-20-12-All (Mar. 4, 2020), QSO-20-20-All (Mar. 23, 2020), QSO-20-31-All (June 1, 2020), QSO-20-35-ALL (Aug. 17, 2020) (Ex. FED-099)	/library/FED-099	/exhibit/FED-099
Ex. FED-100	FEMA-4503-DR, Major Disaster Declaration for Alabama (COVID-19 Pandemic)	President Donald J. Trump (major disaster declaration); Federal Emergency Management Agency, DHS (notice)	Mar. 29, 2020	President Donald J. Trump (major disaster declaration); Federal Emergency Management Agency, DHS (notice), FEMA-4503-DR, Major Disaster Declaration for Alabama (COVID-19 Pandemic) (Mar. 29, 2020) (Ex. FED-100)	/library/FED-100	/exhibit/FED-100
Ex. FED-104	FEMA-4482-DR, Major Disaster Declaration for California (COVID-19 Pandemic)	President Donald J. Trump (major disaster declaration); Federal Emergency Management Agency, DHS (notice)	Mar. 22, 2020	President Donald J. Trump (major disaster declaration); Federal Emergency Management Agency, DHS (notice), FEMA-4482-DR, Major Disaster Declaration for California (COVID-19 Pandemic) (Mar. 22, 2020) (Ex. FED-104)	/library/FED-104	/exhibit/FED-104
Ex. FED-132	FEMA-4480-DR, Major Disaster Declaration for New York (COVID-19 Pandemic)	President Donald J. Trump (major disaster declaration); Federal Emergency Management Agency, DHS (notice)	Mar. 20, 2020	President Donald J. Trump (major disaster declaration); Federal Emergency Management Agency, DHS (notice), FEMA-4480-DR, Major Disaster Declaration for New York (COVID-19 Pandemic) (Mar. 20, 2020) (Ex. FED-132)	/library/FED-132	/exhibit/FED-132
Ex. FED-147	FEMA-4481-DR, Major Disaster Declaration for Washington (COVID-19 Pandemic)	President Donald J. Trump (major disaster declaration); Federal Emergency Management Agency, DHS (notice)	Mar. 22, 2020	President Donald J. Trump (major disaster declaration); Federal Emergency Management Agency, DHS (notice), FEMA-4481-DR, Major Disaster Declaration for Washington (COVID-19 Pandemic) (Mar. 22, 2020) (Ex. FED-147)	/library/FED-147	/exhibit/FED-147
Ex. FED-150	FEMA-4535-DR, Major Disaster Declaration for Wyoming (COVID-19 Pandemic)	President Donald J. Trump (major disaster declaration); Federal Emergency Management Agency, DHS (notice)	Apr. 11, 2020	President Donald J. Trump (major disaster declaration); Federal Emergency Management Agency, DHS (notice), FEMA-4535-DR, Major Disaster Declaration for Wyoming (COVID-19 Pandemic) (Apr. 11, 2020) (Ex. FED-150)	/library/FED-150	/exhibit/FED-150
Ex. FED-154	QSO-20-39-NH, Nursing Home Visitation - COVID-19 (original, Sept. 17, 2020)	CMS, Quality, Safety & Oversight Group	Sept. 17, 2020	CMS, Quality, Safety & Oversight Group, QSO-20-39-NH, Nursing Home Visitation - COVID-19 (original, Sept. 17, 2020) (Ex. FED-154)	/library/FED-154	/exhibit/FED-154
Ex. FED-155	QSO-20-39-NH REVISED Mar. 10, 2021, Nursing Home Visitation - COVID-19	CMS, Quality, Safety & Oversight Group	Mar. 10, 2021	CMS, Quality, Safety & Oversight Group, QSO-20-39-NH REVISED Mar. 10, 2021, Nursing Home Visitation - COVID-19 (Ex. FED-155)	/library/FED-155	/exhibit/FED-155
Ex. FED-156	QSO-20-39-NH REVISED Apr. 27, 2021, Nursing Home Visitation - COVID-19 (the text in force throughout 2021Q3)	CMS, Quality, Safety & Oversight Group	Apr. 27, 2021	CMS, Quality, Safety & Oversight Group, QSO-20-39-NH REVISED Apr. 27, 2021, Nursing Home Visitation - COVID-19 (the text in force throughout 2021Q3) (Ex. FED-156)	/library/FED-156	/exhibit/FED-156
Ex. FED-157	QSO-20-30-NH, Nursing Home Reopening Recommendations for State and Local Officials (May 18, 2020; REVISED Mar. 10, 2021; expired Mar. 10, 2021)	CMS, Quality, Safety & Oversight Group	May 18, 2020	CMS, Quality, Safety & Oversight Group, QSO-20-30-NH, Nursing Home Reopening Recommendations for State and Local Officials (May 18, 2020; REVISED Mar. 10, 2021; expired Mar. 10, 2021) (Ex. FED-157)	/library/FED-157	/exhibit/FED-157
Ex. FED-158	CMS, Non-Emergent, Elective Medical Services, and Treatment Recommendations (Apr. 7, 2020) (tiered framework; supplements the Adult Elective Surgery and…	Centers for Medicare & Medicaid Services, HHS	Apr. 7, 2020	Centers for Medicare & Medicaid Services, HHS, CMS, Non-Emergent, Elective Medical Services, and Treatment Recommendations (Apr. 7, 2020) (tiered framework; supplements the Adult Elective Surgery and Procedures Recommendations of Mar. 18, 2020) (Ex. FED-158)	/library/FED-158	/exhibit/FED-158
Ex. FED-160	COVID-19 Emergency Declaration Blanket Waivers for Health Care Providers (consolidated document; version updated May 24, 2021)	Centers for Medicare & Medicaid Services, HHS	Mar. 13, 2020	Centers for Medicare & Medicaid Services, HHS, COVID-19 Emergency Declaration Blanket Waivers for Health Care Providers (consolidated document; version updated May 24, 2021) (Mar. 13, 2020) (Ex. FED-160)	/library/FED-160	/exhibit/FED-160
Ex. FED-161	QSO-20-29-NH and CMS-5531-IFC, 85 Fed. Reg. 27550 (May 8, 2020): 42 C.F.R. 483.80(g) reporting	CMS, Quality, Safety & Oversight Group	May 6, 2020	CMS, Quality, Safety & Oversight Group, QSO-20-29-NH and CMS-5531-IFC, 85 Fed. Reg. 27550 (May 8, 2020): 42 C.F.R. 483.80(g) reporting (May 6, 2020) (Ex. FED-161)	/library/FED-161	/exhibit/FED-161
Ex. FED-163	CMS-3414-IFC, 86 Fed. Reg. 26306 (May 13, 2021) (42 C.F.R. 483.80(d)(3)) and QSO-21-19-NH	CMS, Quality, Safety & Oversight Group	May 11, 2021	CMS, Quality, Safety & Oversight Group, CMS-3414-IFC, 86 Fed. Reg. 26306 (May 13, 2021) (42 C.F.R. 483.80(d)(3)) and QSO-21-19-NH (May 11, 2021) (Ex. FED-163)	/library/FED-163	/exhibit/FED-163
Ex. FED-164	CMS QSO-20-12-All (Mar. 4, 2020), QSO-20-20-All (Mar. 23, 2020), QSO-20-31-All (June 1, 2020), QSO-20-35-ALL (Aug. 17, 2020)	CMS, Quality, Safety & Oversight Group	Mar. 4, 2020	CMS, Quality, Safety & Oversight Group, CMS QSO-20-12-All (Mar. 4, 2020), QSO-20-20-All (Mar. 23, 2020), QSO-20-31-All (June 1, 2020), QSO-20-35-ALL (Aug. 17, 2020) (Ex. FED-164)	/library/FED-164	/exhibit/FED-164
Ex. FED-165	CMS QSO-20-12-All (Mar. 4, 2020), QSO-20-20-All (Mar. 23, 2020), QSO-20-31-All (June 1, 2020), QSO-20-35-ALL (Aug. 17, 2020)	CMS, Quality, Safety & Oversight Group	June 1, 2020	CMS, Quality, Safety & Oversight Group, CMS QSO-20-12-All (Mar. 4, 2020), QSO-20-20-All (Mar. 23, 2020), QSO-20-31-All (June 1, 2020), QSO-20-35-ALL (Aug. 17, 2020) (Ex. FED-165)	/library/FED-165	/exhibit/FED-165
Ex. FED-166	CMS QSO-20-12-All (Mar. 4, 2020), QSO-20-20-All (Mar. 23, 2020), QSO-20-31-All (June 1, 2020), QSO-20-35-ALL (Aug. 17, 2020)	CMS, Quality, Safety & Oversight Group	Aug. 17, 2020	CMS, Quality, Safety & Oversight Group, CMS QSO-20-12-All (Mar. 4, 2020), QSO-20-20-All (Mar. 23, 2020), QSO-20-31-All (June 1, 2020), QSO-20-35-ALL (Aug. 17, 2020) (Ex. FED-166)	/library/FED-166	/exhibit/FED-166
Ex. FED-168	CMS-3401-IFC, 85 Fed. Reg. 54820 (Sept. 2, 2020) (42 C.F.R. 483.80(h) testing; 482.42(e) hospital reporting) and QSO-20-38-NH (Aug. 26, 2020; revised through…	CMS, Quality, Safety & Oversight Group	Aug. 26, 2020	CMS, Quality, Safety & Oversight Group, CMS-3401-IFC, 85 Fed. Reg. 54820 (Sept. 2, 2020) (42 C.F.R. 483.80(h) testing; 482.42(e) hospital reporting) and QSO-20-38-NH (Aug. 26, 2020; revised through Sept. 23, 2022) (Ex. FED-168)	/library/FED-168	/exhibit/FED-168
Ex. FED-170	Families First Coronavirus Response Act, Pub. L. 116-127, 134 Stat. 178 (Mar. 18, 2020): Division C (Emergency Family and Medical Leave Expansion Act, §§…	Congress (Pub. L. 116-127); approved by the President	Mar. 18, 2020	Congress (Pub. L. 116-127); approved by the President, Families First Coronavirus Response Act, Pub. L. 116-127, 134 Stat. 178 (Mar. 18, 2020): Division C (Emergency Family and Medical Leave Expansion Act, §§ 3101-3106) and Division E (Emergency Paid Sick Leave Act, §§ 5101-5111); Division G (§§ 7001-7005, payroll tax credits); § 6008 (Medicaid FMAP conditions) (Ex. FED-170)	/library/FED-170	/exhibit/FED-170
Ex. FED-171	Temporary Rule, Paid Leave Under the Families First Coronavirus Response Act, 29 C.F.R. part 826	Wage and Hour Division, U.S. Department of Labor	Apr. 1, 2020	Wage and Hour Division, U.S. Department of Labor, Temporary Rule, Paid Leave Under the Families First Coronavirus Response Act, 29 C.F.R. part 826 (Apr. 1, 2020) (Ex. FED-171)	/library/FED-171	/exhibit/FED-171
Ex. FED-172	Revised Temporary Rule, Paid Leave Under the Families First Coronavirus Response Act, 29 C.F.R. part 826 (after New York v. U.S. Dep't of Labor)	Wage and Hour Division, U.S. Department of Labor	Sept. 11, 2020	Wage and Hour Division, U.S. Department of Labor, Revised Temporary Rule, Paid Leave Under the Families First Coronavirus Response Act, 29 C.F.R. part 826 (after New York v. U.S. Dep't of Labor) (Sept. 11, 2020) (Ex. FED-172)	/library/FED-172	/exhibit/FED-172
Ex. FED-173	Consolidated Appropriations Act, 2021, Pub. L. 116-260, div. N, tit. II, subtit. B, § 286 (Extension of Credits for Paid Sick and Family Leave); div. N, § 502…	Congress (Pub. L. 116-260)	Dec. 27, 2020	Congress (Pub. L. 116-260), Consolidated Appropriations Act, 2021, Pub. L. 116-260, div. N, tit. II, subtit. B, § 286 (Extension of Credits for Paid Sick and Family Leave); div. N, § 502 (extension of the CDC eviction moratorium to Jan. 31, 2021); div. EE, §§ 206-207 (ERC amendments) (Dec. 27, 2020) (Ex. FED-173)	/library/FED-173	/exhibit/FED-173
Ex. FED-174	American Rescue Plan Act of 2021, Pub. L. 117-2, 135 Stat. 4 (Mar. 11, 2021): § 9651 (I.R.C. § 3134, ERC for Q3-Q4 2021); § 9641 (I.R.C. §§ 3131-3133, voluntary…	Congress (Pub. L. 117-2); approved by the President	Mar. 11, 2021	Congress (Pub. L. 117-2); approved by the President, American Rescue Plan Act of 2021, Pub. L. 117-2, 135 Stat. 4 (Mar. 11, 2021): § 9651 (I.R.C. § 3134, ERC for Q3-Q4 2021); § 9641 (I.R.C. §§ 3131-3133, voluntary paid leave credits Apr. 1 - Sept. 30, 2021); § 9817 (HCBS FMAP increase) (Ex. FED-174)	/library/FED-174	/exhibit/FED-174
Ex. FED-180	Declaration Under the PREP Act for Medical Countermeasures Against COVID-19, 85 Fed. Reg. 15198 (Mar. 17, 2020; effective Feb. 4, 2020)	Secretary of Health and Human Services	Mar. 10, 2020	Secretary of Health and Human Services, Declaration Under the PREP Act for Medical Countermeasures Against COVID-19, 85 Fed. Reg. 15198 (Mar. 17, 2020; effective Feb. 4, 2020) (Mar. 10, 2020) (Ex. FED-180)	/library/FED-180	/exhibit/FED-180
Ex. FED-181	Determination of Public Health Emergency and Declaration that circumstances exist justifying the authorization of emergency use of in vitro diagnostics for…	Secretary of Health and Human Services	Feb. 4, 2020	Secretary of Health and Human Services, Determination of Public Health Emergency and Declaration that circumstances exist justifying the authorization of emergency use of in vitro diagnostics for 2019-nCoV (Feb. 4, 2020) (Ex. FED-181)	/library/FED-181	/exhibit/FED-181
Ex. FED-182	Emergency Use Declaration: personal respiratory protective devices	Secretary of Health and Human Services	Mar. 2, 2020	Secretary of Health and Human Services, Emergency Use Declaration: personal respiratory protective devices (Mar. 2, 2020) (Ex. FED-182)	/library/FED-182	/exhibit/FED-182
Ex. FED-184	Emergency Use Authorization Declaration: drugs and biological products	Secretary of Health and Human Services	Mar. 27, 2020	Secretary of Health and Human Services, Emergency Use Authorization Declaration: drugs and biological products (Mar. 27, 2020) (Ex. FED-184)	/library/FED-184	/exhibit/FED-184
Ex. FED-185	Emergency Use Authorization letter: Pfizer-BioNTech COVID-19 Vaccine (Dec. 11, 2020; reissued and amended thereafter)	Food and Drug Administration, HHS (Center for Biologics Evaluation and Research)	Dec. 11, 2020	Food and Drug Administration, HHS (Center for Biologics Evaluation and Research), Emergency Use Authorization letter: Pfizer-BioNTech COVID-19 Vaccine (Dec. 11, 2020; reissued and amended thereafter) (Ex. FED-185)	/library/FED-185	/exhibit/FED-185
Ex. FED-186	Emergency Use Authorization letter: Moderna COVID-19 Vaccine (Dec. 18, 2020; reissued thereafter)	Food and Drug Administration, HHS	Dec. 18, 2020	Food and Drug Administration, HHS, Emergency Use Authorization letter: Moderna COVID-19 Vaccine (Dec. 18, 2020; reissued thereafter) (Ex. FED-186)	/library/FED-186	/exhibit/FED-186
Ex. FED-187	Emergency Use Authorization letter: Janssen COVID-19 Vaccine (Feb. 27, 2021; reissued thereafter; revoked June 1, 2023)	Food and Drug Administration, HHS	Feb. 27, 2021	Food and Drug Administration, HHS, Emergency Use Authorization letter: Janssen COVID-19 Vaccine (Feb. 27, 2021; reissued thereafter; revoked June 1, 2023) (Ex. FED-187)	/library/FED-187	/exhibit/FED-187
Ex. FED-190	The President's Coronavirus Guidelines for America: 15 Days to Slow the Spread	The President and the White House Coronavirus Task Force (with CDC)	Mar. 16, 2020	The President and the White House Coronavirus Task Force (with CDC), The President's Coronavirus Guidelines for America: 15 Days to Slow the Spread (Mar. 16, 2020) (Ex. FED-190)	/library/FED-190	/exhibit/FED-190
Ex. FED-191	30 Days to Slow the Spread (extension of the March 16 guidelines through April 30, 2020)	The President and the White House Coronavirus Task Force	Mar. 31, 2020	The President and the White House Coronavirus Task Force, 30 Days to Slow the Spread (extension of the March 16 guidelines through April 30, 2020) (Mar. 31, 2020) (Ex. FED-191)	/library/FED-191	/exhibit/FED-191
Ex. FED-192	Guidelines for Opening Up America Again (Apr. 16, 2020)	The President and the White House Coronavirus Task Force	Apr. 16, 2020	The President and the White House Coronavirus Task Force, Guidelines for Opening Up America Again (Apr. 16, 2020) (Ex. FED-192)	/library/FED-192	/exhibit/FED-192
Ex. FED-194	Notification of Enforcement Discretion for Telehealth Remote Communications During the COVID-19 Nationwide Public Health Emergency	HHS Office for Civil Rights	Mar. 17, 2020	HHS Office for Civil Rights, Notification of Enforcement Discretion for Telehealth Remote Communications During the COVID-19 Nationwide Public Health Emergency (Mar. 17, 2020) (Ex. FED-194)	/library/FED-194	/exhibit/FED-194
Ex. FED-200	Proclamation 9984	President Donald J. Trump	Jan. 31, 2020	President Donald J. Trump, Proclamation 9984 (Jan. 31, 2020) (Ex. FED-200)	/library/FED-200	/exhibit/FED-200
Ex. FED-201	Proclamation 9992	President Donald J. Trump	Feb. 29, 2020	President Donald J. Trump, Proclamation 9992 (Feb. 29, 2020) (Ex. FED-201)	/library/FED-201	/exhibit/FED-201
Ex. FED-202	Proclamation 9993	President Donald J. Trump	Mar. 11, 2020	President Donald J. Trump, Proclamation 9993 (Mar. 11, 2020) (Ex. FED-202)	/library/FED-202	/exhibit/FED-202
Ex. FED-203	Proclamation 9996	President Donald J. Trump	Mar. 14, 2020	President Donald J. Trump, Proclamation 9996 (Mar. 14, 2020) (Ex. FED-203)	/library/FED-203	/exhibit/FED-203
Ex. FED-204	Proclamation 10041	President Donald J. Trump	May 24, 2020	President Donald J. Trump, Proclamation 10041 (May 24, 2020) (Ex. FED-204)	/library/FED-204	/exhibit/FED-204
Ex. FED-207	Proclamation 10143	President Joseph R. Biden, Jr.	Jan. 25, 2021	President Joseph R. Biden, Jr, Proclamation 10143 (Jan. 25, 2021) (Ex. FED-207)	/library/FED-207	/exhibit/FED-207
Ex. FED-208	Proclamation 10199	President Joseph R. Biden, Jr.	Apr. 30, 2021	President Joseph R. Biden, Jr, Proclamation 10199 (Apr. 30, 2021) (Ex. FED-208)	/library/FED-208	/exhibit/FED-208
Ex. FED-209	Proclamation 10294	President Joseph R. Biden, Jr.	Oct. 25, 2021	President Joseph R. Biden, Jr, Proclamation 10294 (Oct. 25, 2021) (Ex. FED-209)	/library/FED-209	/exhibit/FED-209
Ex. FED-210	Proclamation 10014	President Donald J. Trump	Apr. 22, 2020	President Donald J. Trump, Proclamation 10014 (Apr. 22, 2020) (Ex. FED-210)	/library/FED-210	/exhibit/FED-210
Ex. FED-211	Proclamation 10052	President Donald J. Trump	June 22, 2020	President Donald J. Trump, Proclamation 10052 (June 22, 2020) (Ex. FED-211)	/library/FED-211	/exhibit/FED-211
Ex. FED-212	Proclamation 10054	President Donald J. Trump	June 29, 2020	President Donald J. Trump, Proclamation 10054 (June 29, 2020) (Ex. FED-212)	/library/FED-212	/exhibit/FED-212
Ex. FED-213	Proclamation 10131	President Donald J. Trump	Dec. 31, 2020	President Donald J. Trump, Proclamation 10131 (Dec. 31, 2020) (Ex. FED-213)	/library/FED-213	/exhibit/FED-213
Ex. FED-214	Proclamation 10149	President Joseph R. Biden, Jr.	Feb. 24, 2021	President Joseph R. Biden, Jr, Proclamation 10149 (Feb. 24, 2021) (Ex. FED-214)	/library/FED-214	/exhibit/FED-214
Ex. FED-216	Notification of Temporary Travel Restrictions Applicable to Land Ports of Entry and Ferries Service Between the United States and Canada, 85 Fed. Reg. 16548…	U.S. Department of Homeland Security (Acting Secretary Chad F. Wolf), with U.S. Customs and Border Protection	Mar. 24, 2020	U.S. Department of Homeland Security (Acting Secretary Chad F. Wolf), with U.S. Customs and Border Protection, Notification of Temporary Travel Restrictions Applicable to Land Ports of Entry and Ferries Service Between the United States and Canada, 85 Fed. Reg. 16548 (Mar. 24, 2020) (Ex. FED-216)	/library/FED-216	/exhibit/FED-216
Ex. FED-217	Notification of Temporary Travel Restrictions (Canada), 85 Fed. Reg. 22352 (Apr. 22, 2020)	DHS (Acting Secretary Chad F. Wolf)	Apr. 22, 2020	DHS (Acting Secretary Chad F. Wolf), Notification of Temporary Travel Restrictions (Canada), 85 Fed. Reg. 22352 (Apr. 22, 2020) (Ex. FED-217)	/library/FED-217	/exhibit/FED-217
Ex. FED-219	Notification of Temporary Travel Restrictions (Canada), 85 Fed. Reg. 37744 (June 24, 2020)	DHS (Acting Secretary Chad F. Wolf)	June 24, 2020	DHS (Acting Secretary Chad F. Wolf), Notification of Temporary Travel Restrictions (Canada), 85 Fed. Reg. 37744 (June 24, 2020) (Ex. FED-219)	/library/FED-219	/exhibit/FED-219
Ex. FED-222	Notification of Temporary Travel Restrictions (Canada), 85 Fed. Reg. 59670 (Sept. 23, 2020)	DHS (Acting Secretary Chad F. Wolf)	Sept. 23, 2020	DHS (Acting Secretary Chad F. Wolf), Notification of Temporary Travel Restrictions (Canada), 85 Fed. Reg. 59670 (Sept. 23, 2020) (Ex. FED-222)	/library/FED-222	/exhibit/FED-222
Ex. FED-225	Notification of Temporary Travel Restrictions (Canada), 85 Fed. Reg. 83432 (Dec. 22, 2020)	DHS (Acting Secretary Chad F. Wolf)	Dec. 22, 2020	DHS (Acting Secretary Chad F. Wolf), Notification of Temporary Travel Restrictions (Canada), 85 Fed. Reg. 83432 (Dec. 22, 2020) (Ex. FED-225)	/library/FED-225	/exhibit/FED-225
Ex. FED-226	Notification of Temporary Travel Restrictions (Canada); Correction, 86 Fed. Reg. 4967 (Jan. 19, 2021)	DHS	Jan. 19, 2021	DHS, Notification of Temporary Travel Restrictions (Canada); Correction, 86 Fed. Reg. 4967 (Jan. 19, 2021) (Ex. FED-226)	/library/FED-226	/exhibit/FED-226
Ex. FED-229	Notification of Temporary Travel Restrictions (Canada), 86 Fed. Reg. 14812 (Mar. 19, 2021)	DHS (Secretary Alejandro N. Mayorkas)	Mar. 19, 2021	DHS (Secretary Alejandro N. Mayorkas), Notification of Temporary Travel Restrictions (Canada), 86 Fed. Reg. 14812 (Mar. 19, 2021) (Ex. FED-229)	/library/FED-229	/exhibit/FED-229
Ex. FED-232	Notification of Temporary Travel Restrictions (Canada), 86 Fed. Reg. 32764 (June 23, 2021)	DHS (Secretary Alejandro N. Mayorkas)	June 23, 2021	DHS (Secretary Alejandro N. Mayorkas), Notification of Temporary Travel Restrictions (Canada), 86 Fed. Reg. 32764 (June 23, 2021) (Ex. FED-232)	/library/FED-232	/exhibit/FED-232
Ex. FED-233	Notification of Temporary Travel Restrictions (Canada), 86 Fed. Reg. 38556 (July 22, 2021)	DHS (Secretary Alejandro N. Mayorkas)	July 22, 2021	DHS (Secretary Alejandro N. Mayorkas), Notification of Temporary Travel Restrictions (Canada), 86 Fed. Reg. 38556 (July 22, 2021) (Ex. FED-233)	/library/FED-233	/exhibit/FED-233
Ex. FED-235	Notification of Temporary Travel Restrictions (Canada), 86 Fed. Reg. 52609 (Sept. 22, 2021)	DHS (Secretary Alejandro N. Mayorkas)	Sept. 22, 2021	DHS (Secretary Alejandro N. Mayorkas), Notification of Temporary Travel Restrictions (Canada), 86 Fed. Reg. 52609 (Sept. 22, 2021) (Ex. FED-235)	/library/FED-235	/exhibit/FED-235
Ex. FED-239	Notification of Temporary Travel Restrictions Applicable to Land Ports of Entry and Ferries Service Between the United States and Mexico, 85 Fed. Reg. 16547…	DHS (Acting Secretary Chad F. Wolf), with CBP	Mar. 24, 2020	DHS (Acting Secretary Chad F. Wolf), with CBP, Notification of Temporary Travel Restrictions Applicable to Land Ports of Entry and Ferries Service Between the United States and Mexico, 85 Fed. Reg. 16547 (Mar. 24, 2020) (Ex. FED-239)	/library/FED-239	/exhibit/FED-239
Ex. FED-240	Notification of Temporary Travel Restrictions (Mexico), 85 Fed. Reg. 22353 (Apr. 22, 2020)	DHS (Acting Secretary Chad F. Wolf)	Apr. 22, 2020	DHS (Acting Secretary Chad F. Wolf), Notification of Temporary Travel Restrictions (Mexico), 85 Fed. Reg. 22353 (Apr. 22, 2020) (Ex. FED-240)	/library/FED-240	/exhibit/FED-240
Ex. FED-242	Notification of Temporary Travel Restrictions (Mexico), 85 Fed. Reg. 37745 (June 24, 2020)	DHS (Acting Secretary Chad F. Wolf)	June 24, 2020	DHS (Acting Secretary Chad F. Wolf), Notification of Temporary Travel Restrictions (Mexico), 85 Fed. Reg. 37745 (June 24, 2020) (Ex. FED-242)	/library/FED-242	/exhibit/FED-242
Ex. FED-245	Notification of Temporary Travel Restrictions (Mexico), 85 Fed. Reg. 59669 (Sept. 23, 2020)	DHS (Acting Secretary Chad F. Wolf)	Sept. 23, 2020	DHS (Acting Secretary Chad F. Wolf), Notification of Temporary Travel Restrictions (Mexico), 85 Fed. Reg. 59669 (Sept. 23, 2020) (Ex. FED-245)	/library/FED-245	/exhibit/FED-245
Ex. FED-248	Notification of Temporary Travel Restrictions (Mexico), 85 Fed. Reg. 83433 (Dec. 22, 2020)	DHS (Acting Secretary Chad F. Wolf)	Dec. 22, 2020	DHS (Acting Secretary Chad F. Wolf), Notification of Temporary Travel Restrictions (Mexico), 85 Fed. Reg. 83433 (Dec. 22, 2020) (Ex. FED-248)	/library/FED-248	/exhibit/FED-248
Ex. FED-249	Notification of Temporary Travel Restrictions (Mexico); Correction, 86 Fed. Reg. 4967 (Jan. 19, 2021)	DHS	Jan. 19, 2021	DHS, Notification of Temporary Travel Restrictions (Mexico); Correction, 86 Fed. Reg. 4967 (Jan. 19, 2021) (Ex. FED-249)	/library/FED-249	/exhibit/FED-249
Ex. FED-252	Notification of Temporary Travel Restrictions (Mexico), 86 Fed. Reg. 14813 (Mar. 19, 2021)	DHS (Secretary Alejandro N. Mayorkas)	Mar. 19, 2021	DHS (Secretary Alejandro N. Mayorkas), Notification of Temporary Travel Restrictions (Mexico), 86 Fed. Reg. 14813 (Mar. 19, 2021) (Ex. FED-252)	/library/FED-252	/exhibit/FED-252
Ex. FED-255	Notification of Temporary Travel Restrictions (Mexico), 86 Fed. Reg. 32766 (June 23, 2021)	DHS (Secretary Alejandro N. Mayorkas)	June 23, 2021	DHS (Secretary Alejandro N. Mayorkas), Notification of Temporary Travel Restrictions (Mexico), 86 Fed. Reg. 32766 (June 23, 2021) (Ex. FED-255)	/library/FED-255	/exhibit/FED-255
Ex. FED-258	Notification of Temporary Travel Restrictions (Mexico), 86 Fed. Reg. 52611 (Sept. 22, 2021)	DHS (Secretary Alejandro N. Mayorkas)	Sept. 22, 2021	DHS (Secretary Alejandro N. Mayorkas), Notification of Temporary Travel Restrictions (Mexico), 86 Fed. Reg. 52611 (Sept. 22, 2021) (Ex. FED-258)	/library/FED-258	/exhibit/FED-258
Ex. FED-262	OMB Memorandum M-20-13	Office of Management and Budget (Acting Director Russell T. Vought)	Mar. 12, 2020	Office of Management and Budget (Acting Director Russell T. Vought), OMB Memorandum M-20-13 (Mar. 12, 2020) (Ex. FED-262)	/library/FED-262	/exhibit/FED-262
Ex. FED-263	OMB Memorandum M-20-15	Office of Management and Budget (Acting Director Russell T. Vought)	Mar. 15, 2020	Office of Management and Budget (Acting Director Russell T. Vought), OMB Memorandum M-20-15 (Mar. 15, 2020) (Ex. FED-263)	/library/FED-263	/exhibit/FED-263
Ex. FED-264	OMB Memorandum M-20-16	Office of Management and Budget (Acting Director Russell T. Vought)	Mar. 17, 2020	Office of Management and Budget (Acting Director Russell T. Vought), OMB Memorandum M-20-16 (Mar. 17, 2020) (Ex. FED-264)	/library/FED-264	/exhibit/FED-264
Ex. FED-266	OMB Memorandum M-20-18	Office of Management and Budget (Deputy Director for Management)	Mar. 20, 2020	Office of Management and Budget (Deputy Director for Management), OMB Memorandum M-20-18 (Mar. 20, 2020) (Ex. FED-266)	/library/FED-266	/exhibit/FED-266
Ex. FED-267	OMB Memorandum M-20-19	Office of Management and Budget	Mar. 22, 2020	Office of Management and Budget, OMB Memorandum M-20-19 (Mar. 22, 2020) (Ex. FED-267)	/library/FED-267	/exhibit/FED-267
Ex. FED-268	OMB/OPM Memorandum M-20-23	Office of Management and Budget (Acting Director Russell T. Vought) and Office of Personnel Management (Acting Director Michael J. Rigas)	Apr. 20, 2020	Office of Management and Budget (Acting Director Russell T. Vought) and Office of Personnel Management (Acting Director Michael J. Rigas), OMB/OPM Memorandum M-20-23 (Apr. 20, 2020) (Ex. FED-268)	/library/FED-268	/exhibit/FED-268
Ex. FED-270	Executive Order 14042, 86 Fed. Reg. 50985 (Sept. 9, 2021); Safer Federal Workforce Task Force, COVID-19 Workplace Safety: Guidance for Federal Contractors and…	Office of Management and Budget (Executive Associate Director Aviva Aron-Dine) with the Safer Federal Workforce Task Force	Jan. 24, 2021	Office of Management and Budget (Executive Associate Director Aviva Aron-Dine) with the Safer Federal Workforce Task Force, Executive Order 14042, 86 Fed. Reg. 50985 (Sept. 9, 2021); Safer Federal Workforce Task Force, COVID-19 Workplace Safety: Guidance for Federal Contractors and Subcontractors (Sept. 24, 2021); OMB determination (Sept. 24, 2021); OMB M-21-15, M-21-25 and Model Safety Principles (Jan. 24, 2021) (Ex. FED-270)	/library/FED-270	/exhibit/FED-270
Ex. FED-271	OMB Memorandum M-21-25	Office of Management and Budget, Office of Personnel Management and General Services Administration	June 10, 2021	Office of Management and Budget, Office of Personnel Management and General Services Administration, OMB Memorandum M-21-25 (June 10, 2021) (Ex. FED-271)	/library/FED-271	/exhibit/FED-271
Ex. FED-272	COVID-19 Workplace Safety: Agency Model Safety Principles (revised July 29, 2021), following the OMB memorandum of July 27, 2021 reinstating masks	Safer Federal Workforce Task Force (OPM, GSA, White House COVID-19 Response Coordinator) under Executive Order 13991 § 4, with OMB	July 29, 2021	Safer Federal Workforce Task Force (OPM, GSA, White House COVID-19 Response Coordinator) under Executive Order 13991 § 4, with OMB, COVID-19 Workplace Safety: Agency Model Safety Principles (revised July 29, 2021), following the OMB memorandum of July 27, 2021 reinstating masks (Ex. FED-272)	/library/FED-272	/exhibit/FED-272
Ex. FED-274	Executive Order 14042, 86 Fed. Reg. 50985 (Sept. 9, 2021); Safer Federal Workforce Task Force, COVID-19 Workplace Safety: Guidance for Federal Contractors and…	Safer Federal Workforce Task Force; approved by the Director of OMB	Sept. 24, 2021	Safer Federal Workforce Task Force; approved by the Director of OMB, Executive Order 14042, 86 Fed. Reg. 50985 (Sept. 9, 2021); Safer Federal Workforce Task Force, COVID-19 Workplace Safety: Guidance for Federal Contractors and Subcontractors (Sept. 24, 2021); OMB determination (Sept. 24, 2021); OMB M-21-15, M-21-25 and Model Safety Principles (Ex. FED-274)	/library/FED-274	/exhibit/FED-274
Ex. FED-275	Determination of the Promotion of Economy and Efficiency in Federal Contracting Pursuant to Executive Order No. 14042, 86 Fed. Reg. 53691 (Sept. 28, 2021)	Office of Management and Budget (Acting Director Shalanda D. Young)	Sept. 24, 2021	Office of Management and Budget (Acting Director Shalanda D. Young), Determination of the Promotion of Economy and Efficiency in Federal Contracting Pursuant to Executive Order No. 14042, 86 Fed. Reg. 53691 (Sept. 28, 2021) (Sept. 24, 2021) (Ex. FED-275)	/library/FED-275	/exhibit/FED-275
Ex. FED-278	Certification of Vaccination form (employees, onsite contractors and visitors), August 2021	Safer Federal Workforce Task Force (OMB control number 3206-0277)	Aug. 6, 2021	Safer Federal Workforce Task Force (OMB control number 3206-0277), Certification of Vaccination form (employees, onsite contractors and visitors), August 2021 (Aug. 6, 2021) (Ex. FED-278)	/library/FED-278	/exhibit/FED-278
Ex. FED-279	Order of March 16, 2020 (COVID-19 building access)	United States Court of Appeals for the Ninth Circuit (Order filed by the Clerk, Molly C. Dwyer)	Mar. 16, 2020	United States Court of Appeals for the Ninth Circuit (Order filed by the Clerk, Molly C. Dwyer), Order of March 16, 2020 (COVID-19 building access) (Mar. 16, 2020) (Ex. FED-279)	/library/FED-279	/exhibit/FED-279
Ex. FED-280	Secretary of Defense Memorandum, Update to Conditions-based Approach to Coronavirus Disease 2019 Personnel Movement and Travel Restrictions	Secretary of Defense Lloyd J. Austin III	Mar. 15, 2021	Secretary of Defense Lloyd J. Austin III, Secretary of Defense Memorandum, Update to Conditions-based Approach to Coronavirus Disease 2019 Personnel Movement and Travel Restrictions (Mar. 15, 2021) (Ex. FED-280)	/library/FED-280	/exhibit/FED-280
Ex. FED-281	Deputy Secretary of Defense Memorandum, Stop Movement for all Domestic Travel for DoD Components in Response to Coronavirus Disease 2019	Deputy Secretary of Defense David L. Norquist	Mar. 13, 2020	Deputy Secretary of Defense David L. Norquist, Deputy Secretary of Defense Memorandum, Stop Movement for all Domestic Travel for DoD Components in Response to Coronavirus Disease 2019 (Mar. 13, 2020) (Ex. FED-281)	/library/FED-281	/exhibit/FED-281
Ex. FED-282	Secretary of Defense Memorandum, Modification and Reissuance of DoD Response to Coronavirus Disease 2019 - Travel Restrictions	Secretary of Defense Mark T. Esper	Apr. 20, 2020	Secretary of Defense Mark T. Esper, Secretary of Defense Memorandum, Modification and Reissuance of DoD Response to Coronavirus Disease 2019 - Travel Restrictions (Apr. 20, 2020) (Ex. FED-282)	/library/FED-282	/exhibit/FED-282
Ex. FED-283	Secretary of Defense Memorandum, Transition to Conditions-based Phased Approach to Coronavirus Disease 2019 Personnel Movement and Travel Restrictions (May 22…	Secretary of Defense Mark T. Esper	May 22, 2020	Secretary of Defense Mark T. Esper, Secretary of Defense Memorandum, Transition to Conditions-based Phased Approach to Coronavirus Disease 2019 Personnel Movement and Travel Restrictions (May 22, 2020), updated June 29, 2020 and Oct. 5, 2020 (Ex. FED-283)	/library/FED-283	/exhibit/FED-283
Ex. FED-284	Order of the Chief Judge No. 20-042	Chief Judge Virginia A. Phillips	Mar. 19, 2020	Chief Judge Virginia A. Phillips, Order of the Chief Judge No. 20-042 (Mar. 19, 2020) (Ex. FED-284)	/library/FED-284	/exhibit/FED-284
Ex. FED-285	Order of the Chief Judge No. 20-078	Chief Judge Philip S. Gutierrez	June 1, 2020	Chief Judge Philip S. Gutierrez, Order of the Chief Judge No. 20-078 (June 1, 2020) (Ex. FED-285)	/library/FED-285	/exhibit/FED-285
Ex. FED-286	General Docket Order 2020-4 (COVID-19; court operations), Mar. 25, 2020	United States Court of Appeals for the Fifth Circuit (General Docket Order; certified copy issued by the Clerk Mar. 25, 2020)	Mar. 25, 2020	United States Court of Appeals for the Fifth Circuit (General Docket Order; certified copy issued by the Clerk Mar. 25, 2020), General Docket Order 2020-4 (COVID-19; court operations), Mar. 25, 2020 (Ex. FED-286)	/library/FED-286	/exhibit/FED-286
Ex. FED-287	General Order No. 44 (entrance protocols; COVID-19)	United States Court of Appeals for the Eleventh Circuit		United States Court of Appeals for the Eleventh Circuit, General Order No. 44 (entrance protocols; COVID-19) (Ex. FED-287)	/library/FED-287	/exhibit/FED-287
Ex. FED-288	General Order 2020-8	Chief Judge Philip A. Brimmer	May 6, 2020	Chief Judge Philip A. Brimmer, General Order 2020-8 (May 6, 2020) (Ex. FED-288)	/library/FED-288	/exhibit/FED-288
Ex. FED-289	General Order 20-10 (court operations under COVID-19, March 2020) and its successors General Orders 20-11 through 20-30 (2020) and 21-11 (June 17, 2021)	Chief Judge G. Murray Snow	June 17, 2021	Chief Judge G. Murray Snow, General Order 20-10 (court operations under COVID-19, March 2020) and its successors General Orders 20-11 through 20-30 (2020) and 21-11 (June 17, 2021) (Ex. FED-289)	/library/FED-289
Ex. FED-290	Press release of March 12, 2020 (Building closed to the public)	Supreme Court of the United States (Public Information Office)	Mar. 12, 2020	Supreme Court of the United States (Public Information Office), Press release of March 12, 2020 (Building closed to the public) (Mar. 12, 2020) (Ex. FED-290)	/library/FED-290
Ex. FED-291	Press release of March 16, 2020 (postponement of the March 2020 argument session)	Supreme Court of the United States (Public Information Office)	Mar. 16, 2020	Supreme Court of the United States (Public Information Office), Press release of March 16, 2020 (postponement of the March 2020 argument session) (Mar. 16, 2020) (Ex. FED-291)	/library/FED-291	/exhibit/FED-291
Ex. FED-292	Order of March 19, 2020, 589 U.S. (Order List)	Supreme Court of the United States	Mar. 19, 2020	Supreme Court of the United States, Order of March 19, 2020, 589 U.S. (Order List) (Mar. 19, 2020) (Ex. FED-292)	/library/FED-292	/exhibit/FED-292
Ex. FED-293	Press release of April 3, 2020 (postponement of the April 2020 argument session)	Supreme Court of the United States (Public Information Office)	Apr. 3, 2020	Supreme Court of the United States (Public Information Office), Press release of April 3, 2020 (postponement of the April 2020 argument session) (Apr. 3, 2020) (Ex. FED-293)	/library/FED-293	/exhibit/FED-293
Ex. FED-294	Press release of April 13, 2020 (telephone arguments in May 2020)	Supreme Court of the United States (Public Information Office)	Apr. 13, 2020	Supreme Court of the United States (Public Information Office), Press release of April 13, 2020 (telephone arguments in May 2020) (Apr. 13, 2020) (Ex. FED-294)	/library/FED-294	/exhibit/FED-294
Ex. FED-295	Judicial Conference finding under CARES Act § 15002 that emergency conditions due to the COVID-19 national emergency will materially affect the functioning of…	Judicial Conference of the United States (finding of Mar. 29, 2020), announced by the Administrative Office of the U.S. Courts on Mar. 31, 2020	Mar. 29, 2020	Judicial Conference of the United States (finding of Mar. 29, 2020), announced by the Administrative Office of the U.S. Courts on Mar. 31, 2020, Judicial Conference finding under CARES Act § 15002 that emergency conditions due to the COVID-19 national emergency will materially affect the functioning of the federal courts generally (Mar. 29, 2020) (Ex. FED-295)	/library/FED-295	/exhibit/FED-295
Ex. FED-296	Tenth Amended General Order 20-0012	Chief Judge Rebecca R. Pallmeyer	Feb. 12, 2021	Chief Judge Rebecca R. Pallmeyer, Tenth Amended General Order 20-0012 (Feb. 12, 2021) (Ex. FED-296)	/library/FED-296	/exhibit/FED-296
Ex. FED-297	Amended General Order 21-0006 (May 26, 2021)	Chief Judge Rebecca R. Pallmeyer (Executive Committee)	May 26, 2021	Chief Judge Rebecca R. Pallmeyer (Executive Committee), Amended General Order 21-0006 (May 26, 2021) (Ex. FED-297)	/library/FED-297	/exhibit/FED-297
Ex. FED-298	Amended General Order 21-0006 (Sept. 15, 2021)	Chief Judge Rebecca R. Pallmeyer (Executive Committee)	Sept. 15, 2021	Chief Judge Rebecca R. Pallmeyer (Executive Committee), Amended General Order 21-0006 (Sept. 15, 2021) (Ex. FED-298)	/library/FED-298	/exhibit/FED-298
Ex. FED-299	Third Amended Order Concerning Face Masks/Coverings in Public Areas of Courthouses	Chief Judge Rebecca R. Pallmeyer	July 30, 2021	Chief Judge Rebecca R. Pallmeyer, Third Amended Order Concerning Face Masks/Coverings in Public Areas of Courthouses (July 30, 2021) (Ex. FED-299)	/library/FED-299	/exhibit/FED-299
Ex. FED-300	General Order 21-0033	Executive Committee and Restart Task Force of the Court (unanimous vote)	Sept. 20, 2021	Executive Committee and Restart Task Force of the Court (unanimous vote), General Order 21-0033 (Sept. 20, 2021) (Ex. FED-300)	/library/FED-300	/exhibit/FED-300
Ex. FED-301	Fifth Amended General Order 20-0022	Chief Judge Rebecca R. Pallmeyer	June 21, 2021	Chief Judge Rebecca R. Pallmeyer, Fifth Amended General Order 20-0022 (June 21, 2021) (Ex. FED-301)	/library/FED-301	/exhibit/FED-301
Ex. FED-302	Standing Order 20-13	Chief Judge Freda L. Wolfson	May 22, 2020	Chief Judge Freda L. Wolfson, Standing Order 20-13 (May 22, 2020) (Ex. FED-302)	/library/FED-302	/exhibit/FED-302
Ex. FED-303	Standing Order 20-17	Chief Judge Freda L. Wolfson	Nov. 25, 2020	Chief Judge Freda L. Wolfson, Standing Order 20-17 (Nov. 25, 2020) (Ex. FED-303)	/library/FED-303	/exhibit/FED-303
Ex. FED-304	Third Extension of Standing Order 20-12	Chief Judge Freda L. Wolfson	Dec. 17, 2020	Chief Judge Freda L. Wolfson, Third Extension of Standing Order 20-12 (Dec. 17, 2020) (Ex. FED-304)	/library/FED-304	/exhibit/FED-304
Ex. FED-305	Standing Order 21-02	Chief Judge Freda L. Wolfson	Mar. 17, 2021	Chief Judge Freda L. Wolfson, Standing Order 21-02 (Mar. 17, 2021) (Ex. FED-305)	/library/FED-305	/exhibit/FED-305
Ex. FED-306	Standing Order 21-04	Chief Judge Freda L. Wolfson	Mar. 11, 2021	Chief Judge Freda L. Wolfson, Standing Order 21-04 (Mar. 11, 2021) (Ex. FED-306)	/library/FED-306	/exhibit/FED-306
Ex. FED-307	Updated Amended Standing Order 21-04	Chief Judge Freda L. Wolfson	Sept. 3, 2021	Chief Judge Freda L. Wolfson, Updated Amended Standing Order 21-04 (Sept. 3, 2021) (Ex. FED-307)	/library/FED-307	/exhibit/FED-307
Ex. FED-308	Standing Order 21-08	Chief Judge Freda L. Wolfson	Sept. 13, 2021	Chief Judge Freda L. Wolfson, Standing Order 21-08 (Sept. 13, 2021) (Ex. FED-308)	/library/FED-308	/exhibit/FED-308
Ex. FED-310	Second Amended Standing Order 2020-02	Chief Judge James K. Bredar	Mar. 20, 2020	Chief Judge James K. Bredar, Second Amended Standing Order 2020-02 (Mar. 20, 2020) (Ex. FED-310)	/library/FED-310	/exhibit/FED-310
Ex. FED-311	Standing Order 2020-04	Chief Judge James K. Bredar	Mar. 16, 2020	Chief Judge James K. Bredar, Standing Order 2020-04 (Mar. 16, 2020) (Ex. FED-311)	/library/FED-311	/exhibit/FED-311
Ex. FED-312	Standing Order 2020-05	Chief Judge James K. Bredar	Mar. 20, 2020	Chief Judge James K. Bredar, Standing Order 2020-05 (Mar. 20, 2020) (Ex. FED-312)	/library/FED-312	/exhibit/FED-312
Ex. FED-313	Amended Standing Order 2021-07	Chief Judge James K. Bredar	June 23, 2021	Chief Judge James K. Bredar, Amended Standing Order 2021-07 (June 23, 2021) (Ex. FED-313)	/library/FED-313	/exhibit/FED-313
Ex. FED-316	Fourth Amendment to General Order 20-01	Chief Judge Thomas W. Thrash, Jr.	July 31, 2020	Chief Judge Thomas W. Thrash, Jr, Fourth Amendment to General Order 20-01 (July 31, 2020) (Ex. FED-316)	/library/FED-316	/exhibit/FED-316
Ex. FED-317	General Order 72	Chief Judge Phyllis J. Hamilton	Mar. 16, 2020	Chief Judge Phyllis J. Hamilton, General Order 72 (Mar. 16, 2020) (Ex. FED-317)	/library/FED-317	/exhibit/FED-317
Ex. FED-318	General Order 72-2	Chief Judge Phyllis J. Hamilton	Apr. 30, 2020	Chief Judge Phyllis J. Hamilton, General Order 72-2 (Apr. 30, 2020) (Ex. FED-318)	/library/FED-318	/exhibit/FED-318
Ex. FED-319	Important Announcement on H2 Visas (Mar. 26, 2020): expanded interview-waiver processing for H-2A and H-2B applicants during the suspension of routine visa…	U.S. Department of State, Bureau of Consular Affairs	Mar. 26, 2020	U.S. Department of State, Bureau of Consular Affairs, Important Announcement on H2 Visas (Mar. 26, 2020): expanded interview-waiver processing for H-2A and H-2B applicants during the suspension of routine visa services (Ex. FED-319)	/library/FED-319
Ex. FED-320	Temporary Changes to Requirements Affecting H-2A Nonimmigrants Due to the COVID-19 National Emergency, 85 Fed. Reg. 21739 (Apr. 20, 2020) (temporary final rule)	U.S. Department of Homeland Security, U.S. Citizenship and Immigration Services	Apr. 20, 2020	U.S. Department of Homeland Security, U.S. Citizenship and Immigration Services, Temporary Changes to Requirements Affecting H-2A Nonimmigrants Due to the COVID-19 National Emergency, 85 Fed. Reg. 21739 (Apr. 20, 2020) (temporary final rule) (Ex. FED-320)	/library/FED-320	/exhibit/FED-320
Ex. FED-321	Temporary Changes to Requirements Affecting H-2B Nonimmigrants Due to the COVID-19 National Emergency, 85 Fed. Reg. 28843 (May 14, 2020) (temporary final rule)	U.S. Department of Homeland Security, USCIS	May 14, 2020	U.S. Department of Homeland Security, USCIS, Temporary Changes to Requirements Affecting H-2B Nonimmigrants Due to the COVID-19 National Emergency, 85 Fed. Reg. 28843 (May 14, 2020) (temporary final rule) (Ex. FED-321)	/library/FED-321	/exhibit/FED-321
Ex. FED-322	Temporary Changes to Requirements Affecting H-2A Nonimmigrants Due To the COVID-19 National Emergency: Partial Extension of Certain Flexibilities, 85 Fed. Reg.…	DHS, USCIS	Aug. 20, 2020	DHS, USCIS, Temporary Changes to Requirements Affecting H-2A Nonimmigrants Due To the COVID-19 National Emergency: Partial Extension of Certain Flexibilities, 85 Fed. Reg. 51304 (Aug. 20, 2020) (Ex. FED-322)	/library/FED-322	/exhibit/FED-322
Ex. FED-323	Temporary Changes to Requirements Affecting H-2A Nonimmigrants due to the COVID-19 National Emergency: Extension of Certain Flexibilities, 85 Fed. Reg. 82291…	DHS, USCIS	Dec. 18, 2020	DHS, USCIS, Temporary Changes to Requirements Affecting H-2A Nonimmigrants due to the COVID-19 National Emergency: Extension of Certain Flexibilities, 85 Fed. Reg. 82291 (Dec. 18, 2020) (Ex. FED-323)	/library/FED-323	/exhibit/FED-323
Ex. FED-324	USCIS alert of Mar. 17, 2020: USCIS Temporarily Closing Offices to the Public (Mar. 18 - Apr. 1, 2020), extended to May 3 and then to June 3, 2020	U.S. Citizenship and Immigration Services	Mar. 17, 2020	U.S. Citizenship and Immigration Services, USCIS alert of Mar. 17, 2020: USCIS Temporarily Closing Offices to the Public (Mar. 18 - Apr. 1, 2020), extended to May 3 and then to June 3, 2020 (Ex. FED-324)	/library/FED-324	/exhibit/FED-324
Ex. FED-325	USCIS alert of May 27, 2020: USCIS Preparing to Resume Public Services on June 4	U.S. Citizenship and Immigration Services	May 27, 2020	U.S. Citizenship and Immigration Services, USCIS alert of May 27, 2020: USCIS Preparing to Resume Public Services on June 4 (Ex. FED-325)	/library/FED-325	/exhibit/FED-325
Ex. FED-327	Suspension of Routine Visa Services (announcement of Mar. 18, 2020, last updated Mar. 20, 2020)	U.S. Department of State, Bureau of Consular Affairs	Mar. 20, 2020	U.S. Department of State, Bureau of Consular Affairs, Suspension of Routine Visa Services (announcement of Mar. 18, 2020, last updated Mar. 20, 2020) (Ex. FED-327)	/library/FED-327	/exhibit/FED-327
Ex. FED-328	Phased Resumption of Routine Visa Services (announcement of July 14, 2020)	U.S. Department of State, Bureau of Consular Affairs	July 14, 2020	U.S. Department of State, Bureau of Consular Affairs, Phased Resumption of Routine Visa Services (announcement of July 14, 2020) (Ex. FED-328)	/library/FED-328	/exhibit/FED-328
Ex. FED-331	General Order 72-4	Chief Judge Phyllis J. Hamilton	June 24, 2020	Chief Judge Phyllis J. Hamilton, General Order 72-4 (June 24, 2020) (Ex. FED-331)	/library/FED-331	/exhibit/FED-331
Ex. FED-332	General Order 72-5	Chief Judge Phyllis J. Hamilton	July 23, 2020	Chief Judge Phyllis J. Hamilton, General Order 72-5 (July 23, 2020) (Ex. FED-332)	/library/FED-332	/exhibit/FED-332
Ex. FED-333	General Order 72-6	Chief Judge Phyllis J. Hamilton	Sept. 16, 2020	Chief Judge Phyllis J. Hamilton, General Order 72-6 (Sept. 16, 2020) (Ex. FED-333)	/library/FED-333	/exhibit/FED-333
Ex. FED-334	General Order 73 (Amended May 21, 2020)	Chief Judge Phyllis J. Hamilton	May 21, 2020	Chief Judge Phyllis J. Hamilton, General Order 73 (Amended May 21, 2020) (Ex. FED-334)	/library/FED-334	/exhibit/FED-334
Ex. FED-335	General Order 75	Chief Judge Phyllis J. Hamilton	Mar. 30, 2020	Chief Judge Phyllis J. Hamilton, General Order 75 (Mar. 30, 2020) (Ex. FED-335)	/library/FED-335	/exhibit/FED-335
Ex. FED-336	General Order 77	Chief Judge Phyllis J. Hamilton	June 9, 2020	Chief Judge Phyllis J. Hamilton, General Order 77 (June 9, 2020) (Ex. FED-336)	/library/FED-336	/exhibit/FED-336
Ex. FED-337	General Order 78	Chief Judge Richard Seeborg	June 23, 2021	Chief Judge Richard Seeborg, General Order 78 (June 23, 2021) (Ex. FED-337)	/library/FED-337	/exhibit/FED-337
Ex. FED-338	General Order 20-0012 (original)	Chief Judge Rebecca R. Pallmeyer	Mar. 12, 2020	Chief Judge Rebecca R. Pallmeyer, General Order 20-0012 (original) (Mar. 12, 2020) (Ex. FED-338)	/library/FED-338	/exhibit/FED-338
Ex. FED-339	Eighth Amended General Order 20-0012	Chief Judge Rebecca R. Pallmeyer	Nov. 13, 2020	Chief Judge Rebecca R. Pallmeyer, Eighth Amended General Order 20-0012 (Nov. 13, 2020) (Ex. FED-339)	/library/FED-339	/exhibit/FED-339
Ex. FED-340	CARES Act §§ 4022-4024 (foreclosure moratorium and forbearance; multifamily forbearance; temporary moratorium on eviction filings) and § 15002 (video…	Congress (Pub. L. 116-136, signed Mar. 27, 2020)	Mar. 27, 2020	Congress (Pub. L. 116-136, signed Mar. 27, 2020), CARES Act §§ 4022-4024 (foreclosure moratorium and forbearance; multifamily forbearance; temporary moratorium on eviction filings) and § 15002 (video teleconferencing for criminal proceedings) (Mar. 27, 2020) (Ex. FED-340)	/library/FED-340	/exhibit/FED-340
Ex. FED-342	Interagency Statement on Loan Modifications and Reporting for Financial Institutions Working with Customers Affected by the Coronavirus (Revised) (Apr. 7, 2020…	Federal Reserve Board, FDIC, NCUA, OCC, CFPB and the Conference of State Bank Supervisors	Apr. 7, 2020	Federal Reserve Board, FDIC, NCUA, OCC, CFPB and the Conference of State Bank Supervisors, Interagency Statement on Loan Modifications and Reporting for Financial Institutions Working with Customers Affected by the Coronavirus (Revised) (Apr. 7, 2020; original Mar. 22, 2020) (Ex. FED-342)	/library/FED-342	/exhibit/FED-342
Ex. FED-343	Treatment of Certain COVID-19 Related Loss Mitigation Options Under the Real Estate Settlement Procedures Act (RESPA) (Regulation X) (interim final rule), 85…	Bureau of Consumer Financial Protection	June 30, 2020	Bureau of Consumer Financial Protection, Treatment of Certain COVID-19 Related Loss Mitigation Options Under the Real Estate Settlement Procedures Act (RESPA) (Regulation X) (interim final rule), 85 Fed. Reg. 39055 (June 30, 2020) (Ex. FED-343)	/library/FED-343	/exhibit/FED-343
Ex. FED-344	Protections for Borrowers Affected by the COVID-19 Emergency Under the Real Estate Settlement Procedures Act (RESPA), Regulation X (final rule), 86 Fed. Reg.…	Bureau of Consumer Financial Protection	June 25, 2021	Bureau of Consumer Financial Protection, Protections for Borrowers Affected by the COVID-19 Emergency Under the Real Estate Settlement Procedures Act (RESPA), Regulation X (final rule), 86 Fed. Reg. 34848 (June 30, 2021) (June 25, 2021) (Ex. FED-344)	/library/FED-344	/exhibit/FED-344
Ex. FED-345	Memorandum of August 8, 2020, Continued Student Loan Payment Relief During the COVID-19 Pandemic, 85 Fed. Reg. 49585 (Aug. 13, 2020)	President Donald J. Trump (Memorandum for the Secretary of Education)	Aug. 8, 2020	President Donald J. Trump (Memorandum for the Secretary of Education), Memorandum of August 8, 2020, Continued Student Loan Payment Relief During the COVID-19 Pandemic, 85 Fed. Reg. 49585 (Aug. 13, 2020) (Aug. 8, 2020) (Ex. FED-345)	/library/FED-345	/exhibit/FED-345
Ex. FED-346	FHFA news release of Mar. 18, 2020: FHFA Suspends Foreclosures and Evictions for Enterprise-Backed Mortgages	Federal Housing Finance Agency (Director Mark Calabria), directing Fannie Mae and Freddie Mac	Mar. 18, 2020	Federal Housing Finance Agency (Director Mark Calabria), directing Fannie Mae and Freddie Mac, FHFA news release of Mar. 18, 2020: FHFA Suspends Foreclosures and Evictions for Enterprise-Backed Mortgages (Ex. FED-346)	/library/FED-346	/exhibit/FED-346
Ex. FED-348	FHFA news release of June 17, 2020: FHFA Extends Foreclosure and Eviction Moratorium (to Aug. 31, 2020)	Federal Housing Finance Agency	June 17, 2020	Federal Housing Finance Agency, FHFA news release of June 17, 2020: FHFA Extends Foreclosure and Eviction Moratorium (to Aug. 31, 2020) (Ex. FED-348)	/library/FED-348	/exhibit/FED-348
Ex. FED-349	FHFA news release of Aug. 27, 2020: FHFA Extends Foreclosure and REO Eviction Moratoriums (to Dec. 31, 2020)	Federal Housing Finance Agency	Aug. 27, 2020	Federal Housing Finance Agency, FHFA news release of Aug. 27, 2020: FHFA Extends Foreclosure and REO Eviction Moratoriums (to Dec. 31, 2020) (Ex. FED-349)	/library/FED-349	/exhibit/FED-349
Ex. FED-350	FHFA news release of Dec. 2, 2020: FHFA Extends Foreclosure and REO Eviction Moratoriums (to Jan. 31, 2021)	Federal Housing Finance Agency	Dec. 2, 2020	Federal Housing Finance Agency, FHFA news release of Dec. 2, 2020: FHFA Extends Foreclosure and REO Eviction Moratoriums (to Jan. 31, 2021) (Ex. FED-350)	/library/FED-350	/exhibit/FED-350
Ex. FED-353	FHFA news release of Feb. 25, 2021: FHFA Extends COVID-19 Forbearance Period and Foreclosure and REO Eviction Moratoriums (to June 30, 2021; forbearance to 18…	Federal Housing Finance Agency	Feb. 25, 2021	Federal Housing Finance Agency, FHFA news release of Feb. 25, 2021: FHFA Extends COVID-19 Forbearance Period and Foreclosure and REO Eviction Moratoriums (to June 30, 2021; forbearance to 18 months) (Ex. FED-353)	/library/FED-353	/exhibit/FED-353
Ex. FED-354	FHFA news release of June 24, 2021: FHFA Extends COVID-19 Foreclosure and REO Eviction Moratoriums (to July 31, 2021)	Federal Housing Finance Agency	June 24, 2021	Federal Housing Finance Agency, FHFA news release of June 24, 2021: FHFA Extends COVID-19 Foreclosure and REO Eviction Moratoriums (to July 31, 2021) (Ex. FED-354)	/library/FED-354	/exhibit/FED-354
Ex. FED-355	FHFA news release of July 30, 2021: FHFA Extends COVID-19 REO Eviction Moratorium Through September 30, 2021	Federal Housing Finance Agency (with the Agencies' Joint Statement on Agency Actions to Prevent Evictions of the same date)	July 30, 2021	Federal Housing Finance Agency (with the Agencies' Joint Statement on Agency Actions to Prevent Evictions of the same date), FHFA news release of July 30, 2021: FHFA Extends COVID-19 REO Eviction Moratorium Through September 30, 2021 (Ex. FED-355)	/library/FED-355	/exhibit/FED-355
Ex. FED-356	Mortgagee Letter 2020-04	U.S. Department of Housing and Urban Development, Federal Housing Administration (Assistant Secretary for Housing - Federal Housing Commissioner)	Mar. 18, 2020	U.S. Department of Housing and Urban Development, Federal Housing Administration (Assistant Secretary for Housing - Federal Housing Commissioner), Mortgagee Letter 2020-04 (Mar. 18, 2020) (Ex. FED-356)	/library/FED-356	/exhibit/FED-356
Ex. FED-359	Mortgagee Letter 2020-19	HUD, Federal Housing Administration	June 17, 2020	HUD, Federal Housing Administration, Mortgagee Letter 2020-19 (June 17, 2020) (Ex. FED-359)	/library/FED-359
Ex. FED-360	Mortgagee Letter 2020-27	HUD, Federal Housing Administration	Aug. 27, 2020	HUD, Federal Housing Administration, Mortgagee Letter 2020-27 (Aug. 27, 2020) (Ex. FED-360)	/library/FED-360	/exhibit/FED-360
Ex. FED-361	Mortgagee Letter 2020-43	HUD, Federal Housing Administration	Dec. 17, 2020	HUD, Federal Housing Administration, Mortgagee Letter 2020-43 (Dec. 17, 2020) (Ex. FED-361)	/library/FED-361	/exhibit/FED-361
Ex. FED-362	Mortgagee Letter 2021-03	HUD, Federal Housing Administration	Jan. 21, 2021	HUD, Federal Housing Administration, Mortgagee Letter 2021-03 (Jan. 21, 2021) (Ex. FED-362)	/library/FED-362	/exhibit/FED-362
Ex. FED-363	Mortgagee Letter 2021-05	HUD, Federal Housing Administration	Feb. 16, 2021	HUD, Federal Housing Administration, Mortgagee Letter 2021-05 (Feb. 16, 2021) (Ex. FED-363)	/library/FED-363	/exhibit/FED-363
Ex. FED-364	Mortgagee Letter 2021-15	HUD, Federal Housing Administration	June 25, 2021	HUD, Federal Housing Administration, Mortgagee Letter 2021-15 (June 25, 2021) (Ex. FED-364)	/library/FED-364	/exhibit/FED-364
Ex. FED-365	Mortgagee Letter 2021-18	HUD, Federal Housing Administration	July 23, 2021	HUD, Federal Housing Administration, Mortgagee Letter 2021-18 (July 23, 2021) (Ex. FED-365)	/library/FED-365	/exhibit/FED-365
Ex. FED-367	Circular 26-20-7	Department of Veterans Affairs, Veterans Benefits Administration, Loan Guaranty Service	Mar. 16, 2020	Department of Veterans Affairs, Veterans Benefits Administration, Loan Guaranty Service, Circular 26-20-7 (Mar. 16, 2020) (Ex. FED-367)	/library/FED-367	/exhibit/FED-367
Ex. FED-368	Circular 26-20-8	VA, Loan Guaranty Service	Mar. 18, 2020	VA, Loan Guaranty Service, Circular 26-20-8 (Mar. 18, 2020) (Ex. FED-368)	/library/FED-368	/exhibit/FED-368
Ex. FED-369	Circular 26-20-12	VA, Loan Guaranty Service	Apr. 8, 2020	VA, Loan Guaranty Service, Circular 26-20-12 (Apr. 8, 2020) (Ex. FED-369)	/library/FED-369	/exhibit/FED-369
Ex. FED-371	Circular 26-20-22	VA, Loan Guaranty Service	June 17, 2020	VA, Loan Guaranty Service, Circular 26-20-22 (June 17, 2020) (Ex. FED-371)	/library/FED-371	/exhibit/FED-371
Ex. FED-372	Circular 26-20-23	VA, Loan Guaranty Service	June 18, 2020	VA, Loan Guaranty Service, Circular 26-20-23 (June 18, 2020) (Ex. FED-372)	/library/FED-372	/exhibit/FED-372
Ex. FED-373	Circular 26-20-29	VA, Loan Guaranty Service	Aug. 24, 2020	VA, Loan Guaranty Service, Circular 26-20-29 (Aug. 24, 2020) (Ex. FED-373)	/library/FED-373	/exhibit/FED-373
Ex. FED-374	Circular 26-20-30	VA, Loan Guaranty Service	Aug. 24, 2020	VA, Loan Guaranty Service, Circular 26-20-30 (Aug. 24, 2020) (Ex. FED-374)	/library/FED-374	/exhibit/FED-374
Ex. FED-375	Circular 26-20-40	VA, Loan Guaranty Service	Dec. 28, 2020	VA, Loan Guaranty Service, Circular 26-20-40 (Dec. 28, 2020) (Ex. FED-375)	/library/FED-375	/exhibit/FED-375
Ex. FED-376	Circular 26-21-2	VA, Loan Guaranty Service	Jan. 29, 2021	VA, Loan Guaranty Service, Circular 26-21-2 (Jan. 29, 2021) (Ex. FED-376)	/library/FED-376	/exhibit/FED-376
Ex. FED-377	Circular 26-21-5	VA, Loan Guaranty Service	Feb. 16, 2021	VA, Loan Guaranty Service, Circular 26-21-5 (Feb. 16, 2021) (Ex. FED-377)	/library/FED-377
Ex. FED-378	Circular 26-21-10	VA, Loan Guaranty Service	June 25, 2021	VA, Loan Guaranty Service, Circular 26-21-10 (June 25, 2021) (Ex. FED-378)	/library/FED-378	/exhibit/FED-378
Ex. FED-379	Circular 26-21-14	VA, Loan Guaranty Service	July 30, 2021	VA, Loan Guaranty Service, Circular 26-21-14 (July 30, 2021) (Ex. FED-379)	/library/FED-379	/exhibit/FED-379
Ex. FED-380	Circular 26-21-20	VA, Loan Guaranty Service	Sept. 29, 2021	VA, Loan Guaranty Service, Circular 26-21-20 (Sept. 29, 2021) (Ex. FED-380)	/library/FED-380	/exhibit/FED-380
Ex. FED-382	USDA Rural Development releases of Dec. 2020, Jan. 2021 and Feb. 16-17, 2021 extending the Single Family Housing foreclosure and eviction moratorium and…	USDA Rural Development	Dec. 28, 2020	USDA Rural Development, USDA Rural Development releases of Dec. 2020, Jan. 2021 and Feb. 16-17, 2021 extending the Single Family Housing foreclosure and eviction moratorium and forbearance options (to Jan. 31, Feb. 28 and June 30, 2021) (Dec. 28, 2020) (Ex. FED-382)	/library/FED-382
Ex. FED-384	USDA Rural Development release of June 24-25, 2021: Biden-Harris Administration Extends Foreclosure Moratorium and Provides Relief (moratorium to July 31, 2021…	USDA Rural Development (with the White House announcement of June 24, 2021)	June 24, 2021	USDA Rural Development (with the White House announcement of June 24, 2021), USDA Rural Development release of June 24-25, 2021: Biden-Harris Administration Extends Foreclosure Moratorium and Provides Relief (moratorium to July 31, 2021; forbearance enrollment to Sept. 30, 2021) (June 24, 2021) (Ex. FED-384)	/library/FED-384
Ex. FED-385	USDA Rural Development release of July 30, 2021: Biden-Harris Administration Extends Eviction Moratorium for Homeowners (to Sept. 30, 2021)	USDA Rural Development (with the Agencies' Joint Statement of July 30, 2021)	July 30, 2021	USDA Rural Development (with the Agencies' Joint Statement of July 30, 2021), USDA Rural Development release of July 30, 2021: Biden-Harris Administration Extends Eviction Moratorium for Homeowners (to Sept. 30, 2021) (Ex. FED-385)	/library/FED-385	/exhibit/FED-385
Ex. FED-386	Secretary of the Interior memorandum, Ensuring the Continued Performance of the Mission of the Department of the Interior during the Global Coronavirus…	Secretary of the Interior David L. Bernhardt	Mar. 22, 2020	Secretary of the Interior David L. Bernhardt, Secretary of the Interior memorandum, Ensuring the Continued Performance of the Mission of the Department of the Interior during the Global Coronavirus (COVID-19) Pandemic (Mar. 22, 2020) (Ex. FED-386)	/library/FED-386	/exhibit/FED-386
Ex. FED-387	NPS news release of Mar. 18, 2020: National Park Service to Temporarily Suspend Park Entrance Fees (with the accompanying direction that superintendents modify…	Secretary of the Interior David L. Bernhardt; National Park Service	Mar. 18, 2020	Secretary of the Interior David L. Bernhardt; National Park Service, NPS news release of Mar. 18, 2020: National Park Service to Temporarily Suspend Park Entrance Fees (with the accompanying direction that superintendents modify operations and close facilities) (Ex. FED-387)	/library/FED-387	/exhibit/FED-387
Ex. FED-389	BLM news release of Mar. 27, 2020: BLM temporarily closes developed recreation facilities in Oregon	Bureau of Land Management, Oregon/Washington State Office and District Managers	Mar. 27, 2020	Bureau of Land Management, Oregon/Washington State Office and District Managers, BLM news release of Mar. 27, 2020: BLM temporarily closes developed recreation facilities in Oregon (Ex. FED-389)	/library/FED-389	/exhibit/FED-389
Ex. FED-390	Reclamation news release of Mar. 17, 2020: Hoover Dam temporarily closed to all visitors	Bureau of Reclamation	Mar. 17, 2020	Bureau of Reclamation, Reclamation news release of Mar. 17, 2020: Hoover Dam temporarily closed to all visitors (Ex. FED-390)	/library/FED-390	/exhibit/FED-390
Ex. FED-391	USDA announcement of Mar. 23, 2020: USDA Service Centers Open for Business by Phone Appointment Only	U.S. Department of Agriculture, Farm Production and Conservation mission area	Mar. 23, 2020	U.S. Department of Agriculture, Farm Production and Conservation mission area, USDA announcement of Mar. 23, 2020: USDA Service Centers Open for Business by Phone Appointment Only (Ex. FED-391)	/library/FED-391
Ex. FED-393	USACE district closures of recreation areas, campgrounds, visitor centers and project offices (March 2020); HQ release 'Army Corps-managed campgrounds to remain…	U.S. Army Corps of Engineers Headquarters and district commanders	Mar. 17, 2020	U.S. Army Corps of Engineers Headquarters and district commanders, USACE district closures of recreation areas, campgrounds, visitor centers and project offices (March 2020); HQ release 'Army Corps-managed campgrounds to remain closed until further notice' (April 2020); gradual reopening release of May 21, 2020 (Mar. 17, 2020) (Ex. FED-393)	/library/FED-393
Ex. FED-396	The President's Coronavirus Guidelines for America: 15 Days to Slow the Spread (Mar. 16, 2020), extended Mar. 29, 2020 as 30 Days to Slow the Spread through…	The President and the White House Coronavirus Task Force (with CDC)	Mar. 16, 2020	The President and the White House Coronavirus Task Force (with CDC), The President's Coronavirus Guidelines for America: 15 Days to Slow the Spread (Mar. 16, 2020), extended Mar. 29, 2020 as 30 Days to Slow the Spread through Apr. 30, 2020 (Ex. FED-396)	/library/FED-396	/exhibit/FED-396
Ex. FED-398	H.Res. 965, Authorizing remote voting by proxy in the House of Representatives and providing for official remote committee proceedings during a public health…	U.S. House of Representatives (H.Res. 965, 116th Cong., agreed to May 15, 2020)	May 15, 2020	U.S. House of Representatives (H.Res. 965, 116th Cong., agreed to May 15, 2020), H.Res. 965, Authorizing remote voting by proxy in the House of Representatives and providing for official remote committee proceedings during a public health emergency due to a novel coronavirus (May 15, 2020) (Ex. FED-398)	/library/FED-398	/exhibit/FED-398
Ex. GA-056	Bulletin 21-EX-3	Insurance and Safety Fire Commissioner John F. King	Sept. 15, 2021	Insurance and Safety Fire Commissioner John F. King, Bulletin 21-EX-3 (Sept. 15, 2021) (Ex. GA-056)	/library/GA-056	/exhibit/GA-056
Ex. HI-023	Twenty-First Proclamation Related to the COVID-19 Emergency	Governor David Y. Ige	June 7, 2021	Governor David Y. Ige, Twenty-First Proclamation Related to the COVID-19 Emergency (June 7, 2021) (Ex. HI-023)	/library/HI-023	/exhibit/HI-023
Ex. IL-011	Executive Order 2020-29 (COVID-19 Executive Order No. 27)	Governor JB Pritzker (for the Illinois Department of Insurance)	Apr. 20, 2020	Governor JB Pritzker (for the Illinois Department of Insurance), Executive Order 2020-29 (COVID-19 Executive Order No. 27) (Apr. 20, 2020) (Ex. IL-011)	/library/IL-011	/exhibit/IL-011
Ex. IL-038	Executive Order 2021-13 (COVID-19 Executive Order No. 82)	Governor JB Pritzker	June 11, 2021	Governor JB Pritzker, Executive Order 2021-13 (COVID-19 Executive Order No. 82) (June 11, 2021) (Ex. IL-038)	/library/IL-038	/exhibit/IL-038
Ex. IL-042	Executive Order 2021-20 (COVID-19 Executive Order No. 87)	Governor JB Pritzker	Aug. 26, 2021	Governor JB Pritzker, Executive Order 2021-20 (COVID-19 Executive Order No. 87) (Aug. 26, 2021) (Ex. IL-042)	/library/IL-042	/exhibit/IL-042
Ex. IL-043	Executive Order 2021-22 (COVID-19 Executive Order No. 88)	Governor JB Pritzker	Sept. 3, 2021	Governor JB Pritzker, Executive Order 2021-22 (COVID-19 Executive Order No. 88) (Sept. 3, 2021) (Ex. IL-043)	/library/IL-043	/exhibit/IL-043
Ex. IL-067	M.R. 30370, In re: Illinois Courts Response to COVID-19 Emergency / Residential Eviction Proceedings (amended order of April 6, 2021, amending the orders of…	Supreme Court of Illinois	Apr. 6, 2021	Supreme Court of Illinois, M.R. 30370, In re: Illinois Courts Response to COVID-19 Emergency / Residential Eviction Proceedings (amended order of April 6, 2021, amending the orders of Dec. 22, 2020 and Feb. 23, 2021) (Apr. 6, 2021) (Ex. IL-067)	/library/IL-067	/exhibit/IL-067
Ex. KY-002	Administrative Order 2020-08	Supreme Court of Kentucky (Chief Justice John D. Minton, Jr.)	Mar. 13, 2020	Supreme Court of Kentucky (Chief Justice John D. Minton, Jr.), Administrative Order 2020-08 (Mar. 13, 2020) (Ex. KY-002)	/library/KY-002	/exhibit/KY-002
Ex. KY-059	Administrative Order 2021-28 (Amended)	Supreme Court of Kentucky (Minton, C.J.)	Aug. 9, 2021	Supreme Court of Kentucky (Minton, C.J.), Administrative Order 2021-28 (Amended) (Aug. 9, 2021) (Ex. KY-059)	/library/KY-059	/exhibit/KY-059
Ex. LA-036	Proclamation 137 JBE 2021	Governor John Bel Edwards	Aug. 2, 2021	Governor John Bel Edwards, Proclamation 137 JBE 2021 (Aug. 2, 2021) (Ex. LA-036)	/library/LA-036	/exhibit/LA-036
Ex. LA-056	Emergency Rule 46 - Medical Surge-Related Patient Transfers in Louisiana during the Outbreak of Coronavirus Disease (COVID-19)	Louisiana Department of Insurance, Office of the Commissioner (James J. Donelon)	Aug. 12, 2021	Louisiana Department of Insurance, Office of the Commissioner (James J. Donelon), Emergency Rule 46 - Medical Surge-Related Patient Transfers in Louisiana during the Outbreak of Coronavirus Disease (COVID-19) (Aug. 12, 2021) (Ex. LA-056)	/library/LA-056	/exhibit/LA-056
Ex. LAW-001	CARES Act, Pub. L. 116-136, 134 Stat. 281 (Mar. 27, 2020) (Statutes at Large pages; sec. 2301 at 347-351)	United States Congress	Mar. 27, 2020	United States Congress, CARES Act, Pub. L. 116-136, 134 Stat. 281 (Mar. 27, 2020) (Statutes at Large pages; sec. 2301 at 347-351) (Ex. LAW-001)	/library/LAW-001	/exhibit/LAW-001
Ex. LAW-002	Consolidated Appropriations Act, 2021, Pub. L. 116-260, 134 Stat. 1182 (Dec. 27, 2020) (div. EE, Taxpayer Certainty and Disaster Tax Relief Act of 2020, secs.…	United States Congress	Dec. 27, 2020	United States Congress, Consolidated Appropriations Act, 2021, Pub. L. 116-260, 134 Stat. 1182 (Dec. 27, 2020) (div. EE, Taxpayer Certainty and Disaster Tax Relief Act of 2020, secs. 206-207 at 134 Stat. 3059-3065) (Ex. LAW-002)	/library/LAW-002	/exhibit/LAW-002
Ex. LAW-003	American Rescue Plan Act of 2021, Pub. L. 117-2, 135 Stat. 4 (Mar. 11, 2021) (sec. 9651 at 176-182)	United States Congress	Mar. 11, 2021	United States Congress, American Rescue Plan Act of 2021, Pub. L. 117-2, 135 Stat. 4 (Mar. 11, 2021) (sec. 9651 at 176-182) (Ex. LAW-003)	/library/LAW-003	/exhibit/LAW-003
Ex. LAW-004	Infrastructure Investment and Jobs Act, Pub. L. 117-58, 135 Stat. 429 (Nov. 15, 2021) (sec. 80604 at 1341)	United States Congress	Nov. 15, 2021	United States Congress, Infrastructure Investment and Jobs Act, Pub. L. 117-58, 135 Stat. 429 (Nov. 15, 2021) (sec. 80604 at 1341) (Ex. LAW-004)	/library/LAW-004	/exhibit/LAW-004
Ex. LAW-487	U.S. Department of Labor, OSHA, News Release, 'U.S. Department of Labor Cites Smithfield Packaged Meats Corp. For Failing to Protect Employees from Coronavirus'…	OSHA, U.S. Department of Labor	Sept. 10, 2020	OSHA, U.S. Department of Labor, U.S. Department of Labor, OSHA, News Release, 'U.S. Department of Labor Cites Smithfield Packaged Meats Corp. For Failing to Protect Employees from Coronavirus' (Region 8, Sept. 10, 2020) (Ex. LAW-487)	/library/LAW-487	/exhibit/LAW-487
Ex. MA-052	Chapter 65 of the Acts of 2020	General Court (Legislature); approved by the Governor	Apr. 20, 2020	General Court (Legislature); approved by the Governor, Chapter 65 of the Acts of 2020 (Apr. 20, 2020) (Ex. MA-052)	/library/MA-052	/exhibit/MA-052
Ex. MD-031	Order 21-06-15-01 Terminating Various Emergency Orders (June 15, 2021)	Governor Lawrence J. Hogan, Jr.	June 15, 2021	Governor Lawrence J. Hogan, Jr, Order 21-06-15-01 Terminating Various Emergency Orders (June 15, 2021) (Ex. MD-031)	/library/MD-031	/exhibit/MD-031
Ex. ME-002	Proclamation of Insurance Emergency	Governor Janet T. Mills	Mar. 12, 2020	Governor Janet T. Mills, Proclamation of Insurance Emergency (Mar. 12, 2020) (Ex. ME-002)	/library/ME-002	/exhibit/ME-002
Ex. MET-CIN-007	Joint Amended Administrative Order, No. M210001 (Aug. 11, 2021)	Hamilton County Court of Common Pleas, General Division (Presiding Judge Jody M. Luebbers), and Hamilton County Municipal Court (Presiding Judge Heather S. Russell)	Aug. 11, 2021	Hamilton County Court of Common Pleas, General Division (Presiding Judge Jody M. Luebbers), and Hamilton County Municipal Court (Presiding Judge Heather S. Russell), Joint Amended Administrative Order, No. M210001 (Aug. 11, 2021) (Ex. MET-CIN-007)	/library/MET-CIN-007	/exhibit/MET-CIN-007
Ex. MET-CLE-026	Order Regarding Vaccination Requirement for All Staff (Journal Entry)	Judges of the Cuyahoga County Court of Common Pleas (General Division; joined by the Probate Division)	Aug. 31, 2021	Judges of the Cuyahoga County Court of Common Pleas (General Division; joined by the Probate Division), Order Regarding Vaccination Requirement for All Staff (Journal Entry) (Aug. 31, 2021) (Ex. MET-CLE-026)	/library/MET-CLE-026	/exhibit/MET-CLE-026
Ex. MET-PHL-060	Trial Division Administrative Docket No. 27 of 2021	Hon. Lisette Shirdan-Harris, Administrative Judge, Trial Division, and Hon. Daniel J. Anders, Supervising Judge, Civil Section	Aug. 4, 2021	Hon. Lisette Shirdan-Harris, Administrative Judge, Trial Division, and Hon. Daniel J. Anders, Supervising Judge, Civil Section, Trial Division Administrative Docket No. 27 of 2021 (Aug. 4, 2021) (Ex. MET-PHL-060)	/library/MET-PHL-060	/exhibit/MET-PHL-060
Ex. MET-PIT-039	Order of Court of August 6, 2021: Fifth Judicial District Temporary Procedures Regarding Certain Residential Landlord Tenant Actions (AD-21-110)	Kim Berkeley Clark, President Judge	Aug. 6, 2021	Kim Berkeley Clark, President Judge, Order of Court of August 6, 2021: Fifth Judicial District Temporary Procedures Regarding Certain Residential Landlord Tenant Actions (AD-21-110) (Aug. 6, 2021) (Ex. MET-PIT-039)	/library/MET-PIT-039	/exhibit/MET-PIT-039
Ex. MI-079	Order amending Administrative Order No. 2020-17 (July 2, 2021)	Michigan Supreme Court	July 2, 2021	Michigan Supreme Court, Order amending Administrative Order No. 2020-17 (July 2, 2021) (Ex. MI-079)	/library/MI-079	/exhibit/MI-079
Ex. MN-042	Laws of Minnesota 2021, First Special Session, chapter 8, article 5 (Eviction Moratorium Phaseout), sections 1-4	Minnesota Legislature (2021 First Special Session), signed by Governor Tim Walz June 29, 2021, 1:43 p.m.	June 29, 2021	Minnesota Legislature (2021 First Special Session), signed by Governor Tim Walz June 29, 2021, 1:43 p.m, Laws of Minnesota 2021, First Special Session, chapter 8, article 5 (Eviction Moratorium Phaseout), sections 1-4 (June 29, 2021) (Ex. MN-042)	/library/MN-042	/exhibit/MN-042
Ex. MT-072	House Bill 702 (2021), An Act Prohibiting Discrimination Based on a Person's Vaccination Status or Possession of an Immunity Passport, codified at Mont. Code…	Montana Legislature (67th), HB 702, approved by Governor Gianforte May 7, 2021; 2021 Mont. Laws ch. 418	May 7, 2021	Montana Legislature (67th), HB 702, approved by Governor Gianforte May 7, 2021; 2021 Mont. Laws ch. 418, House Bill 702 (2021), An Act Prohibiting Discrimination Based on a Person's Vaccination Status or Possession of an Immunity Passport, codified at Mont. Code Ann. 49-2-312 (May 7, 2021) (Ex. MT-072)	/library/MT-072	/exhibit/MT-072
Ex. NJ-003	Executive Order No. 106 (2020)	Governor Philip D. Murphy	Mar. 19, 2020	Governor Philip D. Murphy, Executive Order No. 106 (2020) (Mar. 19, 2020) (Ex. NJ-003)	/library/NJ-003	/exhibit/NJ-003
Ex. NJ-012	Executive Order No. 123 (2020)	Governor Philip D. Murphy	Apr. 9, 2020	Governor Philip D. Murphy, Executive Order No. 123 (2020) (Apr. 9, 2020) (Ex. NJ-012)	/library/NJ-012	/exhibit/NJ-012
Ex. NJ-050	Executive Order No. 242 (2021)	Governor Philip D. Murphy	May 24, 2021	Governor Philip D. Murphy, Executive Order No. 242 (2021) (May 24, 2021) (Ex. NJ-050)	/library/NJ-050	/exhibit/NJ-050
Ex. NJ-054	Executive Order No. 249 (2021)	Governor Philip D. Murphy	Aug. 4, 2021	Governor Philip D. Murphy, Executive Order No. 249 (2021) (Aug. 4, 2021) (Ex. NJ-054)	/library/NJ-054	/exhibit/NJ-054
Ex. NM-009	Supreme Court Order No. 20-8500-007	Supreme Court of New Mexico	Mar. 24, 2020	Supreme Court of New Mexico, Supreme Court Order No. 20-8500-007 (Mar. 24, 2020) (Ex. NM-009)	/library/NM-009	/exhibit/NM-009
Ex. NM-067	Public Health Emergency Order of August 17, 2021 (indoor mask mandate reinstated for all persons)	Acting Secretary of Health David R. Scrase, M.D.	Aug. 17, 2021	Acting Secretary of Health David R. Scrase, M.D, Public Health Emergency Order of August 17, 2021 (indoor mask mandate reinstated for all persons) (Aug. 17, 2021) (Ex. NM-067)	/library/NM-067	/exhibit/NM-067
Ex. NV-041	Declaration of Emergency Directive 047	Governor Steve Sisolak	July 27, 2021	Governor Steve Sisolak, Declaration of Emergency Directive 047 (July 27, 2021) (Ex. NV-041)	/library/NV-041	/exhibit/NV-041
Ex. NY-013	Executive Order No. 202.9	Governor Andrew M. Cuomo	Mar. 21, 2020	Governor Andrew M. Cuomo, Executive Order No. 202.9 (Mar. 21, 2020) (Ex. NY-013)	/library/NY-013	/exhibit/NY-013
Ex. NY-083	Chapter 381 of the Laws of 2020 (S.9114), COVID-19 Emergency Eviction and Foreclosure Prevention Act of 2020	New York State Legislature (S.9114, signed by Governor Andrew M. Cuomo)	Dec. 28, 2020	New York State Legislature (S.9114, signed by Governor Andrew M. Cuomo), Chapter 381 of the Laws of 2020 (S.9114), COVID-19 Emergency Eviction and Foreclosure Prevention Act of 2020 (Dec. 28, 2020) (Ex. NY-083)	/library/NY-083	/exhibit/NY-083
Ex. NY-085	Chapter 104 of the Laws of 2021 (S.6362-A)	New York State Legislature (S.6362-A, signed by Governor Andrew M. Cuomo)	May 4, 2021	New York State Legislature (S.6362-A, signed by Governor Andrew M. Cuomo), Chapter 104 of the Laws of 2021 (S.6362-A) (May 4, 2021) (Ex. NY-085)	/library/NY-085	/exhibit/NY-085
Ex. NY-086	Chapter 417 of the Laws of 2021 (S.50001)	New York State Legislature (S.50001, extraordinary session, signed by Governor Kathy Hochul)	Sept. 2, 2021	New York State Legislature (S.50001, extraordinary session, signed by Governor Kathy Hochul), Chapter 417 of the Laws of 2021 (S.50001) (Sept. 2, 2021) (Ex. NY-086)	/library/NY-086	/exhibit/NY-086
Ex. NY-100	3 NYCRR Part 119 (Emergency Relief for New Yorkers Who Can Demonstrate Financial Hardship as a Result of COVID-19), emergency regulation	Superintendent of Financial Services Linda A. Lacewell	Mar. 24, 2020	Superintendent of Financial Services Linda A. Lacewell, 3 NYCRR Part 119 (Emergency Relief for New Yorkers Who Can Demonstrate Financial Hardship as a Result of COVID-19), emergency regulation (Mar. 24, 2020) (Ex. NY-100)	/library/NY-100	/exhibit/NY-100
Ex. NY-133	10 NYCRR Subpart 66-3 (Face-Coverings), emergency readoption I.D. No. HLT-28-21-00001-E, filed and effective June 23, 2021	New York State Department of Health / Public Health and Health Planning Council (New York State Register, July 14, 2021, Vol. XLIII, Issue 28)	June 23, 2021	New York State Department of Health / Public Health and Health Planning Council (New York State Register, July 14, 2021, Vol. XLIII, Issue 28), 10 NYCRR Subpart 66-3 (Face-Coverings), emergency readoption I.D. No. HLT-28-21-00001-E, filed and effective June 23, 2021 (Ex. NY-133)	/library/NY-133	/exhibit/NY-133
Ex. OR-041	Oregon OSHA Administrative Order 2-2021 (permanent rule), OAR 437-001-0744	Oregon OSHA, Department of Consumer and Business Services	May 4, 2021	Oregon OSHA, Department of Consumer and Business Services, Oregon OSHA Administrative Order 2-2021 (permanent rule), OAR 437-001-0744 (May 4, 2021) (Ex. OR-041)	/library/OR-041	/exhibit/OR-041
Ex. OR-042	Executive Order 21-14	Governor Kate Brown	June 11, 2021	Governor Kate Brown, Executive Order 21-14 (June 11, 2021) (Ex. OR-042)	/library/OR-042	/exhibit/OR-042
Ex. OR-048	OAR 333-019-1025 (temporary rule PH 35-2021; amended PH 41-2021 and PH 83-2021; permanent PH 15-2022)	Oregon Health Authority, Public Health Division	Aug. 11, 2021	Oregon Health Authority, Public Health Division, OAR 333-019-1025 (temporary rule PH 35-2021; amended PH 41-2021 and PH 83-2021; permanent PH 15-2022) (Aug. 11, 2021) (Ex. OR-048)	/library/OR-048	/exhibit/OR-048
Ex. OR-049	Oregon OSHA Administrative Order 10-2021 (temporary amendment of OAR 437-001-0744)	Oregon OSHA, Department of Consumer and Business Services	Aug. 13, 2021	Oregon OSHA, Department of Consumer and Business Services, Oregon OSHA Administrative Order 10-2021 (temporary amendment of OAR 437-001-0744) (Aug. 13, 2021) (Ex. OR-049)	/library/OR-049	/exhibit/OR-049
Ex. SEC-09-038	Executive Order No. 243	Governor Philip D. Murphy	May 26, 2021	Governor Philip D. Murphy, Executive Order No. 243 (May 26, 2021) (Ex. SEC-09-038)	/library/SEC-09-038	/exhibit/SEC-09-038
Ex. SEC-13-001	Statement by Secretary Steven T. Mnuchin on Essential Financial Services Workers (press release SM956), transmitting the memorandum Financial Services Sector…	Secretary of the Treasury Steven T. Mnuchin	Mar. 24, 2020	Secretary of the Treasury Steven T. Mnuchin, Statement by Secretary Steven T. Mnuchin on Essential Financial Services Workers (press release SM956), transmitting the memorandum Financial Services Sector Essential Critical Infrastructure Workers (Mar. 24, 2020) (Ex. SEC-13-001)	/library/SEC-13-001	/exhibit/SEC-13-001
Ex. SEC-13-002	Interagency Statement on Pandemic Planning	Federal Financial Institutions Examination Council (FRB, FDIC, NCUA, OCC, CFPB, State Liaison Committee)	Mar. 6, 2020	Federal Financial Institutions Examination Council (FRB, FDIC, NCUA, OCC, CFPB, State Liaison Committee), Interagency Statement on Pandemic Planning (Mar. 6, 2020) (Ex. SEC-13-002)	/library/SEC-13-002	/exhibit/SEC-13-002
Ex. SEC-13-003	Joint press release: Agencies encourage financial institutions to meet financial needs of customers and members affected by coronavirus	Federal Reserve Board, CFPB, FDIC, NCUA, OCC and Conference of State Bank Supervisors	Mar. 9, 2020	Federal Reserve Board, CFPB, FDIC, NCUA, OCC and Conference of State Bank Supervisors, Joint press release: Agencies encourage financial institutions to meet financial needs of customers and members affected by coronavirus (Mar. 9, 2020) (Ex. SEC-13-003)	/library/SEC-13-003	/exhibit/SEC-13-003
Ex. SEC-13-004	FIL-17-2020	Federal Deposit Insurance Corporation	Mar. 13, 2020	Federal Deposit Insurance Corporation, FIL-17-2020 (Mar. 13, 2020) (Ex. SEC-13-004)	/library/SEC-13-004
Ex. SEC-13-006	Letter to Credit Unions 20-CU-02	National Credit Union Administration (Chairman Rodney E. Hood)	Mar. 16, 2020	National Credit Union Administration (Chairman Rodney E. Hood), Letter to Credit Unions 20-CU-02 (Mar. 16, 2020) (Ex. SEC-13-006)	/library/SEC-13-006	/exhibit/SEC-13-006
Ex. SEC-13-007	Regulation D: Reserve Requirements of Depository Institutions (interim final rule), 85 Fed. Reg. 23445 (Apr. 28, 2020), Docket No. R-1715	Board of Governors of the Federal Reserve System	Apr. 24, 2020	Board of Governors of the Federal Reserve System, Regulation D: Reserve Requirements of Depository Institutions (interim final rule), 85 Fed. Reg. 23445 (Apr. 28, 2020), Docket No. R-1715 (Apr. 24, 2020) (Ex. SEC-13-007)	/library/SEC-13-007	/exhibit/SEC-13-007
Ex. SEC-13-008	Debt Collection Practices in Connection With the Global COVID-19 Pandemic (Regulation F) (interim final rule), 86 Fed. Reg. 21163 (Apr. 22, 2021)	Bureau of Consumer Financial Protection	Apr. 19, 2021	Bureau of Consumer Financial Protection, Debt Collection Practices in Connection With the Global COVID-19 Pandemic (Regulation F) (interim final rule), 86 Fed. Reg. 21163 (Apr. 22, 2021) (Apr. 19, 2021) (Ex. SEC-13-008)	/library/SEC-13-008	/exhibit/SEC-13-008
Ex. SEC-13-009	Joint Statement on Supervisory and Enforcement Practices Regarding the Mortgage Servicing Rules in Response to the COVID-19 Emergency and the CARES Act	CFPB, Federal Reserve Board, FDIC, NCUA, OCC and State Banking Regulators (CSBS)	Apr. 3, 2020	CFPB, Federal Reserve Board, FDIC, NCUA, OCC and State Banking Regulators (CSBS), Joint Statement on Supervisory and Enforcement Practices Regarding the Mortgage Servicing Rules in Response to the COVID-19 Emergency and the CARES Act (Apr. 3, 2020) (Ex. SEC-13-009)	/library/SEC-13-009	/exhibit/SEC-13-009
Ex. SEC-13-010	Bulletin 2021-02: Supervision and Enforcement Priorities Regarding Housing Insecurity, 86 Fed. Reg. 17897 (Apr. 7, 2021)	Bureau of Consumer Financial Protection	Apr. 1, 2021	Bureau of Consumer Financial Protection, Bulletin 2021-02: Supervision and Enforcement Priorities Regarding Housing Insecurity, 86 Fed. Reg. 17897 (Apr. 7, 2021) (Apr. 1, 2021) (Ex. SEC-13-010)	/library/SEC-13-010	/exhibit/SEC-13-010
Ex. SEC-13-011	FHFA news release: FHFA Moves to Provide Eviction Suspension Relief for Renters in Multifamily Properties	Federal Housing Finance Agency (Director Mark Calabria), directing Fannie Mae and Freddie Mac	Mar. 23, 2020	Federal Housing Finance Agency (Director Mark Calabria), directing Fannie Mae and Freddie Mac, FHFA news release: FHFA Moves to Provide Eviction Suspension Relief for Renters in Multifamily Properties (Mar. 23, 2020) (Ex. SEC-13-011)	/library/SEC-13-011	/exhibit/SEC-13-011
Ex. SEC-13-012	FHFA news release: FHFA Extends COVID-19 REO Eviction Moratorium Through September 30, 2021	Federal Housing Finance Agency (Acting Director Sandra L. Thompson)	July 30, 2021	Federal Housing Finance Agency (Acting Director Sandra L. Thompson), FHFA news release: FHFA Extends COVID-19 REO Eviction Moratorium Through September 30, 2021 (July 30, 2021) (Ex. SEC-13-012)	/library/SEC-13-012	/exhibit/SEC-13-012
Ex. SEC-13-014	Mortgagee Letter 2021-19	HUD, Federal Housing Administration (Principal Deputy Assistant Secretary for Housing)	July 30, 2021	HUD, Federal Housing Administration (Principal Deputy Assistant Secretary for Housing), Mortgagee Letter 2021-19 (July 30, 2021) (Ex. SEC-13-014)	/library/SEC-13-014	/exhibit/SEC-13-014
Ex. SEC-13-016	USDA Rural Development Stakeholder Announcements: Foreclosure and Eviction Relief for Single Family Housing Guaranteed and Direct loans (Mar. 19-20, 2020) and…	USDA Rural Development (Rural Housing Service)	Mar. 19, 2020	USDA Rural Development (Rural Housing Service), USDA Rural Development Stakeholder Announcements: Foreclosure and Eviction Relief for Single Family Housing Guaranteed and Direct loans (Mar. 19-20, 2020) and the May 14, 2020 extension bulletin (Mar. 19, 2020) (Ex. SEC-13-016)	/library/SEC-13-016
Ex. SEC-13-017	15 U.S.C. 1681s-2(a)(1)(F) (Reporting information during COVID-19 pandemic)	Congress (CARES Act sec. 4021, Pub. L. 116-136, 134 Stat. 281, 489), codified at 15 U.S.C. 1681s-2(a)(1)(F)	Mar. 27, 2020	Congress (CARES Act sec. 4021, Pub. L. 116-136, 134 Stat. 281, 489), codified at 15 U.S.C. 1681s-2(a)(1)(F), 15 U.S.C. 1681s-2(a)(1)(F) (Reporting information during COVID-19 pandemic) (Mar. 27, 2020) (Ex. SEC-13-017)	/library/SEC-13-017	/exhibit/SEC-13-017
Ex. SEC-13-018	Alabama Association of Realtors v. Department of Health and Human Services, 594 U.S. 758 (2021) (per curiam)	Supreme Court of the United States	Aug. 26, 2021	Supreme Court of the United States, Alabama Association of Realtors v. Department of Health and Human Services, 594 U.S. 758 (2021) (per curiam) (Aug. 26, 2021) (Ex. SEC-13-018)	/library/SEC-13-018	/exhibit/SEC-13-018
Ex. SEC-13-019	Chrysafis v. Marks, 594 U.S. ___ (Aug. 12, 2021) (order granting injunction pending appeal as to Part A of the COVID-19 Emergency Eviction and Foreclosure…	Supreme Court of the United States	Aug. 12, 2021	Supreme Court of the United States, Chrysafis v. Marks, 594 U.S. ___ (Aug. 12, 2021) (order granting injunction pending appeal as to Part A of the COVID-19 Emergency Eviction and Foreclosure Prevention Act) (Ex. SEC-13-019)	/library/SEC-13-019	/exhibit/SEC-13-019
Ex. SEC-13-020	Extension of Certain Timeframes for Employee Benefit Plans, Participants, and Beneficiaries Affected by the COVID-19 Outbreak (Joint Notice), 85 Fed. Reg. 26351…	Department of Labor (EBSA) and Department of the Treasury (IRS)	Apr. 28, 2020	Department of Labor (EBSA) and Department of the Treasury (IRS), Extension of Certain Timeframes for Employee Benefit Plans, Participants, and Beneficiaries Affected by the COVID-19 Outbreak (Joint Notice), 85 Fed. Reg. 26351 (May 4, 2020) (Apr. 28, 2020) (Ex. SEC-13-020)	/library/SEC-13-020	/exhibit/SEC-13-020
Ex. SEC-13-021	EBSA Disaster Relief Notice 2021-01	Department of Labor, Employee Benefits Security Administration	Feb. 26, 2021	Department of Labor, Employee Benefits Security Administration, EBSA Disaster Relief Notice 2021-01 (Feb. 26, 2021) (Ex. SEC-13-021)	/library/SEC-13-021	/exhibit/SEC-13-021
Ex. SEC-13-022	FAQs About COBRA Premium Assistance Under the American Rescue Plan Act of 2021 (with ARPA sec. 9501)	Department of Labor, EBSA (implementing ARPA sec. 9501, Pub. L. 117-2)	Apr. 7, 2021	Department of Labor, EBSA (implementing ARPA sec. 9501, Pub. L. 117-2), FAQs About COBRA Premium Assistance Under the American Rescue Plan Act of 2021 (with ARPA sec. 9501) (Apr. 7, 2021) (Ex. SEC-13-022)	/library/SEC-13-022	/exhibit/SEC-13-022
Ex. SEC-13-023	FAQs About Families First Coronavirus Response Act and Coronavirus Aid, Relief, and Economic Security Act Implementation Part 42	Departments of Labor, Health and Human Services and the Treasury	Apr. 11, 2020	Departments of Labor, Health and Human Services and the Treasury, FAQs About Families First Coronavirus Response Act and Coronavirus Aid, Relief, and Economic Security Act Implementation Part 42 (Apr. 11, 2020) (Ex. SEC-13-023)	/library/SEC-13-023	/exhibit/SEC-13-023
Ex. SEC-13-024	FAQs About FFCRA and CARES Act Implementation Part 44	Departments of Labor, Health and Human Services and the Treasury	Feb. 26, 2021	Departments of Labor, Health and Human Services and the Treasury, FAQs About FFCRA and CARES Act Implementation Part 44 (Feb. 26, 2021) (Ex. SEC-13-024)	/library/SEC-13-024	/exhibit/SEC-13-024
Ex. SEC-13-025	Investment Advisers Act Release No. IA-5463 and Investment Company Act Release No. IC-33817 (Mar. 13, 2020) (conditional exemptive orders)	Securities and Exchange Commission	Mar. 13, 2020	Securities and Exchange Commission, Investment Advisers Act Release No. IA-5463 and Investment Company Act Release No. IC-33817 (Mar. 13, 2020) (conditional exemptive orders) (Ex. SEC-13-025)	/library/SEC-13-025
Ex. SEC-13-028	Regulatory Notice 20-08	Financial Industry Regulatory Authority (self-regulatory organization under SEC oversight)	Mar. 9, 2020	Financial Industry Regulatory Authority (self-regulatory organization under SEC oversight), Regulatory Notice 20-08 (Mar. 9, 2020) (Ex. SEC-13-028)	/library/SEC-13-028	/exhibit/SEC-13-028
Ex. SEC-13-033	Guidance on the Essential Critical Infrastructure Workforce, Version 3.0	Cybersecurity and Infrastructure Security Agency, DHS	Apr. 17, 2020	Cybersecurity and Infrastructure Security Agency, DHS, Guidance on the Essential Critical Infrastructure Workforce, Version 3.0 (Apr. 17, 2020) (Ex. SEC-13-033)	/library/SEC-13-033	/exhibit/SEC-13-033
Ex. SEC-13-035	SR 20-4 / CA 20-3	Board of Governors of the Federal Reserve System (Division of Supervision and Regulation; Division of Consumer and Community Affairs)	Mar. 13, 2020	Board of Governors of the Federal Reserve System (Division of Supervision and Regulation; Division of Consumer and Community Affairs), SR 20-4 / CA 20-3 (Mar. 13, 2020) (Ex. SEC-13-035)	/library/SEC-13-035	/exhibit/SEC-13-035
Ex. SEC-13-041	3 NYCRR Part 119 (emergency regulation), Emergency Relief for New Yorkers Who Can Demonstrate Financial Hardship as a Result of COVID-19	Superintendent of Financial Services Linda A. Lacewell (Department of Financial Services)	Mar. 24, 2020	Superintendent of Financial Services Linda A. Lacewell (Department of Financial Services), 3 NYCRR Part 119 (emergency regulation), Emergency Relief for New Yorkers Who Can Demonstrate Financial Hardship as a Result of COVID-19 (Mar. 24, 2020) (Ex. SEC-13-041)	/library/SEC-13-041	/exhibit/SEC-13-041
Ex. SEC-13-046	Executive Order 202.8	Governor Andrew M. Cuomo	Mar. 20, 2020	Governor Andrew M. Cuomo, Executive Order 202.8 (Mar. 20, 2020) (Ex. SEC-13-046)	/library/SEC-13-046	/exhibit/SEC-13-046
Ex. SEC-13-047	Executive Order No. 106	Governor Philip D. Murphy	Mar. 19, 2020	Governor Philip D. Murphy, Executive Order No. 106 (Mar. 19, 2020) (Ex. SEC-13-047)	/library/SEC-13-047	/exhibit/SEC-13-047
Ex. SEC-13-048	Department of Banking and Insurance Bulletin No. 20-15	Commissioner of Banking and Insurance Marlene Caride	Apr. 10, 2020	Commissioner of Banking and Insurance Marlene Caride, Department of Banking and Insurance Bulletin No. 20-15 (Apr. 10, 2020) (Ex. SEC-13-048)	/library/SEC-13-048	/exhibit/SEC-13-048
Ex. SEC-13-049	Executive Order No. 249	Governor Philip D. Murphy	Aug. 4, 2021	Governor Philip D. Murphy, Executive Order No. 249 (Aug. 4, 2021) (Ex. SEC-13-049)	/library/SEC-13-049	/exhibit/SEC-13-049
Ex. SEC-13-050	Executive Order N-28-20	Governor Gavin Newsom	Mar. 16, 2020	Governor Gavin Newsom, Executive Order N-28-20 (Mar. 16, 2020) (Ex. SEC-13-050)	/library/SEC-13-050	/exhibit/SEC-13-050
Ex. SEC-13-051	Executive Order N-37-20	Governor Gavin Newsom	Mar. 27, 2020	Governor Gavin Newsom, Executive Order N-37-20 (Mar. 27, 2020) (Ex. SEC-13-051)	/library/SEC-13-051	/exhibit/SEC-13-051
Ex. SEC-13-052	Assembly Bill 3088, Tenant, Homeowner, and Small Landlord Relief and Stabilization Act of 2020 (COVID-19 Tenant Relief Act of 2020, Code Civ. Proc. 1179.01 et…	California Legislature (AB 3088, Chiu); approved by Governor Newsom	Aug. 31, 2020	California Legislature (AB 3088, Chiu); approved by Governor Newsom, Assembly Bill 3088, Tenant, Homeowner, and Small Landlord Relief and Stabilization Act of 2020 (COVID-19 Tenant Relief Act of 2020, Code Civ. Proc. 1179.01 et seq.; COVID-19 Small Landlord and Homeowner Relief Act of 2020, Civ. Code 3273.01 et seq.) (Aug. 31, 2020) (Ex. SEC-13-052)	/library/SEC-13-052	/exhibit/SEC-13-052
Ex. SEC-13-053	Senate Bill 91, COVID-19 Tenant Relief Act extension and State Rental Assistance Program (Stats. 2021, ch. 2)	California Legislature (SB 91, Committee on Budget and Fiscal Review); approved by Governor Newsom Jan. 29, 2021	Jan. 29, 2021	California Legislature (SB 91, Committee on Budget and Fiscal Review); approved by Governor Newsom Jan. 29, 2021, Senate Bill 91, COVID-19 Tenant Relief Act extension and State Rental Assistance Program (Stats. 2021, ch. 2) (Jan. 29, 2021) (Ex. SEC-13-053)	/library/SEC-13-053	/exhibit/SEC-13-053
Ex. SEC-13-054	Assembly Bill 832, COVID-19 Rental Housing Recovery Act and extension of the COVID-19 Tenant Relief Act (Stats. 2021, ch. 27)	California Legislature (AB 832, Chiu); approved by Governor Newsom June 28, 2021	June 28, 2021	California Legislature (AB 832, Chiu); approved by Governor Newsom June 28, 2021, Assembly Bill 832, COVID-19 Rental Housing Recovery Act and extension of the COVID-19 Tenant Relief Act (Stats. 2021, ch. 27) (June 28, 2021) (Ex. SEC-13-054)	/library/SEC-13-054	/exhibit/SEC-13-054
Ex. SEC-13-056	Bulletin 2020-3	Insurance Commissioner Ricardo Lara (California Department of Insurance)	Apr. 13, 2020	Insurance Commissioner Ricardo Lara (California Department of Insurance), Bulletin 2020-3 (Apr. 13, 2020) (Ex. SEC-13-056)	/library/SEC-13-056	/exhibit/SEC-13-056
Ex. SEC-13-057	Executive Order N-66-20	Governor Gavin Newsom	May 29, 2020	Governor Gavin Newsom, Executive Order N-66-20 (May 29, 2020) (Ex. SEC-13-057)	/library/SEC-13-057	/exhibit/SEC-13-057
Ex. SEC-13-058	Executive Order N-71-20	Governor Gavin Newsom	June 30, 2020	Governor Gavin Newsom, Executive Order N-71-20 (June 30, 2020) (Ex. SEC-13-058)	/library/SEC-13-058	/exhibit/SEC-13-058
Ex. SEC-13-059	Executive Order 2020-30 (COVID-19 Executive Order No. 28)	Governor JB Pritzker	Apr. 23, 2020	Governor JB Pritzker, Executive Order 2020-30 (COVID-19 Executive Order No. 28) (Apr. 23, 2020) (Ex. SEC-13-059)	/library/SEC-13-059	/exhibit/SEC-13-059
Ex. SEC-13-060	Executive Order 2020-16 (COVID-19 Executive Order No. 14)	Governor JB Pritzker	Mar. 26, 2020	Governor JB Pritzker, Executive Order 2020-16 (COVID-19 Executive Order No. 14) (Mar. 26, 2020) (Ex. SEC-13-060)	/library/SEC-13-060	/exhibit/SEC-13-060
Ex. SEC-13-061	Bulletin 2021-03	Insurance Commissioner Ricardo Lara (California Department of Insurance)	Mar. 11, 2021	Insurance Commissioner Ricardo Lara (California Department of Insurance), Bulletin 2021-03 (Mar. 11, 2021) (Ex. SEC-13-061)	/library/SEC-13-061	/exhibit/SEC-13-061
Ex. SEC-13-062	Proclamation 20-19 (amending Proclamation 20-05)	Governor Jay Inslee	Mar. 18, 2020	Governor Jay Inslee, Proclamation 20-19 (amending Proclamation 20-05) (Mar. 18, 2020) (Ex. SEC-13-062)	/library/SEC-13-062	/exhibit/SEC-13-062
Ex. SEC-13-063	Proclamation 21-09 (amending Proclamation 20-05)	Governor Jay Inslee	June 29, 2021	Governor Jay Inslee, Proclamation 21-09 (amending Proclamation 20-05) (June 29, 2021) (Ex. SEC-13-063)	/library/SEC-13-063	/exhibit/SEC-13-063
Ex. SEC-13-064	Proclamation 21-09.1 (amending Proclamations 20-05 and 21-09)	Governor Jay Inslee	Sept. 24, 2021	Governor Jay Inslee, Proclamation 21-09.1 (amending Proclamations 20-05 and 21-09) (Sept. 24, 2021) (Ex. SEC-13-064)	/library/SEC-13-064	/exhibit/SEC-13-064
Ex. SEC-13-065	Commissioner's Bulletin # B-0007-20	Commissioner of Insurance (Texas Department of Insurance)	Mar. 23, 2020	Commissioner of Insurance (Texas Department of Insurance), Commissioner's Bulletin # B-0007-20 (Mar. 23, 2020) (Ex. SEC-13-065)	/library/SEC-13-065	/exhibit/SEC-13-065
Ex. SEC-13-071	Order of the Governor No. 20-04-03-01	Governor Lawrence J. Hogan, Jr.	Apr. 3, 2020	Governor Lawrence J. Hogan, Jr, Order of the Governor No. 20-04-03-01 (Apr. 3, 2020) (Ex. SEC-13-071)	/library/SEC-13-071	/exhibit/SEC-13-071
Ex. SEC-13-072	Chapter 65 of the Acts of 2020	Massachusetts General Court; approved by Governor Charles D. Baker	Apr. 20, 2020	Massachusetts General Court; approved by Governor Charles D. Baker, Chapter 65 of the Acts of 2020 (Apr. 20, 2020) (Ex. SEC-13-072)	/library/SEC-13-072	/exhibit/SEC-13-072
Ex. SEC-13-074	Chapter 20 of the Acts of 2021	Massachusetts General Court; approved by Governor Charles D. Baker	June 16, 2021	Massachusetts General Court; approved by Governor Charles D. Baker, Chapter 20 of the Acts of 2021 (June 16, 2021) (Ex. SEC-13-074)	/library/SEC-13-074	/exhibit/SEC-13-074
Ex. SEC-13-075	ODI Bulletin 2020-03	Ohio Department of Insurance (Director Jillian Froment)	Mar. 20, 2020	Ohio Department of Insurance (Director Jillian Froment), ODI Bulletin 2020-03 (Mar. 20, 2020) (Ex. SEC-13-075)	/library/SEC-13-075	/exhibit/SEC-13-075
Ex. SEC-13-076	PC Bulletin No. 2020-01	Insurance Commissioner Glen Mulready (Oklahoma Insurance Department)	Mar. 20, 2020	Insurance Commissioner Glen Mulready (Oklahoma Insurance Department), PC Bulletin No. 2020-01 (Mar. 20, 2020) (Ex. SEC-13-076)	/library/SEC-13-076	/exhibit/SEC-13-076
Ex. SEC-13-077	Bulletin 252	Indiana Department of Insurance (Commissioner Stephen W. Robertson)	Mar. 26, 2020	Indiana Department of Insurance (Commissioner Stephen W. Robertson), Bulletin 252 (Mar. 26, 2020) (Ex. SEC-13-077)	/library/SEC-13-077	/exhibit/SEC-13-077
Ex. SEC-13-078	Bulletin 2020-006	Superintendent of Insurance Russell Toal (Office of Superintendent of Insurance)	Mar. 20, 2020	Superintendent of Insurance Russell Toal (Office of Superintendent of Insurance), Bulletin 2020-006 (Mar. 20, 2020) (Ex. SEC-13-078)	/library/SEC-13-078	/exhibit/SEC-13-078
Ex. SEC-13-080	OCI Bulletin of March 20, 2020, Complying with Regulatory Requirements during the Public Health Emergency	Commissioner of Insurance Mark V. Afable (Office of the Commissioner of Insurance)	Mar. 20, 2020	Commissioner of Insurance Mark V. Afable (Office of the Commissioner of Insurance), OCI Bulletin of March 20, 2020, Complying with Regulatory Requirements during the Public Health Emergency (Mar. 20, 2020) (Ex. SEC-13-080)	/library/SEC-13-080	/exhibit/SEC-13-080
Ex. SEC-13-081	Bulletin 2020-3, as amended	Commissioner of Insurance Mike Chaney (Mississippi Insurance Department)	Mar. 25, 2020	Commissioner of Insurance Mike Chaney (Mississippi Insurance Department), Bulletin 2020-3, as amended (Mar. 25, 2020) (Ex. SEC-13-081)	/library/SEC-13-081	/exhibit/SEC-13-081
Ex. SEC-13-082	Emergency Executive Order 20-14	Governor Tim Walz	Mar. 23, 2020	Governor Tim Walz, Emergency Executive Order 20-14 (Mar. 23, 2020) (Ex. SEC-13-082)	/library/SEC-13-082	/exhibit/SEC-13-082
Ex. SEC-13-085	Executive Order 2020-14	Governor Douglas A. Ducey	Mar. 24, 2020	Governor Douglas A. Ducey, Executive Order 2020-14 (Mar. 24, 2020) (Ex. SEC-13-085)	/library/SEC-13-085	/exhibit/SEC-13-085
Ex. SEC-13-087	Assembly Bill No. 486 (2021)	Nevada Legislature (81st Session); approved by Governor Steve Sisolak	June 4, 2021	Nevada Legislature (81st Session); approved by Governor Steve Sisolak, Assembly Bill No. 486 (2021) (June 4, 2021) (Ex. SEC-13-087)	/library/SEC-13-087	/exhibit/SEC-13-087
Ex. SEC-13-088	Enrolled House Bill 4204 (2020)	Oregon Legislative Assembly (2020 First Special Session); approved by Governor Kate Brown June 30, 2020	June 30, 2020	Oregon Legislative Assembly (2020 First Special Session); approved by Governor Kate Brown June 30, 2020, Enrolled House Bill 4204 (2020) (June 30, 2020) (Ex. SEC-13-088)	/library/SEC-13-088	/exhibit/SEC-13-088
Ex. SEC-13-089	Enrolled House Bill 4213 (2020)	Oregon Legislative Assembly (2020 First Special Session); approved by Governor Kate Brown June 30, 2020	June 30, 2020	Oregon Legislative Assembly (2020 First Special Session); approved by Governor Kate Brown June 30, 2020, Enrolled House Bill 4213 (2020) (June 30, 2020) (Ex. SEC-13-089)	/library/SEC-13-089	/exhibit/SEC-13-089
Ex. SEC-13-090	Enrolled House Bill 4401 (2020)	Oregon Legislative Assembly (2020 Third Special Session); approved by Governor Kate Brown Dec. 23, 2020	Dec. 23, 2020	Oregon Legislative Assembly (2020 Third Special Session); approved by Governor Kate Brown Dec. 23, 2020, Enrolled House Bill 4401 (2020) (Dec. 23, 2020) (Ex. SEC-13-090)	/library/SEC-13-090	/exhibit/SEC-13-090
Ex. SEC-13-091	Enrolled Senate Bill 278 (2021)	Oregon Legislative Assembly (2021 Regular Session); approved by Governor Kate Brown	June 24, 2021	Oregon Legislative Assembly (2021 Regular Session); approved by Governor Kate Brown, Enrolled Senate Bill 278 (2021) (June 24, 2021) (Ex. SEC-13-091)	/library/SEC-13-091	/exhibit/SEC-13-091
Ex. SEC-13-092	Executive Order No. 7X	Governor Ned Lamont	Apr. 10, 2020	Governor Ned Lamont, Executive Order No. 7X (Apr. 10, 2020) (Ex. SEC-13-092)	/library/SEC-13-092	/exhibit/SEC-13-092
Ex. SEC-13-093	Executive Order No. 7G	Governor Ned Lamont	Mar. 19, 2020	Governor Ned Lamont, Executive Order No. 7G (Mar. 19, 2020) (Ex. SEC-13-093)	/library/SEC-13-093	/exhibit/SEC-13-093
Ex. SEC-13-094	D.C. Act 23-286, COVID-19 Response Supplemental Emergency Amendment Act of 2020	Council of the District of Columbia (emergency act); signed by Mayor Muriel Bowser	Apr. 10, 2020	Council of the District of Columbia (emergency act); signed by Mayor Muriel Bowser, D.C. Act 23-286, COVID-19 Response Supplemental Emergency Amendment Act of 2020 (Apr. 10, 2020) (Ex. SEC-13-094)	/library/SEC-13-094	/exhibit/SEC-13-094
Ex. SEC-13-095	Executive Order 2020-19	Governor Gretchen Whitmer	Mar. 20, 2020	Governor Gretchen Whitmer, Executive Order 2020-19 (Mar. 20, 2020) (Ex. SEC-13-095)	/library/SEC-13-095	/exhibit/SEC-13-095
Ex. SEC-13-097	Executive Order 2020-257 (Healthy at Home)	Governor Andy Beshear	Mar. 25, 2020	Governor Andy Beshear, Executive Order 2020-257 (Healthy at Home) (Mar. 25, 2020) (Ex. SEC-13-097)	/library/SEC-13-097	/exhibit/SEC-13-097
Ex. SEC-13-102	Executive Order 20-10	Governor Laura Kelly	Mar. 23, 2020	Governor Laura Kelly, Executive Order 20-10 (Mar. 23, 2020) (Ex. SEC-13-102)	/library/SEC-13-102	/exhibit/SEC-13-102
Ex. SEC-13-103	Emergency Order #4 Pursuant to Executive Order 2020-04	Governor Christopher T. Sununu	Mar. 17, 2020	Governor Christopher T. Sununu, Emergency Order #4 Pursuant to Executive Order 2020-04 (Mar. 17, 2020) (Ex. SEC-13-103)	/library/SEC-13-103	/exhibit/SEC-13-103
Ex. SEC-13-104	Act No. 101 of 2020 (S.333)	Vermont General Assembly; approved by Governor Phil Scott	May 14, 2020	Vermont General Assembly; approved by Governor Phil Scott, Act No. 101 of 2020 (S.333) (May 14, 2020) (Ex. SEC-13-104)	/library/SEC-13-104	/exhibit/SEC-13-104
Ex. SEC-13-106	Sixth Modification of the Declaration of a State of Emergency for the State of Delaware Due to a Public Health Threat	Governor John C. Carney	Mar. 24, 2020	Governor John C. Carney, Sixth Modification of the Declaration of a State of Emergency for the State of Delaware Due to a Public Health Threat (Mar. 24, 2020) (Ex. SEC-13-106)	/library/SEC-13-106	/exhibit/SEC-13-106
Ex. SEC-13-108	Enrolled Senate Bill 241 (2020), ch. 10 SLA 2020	Alaska Legislature (31st Legislature); signed by Governor Mike Dunleavy	Apr. 9, 2020	Alaska Legislature (31st Legislature); signed by Governor Mike Dunleavy, Enrolled Senate Bill 241 (2020), ch. 10 SLA 2020 (Apr. 9, 2020) (Ex. SEC-13-108)	/library/SEC-13-108	/exhibit/SEC-13-108
Ex. SEC-13-109	Executive Order 2021-13 (COVID-19 Executive Order No. 82)	Governor JB Pritzker	June 11, 2021	Governor JB Pritzker, Executive Order 2021-13 (COVID-19 Executive Order No. 82) (June 11, 2021) (Ex. SEC-13-109)	/library/SEC-13-109	/exhibit/SEC-13-109
Ex. SEC-13-GM-001	AFSA, 'AFSA Independents Conference & Expo Cancelled' (Mar. 13, 2020), quoting the Riverside County order cancelling events of 250 or more	American Financial Services Association	Mar. 13, 2020	American Financial Services Association, AFSA, 'AFSA Independents Conference & Expo Cancelled' (Mar. 13, 2020), quoting the Riverside County order cancelling events of 250 or more (Ex. SEC-13-GM-001)	/library/SEC-13-GM-001	/exhibit/SEC-13-GM-001
Ex. SEC-13-GM-002	SHRM, 'SHRM 2020 Annual Conference & Expo Canceled' (May 12, 2020)	Society for Human Resource Management	May 12, 2020	Society for Human Resource Management, SHRM, 'SHRM 2020 Annual Conference & Expo Canceled' (May 12, 2020) (Ex. SEC-13-GM-002)	/library/SEC-13-GM-002	/exhibit/SEC-13-GM-002
Ex. SEC-13-GM-003	AFSA, 'Going Virtual! 2020 Annual Meeting and Independents Conference & Expo' (Aug. 4, 2020)	American Financial Services Association	Aug. 4, 2020	American Financial Services Association, AFSA, 'Going Virtual! 2020 Annual Meeting and Independents Conference & Expo' (Aug. 4, 2020) (Ex. SEC-13-GM-003)	/library/SEC-13-GM-003	/exhibit/SEC-13-GM-003
Ex. SEC-13-GM-004	Consumer Bankers Association press release, 'CBA LIVE 2020 to Feature Regulators, Bank CEO, Top Political Strategists; Kicks Off September 29 via virtual…	Consumer Bankers Association	Sept. 21, 2020	Consumer Bankers Association, Consumer Bankers Association press release, 'CBA LIVE 2020 to Feature Regulators, Bank CEO, Top Political Strategists; Kicks Off September 29 via virtual platform' (Sept. 21, 2020) (Ex. SEC-13-GM-004)	/library/SEC-13-GM-004	/exhibit/SEC-13-GM-004
Ex. SEC-13-GM-005	Consumer Bankers Association press release, 'Acting Comptroller Hsu To Deliver Keynote In Person At CBA LIVE 2021' (June 6, 2021)	Consumer Bankers Association	June 6, 2021	Consumer Bankers Association, Consumer Bankers Association press release, 'Acting Comptroller Hsu To Deliver Keynote In Person At CBA LIVE 2021' (June 6, 2021) (Ex. SEC-13-GM-005)	/library/SEC-13-GM-005	/exhibit/SEC-13-GM-005
Ex. SEC-13-GM-006	AFSA, 'Start Your Engines for the 2021 Vehicle Finance Conference!' (Nov. 4, 2020) (conference to be held online Feb. 23-25, 2021)	American Financial Services Association	Nov. 4, 2020	American Financial Services Association, AFSA, 'Start Your Engines for the 2021 Vehicle Finance Conference!' (Nov. 4, 2020) (conference to be held online Feb. 23-25, 2021) (Ex. SEC-13-GM-006)	/library/SEC-13-GM-006	/exhibit/SEC-13-GM-006
Ex. SEC-13-GM-007	AFSA, 'Save the Date! 2020 Combined Annual Meeting and Independents Conference & Expo, October 4-7 at the Grand America Hotel in Salt Lake City' (June 9, 2020)	American Financial Services Association	June 9, 2020	American Financial Services Association, AFSA, 'Save the Date! 2020 Combined Annual Meeting and Independents Conference & Expo, October 4-7 at the Grand America Hotel in Salt Lake City' (June 9, 2020) (Ex. SEC-13-GM-007)	/library/SEC-13-GM-007	/exhibit/SEC-13-GM-007
Ex. SEC-13-GM-008	Independent Agent magazine (Big 'I' house publication), '2020 Big I Virtual Legislative Conference Registration Open' (Apr. 30, 2020)	Independent Insurance Agents & Brokers of America (Big 'I')	Apr. 30, 2020	Independent Insurance Agents & Brokers of America (Big 'I'), Independent Agent magazine (Big 'I' house publication), '2020 Big I Virtual Legislative Conference Registration Open' (Apr. 30, 2020) (Ex. SEC-13-GM-008)	/library/SEC-13-GM-008	/exhibit/SEC-13-GM-008
Ex. SEC-13-GM-009	Independent Agent magazine, '2021 Big I Legislative Conference Will Take Place Virtually' (Dec. 21, 2020), quoting Big 'I' president and CEO Bob Rusbuldt	Independent Insurance Agents & Brokers of America (Big 'I')	Dec. 21, 2020	Independent Insurance Agents & Brokers of America (Big 'I'), Independent Agent magazine, '2021 Big I Legislative Conference Will Take Place Virtually' (Dec. 21, 2020), quoting Big 'I' president and CEO Bob Rusbuldt (Ex. SEC-13-GM-009)	/library/SEC-13-GM-009	/exhibit/SEC-13-GM-009
Ex. SEC-13-GM-010	ABA Banking Journal, 'Magic Johnson to Keynote Virtual Conference for Community Bankers' (Jan. 15, 2021)	American Bankers Association	Jan. 15, 2021	American Bankers Association, ABA Banking Journal, 'Magic Johnson to Keynote Virtual Conference for Community Bankers' (Jan. 15, 2021) (Ex. SEC-13-GM-010)	/library/SEC-13-GM-010	/exhibit/SEC-13-GM-010
Ex. SEC-13-GM-011	ABA Banking Journal, 'Gottlieb, McWilliams to Keynote ABA Unconventional Convention' (Sept. 24, 2020) (first-ever virtual annual convention, Oct. 19-20, 2020)	American Bankers Association	Sept. 24, 2020	American Bankers Association, ABA Banking Journal, 'Gottlieb, McWilliams to Keynote ABA Unconventional Convention' (Sept. 24, 2020) (first-ever virtual annual convention, Oct. 19-20, 2020) (Ex. SEC-13-GM-011)	/library/SEC-13-GM-011	/exhibit/SEC-13-GM-011
Ex. SEC-13-GM-012	ABA Banking Journal, 'Virtual Summit Begins Today; Manchin, Richmond Added to Speaker Lineup' (Mar. 16, 2021) (more than 3,400 attendees)	American Bankers Association	Mar. 16, 2021	American Bankers Association, ABA Banking Journal, 'Virtual Summit Begins Today; Manchin, Richmond Added to Speaker Lineup' (Mar. 16, 2021) (more than 3,400 attendees) (Ex. SEC-13-GM-012)	/library/SEC-13-GM-012	/exhibit/SEC-13-GM-012
Ex. SEC-13-GM-013	ABA Banking Journal, 'ABA Elects New Officers, Board Members for 2021-2022' (Oct. 19, 2021) (in-person annual convention; post-period)	American Bankers Association	Oct. 19, 2021	American Bankers Association, ABA Banking Journal, 'ABA Elects New Officers, Board Members for 2021-2022' (Oct. 19, 2021) (in-person annual convention; post-period) (Ex. SEC-13-GM-013)	/library/SEC-13-GM-013	/exhibit/SEC-13-GM-013
Ex. SEC-13-GM-014	ABA Banking Journal, 'ABA Announces New Risk and Compliance Virtual Conference' (May 13, 2020) (July 28-30, 2020)	American Bankers Association	May 13, 2020	American Bankers Association, ABA Banking Journal, 'ABA Announces New Risk and Compliance Virtual Conference' (May 13, 2020) (July 28-30, 2020) (Ex. SEC-13-GM-014)	/library/SEC-13-GM-014	/exhibit/SEC-13-GM-014
Ex. SEC-13-GM-015	AFSA, '2020 Law & Compliance Symposium Cancelled' (Apr. 20, 2020) (June 2-4, 2020, Dallas)	American Financial Services Association	Apr. 20, 2020	American Financial Services Association, AFSA, '2020 Law & Compliance Symposium Cancelled' (Apr. 20, 2020) (June 2-4, 2020, Dallas) (Ex. SEC-13-GM-015)	/library/SEC-13-GM-015	/exhibit/SEC-13-GM-015
Ex. SEC-13-GM-016	HousingWire (Phil Hall), 'Ready to go back to a live mortgage industry event? MBA, NAR, NAMB and others test the waters' (May 11, 2020)	Mortgage Bankers Association	May 11, 2020	Mortgage Bankers Association, HousingWire (Phil Hall), 'Ready to go back to a live mortgage industry event? MBA, NAR, NAMB and others test the waters' (May 11, 2020) (Ex. SEC-13-GM-016)	/library/SEC-13-GM-016	/exhibit/SEC-13-GM-016
Ex. SEC-13-GM-017	NCUA Letter to Federal Credit Unions 22-FCU-03, 'Expiration of Emergency Exemption from Certain In-Person Meeting Requirements' (Dec. 2022), reciting the March…	each federal credit union's board, under the NCUA Federal Credit Union Bylaws (12 C.F.R. part 701, App. A)	Dec. 7, 2022	each federal credit union's board, under the NCUA Federal Credit Union Bylaws (12 C.F.R. part 701, App. A), NCUA Letter to Federal Credit Unions 22-FCU-03, 'Expiration of Emergency Exemption from Certain In-Person Meeting Requirements' (Dec. 2022), reciting the March 2020, November 2020 and November 2021 letters (Dec. 7, 2022) (Ex. SEC-13-GM-017)	/library/SEC-13-GM-017	/exhibit/SEC-13-GM-017
Ex. SEC-13-GM-019	Texas Bankers Association, 'TBA's 136th Annual Convention Returns to Downtown Austin' (hybrid: live Aug. 25-27, 2021; virtual Sept. 1-2, 2021)	Texas Bankers Association		Texas Bankers Association, Texas Bankers Association, 'TBA's 136th Annual Convention Returns to Downtown Austin' (hybrid: live Aug. 25-27, 2021; virtual Sept. 1-2, 2021) (Ex. SEC-13-GM-019)	/library/SEC-13-GM-019	/exhibit/SEC-13-GM-019
Ex. SEC-13-GM-022	CUNA, Governmental Affairs Conference page as archived Jan. 22, 2021: 'March 2-4, 2021, Virtual'	Credit Union National Association	Jan. 22, 2021	Credit Union National Association, CUNA, Governmental Affairs Conference page as archived Jan. 22, 2021: 'March 2-4, 2021, Virtual' (Ex. SEC-13-GM-022)	/library/SEC-13-GM-022	/exhibit/SEC-13-GM-022
Ex. SEC-13-GM-026	Office of the Comptroller of the Currency, interim final rule, Director, Shareholder, and Member Meetings, 85 Fed. Reg. 31943 (May 28, 2020) (RIN 1557-AE94)…	each institution's board, under the OCC's rules (12 C.F.R. §§ 5.22, 7.2001), State corporation and banking law and the federal proxy rules	May 28, 2020	each institution's board, under the OCC's rules (12 C.F.R. §§ 5.22, 7.2001), State corporation and banking law and the federal proxy rules, Office of the Comptroller of the Currency, interim final rule, Director, Shareholder, and Member Meetings, 85 Fed. Reg. 31943 (May 28, 2020) (RIN 1557-AE94), effective May 28, 2020 (same instrument as Ex. AGY-FED-FINANCIAL-020) (Ex. SEC-13-GM-026)	/library/SEC-13-GM-026	/exhibit/SEC-13-GM-026
Ex. SEC-13-GM-027	ABA Banking Journal, 'OCC Rule Clarifies Virtual Meeting Options for National Banks, Federal Thrifts' (May 27, 2020)	each institution's board, under the OCC's rules (12 C.F.R. §§ 5.22, 7.2001), State corporation and banking law and the federal proxy rules	May 27, 2020	each institution's board, under the OCC's rules (12 C.F.R. §§ 5.22, 7.2001), State corporation and banking law and the federal proxy rules, ABA Banking Journal, 'OCC Rule Clarifies Virtual Meeting Options for National Banks, Federal Thrifts' (May 27, 2020) (Ex. SEC-13-GM-027)	/library/SEC-13-GM-027	/exhibit/SEC-13-GM-027
Ex. SEC-13-GM-028	NCUA Letter to Federal Credit Unions 20-FCU-02, 'NCUA Actions Related to COVID-19 - Annual Meeting Flexibility' (March 2020) (same instrument as Ex.…	each federal credit union's board, under the NCUA Federal Credit Union Bylaws (12 C.F.R. part 701, App. A)		each federal credit union's board, under the NCUA Federal Credit Union Bylaws (12 C.F.R. part 701, App. A), NCUA Letter to Federal Credit Unions 20-FCU-02, 'NCUA Actions Related to COVID-19 - Annual Meeting Flexibility' (March 2020) (same instrument as Ex. AGY-FED-FINANCIAL-030) (Ex. SEC-13-GM-028)	/library/SEC-13-GM-028	/exhibit/SEC-13-GM-028
Ex. SEC-13-GM-029	SEC Division of Corporation Finance and Division of Investment Management, Staff Guidance for Conducting Shareholder Meetings in Light of COVID-19 Concerns…	each institution's board, under the OCC's rules (12 C.F.R. §§ 5.22, 7.2001), State corporation and banking law and the federal proxy rules	Apr. 7, 2020	each institution's board, under the OCC's rules (12 C.F.R. §§ 5.22, 7.2001), State corporation and banking law and the federal proxy rules, SEC Division of Corporation Finance and Division of Investment Management, Staff Guidance for Conducting Shareholder Meetings in Light of COVID-19 Concerns (Mar. 13, 2020; updated Apr. 7, 2020) (same instrument as Ex. AGY-FED-FINANCIAL-053) (Ex. SEC-13-GM-029)	/library/SEC-13-GM-029	/exhibit/SEC-13-GM-029
Ex. SEC-13-GM-030	FINRA, COVID-19 Frequently Asked Questions (2020 page; entries added Mar.-May 2020): Prometric test-center closure and extension of qualification examination…	FINRA and NASAA through Prometric	May 15, 2020	FINRA and NASAA through Prometric, FINRA, COVID-19 Frequently Asked Questions (2020 page; entries added Mar.-May 2020): Prometric test-center closure and extension of qualification examination windows (May 15, 2020) (Ex. SEC-13-GM-030)	/library/SEC-13-GM-030	/exhibit/SEC-13-GM-030
Ex. SEC-13-GM-031	FINRA, 2020 FINRA Annual Conference event page (as archived spring 2020): 'In response to the coronavirus disease (COVID-19) situation, FINRA has canceled the…	Financial Industry Regulatory Authority		Financial Industry Regulatory Authority, FINRA, 2020 FINRA Annual Conference event page (as archived spring 2020): 'In response to the coronavirus disease (COVID-19) situation, FINRA has canceled the Annual Conference' (Ex. SEC-13-GM-031)	/library/SEC-13-GM-031	/exhibit/SEC-13-GM-031
Ex. SEC-13-GM-032	World Council of Credit Unions (on CUInsight), 'Jumping into the deep end: The first all-virtual World Credit Union Conference' (July 27, 2021)	World Council of Credit Unions	July 27, 2021	World Council of Credit Unions, World Council of Credit Unions (on CUInsight), 'Jumping into the deep end: The first all-virtual World Credit Union Conference' (July 27, 2021) (Ex. SEC-13-GM-032)	/library/SEC-13-GM-032	/exhibit/SEC-13-GM-032
Ex. SEC-13-GM-101	Texas Bankers Association, Texas Banking magazine feature (Feb. 2020): '136th Annual Convention in San Antonio features political and regulatory heavy-hitters'…	Texas Bankers Association		Texas Bankers Association, Texas Bankers Association, Texas Banking magazine feature (Feb. 2020): '136th Annual Convention in San Antonio features political and regulatory heavy-hitters' (convention 'to be held May 13-15 at the Hyatt Regency Hill Country Resort in San Antonio') (Ex. SEC-13-GM-101)	/library/SEC-13-GM-101	/exhibit/SEC-13-GM-101
Ex. SEC-13-GM-102	Consumer Bankers Association, 'CBA LIVE 2020 Highlights' page: 'CBA LIVE 2020, our first-ever virtual conference' (general sessions Sept. 29-30, 2020)	Consumer Bankers Association		Consumer Bankers Association, Consumer Bankers Association, 'CBA LIVE 2020 Highlights' page: 'CBA LIVE 2020, our first-ever virtual conference' (general sessions Sept. 29-30, 2020) (Ex. SEC-13-GM-102)	/library/SEC-13-GM-102	/exhibit/SEC-13-GM-102
Ex. SEC-13-GM-103	Consumer Bankers Association, 'Staying Safe' page for CBA LIVE 2021 (Orlando): 'CBA, the JW Marriott Orlando Grande Lakes and Orange County, Florida, will…	Consumer Bankers Association		Consumer Bankers Association, Consumer Bankers Association, 'Staying Safe' page for CBA LIVE 2021 (Orlando): 'CBA, the JW Marriott Orlando Grande Lakes and Orange County, Florida, will adhere to CDC guidelines'; 'Wear a Mask... at all times, unless eating or drinking'; 'maintain a minimum six-foot distance' (Ex. SEC-13-GM-103)	/library/SEC-13-GM-103	/exhibit/SEC-13-GM-103
Ex. SEC-13-GM-104	NAFCU, 'NAFCU Annual Conference canceled' (Apr. 21, 2020): 53rd Annual Conference and Solutions Expo, June 23-26, Vancouver, cancelled 'As cases of coronavirus…	National Association of Federally-Insured Credit Unions (merged into America's Credit Unions in 2024)	Apr. 21, 2020	National Association of Federally-Insured Credit Unions (merged into America's Credit Unions in 2024), NAFCU, 'NAFCU Annual Conference canceled' (Apr. 21, 2020): 53rd Annual Conference and Solutions Expo, June 23-26, Vancouver, cancelled 'As cases of coronavirus continue to rise and uncertainty remains'; Spring Regulatory Compliance School, Board of Directors and Supervisory Committee Conference and CEOs and Senior Executives Conference previously cancelled (Ex. SEC-13-GM-104)	/library/SEC-13-GM-104	/exhibit/SEC-13-GM-104
Ex. SEC-13-GM-105	NAFCU, 'NAFCU cancels 54th annual conference' (Jan. 21, 2021): 54th Annual Conference and Solutions Expo, July 27-30, 2021, Savannah, Georgia, cancelled 'Due to…	National Association of Federally-Insured Credit Unions (merged into America's Credit Unions in 2024)	Jan. 21, 2021	National Association of Federally-Insured Credit Unions (merged into America's Credit Unions in 2024), NAFCU, 'NAFCU cancels 54th annual conference' (Jan. 21, 2021): 54th Annual Conference and Solutions Expo, July 27-30, 2021, Savannah, Georgia, cancelled 'Due to the ongoing coronavirus pandemic and the high volume of expected in-person attendees... in conjunction with feedback from our membership and CDC guidance' (Ex. SEC-13-GM-105)	/library/SEC-13-GM-105	/exhibit/SEC-13-GM-105
Ex. SEC-13-GM-106	CUNA News, 'Virtual events take center stage' (July 1, 2020): 'all CUNA staff started working remotely due to the coronavirus (COVID-19) pandemic. Many of…	Credit Union National Association	July 1, 2020	Credit Union National Association, CUNA News, 'Virtual events take center stage' (July 1, 2020): 'all CUNA staff started working remotely due to the coronavirus (COVID-19) pandemic. Many of CUNA's live events also shifted to virtual events' (Ex. SEC-13-GM-106)	/library/SEC-13-GM-106	/exhibit/SEC-13-GM-106
Ex. SEC-13-GM-107	CUNA press release (Madison and Washington, Aug. 31, 2020): the 2021 CUNA Governmental Affairs Conference 'would move to an interactive virtual format on March…	Credit Union National Association	Aug. 31, 2020	Credit Union National Association, CUNA press release (Madison and Washington, Aug. 31, 2020): the 2021 CUNA Governmental Affairs Conference 'would move to an interactive virtual format on March 2-4, 2021'; 'Each year, thousands of industry advocates come together at CUNA Governmental Affairs Conference' (Ex. SEC-13-GM-107)	/library/SEC-13-GM-107	/exhibit/SEC-13-GM-107
Ex. SEC-13-GM-108	Mortgage Bankers Association, 'Prepared Remarks of MBA President and CEO Bob Broeksmit, CMB, at the 2020 MBA Annual Convention and Expo' (Oct. 19, 2020)…	Mortgage Bankers Association	Oct. 19, 2020	Mortgage Bankers Association, Mortgage Bankers Association, 'Prepared Remarks of MBA President and CEO Bob Broeksmit, CMB, at the 2020 MBA Annual Convention and Expo' (Oct. 19, 2020): delivered 'at MBA's virtual 2020 Annual Convention & Expo'; 'This is not a normal convention. But then, this is not a normal year.' (Ex. SEC-13-GM-108)	/library/SEC-13-GM-108	/exhibit/SEC-13-GM-108
Ex. SEC-13-GM-109	MDRT news release (Park Ridge, Ill., July 9, 2020): 'MDRT brings industry-leading conference experience to cyberspace with 2020 Virtual Event' starting Aug. 3…	Million Dollar Round Table	July 9, 2020	Million Dollar Round Table, MDRT news release (Park Ridge, Ill., July 9, 2020): 'MDRT brings industry-leading conference experience to cyberspace with 2020 Virtual Event' starting Aug. 3, 2020, 'Rising to the challenge of bringing financial advisors together to help clients during the COVID-19 pandemic'; incorporates components of the in-person Annual Meeting and Global Conference (Ex. SEC-13-GM-109)	/library/SEC-13-GM-109	/exhibit/SEC-13-GM-109
Ex. SEC-13-GM-110	MDRT news release (Park Ridge, Ill., May 19, 2021), Word file as posted by MDRT: 'MDRT Brings Timely Strategy to Life with the Innovative 2021 Annual Meeting…	Million Dollar Round Table	May 19, 2021	Million Dollar Round Table, MDRT news release (Park Ridge, Ill., May 19, 2021), Word file as posted by MDRT: 'MDRT Brings Timely Strategy to Life with the Innovative 2021 Annual Meeting Virtual Event' ('MDRT will host its members-only 2021 Annual Meeting Virtual Event June 7-9') (Ex. SEC-13-GM-110)	/library/SEC-13-GM-110	/exhibit/SEC-13-GM-110
Ex. SEC-13-GM-111	NAFCU newsroom (Sept. 14, 2021): 'Caucus: NAFCU's Berger, James Carville discuss divisive political climate; lawmakers review the latest from the Hill'…	National Association of Federally-Insured Credit Unions (merged into America's Credit Unions in 2024)	Sept. 14, 2021	National Association of Federally-Insured Credit Unions (merged into America's Credit Unions in 2024), NAFCU newsroom (Sept. 14, 2021): 'Caucus: NAFCU's Berger, James Carville discuss divisive political climate; lawmakers review the latest from the Hill' (Congressional Caucus sessions began Sept. 13, 2021, in Washington, with attendees present) (Ex. SEC-13-GM-111)	/library/SEC-13-GM-111	/exhibit/SEC-13-GM-111
Ex. SEC-13-GM-112	RIMS, 'RIMS 2020 - Letter to the World's Risk Management Community From RIMS President Laura Langone and RIMS CEO Mary Roth': 'For the first time in the…	Risk and Insurance Management Society		Risk and Insurance Management Society, RIMS, 'RIMS 2020 - Letter to the World's Risk Management Community From RIMS President Laura Langone and RIMS CEO Mary Roth': 'For the first time in the Society's 70-year history... RIMS regretfully must cancel its 2020 Annual Conference & Exhibition'; 'RIMS has a membership of approximately 10,000 risk practitioners' (Ex. SEC-13-GM-112)	/library/SEC-13-GM-112	/exhibit/SEC-13-GM-112
Ex. SEC-13-GM-113	RIMS newsroom, 'RIMS LIVE 2021 Education Breakdown' (the Society's virtual 2021 conference)	Risk and Insurance Management Society		Risk and Insurance Management Society, RIMS newsroom, 'RIMS LIVE 2021 Education Breakdown' (the Society's virtual 2021 conference) (Ex. SEC-13-GM-113)	/library/SEC-13-GM-113	/exhibit/SEC-13-GM-113
Ex. SEC-13-GM-114	Charles Schwab press release (Oct. 13, 2020): 'Schwab Advisor Services to Celebrate 30th Anniversary of Schwab IMPACT' ('IMPACT 2020 will proceed for the first…	Charles Schwab & Co.	Oct. 13, 2020	Charles Schwab & Co, Charles Schwab press release (Oct. 13, 2020): 'Schwab Advisor Services to Celebrate 30th Anniversary of Schwab IMPACT' ('IMPACT 2020 will proceed for the first time as a virtual experience'; live sessions Oct. 27-28 and Nov. 2, 4, 9 and 11; 'more than 7,600 firms'; 'more than 90 speakers, 70 education sessions, and nearly 40 exhibitors') (Ex. SEC-13-GM-114)	/library/SEC-13-GM-114	/exhibit/SEC-13-GM-114
Ex. SEC-13-GM-115	Charles Schwab press release (Oct. 2021): 'Schwab IMPACT 2021 Brings Compelling Speaker Pairings and Enhanced Virtual Networking Opportunities to RIAs' ('The…	Charles Schwab & Co.		Charles Schwab & Co, Charles Schwab press release (Oct. 2021): 'Schwab IMPACT 2021 Brings Compelling Speaker Pairings and Enhanced Virtual Networking Opportunities to RIAs' ('The event, which will be virtual and live over two days,' Oct. 19-20, 2021; 'more than 13,000 independent advisory firms') (Ex. SEC-13-GM-115)	/library/SEC-13-GM-115	/exhibit/SEC-13-GM-115
Ex. SEC-13-GM-116	Morningstar, Inc. press release (Chicago, July 28, 2020): 'Morningstar Investment Conference Digital Event Details and Agenda Now Available' ('will take place…	Morningstar, Inc.	July 28, 2020	Morningstar, Inc, Morningstar, Inc. press release (Chicago, July 28, 2020): 'Morningstar Investment Conference Digital Event Details and Agenda Now Available' ('will take place as a digital-only event Wednesday, Sept. 16 and Thursday, Sept. 17'; 'As uncertainty around the pandemic... persists') (Ex. SEC-13-GM-116)	/library/SEC-13-GM-116	/exhibit/SEC-13-GM-116
Ex. SEC-13-GM-117	Morningstar, Inc. press release (Chicago, June 30, 2021): 'Morningstar Announces Agenda for 2021 Morningstar Investment Conference' (hybrid, Sept. 22-24, 2021…	as listed	June 30, 2021	as listed, Morningstar, Inc. press release (Chicago, June 30, 2021): 'Morningstar Announces Agenda for 2021 Morningstar Investment Conference' (hybrid, Sept. 22-24, 2021, McCormick Place; 'In-person attendees will be required to adhere to the safety protocols as mandated by the city, state, and McCormick Place') (Ex. SEC-13-GM-117)	/library/SEC-13-GM-117	/exhibit/SEC-13-GM-117
Ex. SEC-13-GM-118	NAIC news release (Kansas City, June 1, 2021): 'NAIC to Host Hybrid 2021 Summer National Meeting' ('a streamlined Summer National Meeting in a hybrid format...…	as listed	June 1, 2021	as listed, NAIC news release (Kansas City, June 1, 2021): 'NAIC to Host Hybrid 2021 Summer National Meeting' ('a streamlined Summer National Meeting in a hybrid format... in Columbus, OH from August 13-17 for members and interested parties as capacity allows') (Ex. SEC-13-GM-118)	/library/SEC-13-GM-118	/exhibit/SEC-13-GM-118
Ex. SEC-13-GM-119	NAIC news release (Washington, Sept. 15, 2020): 'NAIC Fall National Meeting to be Virtual Format' ('initially scheduled to be held in Indianapolis, Indiana…	National Association of Insurance Commissioners	Sept. 15, 2020	National Association of Insurance Commissioners, NAIC news release (Washington, Sept. 15, 2020): 'NAIC Fall National Meeting to be Virtual Format' ('initially scheduled to be held in Indianapolis, Indiana, will now be held virtually. Due to the ongoing health challenges that are being associated with holding large in-person meetings in the midst of the COVID-19 pandemic') (Ex. SEC-13-GM-119)	/library/SEC-13-GM-119	/exhibit/SEC-13-GM-119
Ex. SEC-13-GM-120	NAIC news release (Washington, June 26, 2020): registration open for the NAIC Summer 2020 National Meeting, 'which will be held in a virtual format over a…	National Association of Insurance Commissioners	June 26, 2020	National Association of Insurance Commissioners, NAIC news release (Washington, June 26, 2020): registration open for the NAIC Summer 2020 National Meeting, 'which will be held in a virtual format over a three-week period beginning the week of July 27 and ending the week of August 10' (Ex. SEC-13-GM-120)	/library/SEC-13-GM-120	/exhibit/SEC-13-GM-120
Ex. SEC-13-GM-121	LIMRA and LOMA news release (Windsor, Conn., Mar. 17, 2020): 'LIMRA and LOMA Cancel Face-To-Face Portion of Conferences in Light of Coronavirus' (2020 Customer…	LIMRA and LOMA (LL Global)	Mar. 17, 2020	LIMRA and LOMA (LL Global), LIMRA and LOMA news release (Windsor, Conn., Mar. 17, 2020): 'LIMRA and LOMA Cancel Face-To-Face Portion of Conferences in Light of Coronavirus' (2020 Customer Experience Conference, Mar. 25-27, New Orleans; 2020 Regulatory Compliance Exchange, Mar. 31-Apr. 2, Orlando; 2020 Life Insurance Conference, Apr. 20-22, and 2020 Retirement Industry Conference, Apr. 22-24, Salt Lake City) (Ex. SEC-13-GM-121)	/library/SEC-13-GM-121	/exhibit/SEC-13-GM-121
Ex. SEC-13-GM-122	LIMRA news release (Windsor, Conn., June 22, 2020): 'Former White House Insiders to Speak at LIMRA's 2020 Virtual Annual Conference' (Oct. 26-28, 2020; 'Due to…	LIMRA (LL Global)	June 22, 2020	LIMRA (LL Global), LIMRA news release (Windsor, Conn., June 22, 2020): 'Former White House Insiders to Speak at LIMRA's 2020 Virtual Annual Conference' (Oct. 26-28, 2020; 'Due to restrictions brought on by the pandemic, the conference will be virtual'; 'one of the largest gatherings of executives representing all sectors of the financial services industry') (Ex. SEC-13-GM-122)	/library/SEC-13-GM-122	/exhibit/SEC-13-GM-122
Ex. SEC-13-GM-123	Money20/20 USA, 'Health and Safety' notice (as archived July 1, 2020): 'working closely with the City of Las Vegas, The Venetian, our vendors, and our sponsors…	Money20/20 (Ascential)		Money20/20 (Ascential), Money20/20 USA, 'Health and Safety' notice (as archived July 1, 2020): 'working closely with the City of Las Vegas, The Venetian, our vendors, and our sponsors to roll out a complete list of safety measures'; 'Capping access at 6,000 attendees' (Ex. SEC-13-GM-123)	/library/SEC-13-GM-123	/exhibit/SEC-13-GM-123
Ex. SEC-13-GM-124	Money20/20 USA, 'COVID-19 Safety Plan' (as archived Oct. 12, 2021): 'the State of Nevada and The Venetian currently requires everyone to wear face coverings or…	Money20/20 (Ascential)		Money20/20 (Ascential), Money20/20 USA, 'COVID-19 Safety Plan' (as archived Oct. 12, 2021): 'the State of Nevada and The Venetian currently requires everyone to wear face coverings or masks'; 'Evidence of a negative COVID test or proof that you have had at least one vaccination against COVID-19 will be required for attendance'; 'run according to the guidance of the Nevada State regulations' (Ex. SEC-13-GM-124)	/library/SEC-13-GM-124	/exhibit/SEC-13-GM-124
Ex. SEC-13-GM-125	Florida Association of Insurance Agents, Convention page (as archived Aug. 9, 2020): 'Exhibitors have three options to consider with Convention cancellation…	Florida Association of Insurance Agents		Florida Association of Insurance Agents, Florida Association of Insurance Agents, Convention page (as archived Aug. 9, 2020): 'Exhibitors have three options to consider with Convention cancellation: Transfer their booth registration to our 2021 Convention...'; '117th Annual Convention & Education Symposium, June 16-18, 2021, Rosen Shingle Creek Resort, Orlando' (Ex. SEC-13-GM-125)	/library/SEC-13-GM-125	/exhibit/SEC-13-GM-125
Ex. SEC-13-GM-126	SEC Division of Corporation Finance and Division of Investment Management, 'Staff Guidance for Conducting Shareholder Meetings in Light of COVID-19 Concerns'…	each institution's board, under the OCC's rules (12 C.F.R. §§ 5.22, 7.2001), State corporation and banking law and the federal proxy rules	Apr. 7, 2020	each institution's board, under the OCC's rules (12 C.F.R. §§ 5.22, 7.2001), State corporation and banking law and the federal proxy rules, SEC Division of Corporation Finance and Division of Investment Management, 'Staff Guidance for Conducting Shareholder Meetings in Light of COVID-19 Concerns' (Mar. 13, 2020, as updated Apr. 7, 2020): changes of date, time or location; 'virtual' and 'hybrid' meetings 'governed by state law, where permitted, and the issuer's governing documents' (second capture; see also SEC-13-GM-029) (Ex. SEC-13-GM-126)	/library/SEC-13-GM-126	/exhibit/SEC-13-GM-126
Ex. SEC-13-GM-127	Texas Bankers Association, 'COVID-19 NOTICE' for the 2021 Annual Convention (Austin, Aug. 25-27, 2021): 'mitigate potential health risks associated with…	Texas Bankers Association		Texas Bankers Association, Texas Bankers Association, 'COVID-19 NOTICE' for the 2021 Annual Convention (Austin, Aug. 25-27, 2021): 'mitigate potential health risks associated with COVID-19 and the Delta variant... Masks and vaccines are not required to attend our events, however they are strongly recommended' (Ex. SEC-13-GM-127)	/library/SEC-13-GM-127	/exhibit/SEC-13-GM-127
Ex. SEC-13-GM-128	ICBA media advisory (Mar. 2, 2021): 'Community Bankers to Convene for ICBA Connect: ICBA national conference reimagined for 2021 as two-day virtual event' (Mar.…	Independent Community Bankers of America	Mar. 2, 2021	Independent Community Bankers of America, ICBA media advisory (Mar. 2, 2021): 'Community Bankers to Convene for ICBA Connect: ICBA national conference reimagined for 2021 as two-day virtual event' (Mar. 9-10, 2021) (Ex. SEC-13-GM-128)	/library/SEC-13-GM-128	/exhibit/SEC-13-GM-128
Ex. SEC-13-GM-129	ICBA media advisory (Jan. 27, 2020): 'Community Bankers to Gather in Orlando for 2020 ICBA LIVE' ('the largest, most comprehensive educational and networking…	Independent Community Bankers of America	Jan. 27, 2020	Independent Community Bankers of America, ICBA media advisory (Jan. 27, 2020): 'Community Bankers to Gather in Orlando for 2020 ICBA LIVE' ('the largest, most comprehensive educational and networking event for the nation's community bankers'; Sunday, Mar. 8 through Thursday, Mar. 12, 2020, Gaylord Palms Resort & Convention Center, Kissimmee, Fla.) (Ex. SEC-13-GM-129)	/library/SEC-13-GM-129	/exhibit/SEC-13-GM-129
Ex. TX-004	Executive Order GA-09	Governor Greg Abbott	Mar. 22, 2020	Governor Greg Abbott, Executive Order GA-09 (Mar. 22, 2020) (Ex. TX-004)	/library/TX-004	/exhibit/TX-004
Ex. TX-021	Executive Order GA-28	Governor Greg Abbott	June 26, 2020	Governor Greg Abbott, Executive Order GA-28 (June 26, 2020) (Ex. TX-021)	/library/TX-021	/exhibit/TX-021
Ex. TX-022	Executive Order GA-29	Governor Greg Abbott	July 2, 2020	Governor Greg Abbott, Executive Order GA-29 (July 2, 2020) (Ex. TX-022)	/library/TX-022	/exhibit/TX-022
Ex. TX-040	Fortieth Emergency Order Regarding the COVID-19 State of Disaster, Misc. Docket No. 21-9079	Supreme Court of Texas	July 19, 2021	Supreme Court of Texas, Fortieth Emergency Order Regarding the COVID-19 State of Disaster, Misc. Docket No. 21-9079 (July 19, 2021) (Ex. TX-040)	/library/TX-040	/exhibit/TX-040
Ex. VA-037	16VAC25-220, Standard for Infectious Disease Prevention of the SARS-CoV-2 Virus that Causes COVID-19 (Final)	Virginia Safety and Health Codes Board, Department of Labor and Industry	Jan. 13, 2021	Virginia Safety and Health Codes Board, Department of Labor and Industry, 16VAC25-220, Standard for Infectious Disease Prevention of the SARS-CoV-2 Virus that Causes COVID-19 (Final) (Jan. 13, 2021) (Ex. VA-037)	/library/VA-037	/exhibit/VA-037
Ex. VA-045	Executive Directive Number Eighteen (2021)	Governor Ralph S. Northam	Aug. 5, 2021	Governor Ralph S. Northam, Executive Directive Number Eighteen (2021) (Aug. 5, 2021) (Ex. VA-045)	/library/VA-045	/exhibit/VA-045
Ex. VT-046	2020 Acts and Resolves No. 101	Vermont General Assembly (S.333), signed by Governor Scott May 14, 2020	May 14, 2020	Vermont General Assembly (S.333), signed by Governor Scott May 14, 2020, 2020 Acts and Resolves No. 101 (May 14, 2020) (Ex. VT-046)	/library/VT-046	/exhibit/VT-046
Ex. VT-070	Emergency Rule H-2021-01-E	Department of Financial Regulation	July 1, 2021	Department of Financial Regulation, Emergency Rule H-2021-01-E (July 1, 2021) (Ex. VT-070)	/library/VT-070	/exhibit/VT-070
Ex. WA-069	Emergency Proclamation 21-09	Governor Jay Inslee	June 29, 2021	Governor Jay Inslee, Emergency Proclamation 21-09 (June 29, 2021) (Ex. WA-069)	/library/WA-069	/exhibit/WA-069
Ex. WA-072	Proclamation 20-25.14, Washington Ready (July 1, 2021), 'Additionally' paras. 3-4 and 'Furthermore' paras. 8-10	Governor Jay Inslee	July 1, 2021	Governor Jay Inslee, Proclamation 20-25.14, Washington Ready (July 1, 2021), 'Additionally' paras. 3-4 and 'Furthermore' paras. 8-10 (Ex. WA-072)	/library/WA-072	/exhibit/WA-072
Ex. WA-078	Order of the Secretary of Health 20-03.4	Umair A. Shah, MD, MPH, Washington State Secretary of Health	Aug. 19, 2021	Umair A. Shah, MD, MPH, Washington State Secretary of Health, Order of the Secretary of Health 20-03.4 (Aug. 19, 2021) (Ex. WA-078)	/library/WA-078	/exhibit/WA-078
Ex. WV-078	Emergency Order 20-EO-09	Insurance Commissioner James A. Dodrill	Oct. 15, 2020	Insurance Commissioner James A. Dodrill, Emergency Order 20-EO-09 (Oct. 15, 2020) (Ex. WV-078)	/library/WV-078	/exhibit/WV-078

11. How to use this report

Keep this report with your payroll records and the other records that support your claim. The Notice itself describes what those records are. Q&A-70 says an employer "will adequately substantiate eligibility for the employee retention credit if the employer creates and maintains records that include," among other things, "any governmental order to suspend the employer's business operations" and "any records the employer relied upon to determine whether more than a nominal portion of its operations were suspended due to a governmental order or whether a governmental order had more than a nominal effect on its business operations" (Notice 2021-20, 2021-11 I.R.B. 922, Q&A-70, at 944-45). Q&A-71 says to keep those records "for at least 4 years after the date the tax becomes due or is paid, whichever comes later" (Q&A-71, at 945). This report is the first of those two items for your selection, and it is meant to sit beside the second.

If you have received a letter from the Service saying that no government orders were in effect during the quarter you claimed, this report answers that sentence with the public record, order by order. Read the quarter you claimed. For each instrument, the report gives you the issuer, the number, the dates, the words that commanded the change, the penalty behind them and the exhibit. Those are facts about the public record, and anyone can check them against the register, the code or the docket the report cites. The Service is free to argue about how much a given order affected your business. Whether the orders existed is not a matter of opinion.

Three points of public law matter to anyone holding such a letter. First, a notice that turns down a refund claim starts a clock. Under section 6532(a)(1) of the Internal Revenue Code, a refund suit cannot be brought "after the expiration of 2 years from the date of mailing by certified mail or registered mail by the Secretary to the taxpayer of a notice of the disallowance of the part of the claim to which the suit or proceeding relates." Second, asking the IRS Independent Office of Appeals to review the letter does not stop that clock; the Service's own page on the letter says so ("Requesting an appeal doesn't extend this time"), and section 6532(a)(4) provides that the Service's later consideration of the claim does not extend the period. Third, the period can be extended only by a written agreement between you and the Service under section 6532(a)(2), made on Form 907, Agreement to Extend the Time to Bring Suit, and effective only if the Service signs it before the two years run out.

The COVID Project does not give legal advice, and this report is not a substitute for it. Take it to your accountant, your enrolled agent or your lawyer. The dates above are public law, and the decisions they call for are yours and your adviser's to make.

Printed from covidproject.com/report?industry=13&quarters=2020Q2,2020Q3,2020Q4,2021Q1,2021Q2,2021Q3&federal=1&agencies=1&duties=1&meetings=1&answers=1 on Sept. 30, 2026. The COVID Project is a free public reference and this report is not legal advice.